When is the next results date for SBFC Finance?

No Upcoming Board Meetings

Has SBFC Finance declared dividend?

No Dividend History Available

Who are the peers of the SBFC Finance?

SBFC Finance's peers include Piramal Enterprises, Manappuram Finance, IIFL Finance, Five-Star Business Finance, Capri Global, Bengal & Assam, Religare Enterprises, MAS Financial Services, Fedbank Financial, and Indostar Capital. SBFC Finance leads with a 1-year return of 45.16%, while Capri Global has the lowest at -17.05%.

Peers: The peers of SBFC Finance are Piramal Enterp., Manappuram Fin., IIFL Finance, Five-Star Bus.Fi, Capri Global, Bengal & Assam, Religare Enterp., MAS FINANC SER, Fedbank Financi., and Indostar Capital.<BR><BR>Quality Snapshot: Excellent management risk is observed at Five-Star Bus.Fi and Manappuram Fin., while Good management risk is found at IIFL Finance and MAS FINANC SER. Average management risk is present at Piramal Enterp., Capri Global, Bengal & Assam, Religare Enterp., and Fedbank Financi., and the rest. Below Average management risk is noted at Indostar Capital. Growth is Excellent at Five-Star Bus.Fi, Capri Global, and SBFC Finance, while Good growth is seen at Religare Enterp. Average growth is found at IIFL Finance and MAS FINANC SER, and the rest, while Below Average growth is noted at Piramal Enterp., Manappuram Fin., and Bengal & Assam. Capital Structure is Excellent across all peers except for Indostar Capital, which has an Excellent rating as well.<BR><BR>Return Snapshot: The peer with the highest 1-year return is SBFC Finance at 45.16%, while the lowest is Capri Global at -17.05%. SBFC Finance's 1-year return is significantly higher than all its peers. Additionally, Bengal & Assam and Fedbank Financi. have negative six-month returns.

Who are in the management team of SBFC Finance?

As of March 2023, the management team of SBFC Finance includes Neeraj Swaroop (Chairman), Aseem Dhru (Managing Director & CEO), and several nominees and independent directors, totaling nine key members responsible for the company's governance and operations.

As of March 2023, the management team of SBFC Finance includes the following individuals:<BR><BR>1. Neeraj Swaroop - Chairman & Independent Director<BR>2. Aseem Dhru - Managing Director & CEO<BR>3. Amol Krishna Jain - Nominee<BR>4. Arjun Sakhuja - Nominee<BR>5. John Mescall - Nominee<BR>6. Jonathan Tadeusz Tatur - Nominee<BR>7. Rajesh M Agrawal - Independent Director<BR>8. Surekha Marandi - Independent Director<BR>9. Jay Mistry - Company Secretary & Compliance Officer<BR><BR>Each member plays a crucial role in the governance and operational management of the company.

What does SBFC Finance do?

SBFC Finance Ltd is a Non-Banking Financial Company (NBFC) focused on providing financial services to small businesses, with a market cap of INR 12,826 Cr and a net profit of 939 Cr as of March 2025. The company was incorporated in 2008 and has undergone name changes, currently operating under the name SBFC Finance Ltd.

Overview: <BR>SBFC Finance Ltd operates as a Non Banking Financial Company (NBFC) in the mid-cap market segment, providing financial services primarily to small businesses.<BR><BR>History: <BR>SBFC Finance Ltd was originally incorporated on January 25, 2008, as MAPE Finserve Private Limited. The company changed its name to Small Business Fincredit India Private Limited on July 3, 2017. The most recent quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot: <BR>Net Sales: 3,607 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 939 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: INR 12,826 Cr (Mid Cap)<BR><BR>Key Metrics: <BR>P/E: 37.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 1.65 <BR>Return on Equity: 10.82% <BR>Price to Book: 4.03 <BR><BR>Contact Details: <BR>Address: 103 1st Fr C&B Square Sangam Comp, Andheri Kurla Road Vil-Chakala Mumbai Maharashtra : 400059 <BR>Tel: 91-22-67875344 <BR>Email: complianceofficer@sbfc.com <BR>Website: http://www.sbfc.com

Who are the top shareholders of the SBFC Finance?

The top shareholders of SBFC Finance include Sbfc Holdings Pte. Ltd. with 53.33%, 17 mutual fund schemes holding 15.56%, and 88 foreign institutional investors with 6.53%. SBI Small Cap Fund is the largest public shareholder at 8.53%, while individual investors collectively own 11.88%.

The top shareholders of SBFC Finance include a mix of promoters and institutional investors. The majority shareholder is Sbfc Holdings Pte. Ltd., which holds 53.33% of the company. There are also 17 mutual fund schemes that collectively hold 15.56%, while 88 foreign institutional investors (FIIs) own 6.53%. The highest public shareholder is SBI Small Cap Fund, with a holding of 8.53%. Additionally, individual investors have a combined stake of 11.88%. Overall, the promoter group holds a significant majority without any pledged holdings.

How big is SBFC Finance?

As of 24th July, SBFC Finance Ltd has a market capitalization of 12,957.00 Cr, with recent net sales of 1,306.15 Cr and a net profit of 345.29 Cr.

As of 24th July, SBFC Finance Ltd has a market capitalization of 12,957.00 Cr and is classified as a Mid Cap company.<BR><BR>For the latest four quarters, SBFC Finance reported Net Sales of 1,306.15 Cr and a Net Profit of 345.29 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 3,190.07 Cr and Total Assets of 8,595.76 Cr.

Are SBFC Finance latest results good or bad?

SBFC Finance's latest results for the quarter ending March 2025 are strong, with net sales of Rs 360.68 crore (10.46% growth), an operating profit margin of 68.63%, and a profit after tax of Rs 93.94 crore, indicating solid financial health and operational efficiency.

SBFC Finance's latest results for the quarter ending March 2025 are quite strong and indicate a positive trajectory for the company. The net sales reached Rs 360.68 crore, marking a 10.46% growth compared to the previous quarter, which is a significant achievement. This consistent growth over the last five quarters reflects the effectiveness of the company's sales strategy and market positioning.<BR><BR>In terms of profitability, the operating profit (PBDIT) also reached a high of Rs 247.53 crore, with an impressive operating profit margin of 68.63%. The profit before tax (PBT) was reported at Rs 124.97 crore, and the profit after tax (PAT) stood at Rs 93.94 crore, both showing positive growth compared to the previous quarter.<BR><BR>Additionally, the earnings per share (EPS) of Rs 0.87 further underscores the company's commitment to enhancing shareholder value. Overall, these results indicate that SBFC Finance is performing well, demonstrating strong operational efficiency and financial health in the finance sector.

Is SBFC Finance overvalued or undervalued?

As of October 31, 2025, SBFC Finance is fairly valued with a PE ratio of 34.09, an EV to EBIT of 18.51, and a ROE of 11.52%, outperforming the Sensex with a 26.17% year-to-date return, while its PEG ratio of 0.99 indicates reasonable pricing relative to growth potential compared to peers.

As of 31 October 2025, SBFC Finance has moved from an expensive to a fair valuation grade. The company is currently fairly valued based on its financial metrics. Key ratios include a PE ratio of 34.09, an EV to EBIT of 18.51, and a ROE of 11.52%. <BR><BR>In comparison with peers, SBFC Finance's PE ratio is lower than Bajaj Finance's 37.23, which is classified as very expensive, while it is significantly higher than Life Insurance's attractive PE of 11.62. The PEG ratio of 0.99 suggests that the stock is reasonably priced relative to its growth potential. Notably, SBFC Finance has outperformed the Sensex with a year-to-date return of 26.17% compared to the Sensex's 7.42%, reinforcing its fair valuation status.

How has been the historical performance of SBFC Finance?

SBFC Finance has shown significant growth over the past three years, with net sales increasing from 732.81 Cr in Mar'23 to 1,306.16 Cr in Mar'25, and profit after tax rising from 149.74 Cr to 345.30 Cr. Despite this positive trend in revenue and profitability, cash flow from operating activities remains negative.

Answer:<BR>The historical performance of SBFC Finance shows significant growth in key financial metrics over the past three years.<BR><BR>Breakdown:<BR>SBFC Finance has demonstrated a strong upward trend in net sales, increasing from 732.81 Cr in Mar'23 to 1,306.16 Cr in Mar'25. Total operating income followed a similar trajectory, reaching 1,306.16 Cr in Mar'25, up from 732.81 Cr in Mar'23. Operating profit (PBDIT) also saw substantial growth, climbing from 490.52 Cr in Mar'23 to 894.79 Cr in Mar'25. Profit before tax increased from 201.37 Cr in Mar'23 to 458.73 Cr in Mar'25, while profit after tax rose from 149.74 Cr to 345.30 Cr over the same period. The earnings per share (EPS) improved significantly, moving from 1.68 in Mar'23 to 3.18 in Mar'25. On the balance sheet, total assets grew from 5,746.44 Cr in Mar'23 to 8,595.76 Cr in Mar'25, with total liabilities also increasing from 5,746.44 Cr to 8,595.76 Cr. Cash flow from operating activities, however, remained negative, indicating ongoing challenges in cash generation despite the positive profit trends. Overall, SBFC Finance's financial performance reflects robust growth in revenue and profitability, alongside increasing asset and liability levels.

Is SBFC Finance technically bullish or bearish?

As of November 18, 2025, the trend is mildly bullish due to daily moving averages and a bullish KST, but caution is advised due to mildly bearish weekly MACD and OBV signals.

As of 18 November 2025, the technical trend has changed from bullish to mildly bullish. The current stance is mildly bullish, driven by daily moving averages indicating mild bullishness and a bullish KST on the weekly timeframe. However, the weekly MACD and OBV are mildly bearish, which suggests some caution. The Dow Theory shows a mixed picture with weekly mildly bearish and monthly bullish signals. Overall, while there are positive indicators, the presence of bearish signals in the weekly timeframe tempers the bullish outlook.

Should I buy, sell or hold SBFC Finance?

Which are the latest news on SBFC Finance?

Why is SBFC Finance falling/rising?

As of 14-Dec, SBFC Finance Ltd's stock price is rising to 105.60, driven by strong long-term fundamentals and consistent positive performance over the last eight quarters. Despite recent sector underperformance and declining investor participation, the company's robust growth metrics and high institutional holdings support its upward trend.

As of 14-Dec, SBFC Finance Ltd's stock price is rising, currently at 105.60, reflecting a change of 0.75 (0.72%) upward. This increase can be attributed to several positive factors despite some recent underperformance compared to the sector. The company has demonstrated strong long-term fundamental strength, with a compound annual growth rate (CAGR) of 31.92% in operating profits and a healthy annual growth rate of 30.78% in net sales. Furthermore, SBFC Finance has reported positive results for the last eight consecutive quarters, achieving record highs in net sales and operating profit.<BR><BR>Additionally, the stock has outperformed the broader market over the past year, generating a return of 14.78%, significantly higher than the BSE500's return of 1.78%. The company's return on equity (ROE) stands at 11.4, and it is trading at a fair valuation with a price-to-book value of 3.4, indicating that it is valued reasonably compared to its peers. High institutional holdings at 25.21%, which have increased by 1.09% over the previous quarter, further support the stock's upward movement, as these investors typically have better resources to analyze the company's fundamentals.<BR><BR>However, it is important to note that the stock has recently underperformed its sector by 0.4% and has seen a decline in investor participation, with delivery volume falling by 37.96% against the five-day average. Despite these challenges, the overall strong fundamentals and positive growth trajectory contribute to the stock's rising price.