Capital Small

Which are the latest news on Capital Small?

Why is Capital Small Finance Bank Ltd falling/rising?

As of 05-Sep, Capital Small Finance Bank Ltd's stock is at 280.20, down 0.64%, and has underperformed recently with a 4.79% decline over the past month. Despite strong long-term growth prospects, the stock is currently experiencing short-term weakness and negative market sentiment.

As of 05-Sep, Capital Small Finance Bank Ltd's stock price is falling, currently at 280.20, reflecting a decrease of 1.8 points or 0.64%. The stock has been underperforming, having lost 1.86% over the last three days and showing a negative return of 4.79% over the past month, compared to a 2.44% decline in the benchmark Sensex. <BR><BR>Despite a healthy long-term growth outlook, indicated by a net profit growth rate of 24.58% annually and strong quarterly results, the stock's recent performance has been disappointing. It is currently trading below its 5-day, 20-day, 50-day, and 100-day moving averages, although it remains above the 200-day moving average. This suggests a short-term weakness in price momentum.<BR><BR>Investor participation has increased, with delivery volume rising by 103.05% against the 5-day average, indicating some interest in the stock. However, the overall market sentiment appears to be negative, as evidenced by the stock's consecutive falls and its performance relative to the sector, where it has underperformed by 1.27%. <BR><BR>In summary, while there are positive indicators for long-term growth, the stock's recent price movements and underperformance against benchmarks are contributing to its current decline.

What does Capital Small do?

Capital Small Finance Bank Ltd provides banking services in the micro-cap segment, having been established in 1999 and renamed in 2016. As of June 2026, it reported net sales of ₹288.18 Cr and a net profit of ₹41 Cr, with a market cap of ₹1,279 Cr.

Overview:<BR>Capital Small Finance Bank Ltd operates in the micro-cap segment of the Other Bank industry, providing banking services.<BR><BR>History:<BR>The company was incorporated as Capital Local Area Bank Limited in 1999 and later changed its name to Capital Small Finance Bank Limited in 2016 following approval from the Reserve Bank of India. The latest quarterly results reported are for June 2026.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 288.18 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 41 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 1,279 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: N/A <BR>Industry P/E: N/A <BR>Dividend Yield: 1.78% <BR>Debt-Equity: N/A <BR>ROE: N/A <BR>Price-to-Book: N/A <BR><BR>Contact Details:<BR>Registrar Address: Not available. <BR>Phone: Not available. <BR>Email: Not available. <BR>Website: Not available.

Who are the peers of the Capital Small?

Peers of Capital Small include AU Small Finance, Ujjivan Small, Equitas Small Finance, Jana Small Finance, Utkarsh Small Finance, ESAF Small Finance, and Suryoday Small. In terms of returns, Ujjivan Small leads with 61.67% over one year, while Capital Small has a return of -2.38%.

Peers: The peers of Capital Small are AU Small Finance, Ujjivan Small, Equitas Sma. Fin, Jana Small Finan, Utkarsh Small F., ESAF Small Fin, and Suryoday Small.<BR><BR>Quality Snapshot: Excellent management risk is observed at AU Small Finance, while Good management risk is found at Ujjivan Small, Equitas Sma. Fin, Jana Small Finan, and Suryoday Small, and Average management risk is present at Utkarsh Small F. and ESAF Small Fin. In terms of Growth, Excellent growth is noted for AU Small Finance, Ujjivan Small, Jana Small Finan, and Suryoday Small, while Average growth is seen at Equitas Sma. Fin and ESAF Small Fin, and Below Average growth is present at Utkarsh Small F. Capital Structure is Excellent for AU Small Finance, Ujjivan Small, Equitas Sma. Fin, and Utkarsh Small F., while Below Average is noted for Jana Small Finan and Capital Small, and Average for ESAF Small Fin.<BR><BR>Return Snapshot: Ujjivan Small has the highest 1-year return at 61.67%, while Utkarsh Small F. has the lowest at -14.93%. Capital Small's 1-year return is -2.38%, which is higher than Utkarsh Small F.'s return but lower than all other peers. Additionally, Utkarsh Small F. is the only peer with a negative six-month return.

How big is Capital Small?

As of 31st August, Capital Small Finance Bank Ltd has a market capitalization of 1,279.00 Cr and reported a Net Profit of 150.68 Cr, with Total Assets of 12,149.05 Cr. There is no valid sales data available for the latest four quarters.

As of 31st August, Capital Small Finance Bank Ltd has a market capitalization of 1,279.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 0.00 Cr, indicating no valid sales data found for summing. The Net Profit for the same period was 150.68 Cr.<BR><BR>The latest reporting period for the balance sheet is March 2026. Shareholder's Funds were recorded at 1,461.03 Cr, while Total Assets amounted to 12,149.05 Cr.

Should I buy, sell or hold Capital Small Finance Bank Ltd?

Are Capital Small Finance Bank Ltd latest results good or bad?

Capital Small Finance Bank Ltd's latest Q1 FY27 results are generally positive, with a 29.02% increase in net profit and improved asset quality; however, a significant rise in provisions may raise concerns about potential loan stress. Investors should consider both the strong growth indicators and the increased provisioning when evaluating the results.

Capital Small Finance Bank Ltd's latest results for Q1 FY27 reflect a generally positive performance, although there are some concerns to consider. The bank reported a net profit of ₹41.30 crore, which is a significant increase of 29.02% year-on-year. Additionally, net interest income grew by 21.60% to ₹133.51 crore, and the net interest margin reached 4.21%, the highest in seven quarters.<BR><BR>The bank's asset quality also showed improvement, with gross non-performing assets (NPA) declining to 2.47% from 2.54% in the previous quarter, and net NPAs improving to 1.14%. This indicates effective recovery mechanisms and prudent credit monitoring.<BR><BR>However, there is a notable concern regarding the sharp increase in provisions and contingencies, which rose by 61.49% sequentially to ₹9.35 crore. This elevated provisioning could impact operating profit margins and raises questions about potential stress in certain loan segments.<BR><BR>Overall, while the bank's operational metrics and growth indicators are strong, the increase in provisions may temper the positive outlook. Investors should weigh these factors when assessing the recent results.

When is the next results date for Capital Small Finance Bank Ltd?

The next results date for Capital Small Finance Bank Ltd is July 23, 2026.

The next results date for Capital Small Finance Bank Ltd is scheduled for July 23, 2026.

Is Capital Small technically bullish or bearish?

As of December 4, 2025, Capital Small's technical trend has shifted to bearish, driven by negative indicators such as the weekly MACD and daily moving averages, despite a mildly bullish signal from Dow Theory.

As of 4 December 2025, the technical trend has changed from mildly bearish to bearish. The current technical stance for Capital Small is bearish with moderate strength. Key indicators driving this stance include the weekly MACD, which is bearish, and the daily moving averages, also indicating a bearish trend. Additionally, both the weekly and monthly Bollinger Bands are bearish. While the Dow Theory shows a mildly bullish signal on the weekly timeframe, it does not outweigh the overall bearish indicators. The stock has underperformed against the Sensex across multiple time frames, further supporting the bearish outlook.

How has been the historical performance of Capital Small?

Capital Small has shown consistent financial growth from March 2019 to March 2025, with significant increases in interest earned (from 346.29 Cr to 908.50 Cr), total income (from 377.60 Cr to 994.52 Cr), and profit before tax (from 26.92 Cr to 175.13 Cr), alongside a robust rise in deposits and total assets. The company's reserves also expanded notably from 221.84 Cr to 1,294.89 Cr, indicating strong stability.

Answer:<BR>The historical performance of Capital Small shows a consistent growth trajectory across various financial metrics from March 2019 to March 2025.<BR><BR>Breakdown:<BR>Capital Small's interest earned has increased significantly from 346.29 Cr in March 2019 to 908.50 Cr in March 2025, reflecting a strong growth in income on investments and interest on advances. The total income has also risen from 377.60 Cr in March 2019 to 994.52 Cr in March 2025, while net interest income has grown from 135.14 Cr to 410.20 Cr during the same period. Total expenditure, excluding depreciation, has increased from 132.17 Cr to 310.79 Cr, with employee costs and other operating expenses contributing to this rise. Profit before tax has shown a notable increase from 26.92 Cr in March 2019 to 175.13 Cr in March 2025, leading to a profit after tax of 131.65 Cr, up from 19.41 Cr. The company's reserves have expanded significantly from 221.84 Cr to 1,294.89 Cr, and deposits have also increased from 4,446.62 Cr to 8,322.60 Cr. The total assets have grown from 5,329.87 Cr to 10,114.38 Cr, indicating a robust balance sheet. Cash and cash equivalents have improved, closing at 732.00 Cr in March 2025, up from 382.00 Cr in March 2020. Overall, Capital Small has demonstrated strong financial growth and stability over the years.

Who are the top shareholders of the Capital Small?

The top shareholders of Capital Small include Sarvjit Singh Samra with 9.23%, the Oman India Joint Investment Fund II at 5.55%, and individual investors holding 24.91%. There are also mutual funds with 4.96% and 11 foreign institutional investors with 1.29%, with no pledged promoter holdings.

The top shareholders of Capital Small include Sarvjit Singh Samra, who holds the highest promoter share at 9.23%. The highest public shareholder is the Oman India Joint Investment Fund II, with a stake of 5.55%. Additionally, individual investors collectively hold 24.91% of the company. Mutual funds have a presence with 4.96% held by two schemes, and there are 11 foreign institutional investors (FIIs) holding 1.29%. Notably, there are no pledged promoter holdings.

Is Capital Small overvalued or undervalued?

As of May 10, 2024, Capital Small is considered undervalued with a PE ratio of 10.10, a Price to Book Value of 0.99, and a PEG ratio of 0.58, significantly lower than its peers HDFC Bank and ICICI Bank, indicating a shift from very expensive to very attractive despite a recent decline in stock performance over the past year.

As of 10 May 2024, the valuation grade for Capital Small has moved from very expensive to very attractive, indicating a significant shift in its perceived value. The company is currently considered undervalued, with a PE ratio of 10.10, a Price to Book Value of 0.99, and a PEG ratio of 0.58, all of which suggest that the stock is trading at a discount compared to its earnings growth potential.<BR><BR>In comparison to its peers, Capital Small stands out with a much lower PE ratio than HDFC Bank Ltd. (22.51) and ICICI Bank Ltd. (22.01), both of which are classified as expensive. Additionally, the dividend yield of 0.41% and a return on equity (ROE) of 9.82% further support the attractiveness of this investment. Notably, while Capital Small has experienced a 1-week stock return of 3.29% compared to the Sensex's 1.37%, it has underperformed over the past year with a decline of 10.34% against the Sensex's gain of 7.56%. Overall, the current valuation metrics and peer comparisons indicate that Capital Small is indeed undervalued.

Has Capital Small declared dividend?

Yes, Capital Small Finance Bank Ltd has declared a 12% dividend, amounting to ₹1.2 per share, with an ex-date of August 16, 2024. However, total returns over the past year have been negative at -12.51%.

Capital Small Finance Bank Ltd has declared a 12% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 12%<BR>- Amount per share: 1.2<BR>- Ex-date: 16 Aug 24<BR><BR>Dividend Yield: 0.41%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was 6.22%, the dividend return was 0%, resulting in a total return of 6.22%.<BR><BR>Over the past year, the price return was -12.86%, with a dividend return of 0.35%, leading to a total return of -12.51%.<BR><BR>In the 2-year period, both the price return and dividend return were 0%, resulting in a total return of 0.0%.<BR><BR>For the 3-year period, there was no price return or dividend return, leading to a total return of 0.0%.<BR><BR>In the 4-year period, the price return and dividend return remained at 0%, resulting in a total return of 0.0%.<BR><BR>Finally, in the 5-year period, there was no change in price or dividends, resulting in a total return of 0.0%.<BR><BR>Overall, while Capital Small Finance Bank Ltd has declared a dividend, the total returns over various periods show mixed results, with significant negative returns in the past year despite the recent dividend declaration.