Capital Small

Has Capital Small declared dividend?

Yes, Capital Small Finance Bank Ltd has declared a 12% dividend, amounting to ₹1.2 per share, with an ex-date of August 16, 2024. However, total returns over the past year have been negative at -12.51%.

Capital Small Finance Bank Ltd has declared a 12% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 12%<BR>- Amount per share: 1.2<BR>- Ex-date: 16 Aug 24<BR><BR>Dividend Yield: 0.41%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was 6.22%, the dividend return was 0%, resulting in a total return of 6.22%.<BR><BR>Over the past year, the price return was -12.86%, with a dividend return of 0.35%, leading to a total return of -12.51%.<BR><BR>In the 2-year period, both the price return and dividend return were 0%, resulting in a total return of 0.0%.<BR><BR>For the 3-year period, there was no price return or dividend return, leading to a total return of 0.0%.<BR><BR>In the 4-year period, the price return and dividend return remained at 0%, resulting in a total return of 0.0%.<BR><BR>Finally, in the 5-year period, there was no change in price or dividends, resulting in a total return of 0.0%.<BR><BR>Overall, while Capital Small Finance Bank Ltd has declared a dividend, the total returns over various periods show mixed results, with significant negative returns in the past year despite the recent dividend declaration.

Who are the peers of the Capital Small?

Capital Small's peers include AU Small Finance, Ujjivan Small, Equitas Small Finance, Jana Small Finance, Utkarsh Small Finance, ESAF Small Finance, and Suryoday Small Finance. In terms of management risk, growth, and capital structure, AU Small Finance and Jana Small Finance perform excellently, while Capital Small shows good management risk and average growth and capital structure.

Peers: The peers of Capital Small are AU Small Finance, Ujjivan Small, Equitas Sma. Fin, Jana Small Finan, Utkarsh Small F., ESAF Small Fin, and Suryoday Small.<BR><BR>Quality Snapshot: Excellent management risk is observed at AU Small Finance and Jana Small Finan, while Good management risk is found at Ujjivan Small, Equitas Sma. Fin, Utkarsh Small F., and Capital Small, and Average management risk is noted at ESAF Small Fin and Suryoday Small. For Growth, Excellent growth is seen at AU Small Finance, Ujjivan Small, Jana Small Finan, and Capital Small, while Average growth is found at Equitas Sma. Fin and Utkarsh Small F., and Below Average growth is noted at ESAF Small Fin. In terms of Capital Structure, Excellent capital structure is observed at AU Small Finance, Ujjivan Small, Equitas Sma. Fin, and Utkarsh Small F., while Below Average capital structure is noted at Jana Small Finan and Capital Small, and Below Average is also seen at ESAF Small Fin.<BR><BR>Return Snapshot: The peer with the highest 1-year return is AU Small Finance at 12.60%, while the peer with the lowest is Utkarsh Small F. at -55.37%. Capital Small's 1-year return is -12.16%, which is higher than Utkarsh Small F. but lower than AU Small Finance. Additionally, the six-month returns are negative for Utkarsh Small F., ESAF Small Fin, and Suryoday Small.

Is Capital Small overvalued or undervalued?

As of May 10, 2024, Capital Small is considered undervalued with a PE ratio of 10.10, a Price to Book Value of 0.99, and a PEG ratio of 0.58, significantly lower than its peers HDFC Bank and ICICI Bank, indicating a shift from very expensive to very attractive despite a recent decline in stock performance over the past year.

As of 10 May 2024, the valuation grade for Capital Small has moved from very expensive to very attractive, indicating a significant shift in its perceived value. The company is currently considered undervalued, with a PE ratio of 10.10, a Price to Book Value of 0.99, and a PEG ratio of 0.58, all of which suggest that the stock is trading at a discount compared to its earnings growth potential.<BR><BR>In comparison to its peers, Capital Small stands out with a much lower PE ratio than HDFC Bank Ltd. (22.51) and ICICI Bank Ltd. (22.01), both of which are classified as expensive. Additionally, the dividend yield of 0.41% and a return on equity (ROE) of 9.82% further support the attractiveness of this investment. Notably, while Capital Small has experienced a 1-week stock return of 3.29% compared to the Sensex's 1.37%, it has underperformed over the past year with a decline of 10.34% against the Sensex's gain of 7.56%. Overall, the current valuation metrics and peer comparisons indicate that Capital Small is indeed undervalued.

What does Capital Small do?

Capital Small Finance Bank Ltd is a small-cap financial institution that provides banking services, having been established in 1999 and renamed in 2016. As of March 2025, it reported net sales of ₹231.46 crore and a net profit of ₹34 crore, with a market capitalization of ₹1,270 crore.

Overview:<BR>Capital Small Finance Bank Ltd operates in the banking sector as a small-cap financial institution.<BR><BR>History:<BR>The company was incorporated in 1999 as Capital Local Area Bank Limited and later renamed to Capital Small Finance Bank Limited in 2016 following Reserve Bank of India approval. The latest quarterly results reported sales and profit for March 2025.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 231.46 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 34 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: INR 1,270 Cr (Small Cap)<BR><BR>Key Metrics:<BR>P/E: N/A <BR>Industry P/E: N/A <BR>Dividend Yield: 0.43% <BR>Debt-Equity: N/A <BR>ROE: N/A <BR>Price-to-Book: N/A <BR><BR>Contact Details:<BR>Address: Not available <BR>Phone: Not available <BR>Email: Not available <BR>Website: Not available

Who are the top shareholders of the Capital Small?

The top shareholders of Capital Small include Sarvjit Singh Samra with 9.23%, the Oman India Joint Investment Fund II at 5.55%, and individual investors holding 24.91%. There are also mutual funds with 4.96% and 11 foreign institutional investors with 1.29%, with no pledged promoter holdings.

The top shareholders of Capital Small include Sarvjit Singh Samra, who holds the highest promoter share at 9.23%. The highest public shareholder is the Oman India Joint Investment Fund II, with a stake of 5.55%. Additionally, individual investors collectively hold 24.91% of the company. Mutual funds have a presence with 4.96% held by two schemes, and there are 11 foreign institutional investors (FIIs) holding 1.29%. Notably, there are no pledged promoter holdings.

When is the next results date for Capital Small?

The next results date for Capital Small is July 24, 2025.

The next results date for Capital Small is scheduled for July 24, 2025.

How big is Capital Small?

As of 24th July, Capital Small Finance Bank Ltd has a market capitalization of 1,440.00 Cr, categorizing it as a Small Cap company, with total assets of 10,114.38 Cr and shareholder's funds of 1,340.14 Cr.

As of 24th July, <BR><BR>Market Cap: Capital Small Finance Bank Ltd has a market capitalization of 1,440.00 Cr, categorizing it as a Small Cap company.<BR><BR>Recent Quarterly Performance: The company reported Net Sales of 0.00 Cr for the latest quarters, with a Net Profit of 131.65 Cr for the latest four quarters ending in March 2025, December 2024, September 2024, and June 2024.<BR><BR>Balance Sheet Snapshot: The reporting period is March 2025, with Shareholder's Funds amounting to 1,340.14 Cr and Total Assets valued at 10,114.38 Cr.

How has been the historical performance of Capital Small?

Capital Small has shown consistent financial growth from March 2019 to March 2025, with significant increases in interest earned (from 346.29 Cr to 908.50 Cr), total income (from 377.60 Cr to 994.52 Cr), and profit before tax (from 26.92 Cr to 175.13 Cr), alongside a robust rise in deposits and total assets. The company's reserves also expanded notably from 221.84 Cr to 1,294.89 Cr, indicating strong stability.

Answer:<BR>The historical performance of Capital Small shows a consistent growth trajectory across various financial metrics from March 2019 to March 2025.<BR><BR>Breakdown:<BR>Capital Small's interest earned has increased significantly from 346.29 Cr in March 2019 to 908.50 Cr in March 2025, reflecting a strong growth in income on investments and interest on advances. The total income has also risen from 377.60 Cr in March 2019 to 994.52 Cr in March 2025, while net interest income has grown from 135.14 Cr to 410.20 Cr during the same period. Total expenditure, excluding depreciation, has increased from 132.17 Cr to 310.79 Cr, with employee costs and other operating expenses contributing to this rise. Profit before tax has shown a notable increase from 26.92 Cr in March 2019 to 175.13 Cr in March 2025, leading to a profit after tax of 131.65 Cr, up from 19.41 Cr. The company's reserves have expanded significantly from 221.84 Cr to 1,294.89 Cr, and deposits have also increased from 4,446.62 Cr to 8,322.60 Cr. The total assets have grown from 5,329.87 Cr to 10,114.38 Cr, indicating a robust balance sheet. Cash and cash equivalents have improved, closing at 732.00 Cr in March 2025, up from 382.00 Cr in March 2020. Overall, Capital Small has demonstrated strong financial growth and stability over the years.

Is Capital Small technically bullish or bearish?

As of December 4, 2025, Capital Small's technical trend has shifted to bearish, driven by negative indicators such as the weekly MACD and daily moving averages, despite a mildly bullish signal from Dow Theory.

As of 4 December 2025, the technical trend has changed from mildly bearish to bearish. The current technical stance for Capital Small is bearish with moderate strength. Key indicators driving this stance include the weekly MACD, which is bearish, and the daily moving averages, also indicating a bearish trend. Additionally, both the weekly and monthly Bollinger Bands are bearish. While the Dow Theory shows a mildly bullish signal on the weekly timeframe, it does not outweigh the overall bearish indicators. The stock has underperformed against the Sensex across multiple time frames, further supporting the bearish outlook.

Are Capital Small Finance Bank Ltd latest results good or bad?

Capital Small Finance Bank Ltd's latest Q2 FY26 results show a 9% increase in net profit to ₹34.89 crores, but only a 4.65% year-on-year growth raises concerns about sustainability. While net interest income grew positively, the bank's heavy reliance on non-operating income and a moderate return on equity suggest the results are stable but lack strong growth potential.

Capital Small Finance Bank Ltd's latest results for Q2 FY26 show a mixed performance. The net profit of ₹34.89 crores reflects a 9% increase compared to the previous quarter, indicating a recovery. However, the year-on-year growth of just 4.65% raises concerns about the sustainability of this momentum.<BR><BR>The net interest income increased to ₹111.64 crores, marking a 10.62% rise year-on-year, which is a positive sign. However, the bank's reliance on non-operating income, which constituted a significant portion of profit before tax, is a critical concern. This dependence raises questions about the quality and sustainability of earnings.<BR><BR>In terms of asset quality, the gross non-performing asset (NPA) ratio stands at 2.74%, which is stable but slightly elevated compared to larger peers. The return on equity of 9.72% is moderate, indicating average efficiency.<BR><BR>Overall, while there are some positive indicators, such as the sequential growth in net profit and interest income, the heavy reliance on non-operating income and the modest year-on-year growth suggest that the results are not particularly strong. Investors might view these results as stable but lacking the dynamism needed for robust growth.

Why is Capital Small Finance Bank Ltd falling/rising?

As of 28-Apr, the stock price of Capital Small Finance Bank Ltd is at 263.85, reflecting a slight decline but showing a 2.75% gain over the past week and a 19.80% increase over the past month. Despite being below its 200-day moving average and a decrease in investor participation, the stock has demonstrated resilience with recent consecutive gains.

As of 28-Apr, the stock price of Capital Small Finance Bank Ltd is experiencing a slight decline, currently at 263.85, reflecting a change of -0.1 (-0.04%). Despite this minor drop, the stock has shown a positive performance over the past week, with a gain of 2.75%, outperforming the benchmark Sensex, which has decreased by 3.01% during the same period. Additionally, the stock has risen by 19.80% over the past month, significantly outperforming the Sensex's 4.49% increase.<BR><BR>However, the stock's current price is lower than its 200-day moving average, indicating a longer-term trend that may be affecting investor sentiment. Furthermore, there has been a decrease in investor participation, with delivery volume falling by 3.99% against the 5-day average, which may contribute to the stock's current price decline. Despite these factors, the stock has shown resilience with consecutive gains over the last three days, accumulating a total return of 2.99% in that timeframe. Overall, while the stock is currently facing a slight decline, its recent performance and outperformance against the benchmark suggest a complex situation influenced by both positive short-term trends and negative long-term indicators.

Which are the latest news on Capital Small?

Should I buy, sell or hold Capital Small Finance Bank Ltd?