Abu Dhabi National Insurance Co. PSC (ADNIC) Stock Analysis | Price, Returns, Financials & Key Metrics

Mojo Score Change: Abu Dhabi National Insurance Co. PSC has changed its score on 05 Dec 2025. Click here to unlock latest mojo score!

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Dashboard

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 14.05%

Healthy long term growth as Net Sales has grown by an annual rate of 34.20%

The company has declared Positive results for the last 3 consecutive quarters

With ROE of 13.40%, it has a very attractive valuation with a 1.17 Price to Book Value

Consistent Returns over the last 3 years

Mojo Parameters

Stock DNA

Industry

Insurance

Market cap

AED 4,167 Million (Small Cap)

P/E

9.00

Industry P/E

Dividend Yield

6.16%

Debt Equity

-999,999.00

Return on Equity

13.46%

Price to Book

1.34

Revenue and Profits:

Net Sales:

(Quarterly Results - Jun 2025)

Net Profit:

116 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

16.78%

6 Months

15.25%

1 Year

23.12%

2 Years

22.47%

3 Years

13.94%

4 Years

43.47%

5 Years

129.74%

Abu Dhabi National Insurance Co. PSC for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

34.20%

EBIT Growth (5y)

EBIT to Interest (avg)

-2.10

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

10.07%

Dividend Payout Ratio

61.54%

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

14.05%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.27

EV to EBIT

EV to EBITDA

143.77

EV to Capital Employed

1.36

EV to Sales

0.44

PEG Ratio

2.07

Dividend Yield

6.47%

ROCE (Latest)

ROE (Latest)

13.46%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

Mildly Bearish

No Trend

OBV

Mildly Bearish

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot

No data for shareholding present.

Shareholding Compare (%holding)

No data for shareholding present.

Financial

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  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Jun'25 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Jun 2025 is 0.00% vs 0.00% in Jun 2024",
        "dir": 0
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Jun 2025 is 11.04% vs -0.48% in Jun 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Jun'25",
        "Jun'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "6.30",
          "val2": "5.00",
          "chgp": "26.00%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "115.70",
          "val2": "104.20",
          "chgp": "11.04%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "62.20%",
          "val2": "61.30%",
          "chgp": "0.09%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023",
        "dir": 0
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is 4.56% vs 12.19% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "22.50",
          "val2": "21.20",
          "chgp": "6.13%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "11.80",
          "val2": "-2.10",
          "chgp": "661.90%",
          "chgp_class": "positive"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "419.50",
          "val2": "401.20",
          "chgp": "4.56%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "62.50%",
          "val2": "82.20%",
          "chgp": "-1.97%",
          "chgp_class": "negative"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Consolidated) - Jun'25 - YoY

Jun'25

Jun'24

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

6.30

5.00

26.00%

Interest

0.00

Exceptional Items

0.00

Consolidate Net Profit

115.70

104.20

11.04%

Operating Profit Margin (Excl OI)

62.20%

61.30%

0.09%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in quarter ended Jun 2025 is 0.00% vs 0.00% in Jun 2024

Consolidated Net Profit

YoY Growth in quarter ended Jun 2025 is 11.04% vs -0.48% in Jun 2024

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'24

Dec'24

Dec'23

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

22.50

21.20

6.13%

Interest

0.00

Exceptional Items

11.80

-2.10

661.90%

Consolidate Net Profit

419.50

401.20

4.56%

Operating Profit Margin (Excl OI)

62.50%

82.20%

-1.97%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023

Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 4.56% vs 12.19% in Dec 2023

All Annual Results

Company CV

About Abu Dhabi National Insurance Co. PSC

Abu Dhabi National Insurance Co. PSC

Insurance

Abu Dhabi National Insurance Company PSC (ADNIC) is a United Arab Emirates-based public shareholding company engaged in the provision of all classes of insurance and reinsurance products and services. The Company is organized into two main business segments: Underwriting of marine insurance business, covering all classes of general insurance, including marine cargo hull and aviation, and Underwriting of non-marine insurance business, which covering all classes of insurance, including fire, engineering, general accident, motor and medical. The Company’s products are categorized into three types: Personal Insurance offers a range of personal/individual insurance policies; Business Insurance offers a set of insurance for a range of assortment of business insurance needs, and Overseas Insurance offers a range of insurance products for the Company’s overseas clients.

Company Coordinates

Company Details

Building 403, PO Box 839 ABU DHABI None : None

Tel: 971 2 4080100971 2 4080100

http://www.adnic.ae/

Registrar Details