National General Insurance Co. (NGI) Stock Analysis | Price, Returns, Financials & Key Metrics

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Dashboard

With ROE of 19.37%, it has a fair valuation with a 1.54 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 18.00%, its profits have risen by 70% ; the PEG ratio of the company is 0.2
At the current price, the company has a high dividend yield of 13.3

Consistent Returns over the last 3 years

Mojo Parameters

Stock DNA

Industry

Insurance

Market cap

AED 948 Million (Micro Cap)

P/E

8.00

Industry P/E

Dividend Yield

14.23%

Debt Equity

-999,999.00

Return on Equity

19.37%

Price to Book

1.44

Revenue and Profits:

Net Sales:

(Quarterly Results - Jun 2025)

Net Profit:

50 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

18.0%

6 Months

18.0%

1 Year

19.19%

2 Years

122.26%

3 Years

47.5%

4 Years

112.79%

5 Years

209.05%

National General Insurance Co. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

27.50%

EBIT Growth (5y)

EBIT to Interest (avg)

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

7.69%

Dividend Payout Ratio

58.21%

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

13.22%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.54

EV to EBIT

EV to EBITDA

158.56

EV to Capital Employed

3.93

EV to Sales

0.48

PEG Ratio

0.15

Dividend Yield

13.33%

ROCE (Latest)

ROE (Latest)

19.37%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Mildly Bullish

Moving Averages

Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

No Trend

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot

No data for shareholding present.

Shareholding Compare (%holding)

No data for shareholding present.

Financial

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        "Mar'25",
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          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1.10",
          "val2": "0.70",
          "chgp": "57.14%",
          "chgp_class": "positive"
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          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
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          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
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          "val2": "35.60",
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          "val1": "188.00%",
          "val2": "161.90%",
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Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ

Jun'25

Mar'25

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

1.10

0.70

57.14%

Interest

0.00

Exceptional Items

0.00

Consolidate Net Profit

49.70

35.60

39.61%

Operating Profit Margin (Excl OI)

188.00%

161.90%

2.61%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Jun 2025 is 0.00% vs 0.00% in Mar 2025

Consolidated Net Profit

QoQ Growth in quarter ended Jun 2025 is 39.61% vs 89.36% in Mar 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'24

Dec'24

Dec'23

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

3.00

Interest

0.00

Exceptional Items

0.00

Consolidate Net Profit

127.50

74.90

70.23%

Operating Profit Margin (Excl OI)

140.80%

93.50%

4.73%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023

Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 70.23% vs 23.80% in Dec 2023

All Annual Results

Company CV

About National General Insurance Co.

National General Insurance Co.

Insurance

National General Insurance Co. PJSC (NGI) is a United Arab Emirates-based public shareholding company engaged in the provision of life and non-life insurance services and products. The Company is organized into two business segments: life insurance and general insurance. The Company’s products include universal life, level term assurance, decreasing term assurance, renewable term assurance, single premium protection, group life insurance, personal accident plan, global corporate protection, motor vehicle insurance, travel insurance, personal accident, householder’s comprehensive, healthNET, lifeline, property, engineering, money insurance and marine insurance, among others. The Company operates through its head office and a network of branches located across the United Arab Emirates.

Company Coordinates

Company Details

Levels Ground, 3, 5, 6 UP House, Port Saeed Street, Deira Area, P.O. Box 154, DUBAI None : None

Tel: 971 4 2115800

http://www.ngi.ae

Registrar Details