NGI Share Price | National General Insurance Co. Stock Analysis & Recommendation

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

Compare National General Insurance Co. with Similar Stocks

Al Dhafra Insurance Co. PSC Al Ain Ahlia Insurance Co.Islamic Arab Insurance Co.

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

With ROE of 17.18%, it has a very attractive valuation with a 1.36 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 4.18%, its profits have fallen by -7%
At the current price, the company has a high dividend yield of 14.4

Consistent Returns over the last 3 years

Mojo Parameters

Stock DNA

Industry

Insurance

Market cap

AED 986 Million (Micro Cap)

P/E

8.00

Industry P/E

Dividend Yield

13.68%

Debt Equity

-999,999.00

Return on Equity

17.18%

Price to Book

1.42

Revenue and Profits:

Net Sales:

(Quarterly Results - Dec 2025)

Net Profit:

14 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

19.6%

6 Months

19.6%

1 Year

20.81%

2 Years

125.28%

3 Years

49.5%

4 Years

115.67%

5 Years

213.24%

National General Insurance Co. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

29.80%

EBIT Growth (5y)

EBIT to Interest (avg)

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

7.69%

Dividend Payout Ratio

62.28%

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

13.22%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.35

EV to EBIT

EV to EBITDA

103.35

EV to Capital Employed

4.25

EV to Sales

0.30

PEG Ratio

Dividend Yield

14.35%

ROCE (Latest)

ROE (Latest)

17.18%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Mildly Bullish

Moving Averages

Bearish (Daily)

KST

Mildly Bearish

Dow Theory

Bearish

Mildly Bullish

OBV

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot

No data for shareholding present.

Shareholding Compare (%holding)

No data for shareholding present.

Financial

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          "val2": "0.80",
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          "val1": "0.00",
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Quarterly Results Snapshot (Consolidated) - Dec'25 - QoQ

Dec'25

Sep'25

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

0.60

0.80

-25.00%

Interest

0.00

Exceptional Items

0.00

Consolidate Net Profit

13.60

20.30

-33.00%

Operating Profit Margin (Excl OI)

53.60%

81.20%

-2.76%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Dec 2025 is 0.00% vs 0.00% in Sep 2025

Consolidated Net Profit

QoQ Growth in quarter ended Dec 2025 is -33.00% vs -59.15% in Sep 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

3.30

3.00

10.00%

Interest

0.00

Exceptional Items

0.00

Consolidate Net Profit

119.20

127.50

-6.51%

Operating Profit Margin (Excl OI)

119.60%

142.50%

-2.29%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2025 is 0.00% vs 0.00% in Dec 2024

Consolidated Net Profit

YoY Growth in year ended Dec 2025 is -6.51% vs 70.23% in Dec 2024

All Annual Results

Company CV

About National General Insurance Co.

National General Insurance Co.

Insurance

National General Insurance Co. PJSC (NGI) is a United Arab Emirates-based public shareholding company engaged in the provision of life and non-life insurance services and products. The Company is organized into two business segments: life insurance and general insurance. The Company’s products include universal life, level term assurance, decreasing term assurance, renewable term assurance, single premium protection, group life insurance, personal accident plan, global corporate protection, motor vehicle insurance, travel insurance, personal accident, householder’s comprehensive, healthNET, lifeline, property, engineering, money insurance and marine insurance, among others. The Company operates through its head office and a network of branches located across the United Arab Emirates.

Company Coordinates

Company Details

Levels Ground, 3, 5, 6 UP House, Port Saeed Street, Deira Area, P.O. Box 154, DUBAI None : None

Tel: 971 4 2115800

http://www.ngi.ae

Registrar Details