National Bank of Ras Al Khaimah

  • Market Cap: Small Cap
  • Industry: Regional Banks
  • ISIN: AEN000601015
AED
8.40
1.55 (22.63%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

196.37 k

Shareholding (Dec 2016)

FII

0.05%

Held by 1 FIIs

DII

99.95%

Held by 0 DIIs

Promoter

0.00%

iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Dashboard

1

High Profitability with a Net Interest Margin of 6.42%

 
2

Positive results in Jun 25

3

With ROA of 1.52%, it has a fair valuation with a 1.16 Price to Book Value

4

Market Beating Performance

stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

stock-summary
Industry

Regional Banks

stock-summary
Market cap

AED 16,253 Million (Small Cap)

stock-summary
P/E

7.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

13.98%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

19.10%

stock-summary
Price to Book

1.19

Revenue and Profits:
Net Sales:
1,432 Million
(Quarterly Results - Dec 2025)
Net Profit:
529 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
24.63%
0%
24.63%
6 Months
41.18%
0%
41.18%
1 Year
62.79%
0%
62.79%
2 Years
93.85%
0%
93.85%
3 Years
116.77%
0%
116.77%
4 Years
157.14%
0%
157.14%
5 Years
197.35%
0%
197.35%

National Bank of Ras Al Khaimah for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

Icon
No Recent News for the Company

Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

Icon
No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
12.60%
EBIT Growth (5y)
49.19%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
48.74%
Pledged Shares
0
Institutional Holding
0.05%
ROCE (avg)
0
ROE (avg)
0

Valuation key factors

Factor
Value
P/E Ratio
7
Industry P/E
Price to Book Value
1.40
EV to EBIT
9.16
EV to EBITDA
8.60
EV to Capital Employed
1.28
EV to Sales
4.40
PEG Ratio
0.29
Dividend Yield
5.30%
ROCE (Latest)
13.99%
ROE (Latest)
19.10%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
Bullish
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bullish
Mildly Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2016stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Foreign Institutions

Domestic Funds

Held in 0 Schemes (0%)

Foreign Institutions

Held by 1 Foreign Institutions (0.05%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Sep'06 - YoY",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "Not Applicable: The company has declared_date for only one period",
        "dir": 0
      },
      {
        "prefix": "Net Profit ",
        "suffix": "Not Applicable: The company has declared_date for only one period",
        "dir": 0
      }
    ],
    "table": {
      "header": [
        "Sep'06",
        "Sep'05",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": "168.80",
          "val2": "119.00",
          "chgp": "41.85%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "93.80",
          "val2": "64.00",
          "chgp": "46.56%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "37.20%",
          "val2": "0.00%",
          "chgp": "3.72%",
          "chgp_class": "negative"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "37.20%",
          "val2": "0.00%",
          "chgp": "3.72%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "73.10",
          "val2": "50.70",
          "chgp": "44.18%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Standalone) - Dec'05",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "YoY Growth in year ended Dec 2005 is 44.44% vs 39.63% in Dec 2004",
        "dir": 1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2005 is 43.42% vs 35.86% in Dec 2004",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'05",
        "Dec'04",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": "455.00",
          "val2": "315.00",
          "chgp": "44.44%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "233.60",
          "val2": "181.30",
          "chgp": "28.85%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "33.20%",
          "val2": "51.50%",
          "chgp": "-1.83%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "33.20%",
          "val2": "51.50%",
          "chgp": "-1.83%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "185.30",
          "val2": "129.20",
          "chgp": "43.42%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Standalone) - Sep'06 - YoYstock-summary

Sep'06
Sep'05
Change(%)
Interest Earned
168.80
119.00
41.85%
Operating Profit (PBDIT)
93.80
64.00
46.56%
% of Net NPAs
37.20%
0.00%
3.72%
% of Gross NPAs
37.20%
0.00%
3.72%
Exceptional Items
0.00
0.00
Net Profit
73.10
50.70
44.18%
USD in Million.
Interest Earned

Not Applicable: The company has declared_date for only one period

Net Profit

Not Applicable: The company has declared_date for only one period

Annual Results Snapshot (Standalone) - Dec'05stock-summary

Dec'05
Dec'04
Change(%)
Interest Earned
455.00
315.00
44.44%
Operating Profit (PBDIT)
233.60
181.30
28.85%
% of Net NPAs
33.20%
51.50%
-1.83%
% of Gross NPAs
33.20%
51.50%
-1.83%
Exceptional Items
0.00
0.00
Net Profit
185.30
129.20
43.42%
USD in Million.
Direction Arrows
Interest Earned

YoY Growth in year ended Dec 2005 is 44.44% vs 39.63% in Dec 2004

Direction Arrows
Net Profit

YoY Growth in year ended Dec 2005 is 43.42% vs 35.86% in Dec 2004

stock-summaryCompany CV
About National Bank of Ras Al Khaimah stock-summary
stock-summary
National Bank of Ras Al Khaimah
Regional Banks
The National Bank of Ras Al-Khaimah PSC (RAKBANK) is a United Arab Emirates-based public shareholding company engaged in the provision of retail and commercial banking services through a network of 33 branches located across the United Arab Emirates. The Bank is organized into three main business segments: the Retail banking segment includes private customer current accounts, savings accounts, deposits, credit and debit cards, customer loans and mortgages; the Corporate banking segment incorporates transactions with corporate bodies, including government and public bodies, small and medium entities, and comprising of loans, advances, deposits and trade finance transactions, and the Treasury segment covers activities of the dealing room, related money market, foreign exchange transactions with other banks and financial institutions.
Company Coordinates stock-summary
Company Details
Emirates Road, Al Rifa Area,, P.O. Box 5300 RAS AL-KHAIMAH None : None
stock-summary
Tel: 971 7 2062222971 6 5545
stock-summary
Registrar Details