Dashboard
1
The company has declared Positive results for the last 5 consecutive quarters
- GROSS NPA (%)(Q) Lowest at 3.32%
- OPERATING CASH FLOW(Y) Highest at AED 1,435.21 MM
- ROCE(HY) Highest at 1.37%
2
With ROA of 1.00%, it has a fair valuation with a 1.29 Price to Book Value
3
Market Beating performance in long term as well as near term
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
18.5%
0%
18.5%
6 Months
25.94%
0%
25.94%
1 Year
34.37%
0%
34.37%
2 Years
46.12%
0%
46.12%
3 Years
72.7%
0%
72.7%
4 Years
116.47%
0%
116.47%
5 Years
187.32%
0%
187.32%
Sharjah Islamic Bank for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
17.89%
EBIT Growth (5y)
33.14%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
50.20%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
8
Industry P/E
Price to Book Value
1.36
EV to EBIT
21.46
EV to EBITDA
20.42
EV to Capital Employed
1.10
EV to Sales
6.96
PEG Ratio
0.28
Dividend Yield
5.26%
ROCE (Latest)
5.13%
ROE (Latest)
16.62%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Bullish
Bullish
Shareholding Snapshot
No data for shareholding present.
Shareholding Compare (%holding) 
No data for shareholding present.
About Sharjah Islamic Bank 
Sharjah Islamic Bank
Major Banks
Sharjah Islamic Bank PJSC is a United Arab Emirates-based financial institution that offers banking, financial and investment services in accordance with Islamic Sharia principles. The Bank is active mainly in three business segments: the Government and corporate segment provides a range of Islamic financial products and services to companies, institutions and government departments; the Retail segment provides a range of Islamic financial services to individuals, and the Investment and treasury segment includes investments of the Bank and other money market activities. The Bank operates a network of 26 branches located across the United Arab Emirates. The Bank’s wholly owned subsidiaries include Sharjah National Hotels (SNH), which is engaged in operating hotels and resorts, catering and related services; Sharjah Islamic Financial Services (SIFS), is involved in conducting intermediation in dealing in local market Sharia-compliant services; Contact Marketing, and ASAS Real Estate.






