AGS Share Price | ageas SA/NV Stock Analysis & Recommendation

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

309.58 k

Shareholding (Dec 2025)

FII

0.00%

Held by 1 FIIs

DII

100.00%

Held by 0 DIIs

Promoter

0.00%

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

The company has declared Positive results for the last 3 consecutive quarters

ROCE(HY) Highest at 19.92%
RAW MATERIAL COST(Y) Fallen by 0% (YoY)
NET SALES(Q) Highest at EUR 7,003 MM

With ROE of 18.13%, it has a Very Attractive valuation with a 1.27 Price to Book Value

Mojo Parameters

Stock DNA

Industry

Insurance

Market cap

EUR 14,323 Million ()

P/E

7.00

Industry P/E

Dividend Yield

4.86%

Debt Equity

-999,999.00

Return on Equity

20.23%

Price to Book

1.52

Revenue and Profits:

Net Sales:

(Quarterly Results - Dec 2022)

Net Profit:

372 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

115.23%

6 Months

121.7%

1 Year

32.54%

2 Years

54.32%

3 Years

64.72%

4 Years

114.28%

5 Years

69.76%

ageas SA/NV for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

15.30%

EBIT Growth (5y)

EBIT to Interest (avg)

1.64

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

26.31%

Dividend Payout Ratio

28.84%

Pledged Shares

Institutional Holding

0.00%

ROCE (avg)

2.08%

ROE (avg)

16.55%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.27

EV to EBIT

EV to EBITDA

EV to Capital Employed

1.27

EV to Sales

0.61

PEG Ratio

0.30

Dividend Yield

5.82%

ROCE (Latest)

ROE (Latest)

18.13%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bearish

Bollinger Bands

Sideways

Mildly Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Dow Theory

Mildly Bullish

OBV

Mildly Bearish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Dec 2025

Shareholding Compare (%holding)

Majority shareholders

Foreign Institutions

Domestic Funds

Held in 0 Schemes (0%)

Foreign Institutions

Held by 1 Foreign Institutions (0.0%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Dec'22 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Dec 2022 is 0.00% vs 0.00% in Dec 2021",
        "dir": 0
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Dec 2022 is 12.06% vs 70.05% in Dec 2021",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'22",
        "Dec'21",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Interest",
          "val1": "47.20",
          "val2": "28.50",
          "chgp": "65.61%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "-35.40",
          "val2": "-3.70",
          "chgp": "-856.76%",
          "chgp_class": "negative"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "371.60",
          "val2": "331.60",
          "chgp": "12.06%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "106.90%",
          "val2": "86.20%",
          "chgp": "2.07%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'25",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2025 is 0.00% vs 0.00% in Dec 2024",
        "dir": 0
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2025 is 45.91% vs 11.21% in Dec 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Dec'25",
        "Dec'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "386.00",
          "val2": "331.00",
          "chgp": "16.62%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "288.00",
          "val2": "286.00",
          "chgp": "0.70%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "-127.00",
          "val2": "-32.00",
          "chgp": "-296.88%",
          "chgp_class": "negative"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "1,910.00",
          "val2": "1,309.00",
          "chgp": "45.91%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "105.10%",
          "val2": "100.80%",
          "chgp": "0.43%",
          "chgp_class": "positive"
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]

Quarterly Results Snapshot (Consolidated) - Dec'22 - YoY

Dec'22

Dec'21

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

0.00

Interest

47.20

28.50

65.61%

Exceptional Items

-35.40

-3.70

-856.76%

Consolidate Net Profit

371.60

331.60

12.06%

Operating Profit Margin (Excl OI)

106.90%

86.20%

2.07%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in quarter ended Dec 2022 is 0.00% vs 0.00% in Dec 2021

Consolidated Net Profit

YoY Growth in quarter ended Dec 2022 is 12.06% vs 70.05% in Dec 2021

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

386.00

331.00

16.62%

Interest

288.00

286.00

0.70%

Exceptional Items

-127.00

-32.00

-296.88%

Consolidate Net Profit

1,910.00

1,309.00

45.91%

Operating Profit Margin (Excl OI)

105.10%

100.80%

0.43%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2025 is 0.00% vs 0.00% in Dec 2024

Consolidated Net Profit

YoY Growth in year ended Dec 2025 is 45.91% vs 11.21% in Dec 2024

All Annual Results

Company CV

About ageas SA/NV

ageas SA/NV

Insurance

Ageas SA is a Belgium-based international insurance company. The Company's business segments include Belgium, the United Kingdom, Continental Europe, Asia, Reinsurance and General Account. The Belgian insurance activities operate under the name of AG Insurance. The Company's business in the United Kingdom is a national provider of Nonlife insurance solutions. The Company's Continental Europe segment consists of the insurance activities of the Company in Europe, excluding Belgium and the United Kingdom. The Company operates in a number of countries in Asia with its regional office and the fully-owned subsidiary both based in Hong Kong. The Reinsurance segment operates through Intreas NV a subsidiary from the Company, which works as an internal reinsurance. The General Account comprises activities not related to the core Insurance business, such as group finance and other holding activities.

Company Coordinates

Company Details

Rue du Marquis 1 Boite 7 , BRUXELLES None : 1000

Tel: 32 2 557571132 02 5575732

https://www.ageas.com/

Registrar Details