Intact Financial Corp. (IFC) Stock Analysis | Price, Returns, Financials & Key Metrics

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

305.12 k

Shareholding (Mar 2025)

FII

0.04%

Held by 3 FIIs

DII

99.67%

Held by 0 DIIs

Promoter

0.00%

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Dashboard

Strong Long Term Fundamental Strength with a 20.01% CAGR growth in Net Sales

Positive results in Jun 25

With ROE of 14.26%, it has a very expensive valuation with a 2.47 Price to Book Value

Majority shareholders : Mutual Funds

Underperformed the market in the last 1 year

Mojo Parameters

Stock DNA

Industry

Insurance

Market cap

CAD 46,851 Million (Large Cap)

P/E

17.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

-999,999.00

Return on Equity

14.26%

Price to Book

2.44

Revenue and Profits:

Net Sales:

(Quarterly Results - Jun 2025)

Net Profit:

867 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

156.66%

6 Months

197.73%

1 Year

169.94%

2 Years

247.12%

3 Years

237.28%

4 Years

306.51%

5 Years

289.92%

Intact Financial Corp. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

20.01%

EBIT Growth (5y)

121.24%

EBIT to Interest (avg)

0.92

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

20.80%

Dividend Payout Ratio

39.10%

Pledged Shares

Institutional Holding

0.62%

ROCE (avg)

0.90%

ROE (avg)

14.85%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

2.47

EV to EBIT

EV to EBITDA

65.98

EV to Capital Employed

2.26

EV to Sales

1.71

PEG Ratio

1.77

Dividend Yield

ROCE (Latest)

ROE (Latest)

14.26%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Sideways

Mildly Bullish

Moving Averages

Mildly Bearish (Daily)

KST

Mildly Bullish

Mildly Bearish

Dow Theory

Mildly Bullish

No Trend

OBV

Mildly Bearish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Mar 2025

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 1 Schemes (0.29%)

Foreign Institutions

Held by 3 Foreign Institutions (0.04%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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          "chgp": "3.64%",
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Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ

Jun'25

Mar'25

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

214.00

191.00

12.04%

Interest

57.00

55.00

3.64%

Exceptional Items

-127.00

-69.00

-84.06%

Consolidate Net Profit

867.00

676.00

28.25%

Operating Profit Margin (Excl OI)

180.30%

127.40%

5.29%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Jun 2025 is 0.00% vs 0.00% in Mar 2025

Consolidated Net Profit

QoQ Growth in quarter ended Jun 2025 is 28.25% vs 1.35% in Mar 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'24

Dec'24

Dec'23

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

726.00

597.00

21.61%

Interest

222.00

Exceptional Items

-407.00

-503.00

19.09%

Consolidate Net Profit

2,310.00

1,331.00

73.55%

Operating Profit Margin (Excl OI)

113.60%

90.10%

2.35%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023

Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 73.55% vs -45.67% in Dec 2023

All Annual Results

Company CV

About Intact Financial Corp.

Intact Financial Corp.

Insurance

Intact Financial Corporation is a Canada-based company, which provides property and casualty, and specialty insurance. It operates through Canada, U.S., and Corporate and Other segments. The Canada segment is engaged in the underwriting of automobile, home and business insurance contracts to individuals and businesses. The U.S. segment is engaged in the underwriting of specialty insurance contracts to small and midsize businesses in the United States (US). The Corporate and Other segment includes investment management, treasury and capital management, and other corporate activities. Its lines of business include personal auto, personal property, commercial lines Canada and commercial lines U.S. Personal auto business offers various levels of coverage to its customers for their vehicles including accident benefits, third party property and physical damage. The personal property business offers protection for homes and contents from risks such as fire, theft and other damages.

Company Coordinates

Company Details

1500-700 University Ave , TORONTO ON : M5G 0A1

Tel: 1 514 98571111 855 6468228

https://www.intactfc.com/

Registrar Details