601166 Share Price | Industrial Bank Co., Ltd. Stock Analysis & Recommendation

Q: How has been the historical performance of Industrial Bank Co., Ltd.?

Answer:Industrial Bank Co., Ltd. has shown a consistent growth in net profit over the years, increasing from 1,433.96 million in December 2003 to 13,281.95 million in December 2009. The bank's net interest income also rose significantly, reflecting its improving financial performance.Breakdown:From December 2003 to December 2009, Industrial Bank Co., Ltd. experienced substantial growth in net profit, which surged from 1,433.96 million to 13,281.95 million, indicating a strong upward trend. Net interest income followed a similar trajectory, climbing from 5,498.73 million in 2003 to 27,201.74 million by 2009. The bank's total expenditure, excluding depreciation, increased from 2,551.90 million in 2003 to 14,436.39 million in 2009, reflecting its expanding operations. Additionally, the profit before tax rose from 2,076.09 million in 2003 to 17,229.49 million in 2009, showcasing the bank's enhanced profitability. The earnings per share also improved, reaching 0.93 in 2009 compared to 0.10 in 2003, further highlighting the bank's positive performance over the years.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

58.73 M

Shareholding (Sep 2025)

FII

0.00%

Held by 1 FIIs

DII

100.0%

Held by 0 DIIs

Promoter

0.00%

How has been the historical performance of Industrial Bank Co., Ltd.?

25-Jun-2025

Industrial Bank Co., Ltd. demonstrated significant growth from 2003 to 2009, with net profit increasing from 1,433.96 million to 13,281.95 million and net interest income rising from 5,498.73 million to 27,201.74 million, reflecting strong financial performance and profitability. Earnings per share improved from 0.10 in 2003 to 0.93 in 2009.

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.91% signifying inadequate buffers against its risk based assets

Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 2.80%
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.91% signifying inadequate buffers against its risk based assets
The bank has been able to generate a Return on Assets (avg) of 0.63% signifying low profitability per unit of total assets

Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 2.80%

Flat results in Sep 25

With ROA of 0.47%, it has a fair valuation with a 0.54 Price to Book Value

Majority shareholders : Non Institution

Mojo Parameters

Stock DNA

Industry

Regional Banks

Market cap

CNY 384,115 Million (Large Cap)

P/E

6.00

Industry P/E

Dividend Yield

8.79%

Debt Equity

0.00

Return on Equity

9.71%

Price to Book

0.49

Revenue and Profits:

Net Sales:

76,758 Million

(Quarterly Results - Sep 2025)

Net Profit:

19,983 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-10.95%

6 Months

0.11%

1 Year

6.67%

2 Years

9.36%

3 Years

-8.02%

4 Years

-15.12%

5 Years

16.73%

Industrial Bank Co., Ltd. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

3.60%

EBIT Growth (5y)

2.83%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

30.17%

Pledged Shares

Institutional Holding

0.00%

ROCE (avg)

ROE (avg)

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.54

EV to EBIT

40.80

EV to EBITDA

37.86

EV to Capital Employed

0.91

EV to Sales

10.23

PEG Ratio

5.67

Dividend Yield

5.12%

ROCE (Latest)

2.23%

ROE (Latest)

9.57%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

Mildly Bullish

Mildly Bearish

OBV

Mildly Bullish

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Sep 2025

Shareholding Compare (%holding)

Majority shareholders

Foreign Institutions

Domestic Funds

Held in 0 Schemes (0%)

Foreign Institutions

Held by 1 Foreign Institutions (0.0%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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Quarterly Results Snapshot (Standalone) - Jun'10 - YoY

Jun'10

Jun'09

Change(%)

Interest Earned

17,039.50

11,936.40

42.75%

Operating Profit (PBDIT)

6,597.40

3,977.20

65.88%

% of Net NPAs

5.00%

6.80%

-0.18%

% of Gross NPAs

5.00%

6.80%

-0.18%

Exceptional Items

0.00

Net Profit

4,684.80

3,282.00

42.74%

USD in Million.

Compare with Peers

Interest Earned

YoY Growth in quarter ended Jun 2010 is 42.75% vs -11.89% in Jun 2009

Net Profit

YoY Growth in quarter ended Jun 2010 is 42.74% vs -5.04% in Jun 2009

All Quarterly Results

Annual Results Snapshot (Standalone) - Dec'09

Dec'09

Dec'08

Change(%)

Interest Earned

50,038.80

52,524.90

-4.73%

Operating Profit (PBDIT)

17,747.90

17,453.70

1.69%

% of Net NPAs

5.50%

8.50%

-0.30%

% of Gross NPAs

5.50%

8.50%

-0.30%

Exceptional Items

0.00

Net Profit

13,281.90

11,385.00

16.66%

USD in Million.

Compare with Peers

Interest Earned

YoY Growth in year ended Dec 2009 is -4.73% vs 30.67% in Dec 2008

Net Profit

YoY Growth in year ended Dec 2009 is 16.66% vs 32.60% in Dec 2008

All Annual Results

Company CV

About Industrial Bank Co., Ltd.

Industrial Bank Co., Ltd.

Regional Banks

No Details Available.

Company Coordinates

No Company Details Available