Compare S&U Plc with Similar Stocks
Dashboard
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 12.14%
2
Poor long term growth as Operating profit has grown by an annual rate of 4.24%
3
Flat results in Jul 25
4
With ROE of 16.93%, it has a very attractive valuation with a 1.06 Price to Book Value
5
Market Beating Performance
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
35.4%
0%
35.4%
6 Months
28.37%
0%
28.37%
1 Year
-3.39%
0%
-3.39%
2 Years
-23.35%
0%
-23.35%
3 Years
-22.71%
0%
-22.71%
4 Years
-29.2%
0%
-29.2%
5 Years
13.11%
0%
13.11%
S&U Plc for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
4.68%
EBIT Growth (5y)
4.24%
EBIT to Interest (avg)
9.72
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
25.29%
Dividend Payout Ratio
67.83%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
30.55%
ROE (avg)
12.14%
Valuation key factors
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
1.06
EV to EBIT
3.64
EV to EBITDA
3.62
EV to Capital Employed
1.06
EV to Sales
2.36
PEG Ratio
0.37
Dividend Yield
521.33%
ROCE (Latest)
29.20%
ROE (Latest)
16.93%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bearish
Bullish
Shareholding Snapshot
No data for shareholding present.
Shareholding Compare (%holding) 
No data for shareholding present.
Annual Results Snapshot (Consolidated) - Jan'25
Jan'25
Jan'24
Change(%)
Net Sales
115.60
115.40
0.17%
Operating Profit (PBDIT) excl Other Income
80.90
73.30
10.37%
Interest
18.10
15.10
19.87%
Exceptional Items
-2.70
0.00
Consolidate Net Profit
17.90
25.40
-29.53%
Operating Profit Margin (Excl OI)
387.60%
421.30%
-3.37%
USD in Million.
Net Sales
YoY Growth in year ended Jan 2025 is 0.17% vs 12.37% in Jan 2024
Consolidated Net Profit
YoY Growth in year ended Jan 2025 is -29.53% vs -24.63% in Jan 2024
About S&U Plc 
S&U Plc
Finance
S&U plc is a United Kingdom-based company engaged in providing motor finance and specialist lending service. The Company is focused on the specialist motor finance market. The Company's subsidiary, Advantage Finance Limited (Advantage Finance), is engaged in the motor finance business. Advantage Finance offers motor finance to over 100,000 customers in the United Kingdom.
Company Coordinates 
Company Details
Stratford Court, Cranmore Boulevard , SOLIHULL None : B90 4QT
Registrar Details






