Dashboard
1
Weak Long Term Fundamental Strength with an average Return on Assets (ROA) of 0.58%
- Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 20.90%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 11.20% signifying inadequate buffers against its risk based assets
2
With ROA of 0.60%, it has a Fair valuation with a 1.56 Price to Book Value
3
Majority shareholders : Non Institution
4
Underperformed the market in the last 1 year
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
21.81%
0%
21.81%
6 Months
30.73%
0%
30.73%
1 Year
65.75%
0%
65.75%
2 Years
59.26%
0%
59.26%
3 Years
80.34%
0%
80.34%
4 Years
119.87%
0%
119.87%
5 Years
199.3%
0%
199.3%
The First International Bank of Israel Ltd. for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
32.17%
EBIT Growth (5y)
18.74%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
52.88%
Pledged Shares
0
Institutional Holding
0.00%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
10
Industry P/E
Price to Book Value
1.56
EV to EBIT
-9.40
EV to EBITDA
-8.86
EV to Capital Employed
0.80
EV to Sales
-2.76
PEG Ratio
NA
Dividend Yield
0.00%
ROCE (Latest)
-8.51%
ROE (Latest)
15.28%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
No Trend
No Trend
Shareholding Snapshot : Mar 2026
Shareholding Compare (%holding) 
Majority shareholders
Foreign Institutions
Domestic Funds
Held in 0 Schemes (0%)
Foreign Institutions
Held by 1 Foreign Institutions (0.0%)
Strategic Entities with highest holding
Highest Public shareholder






