Dashboard
1
With a Operating Losses, the company has a Weak Long Term Fundamental Strength
- Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at -141.79%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 13.24% signifying inadequate buffers against its risk based assets
2
With ROA of 0.03%, it has a Very Expensive valuation with a 1.20 Price to Book Value
3
Majority shareholders : Non Institution
4
Consistent Underperformance against the benchmark over the last 3 years
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-39.6%
0%
-39.6%
6 Months
-31.02%
0%
-31.02%
1 Year
-20.23%
0%
-20.23%
2 Years
-32.58%
0%
-32.58%
3 Years
-24.0%
0%
-24.0%
4 Years
-23.44%
0%
-23.44%
5 Years
14.84%
0%
14.84%
Isracard Ltd. for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
-100.00%
EBIT Growth (5y)
6.60%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
260
Industry P/E
Price to Book Value
1.20
EV to EBIT
-62.04
EV to EBITDA
179.06
EV to Capital Employed
1.09
EV to Sales
NA
PEG Ratio
NA
Dividend Yield
ROCE (Latest)
-1.76%
ROE (Latest)
0.46%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
No Trend
No Trend
OBV
Mildly Bearish
Mildly Bearish
Shareholding Snapshot : Mar 2026
Shareholding Compare (%holding) 
Majority shareholders
Strategic Entities
Domestic Funds
Held in 0 Schemes (0%)
Foreign Institutions
Held by 1 Foreign Institutions (0%)
Strategic Entities with highest holding
Highest Public shareholder






