DFCC.N0000 Share Price | DFCC Bank PLC Stock Analysis & Recommendation

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

Compare DFCC Bank PLC with Similar Stocks

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

The company has declared positive results in Dec'2024 after 2 consecutive negative quarters

NET PROFIT(HY) At LKR 5,483.97 MM has Grown at 179.31%
CREDIT DEPOSIT RATIO(HY) Highest at 104.25%
NET SALES(Q) Highest at LKR 20,651.42 MM

With ROA of 0.89%, it has a fair valuation with a 0.72 Price to Book Value

Underperformed the market in the last 1 year

Mojo Parameters

Stock DNA

Industry

Regional Banks

Market cap

LKR 69,706 Million (Large Cap)

P/E

8.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

0.00

Return on Equity

8.05%

Price to Book

0.67

Revenue and Profits:

Net Sales:

20,651 Million

(Quarterly Results - Sep 2025)

Net Profit:

2,784 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

46.06%

6 Months

81.64%

1 Year

103.11%

2 Years

292.11%

3 Years

390.72%

4 Years

185.6%

5 Years

199.99%

DFCC Bank PLC for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

12.50%

EBIT Growth (5y)

41.45%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

17.38%

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.72

EV to EBIT

14.72

EV to EBITDA

13.38

EV to Capital Employed

0.87

EV to Sales

2.38

PEG Ratio

0.72

Dividend Yield

ROCE (Latest)

5.94%

ROE (Latest)

8.69%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Sideways

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Bullish

Dow Theory

No Trend

OBV

No Trend

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot

No data for shareholding present.

Shareholding Compare (%holding)

No data for shareholding present.

Financial

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        "prefix": "Net Profit ",
        "suffix": "QoQ Growth in quarter ended Mar 2006 is -96.04% vs 21.63% in Dec 2005",
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        "Dec'05",
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          "val2": "1,455.50",
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          "field": "Operating Profit (PBDIT)",
          "val1": "201.40",
          "val2": "871.80",
          "chgp": "-76.90%",
          "chgp_class": "negative"
        },
        {
          "field": "% of Net NPAs",
          "val1": "0.00%",
          "val2": "0.00%",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "0.00%",
          "val2": "0.00%",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "-2.20",
          "val2": "-14.40",
          "chgp": "84.72%",
          "chgp_class": "positive"
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          "val1": "22.50",
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  },
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        "suffix": "YoY Growth in year ended Mar 2006 is 31.75% vs 10.56% in Mar 2005",
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        "prefix": "Net Profit ",
        "suffix": "YoY Growth in year ended Mar 2006 is 24.64% vs -2.76% in Mar 2005",
        "dir": 1
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      "header": [
        "Mar'06",
        "Mar'05",
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          "val2": "3,936.00",
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        {
          "field": "Operating Profit (PBDIT)",
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          "val2": "2,406.80",
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          "val2": "0.00%",
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          "val1": "-57.50",
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          "chgp_class": "negative"
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Quarterly Results Snapshot (Standalone) - Mar'06 - QoQ

Mar'06

Dec'05

Change(%)

Interest Earned

340.10

1,455.50

-76.63%

Operating Profit (PBDIT)

201.40

871.80

-76.90%

% of Net NPAs

0.00%

% of Gross NPAs

0.00%

Exceptional Items

-2.20

-14.40

84.72%

Net Profit

22.50

568.00

-96.04%

USD in Million.

Compare with Peers

Interest Earned

QoQ Growth in quarter ended Mar 2006 is -76.63% vs 23.66% in Dec 2005

Net Profit

QoQ Growth in quarter ended Mar 2006 is -96.04% vs 21.63% in Dec 2005

All Quarterly Results

Annual Results Snapshot (Standalone) - Mar'06

Mar'06

Mar'05

Change(%)

Interest Earned

5,185.60

3,936.00

31.75%

Operating Profit (PBDIT)

2,959.20

2,406.80

22.95%

% of Net NPAs

0.00%

% of Gross NPAs

0.00%

Exceptional Items

-57.50

-57.40

-0.17%

Net Profit

1,771.50

1,421.30

24.64%

USD in Million.

Compare with Peers

Interest Earned

YoY Growth in year ended Mar 2006 is 31.75% vs 10.56% in Mar 2005

Net Profit

YoY Growth in year ended Mar 2006 is 24.64% vs -2.76% in Mar 2005

All Annual Results

Company CV

About DFCC Bank PLC

DFCC Bank PLC

Regional Banks

DFCC Bank PLC (the Bank) provides a range of financial services, such as accepting deposits, corporate credit and retail banking, personal financial services, project financing, investment banking, foreign currency operations, trade finance and dealing in government securities and treasury-related products. The Bank's segments include Banking, Finance leasing, Investing in equity and Other. The Bank's primary lines of business are corporate banking, branch and small and medium enterprise (SME) banking, small business enterprise banking, business banking, consumer banking, treasury and international banking. It offers a range of development and commercial banking solutions. Its products and services include project loans funded by credit lines, working capital financing, time deposits, loan syndication, consultancy and advisory services, personal loans, pawning services, housing loans and education loans. The Bank's services are delivered island-wide through over 90 branches.

Company Coordinates

Company Details

DFCC Building, 73/5, Galle Road, Colombo 03, P.O Box 1397, COLOMBO None : 03

Tel: 94 11 2442331

https://www.dfcc.lk/

Registrar Details