La Positiva Seguros y Reaseguros SA (POSITIC1) Stock Analysis | Price, Returns, Financials & Key Metrics

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Dashboard

Weak Long Term Fundamental Strength with a 0% CAGR growth in Operating Profits

Poor long term growth as Net Sales has grown by an annual rate of 6.50% and Operating profit at 0%

Negative results in Mar 25

Mojo Parameters

Stock DNA

Industry

Insurance

Market cap

PEN 603 Million (Micro Cap)

P/E

1.00

Industry P/E

Dividend Yield

8.43%

Debt Equity

-999,999.00

Return on Equity

36.43%

Price to Book

0.62

Revenue and Profits:

Net Sales:

(Quarterly Results - Mar 2025)

Net Profit:

47 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

11.43%

6 Months

11.43%

1 Year

13.04%

2 Years

11.43%

3 Years

-22.0%

4 Years

102.6%

5 Years

17.72%

La Positiva Seguros y Reaseguros SA for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

6.50%

EBIT Growth (5y)

EBIT to Interest (avg)

0.27

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

5.17%

Dividend Payout Ratio

27.59%

Pledged Shares

Institutional Holding

ROCE (avg)

3.59%

ROE (avg)

28.70%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.45

EV to EBIT

EV to EBITDA

-1.86

EV to Capital Employed

-0.07

EV to Sales

-0.01

PEG Ratio

Dividend Yield

12.18%

ROCE (Latest)

Negative Capital Employed

ROE (Latest)

38.07%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bullish

Mildly Bullish

RSI

Bullish

No Signal

Bollinger Bands

Mildly Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Mildly Bullish

Dow Theory

No Trend

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot

No data for shareholding present.

Shareholding Compare (%holding)

No data for shareholding present.

Financial

[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Mar'25 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Mar 2025 is 0.00% vs 0.00% in Dec 2024",
        "dir": 0
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Mar 2025 is -44.51% vs 12.93% in Dec 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Mar'25",
        "Dec'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "4.90",
          "val2": "4.90",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Interest",
          "val1": "6.30",
          "val2": "5.90",
          "chgp": "6.78%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "-73.40",
          "val2": "0.70",
          "chgp": "-10,585.71%",
          "chgp_class": "negative"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "47.00",
          "val2": "84.70",
          "chgp": "-44.51%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "201.80%",
          "val2": "147.60%",
          "chgp": "5.42%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023",
        "dir": 0
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is 30.18% vs 173.13% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "18.10",
          "val2": "17.40",
          "chgp": "4.02%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "29.70",
          "val2": "28.30",
          "chgp": "4.95%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "-20.60",
          "val2": "-56.30",
          "chgp": "63.41%",
          "chgp_class": "positive"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "352.00",
          "val2": "270.40",
          "chgp": "30.18%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "167.40%",
          "val2": "147.90%",
          "chgp": "1.95%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Consolidated) - Mar'25 - QoQ

Mar'25

Dec'24

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

4.90

Interest

6.30

5.90

6.78%

Exceptional Items

-73.40

0.70

-10,585.71%

Consolidate Net Profit

47.00

84.70

-44.51%

Operating Profit Margin (Excl OI)

201.80%

147.60%

5.42%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Mar 2025 is 0.00% vs 0.00% in Dec 2024

Consolidated Net Profit

QoQ Growth in quarter ended Mar 2025 is -44.51% vs 12.93% in Dec 2024

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'24

Dec'24

Dec'23

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

18.10

17.40

4.02%

Interest

29.70

28.30

4.95%

Exceptional Items

-20.60

-56.30

63.41%

Consolidate Net Profit

352.00

270.40

30.18%

Operating Profit Margin (Excl OI)

167.40%

147.90%

1.95%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023

Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 30.18% vs 173.13% in Dec 2023

All Annual Results

Company CV

About La Positiva Seguros y Reaseguros SA

La Positiva Seguros y Reaseguros SA

Insurance

La Positiva Seguros y Reaseguros is a Peru-based company principally engaged in the insurance sector. The Company focuses on the provision of life and non-life insurance policies. The Company's range of products includes agriculture, hospitalization, family protection, vehicle, boat, theft, transport, civil responsibility, death and funeral, mortgage credit life, dishonesty, property and casualty insurance policies, immediate annuities, as well as other insurance and reinsurance policies aimed at business and individual customers. Through its subsidiary, La Positiva Vida Seguros y Reaseguros SA, the Company is involved in the provision of direct life insurance policies. It operates a network of branches across Peruvian territory.

Company Coordinates

Company Details

Calle Francisco Masias 370, , SAN ISIDRO None : None

Tel: 51 1 2110212

https://www.lapositiva.com.pe/

Registrar Details