Dashboard
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 10.18%
- Poor long term growth as Operating profit has grown by an annual rate of 0%
- The company has been able to generate a Return on Equity (avg) of 10.18% signifying low profitability per unit of shareholders funds
2
Poor long term growth as Operating profit has grown by an annual rate of 0%
3
Flat results in Mar 25
4
Risky -
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-8.54%
0%
-8.54%
6 Months
-20.83%
0%
-20.83%
1 Year
-37.24%
0%
-37.24%
2 Years
-54.81%
0%
-54.81%
3 Years
-55.27%
0%
-55.27%
4 Years
-63.12%
0%
-63.12%
5 Years
-34.77%
0%
-34.77%
TPL Insurance Ltd. for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
12.90%
EBIT Growth (5y)
0
EBIT to Interest (avg)
8.53
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
50.50%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0.01%
ROE (avg)
10.18%
Valuation key factors
Factor
Value
P/E Ratio
52
Industry P/E
Price to Book Value
1.38
EV to EBIT
NA
EV to EBITDA
-2.81
EV to Capital Employed
0.32
EV to Sales
-0.13
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
ROE (Latest)
2.67%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Bullish
Bullish
Shareholding Snapshot
No data for shareholding present.
Shareholding Compare (%holding) 
No data for shareholding present.
Quarterly Results Snapshot (Consolidated) - Mar'25 - YoY
Mar'25
Mar'24
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
32.30
34.50
-6.38%
Interest
5.70
6.70
-14.93%
Exceptional Items
0.00
0.00
Consolidate Net Profit
-17.50
-7.30
-139.73%
Operating Profit Margin (Excl OI)
26.10%
17.50%
0.86%
USD in Million.
Net Sales
YoY Growth in quarter ended Mar 2025 is 0.00% vs 0.00% in Mar 2024
Consolidated Net Profit
YoY Growth in quarter ended Mar 2025 is -139.73% vs -143.20% in Mar 2024
Annual Results Snapshot (Consolidated) - Dec'24
Dec'24
Dec'23
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
172.80
188.40
-8.28%
Interest
29.00
24.70
17.41%
Exceptional Items
0.00
0.00
Consolidate Net Profit
71.60
1,127.00
-93.65%
Operating Profit Margin (Excl OI)
50.70%
36.00%
1.47%
USD in Million.
Net Sales
YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023
Consolidated Net Profit
YoY Growth in year ended Dec 2024 is -93.65% vs 6,058.47% in Dec 2023
About TPL Insurance Ltd. 
TPL Insurance Ltd.
Insurance
TPL Insurance Limited, formerly TPL Direct Insurance Limited, is a Pakistan-based insurance company. The Company offers a range of personal lines and commercial lines products, including coverage for fire, marine, health, auto, home and travel insurance. It provides insurance services, such as Health Direct Insurance, Home Direct Insurance, Auto Direct Insurance, and Travel Direct insurance. Health Direct Insurance provides health insurance plans. Home Direct Insurance provides the covers, including fire, explosion and lightening; water damage due to burst pipelines; earthquake; acts of malicious persons; rain, flood, cyclone, storm and tempest, and impact of motor vehicles. Auto Direct Insurance offers a range of auto insurance products, such as TDI Absolute, TDI Self Insurance, TDI 3T Insurance, TDI Kar for Kar and TDI Exclusive. Travel Direct includes travel insurance for travel related mishaps or crisis. It is a subsidiary of TPL Holdings (Pvt.) Ltd.
Company Coordinates 
Company Details
11th and 12th Floor, Centrepoint, Off Shaheed-e-Millat Expressway, Near KPT Interchange, KARACHI None : 74900
Registrar Details






