Dashboard
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 31.66%
- Poor long term growth as Operating profit has grown by an annual rate of 0%
2
Poor long term growth as Operating profit has grown by an annual rate of 0%
3
Negative results in Mar 26
4
Underperformed the market in the last 1 year
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
33.17%
0%
33.17%
6 Months
54.57%
0%
54.57%
1 Year
48.55%
0%
48.55%
2 Years
75.24%
0%
75.24%
3 Years
144.23%
0%
144.23%
4 Years
86.01%
0%
86.01%
5 Years
133.81%
0%
133.81%
Powszechny Zaklad Ubezpieczen SA for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
11.20%
EBIT Growth (5y)
0
EBIT to Interest (avg)
-0.12
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
21.60%
Dividend Payout Ratio
61.86%
Pledged Shares
0
Institutional Holding
0.14%
ROCE (avg)
0.22%
ROE (avg)
31.66%
Valuation key factors
Factor
Value
P/E Ratio
4
Industry P/E
Price to Book Value
1.53
EV to EBIT
NA
EV to EBITDA
50.66
EV to Capital Employed
1.34
EV to Sales
1.15
PEG Ratio
0.12
Dividend Yield
68.35%
ROCE (Latest)
ROE (Latest)
37.94%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bearish
Bullish
Shareholding Snapshot : Mar 2026
Shareholding Compare (%holding) 
Majority shareholders
Foreign Institutions
Domestic Funds
Held in 0 Schemes (0%)
Foreign Institutions
Held by 1 Foreign Institutions (0.14%)
Strategic Entities with highest holding
Highest Public shareholder
Quarterly Results Snapshot (Consolidated) - Mar'26 - YoY
Mar'26
Mar'25
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
296.00
283.00
4.59%
Interest
1,574.00
2,010.00
-21.69%
Exceptional Items
-106.00
-99.00
-7.07%
Consolidate Net Profit
2,617.00
3,436.00
-23.84%
Operating Profit Margin (Excl OI)
321.70%
407.90%
-8.62%
USD in Million.
Net Sales
YoY Growth in quarter ended Mar 2026 is 0.00% vs 0.00% in Mar 2025
Consolidated Net Profit
YoY Growth in quarter ended Mar 2026 is -23.84% vs 19.10% in Mar 2025
Annual Results Snapshot (Consolidated) - Dec'25
Dec'25
Dec'24
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
1,517.00
1,499.00
1.20%
Interest
7,415.00
8,243.00
-10.04%
Exceptional Items
-1,166.00
-996.00
-17.07%
Consolidate Net Profit
13,987.00
12,221.00
14.45%
Operating Profit Margin (Excl OI)
395.10%
382.40%
1.27%
USD in Million.
Net Sales
YoY Growth in year ended Dec 2025 is 0.00% vs 0.00% in Dec 2024
Consolidated Net Profit
YoY Growth in year ended Dec 2025 is 14.45% vs -2.38% in Dec 2024
About Powszechny Zaklad Ubezpieczen SA 
Powszechny Zaklad Ubezpieczen SA
Insurance
Powszechny Zaklad Ubezpieczen SA (PZU SA) is a Poland-based joint stock company operating in the sectors of property and casualty insurance. PZU SA is the parent company for numerous entities comprising the PZU Group. The Company provides property and casualty insurance in terms of gross written premiums, with motor insurance for retail and corporate customers as its principal product. PZU Zycie provides life insurance in terms of gross written premiums with group and individual life insurance as its principal products. PTE PZU manages OFE PZU Zlota Jesien, an open pension fund. TFI PZU offers participation units in open investment funds, including specialized open funds; investment certificates in closed investment fund; investment plans; and pension schemes, including Employee Pension Schemes and Individual Pension Accounts. On September 15, 2014, the Company acquired 100% stake in Link4.
Company Coordinates 
Company Details
Al. Jana Pawla II 24 , WARSZAWA None : 00-133
Registrar Details






