Jayabharat Cred.

Who are in the management team of Jayabharat Cred.?

As of March 2022, the management team of Jayabharat Cred. includes Rajiv Gupta (Chairman), Arun Mitter, M K Madan (Directors), and several Non-Executive & Independent Directors: Vishnu Singhal, Preeti Singhal, and Neetu Singhal, along with Hinal Mehta as Company Secretary & Compliance Officer.

As of March 2022, the management team of Jayabharat Cred. includes the following individuals:<BR><BR>1. Rajiv Gupta - Chairman (Non-Executive)<BR>2. Arun Mitter - Director<BR>3. M K Madan - Director<BR>4. Vishnu Singhal - Non-Executive & Independent Director<BR>5. Preeti Singhal - Non-Executive & Independent Director<BR>6. Neetu Singhal - Non-Executive & Independent Director<BR>7. Hinal Mehta - Company Secretary & Compliance Officer<BR><BR>These members play various roles within the company's governance and management structure.

What does Jayabharat Cred. do?

Jayabharat Credit Ltd is a Non-Banking Financial Company (NBFC) focused on financing trucks through Hire-Purchase schemes. It was established in 1943 and currently has a market cap of Rs 6 Cr, with recent quarterly results showing net sales and profit of 0 Cr.

Overview: <BR>Jayabharat Credit Ltd is a Non Banking Financial Company (NBFC) operating in the micro cap market, primarily engaged in financing trucks under Hire-Purchase schemes.<BR><BR>History: <BR>Jayabharat Credit Ltd was originally incorporated as The Jayabharat Insurance Company Limited in 1943. Following the nationalization of the insurance business in 1969, it became a subsidiary of The New India Assurance Company and subsequently transitioned to an NBFC. The latest quarterly results reported net profit for March 2025.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 0 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 0 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: Rs 6 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: N/A <BR>Industry P/E: 9 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: -0.99 <BR>Return on Equity: 1.66% <BR>Price-to-Book: -0.09<BR><BR>Contact Details: <BR>Address: 19/20 Rajabhadur Mansion 4th Fr, Opp SBI Bra Nr StockEx MS Marg, Mumbai, Maharashtra: 400023 <BR>Tel: 91-022-22643022/23 <BR>Email: jcl@jayabharat.com <BR>Website: http://www.jayabharat.com

Has Jayabharat Cred. declared dividend?

Yes, Jayabharat Credit Ltd has declared an 8% dividend, amounting to ₹0.80 per share, but the dividend yield is 0%. Total returns have varied significantly, with notable gains over 1 and 2 years, while longer periods show no growth.

Jayabharat Credit Ltd has declared an 8% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 8%<BR>- Amount per share: 0.8000<BR>- Ex-date: Sep-01-2008<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6 months period, the price return was -3.51%, the dividend return was 0%, resulting in a total return of -3.51%.<BR><BR>In the 1 year period, the price return was 11.17%, the dividend return was 0%, leading to a total return of 11.17%.<BR><BR>Over the 2 years period, the price return was 127.17%, with a dividend return of 0%, resulting in a total return of 127.17%.<BR><BR>In the 3 years period, the price return was 32.28%, the dividend return was 0%, culminating in a total return of 32.28%.<BR><BR>For the 4 years period, the price return was 0%, the dividend return was 0%, resulting in a total return of 0.0%.<BR><BR>In the 5 years period, the price return was 0%, with a dividend return of 0%, leading to a total return of 0.0%.<BR><BR>Overall, while Jayabharat Credit Ltd has declared a dividend, the dividend yield remains at 0%. The total returns over various periods indicate significant variability, with notable returns in the 1 and 2 years periods, while longer periods show no growth.

Who are the peers of the Jayabharat Cred.?

Peers of Jayabharat Cred. include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Lead Financial S, Cindrella Fin., and SMC Credits. Bajaj Finance leads in management quality and returns, while Jayabharat Cred. has a 1-year return of 27.31%.

Peers: The peers of Jayabharat Cred. are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Lead Financial S, Cindrella Fin., and SMC Credits.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, and Muthoot Finance, while Average management risk is found at Jio Financial, Good management risk is seen at Shriram Finance, and Below Average management risk is noted at Lead Financial S. Cindrella Fin., Jayabharat Cred., and SMC Credits do not qualify for management risk assessment. For growth, Excellent growth is seen at Jio Financial, while Good growth is observed at Bajaj Finance and Cholaman.Inv.&Fn, and Average growth is noted at Muthoot Finance. The rest have growth ratings that do not qualify. In terms of capital structure, Excellent capital structure is found at Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, and SMC Credits, while Good capital structure is seen at Cholaman.Inv.&Fn, and the rest do not qualify.<BR><BR>Return Snapshot: Bajaj Finance has the highest 1-year return at 30.33%, while Jio Financial has the lowest at -20.26%. Jayabharat Cred.'s own 1-year return is 27.31%, which is lower than Bajaj Finance but higher than Jio Financial. Additionally, Lead Financial S and Cindrella Fin. have negative six-month returns.

What is the technical trend for Jayabharat Cred.?

As of 26 May 2025, Jayabharat Cred. shows a mildly bullish trend overall, supported by daily moving averages, despite bearish signals from weekly indicators.

As of 26 May 2025, the technical trend for Jayabharat Cred. has changed from bullish to mildly bullish. The weekly MACD and Bollinger Bands indicate a mildly bearish stance, while the monthly MACD and Bollinger Bands remain bullish. The daily moving averages show a mildly bullish trend. The KST and Dow Theory are both mildly bearish on the weekly timeframe. Overall, the current technical stance is mildly bullish, driven primarily by the daily moving averages, despite the bearish signals from the weekly indicators.

Who are the top shareholders of the Jayabharat Cred.?

The top shareholders of Jayabharat Cred. are Rajiv Gupta with 15.22% and The Motor & General Finance Limited with 43.45%. Individual investors own 21.28%, with no mutual funds or foreign institutional investors holding shares.

The top shareholders of Jayabharat Cred. include Rajiv Gupta, who is the promoter with the highest holding at 15.22%. Additionally, The Motor & General Finance Limited holds a significant stake, accounting for 43.45% of the shares. Individual investors collectively own 21.28% of the company. There are no mutual funds or foreign institutional investors currently holding shares in the company.

How big is Jayabharat Cred.?

As of 24th July, Jayabharat Credit Ltd has a market capitalization of 6.00 Cr, classified as a Micro Cap, with recent net sales of 0.00 Cr and a net loss of 1.00 Cr over the latest four quarters. Data for shareholder's funds and total assets is unavailable.

As of 24th July, <BR><BR>Market Cap: Jayabharat Credit Ltd has a market capitalization of 6.00 Cr, classified as a Micro Cap.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 0.00 Cr, while the sum of Net Profit for the same period reflects a loss of 1.00 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period is the latest annual period. However, data for Shareholder's Funds and Total Assets is unavailable.

When is the next results date for Jayabharat Cred.?

Jayabharat Cred. will declare its results on 06 August 2025.

Jayabharat Cred. will declare its results on 06 August 2025.

How has been the historical performance of Jayabharat Cred.?

Jayabharat Cred. has consistently reported zero revenue and significant losses, with negative operating profit and reserves declining from -59.50 crore in March 2019 to -65.86 crore in March 2025. The company faces ongoing financial challenges, reflected in negative cash flow and earnings per share.

Answer:<BR>The historical performance of Jayabharat Cred. shows a consistent lack of revenue generation and significant losses over the years.<BR><BR>Breakdown:<BR>Jayabharat Cred. has reported zero net sales and zero other operating income from March 2018 to March 2025. The total operating income has remained at zero during this period, while total expenditure, excluding depreciation, has fluctuated slightly, reaching 0.97 crore in March 2025, down from 1.47 crore in March 2023. Operating profit (PBDIT) has consistently been negative, with a loss of -0.91 crore in March 2025. The profit before tax has also been negative, amounting to -0.92 crore in March 2025. The profit after tax reflects a loss of -1.01 crore for the same period. The company's reserves have been negative, showing a decline from -59.50 crore in March 2019 to -65.86 crore in March 2025. The earnings per share have also been negative, with -2.02 in March 2025. On the balance sheet, total assets were reported at 0.17 crore in March 2025, while total liabilities were significantly higher, indicating a negative net worth. Cash flow from operating activities has consistently shown a negative trend, with -1.00 crore reported in March 2025, reflecting ongoing financial challenges for the company.

Is Jayabharat Cred. overvalued or undervalued?

As of December 4, 2025, Jayabharat Credit is considered very attractive and undervalued with a negative PE ratio of -11.70 and an EV to EBITDA ratio of -72.63, significantly outperforming peers like Bajaj Finance and Life Insurance, and achieving a year-to-date return of 74.39% compared to the Sensex's 9.12%.

As of 4 December 2025, the valuation grade for Jayabharat Credit has moved from risky to very attractive, indicating a significant improvement in its perceived value. The company is currently undervalued, as evidenced by its negative PE ratio of -11.70 and an EV to EBITDA ratio of -72.63. Additionally, the PEG ratio stands at 0.00, suggesting that the stock is trading at a very low valuation relative to its earnings growth potential.<BR><BR>In comparison to its peers, Jayabharat Credit's valuation metrics are starkly different. For instance, Bajaj Finance, categorized as very expensive, has a PE ratio of 34.9, while Life Insurance, deemed very attractive, has a PE of 10.85. This stark contrast highlights the undervaluation of Jayabharat Credit within its industry. Furthermore, the company's recent stock performance has outpaced the Sensex, with a year-to-date return of 74.39% compared to the Sensex's 9.12%, reinforcing the attractiveness of its current valuation.

Are Jayabharat Credit Ltd latest results good or bad?

Jayabharat Credit Ltd's latest results are concerning, showing a net loss of ₹0.28 crore for Q3 FY26 and zero revenue for several quarters, alongside negative shareholder equity of ₹60.86 crore. Overall, the company is in critical financial distress with no clear path to recovery.

Jayabharat Credit Ltd's latest results indicate a challenging financial situation. For Q3 FY26, the company reported a net loss of ₹0.28 crore, which is a 16.67% increase in losses compared to the previous quarter. Notably, the company has not generated any revenue for several quarters, consistently reporting zero net sales. This lack of operational activity is concerning and suggests that the company is struggling to maintain any viable business operations.<BR><BR>Additionally, the company's shareholder equity stands at a negative ₹60.86 crore, reflecting a significant decline in its financial health over the years. With current liabilities exceeding ₹61 crore against negligible assets, the financial outlook appears dire, raising serious concerns about its solvency.<BR><BR>While the stock has shown a 50.68% return over the past year, this performance is overshadowed by the underlying financial distress, including persistent losses and negative net worth. Overall, the results can be characterized as bad, indicating a company in critical financial distress with no clear path to recovery.

Should I buy, sell or hold Jayabharat Credit Ltd?

Which are the latest news on Jayabharat Cred.?

Why is Jayabharat Credit Ltd falling/rising?

As of 23-Mar, Jayabharat Credit Ltd's stock price is at 16.70, down 3.47% due to negative sector performance and significant year-to-date losses of 26.40%. Despite recent gains and increased investor participation, mixed trading signals contribute to ongoing uncertainty.

As of 23-Mar, Jayabharat Credit Ltd's stock price is currently at 16.70, reflecting a decrease of 0.6, or 3.47%. This decline can be attributed to several factors. Firstly, the overall performance of the finance/NBFC sector has been negative, with a drop of 3.81%, which likely impacts investor sentiment towards companies in this sector, including Jayabharat Credit Ltd. <BR><BR>Additionally, while the stock has shown some positive performance over the past week and month, with increases of 1.03% and 5.56% respectively, it has still experienced a significant year-to-date decline of 26.40%. This suggests that despite recent gains, the stock has not recovered from earlier losses, contributing to its current downward movement.<BR><BR>Moreover, the stock's moving averages indicate that it is performing better than its 5-day and 20-day averages but is still below its longer-term averages (50-day, 100-day, and 200-day). This could signal a lack of sustained upward momentum. <BR><BR>On a more positive note, there has been a notable increase in investor participation, with delivery volume rising by 4842.31% on March 20 compared to the 5-day average. However, the erratic trading pattern, where the stock did not trade on 2 out of the last 20 days, may also contribute to uncertainty among investors.<BR><BR>In summary, the combination of sector-wide declines, significant year-to-date losses, and mixed trading signals are contributing to the current fall in Jayabharat Credit Ltd's stock price.

Why is Jayabharat Credit Ltd falling/rising?

As of 24-Mar, Jayabharat Credit Ltd's stock price is stable at 16.70, with a recent positive trend showing a 1.03% increase over the past week and an 11.04% rise in the last month, outperforming the Sensex. However, year-to-date, it has declined by 26.40%, despite a 19.63% gain over the past year and a 51.54% appreciation over three years.

As of 24-Mar, Jayabharat Credit Ltd's stock price is currently at 16.70, showing no change from the previous trading session. Despite this stability in price, the stock has demonstrated a positive performance over various time frames. Over the past week, it has risen by 1.03%, while in the last month, it has increased by 11.04%. This contrasts sharply with the Sensex, which has fallen by 2.63% and 9.92% over the same periods, indicating that Jayabharat Credit Ltd is outperforming the broader market.<BR><BR>Year-to-date, however, the stock has experienced a decline of 26.40%, which is more significant than the Sensex's drop of 13.09%. Despite this year-to-date decline, the stock has shown resilience over the past year, with a gain of 19.63%, compared to the Sensex's modest increase of 5.02%. Additionally, over a three-year period, the stock has appreciated by 51.54%, significantly outperforming the Sensex's 28.75% gain.<BR><BR>Today's trading activity indicates some erratic behavior, as the stock did not trade on two days out of the last 20. However, it has outperformed its sector by 0.33% today, which suggests a positive sentiment among investors. Notably, there has been a substantial increase in delivery volume, which rose by 4842.31% on March 20 compared to the five-day average, indicating rising investor participation.<BR><BR>In summary, while the stock price remains unchanged today, the overall trend shows that Jayabharat Credit Ltd has been rising in the short term and outperforming the market, despite a challenging year-to-date performance.

Why is Jayabharat Credit Ltd falling/rising?

As of 25-Mar, the stock price of Jayabharat Credit Ltd is at 16.70, unchanged from the previous session. Despite recent gains and increased investor interest, the stock is down 26.40% year-to-date, indicating potential challenges ahead.

As of 25-Mar, the stock price of Jayabharat Credit Ltd is currently at 16.70, showing no change from the previous trading session. The stock has experienced a mixed performance over different periods. In the past week, it has risen by 1.03%, while over the last month, it has increased by 5.76%. However, year-to-date, the stock is down 26.40, which is significantly worse than the Sensex's decline of 11.67% during the same period. <BR><BR>Despite the current price stability, the stock has outperformed its sector by 0.33% today, indicating some positive momentum. Additionally, there has been a notable increase in investor participation, with delivery volume on March 20 rising by 4842.31% compared to the 5-day average. This suggests growing interest in the stock, which could contribute to upward pressure on its price.<BR><BR>However, the stock's performance is tempered by its erratic trading, as it did not trade on 2 out of the last 20 days. Furthermore, while the stock is currently above its 5-day and 20-day moving averages, it remains below its longer-term moving averages (50-day, 100-day, and 200-day), indicating potential challenges in sustaining upward momentum. The finance/NBFC sector overall has declined by 3.81%, which may also impact Jayabharat Credit Ltd negatively.<BR><BR>In summary, while there are some positive indicators such as recent gains and increased investor participation, the overall year-to-date decline and sector performance suggest that the stock may be facing headwinds that could limit its rise.