Gilada Finance

how big is Gilada Finance?

As of Jun 06, Gilada Finance & Investments Ltd has a market capitalization of 17.79 Cr, with recent net sales of 6.77 Cr and a net profit of 2.14 Cr for the latest four quarters. The company's balance sheet shows shareholder's funds of 22.00 Cr and total assets of 34.96 Cr as of Mar'24.

Market Cap: As of Jun 06, Gilada Finance & Investments Ltd has a market capitalization of 17.79 Cr, which categorizes it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: For the latest 4 quarters, the company reported Net Sales of 6.77 Cr and a Net Profit of 2.14 Cr. This data is based on Standalone financials.<BR><BR>Balance Sheet Snapshot: The Standalone balance sheet for the latest annual period, which is Mar'24, shows Shareholder's Funds of 22.00 Cr and Total Assets of 34.96 Cr.

What does Gilada Finance do?

Gilada Finance & Investments Ltd is a micro cap NBFC focused on lending, including vehicle financing and small business loans. As of March 2025, it reported net sales of 2 Cr and a net profit of 1 Cr, with a market cap of Rs 18 Cr.

Overview: <BR>Gilada Finance & Investments Ltd is a Non Banking Financial Company (NBFC) in the micro cap category, primarily engaged in lending, including vehicle financing, small business loans, and mortgage loans.<BR><BR>History: <BR>Incorporated in 1994, Gilada Finance & Investments Ltd was initially promoted by Late Mr. Shankarlal Gilada. The company is currently managed by Mr. Rajgopal Gilada, Managing Director. The latest quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot: <BR>Net Sales: 2 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 1 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: Rs 18 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 8.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.47 <BR>Return on Equity: 9.16% <BR>Price to Book: 0.77 <BR><BR>Contact Details: <BR>Address: 105 R R Takt Sanjaynagar, 37 Bhoopsandra Main Road Bangalore Karnataka : 560094 <BR>Tel: 91-80-40620000 <BR>Email: p.banerjee@giladagroup.com/cs@gilad <BR>Website: http://www.gfil.co.in

What is the bonus history of the Gilada Finance?

Gilada Finance's latest bonus issue was a 1:1 bonus announced on March 30, 2022, with a record date of March 31, 2022, effectively doubling the shares held by existing shareholders.

Gilada Finance has a notable bonus history, with its latest bonus issue being a 1:1 bonus announced on March 30, 2022. The record date for this bonus was March 31, 2022, which means that shareholders on this date were eligible to receive the bonus shares. This bonus issue effectively doubled the number of shares held by existing shareholders. If you have any more questions about the company or its financial activities, feel free to ask!

Has Gilada Finance declared dividend?

Gilada Finance has declared a 2% dividend, amounting to 0.2 per share, but the dividend yield is 0%. Total returns have varied significantly, with a 5-year price return of 358.91%, despite recent fluctuations.

Gilada Finance has declared a 2% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 2%<BR>- Amount per share: 0.2<BR>- Ex-date: 05 Mar 18<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -4.32%, the dividend return was 0%, resulting in a total return of -4.32%.<BR><BR>Over the past year, the price return was 28.51%, the dividend return was 0%, leading to a total return of 28.51%.<BR><BR>In the 2-year period, the price return was 15.46%, the dividend return was 0%, which resulted in a total return of 15.46%.<BR><BR>For the 3-year period, the price return was -25.1%, the dividend return was 0%, culminating in a total return of -25.1%.<BR><BR>In the last 4 years, the price return was 34.79%, the dividend return was 0%, giving a total return of 34.79%.<BR><BR>Over the past 5 years, the price return was 358.91%, the dividend return was 0%, resulting in a total return of 358.91%.<BR><BR>Overall, while Gilada Finance has declared a dividend, the dividend yield remains at 0%, indicating that the dividend has not contributed to returns in recent periods. The total returns show significant variability, with strong performance over the long term despite recent fluctuations.

Who are the peers of the Gilada Finance?

Gilada Finance's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Inditrade Cap., Amrapali Capital, First Custodian, and Amrapali Fincap. In terms of management risk and growth, Gilada Finance is rated below average, with a 1-year return of 34.05%, outperforming Bajaj Finance's 30.40%.

Peers: The peers of Gilada Finance are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Inditrade Cap., Amrapali Capital, First Custodian, and Amrapali Fincap.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, and Muthoot Finance, while Average management risk is found at Jio Financial, and Good management risk is noted at Shriram Finance. Below Average management risk is present at Inditrade Cap., Amrapali Capital, First Custodian, Gilada Finance, and Amrapali Fincap. Growth is Excellent at Jio Financial, Good at Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, and Gilada Finance, while Average growth is seen at Muthoot Finance, and Below Average growth is noted at Inditrade Cap., Amrapali Capital, First Custodian, Amrapali Fincap. Capital Structure is Excellent for Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, Inditrade Cap., Amrapali Capital, First Custodian, Gilada Finance, and Amrapali Fincap, while Good is observed at Cholaman.Inv.&Fn.<BR><BR>Return Snapshot: Bajaj Finance has the highest 1-year return at 30.40%, while Inditrade Cap. has the lowest at -75.01%. Gilada Finance's 1-year return is 34.05%, which is higher than Bajaj Finance's. Additionally, Inditrade Cap. and Amrapali Capital have negative six-month returns.

Is Gilada Finance overvalued or undervalued?

As of March 18, 2025, Gilada Finance is considered attractive and undervalued with a PE Ratio of 8.30, significantly lower than its peers, and has delivered impressive growth of 352.36% over the past five years, outperforming the Sensex's 142.98%.

As of 18 March 2025, the valuation grade for Gilada Finance has moved from very attractive to attractive. The company is currently assessed as undervalued. Key ratios include a PE Ratio of 8.30, an EV to EBIT of 7.03, and a PEG Ratio of 0.33, all of which suggest that the stock is trading at a discount compared to its earnings growth potential.<BR><BR>In comparison to peers, Gilada Finance's PE Ratio of 8.30 is significantly lower than Life Insurance's fair valuation PE of 12.54 and Bajaj Finance's very expensive PE of 35.01. This indicates that Gilada Finance is positioned favorably within its industry. While the stock has underperformed the Sensex in the short term, it has shown impressive growth over the past five years, returning 352.36% compared to the Sensex's 142.98%.

What is the technical trend for Gilada Finance?

As of June 4, 2025, Gilada Finance shows a bullish trend supported by daily moving averages and KST indicators, though tempered by a bearish weekly RSI and Dow Theory.

As of 4 June 2025, the technical trend for Gilada Finance has changed from mildly bullish to bullish. The daily moving averages indicate a bullish stance, while the weekly MACD is also bullish, supporting the overall positive outlook. However, the weekly RSI is bearish, suggesting some short-term weakness. The Bollinger Bands show a mildly bullish trend on both weekly and monthly time frames. The KST is bullish on both weekly and monthly charts, reinforcing the bullish sentiment. Despite the current bullish trend, the weekly Dow Theory indicates a mildly bearish stance, which could temper enthusiasm. Overall, the current technical stance is bullish with moderate strength, driven primarily by the daily moving averages and KST indicators.

Who are in the management team of Gilada Finance?

As of March 2020, the management team of Gilada Finance includes Rajgopal Gilada (Managing Director), Sampatkumar Shankarlal Gilada (Whole-time Director), and several non-executive directors, with varying remuneration, including some with no remuneration. The team comprises a mix of executive and non-executive roles.

As of March 2020, the management team of Gilada Finance includes the following individuals:<BR><BR>1. **Rajgopal Gilada** - Managing Director, with a remuneration of 12.0 lacs INR.<BR>2. **Sampatkumar Shankarlal Gilada** - Whole-time Director, with a remuneration of 6.0 lacs INR.<BR>3. **Bindu Gilada** - Non-Executive & Non-Independent Director, with no remuneration.<BR>4. **Kothakote Venkobarao Prabhakar** - Non-Executive & Independent Director, with no remuneration.<BR>5. **Shivaswamy Srikantiah** - Non-Executive & Independent Director, with no remuneration.<BR>6. **Iswariya Rajan** - Company Secretary, with no remuneration.<BR>7. **Dodballapur Narasimhamurthy Gopal** - Additional Director, with no remuneration.<BR>8. **Om Prakash Asava** - Additional Director, with no remuneration.<BR>9. **Mohita Agrawal** - Company Secretary & Compliance Officer, with no remuneration. <BR><BR>This team reflects a mix of executive and non-executive roles within the company.

Who are the top shareholders of the Gilada Finance?

The top shareholders of Gilada Finance include Shankarlal Gilada & Sons Private Limited with 28.85%, individual investors with 37.59%, and the highest public shareholder, Govind Joshi, at 2.14%. There are no mutual funds or foreign institutional investors currently holding shares in the company.

The top shareholders of Gilada Finance primarily include the promoters, with Shankarlal Gilada & Sons Private Limited holding the largest stake at 28.85%. Additionally, individual investors collectively own 37.59% of the company. The highest public shareholder is Govind Joshi, who holds 2.14%. Notably, there are no mutual funds or foreign institutional investors (FIIs) currently holding shares in the company.

How has been the historical performance of Gilada Finance?

Gilada Finance has shown consistent growth in net sales and profits from March 2019 to March 2025, with net sales increasing from 3.29 crore to 6.77 crore and profit after tax rising from 0.63 crore to 2.13 crore, despite fluctuations in operating margins and cash flow. Total liabilities and debt have also increased during this period, but cash flow from operating activities turned positive in March 2025.

Answer:<BR>The historical performance of Gilada Finance shows a consistent growth trend in net sales and profits over the years, with significant fluctuations in operating margins and cash flow.<BR><BR>Breakdown:<BR>Gilada Finance's net sales have steadily increased from 3.29 crore in March 2019 to 6.77 crore in March 2025, reflecting a robust growth trajectory. The total operating income followed a similar trend, rising from 3.29 crore in March 2019 to 6.77 crore in March 2025. Operating profit, excluding other income, also improved significantly, reaching 2.62 crore in March 2025, up from 0.80 crore in March 2019. However, the operating profit margin fluctuated, peaking at 43.73% in March 2022 before dropping to 38.7% in March 2025. Profit before tax increased from 0.71 crore in March 2019 to 2.90 crore in March 2025, while profit after tax rose from 0.63 crore to 2.13 crore in the same period. The company's total liabilities increased from 18.77 crore in March 2020 to 34.61 crore in March 2025, with total debt also rising from 0.71 crore to 9.97 crore. Cash flow from operating activities showed a positive trend in March 2025 at 2.00 crore, contrasting with negative cash flows in previous years. Overall, Gilada Finance has demonstrated a strong upward trend in sales and profits, despite some volatility in margins and cash flow.

When is the next results date for Gilada Finance & Investments Ltd?

The next results date for Gilada Finance & Investments Ltd is 14 February 2026.

The next results date for Gilada Finance & Investments Ltd is scheduled for 14 February 2026.

Are Gilada Finance & Investments Ltd latest results good or bad?

Gilada Finance & Investments Ltd's latest results show a mixed but generally positive trend, with a net profit increase of 5.56% quarter-on-quarter and 3.64% year-on-year. However, concerns about margin compression and below-industry return on equity suggest investors should remain cautious about long-term performance.

Gilada Finance & Investments Ltd's latest results show a mixed but generally positive trend. In Q2 FY26, the company reported a net profit of ₹0.57 crores, which is a 5.56% increase from the previous quarter and a 3.64% increase year-on-year. Additionally, net sales grew by 3.59% quarter-on-quarter and 8.12% year-on-year, indicating a recovery from a decline in the previous quarter.<BR><BR>The profit after tax (PAT) margin improved to 32.95%, up 61 basis points from the previous quarter, although it remains below the 34.38% margin from the same period last year. This suggests some operational efficiency, but there are concerns regarding margin compression due to rising interest expenses and employee costs.<BR><BR>Overall, while the company has shown growth in both net profit and sales, the underlying issues with return on equity (ROE) at 8.52%—which is below industry standards—raise concerns about capital efficiency. The absence of institutional interest and flat financial performance in recent quarters also contribute to a cautious outlook.<BR><BR>In summary, the results can be seen as good in terms of growth, but the company faces significant challenges that may affect its long-term performance. Investors should remain vigilant about these factors.

Why is Gilada Finance & Investments Ltd falling/rising?

As of 17-Mar, Gilada Finance & Investments Ltd's stock price has risen to 12.19, reflecting a 4.28% increase after two days of decline. Despite today's gains, the stock shows mixed performance over various time frames and declining investor participation, indicating potential challenges ahead.

As of 17-Mar, Gilada Finance & Investments Ltd is experiencing a rise in its stock price, currently at 12.19, which reflects an increase of 0.5 or 4.28%. This upward movement is notable as it follows two consecutive days of decline, indicating a potential trend reversal. The stock has outperformed its sector by 3.48% today, suggesting that it is gaining traction compared to its peers.<BR><BR>Despite this positive performance today, the stock has shown mixed results over different time frames. Over the past week, it has increased by 1.58%, while it has decreased by 5.72% over the past month. Year-to-date, the stock is down 8.00%, but it has performed well over the past year with a gain of 10.22%. <BR><BR>However, there are concerns regarding investor participation, as the delivery volume on 16 March fell significantly by 86.38% compared to the 5-day average. This decline in trading activity may indicate a lack of confidence among investors, which could impact future price movements. Additionally, while the stock is currently above its 5-day moving average, it remains below the longer-term moving averages of 20, 50, 100, and 200 days, suggesting that it may still be in a longer-term downtrend despite today's gains. <BR><BR>Overall, the rise in Gilada Finance & Investments Ltd's stock price today can be attributed to a short-term recovery after previous declines, but the broader context shows mixed performance and declining investor participation.

Why is Gilada Finance & Investments Ltd falling/rising?

As of 18-Mar, Gilada Finance & Investments Ltd's stock price is declining at 11.87, down -2.63%, and has underperformed against the Sensex. Year-to-date, it is down -10.42%, reflecting a bearish trend despite increased investor participation.

As of 18-Mar, Gilada Finance & Investments Ltd is experiencing a decline in its stock price, currently at 11.87, which reflects a change of -0.32 or -2.63%. The stock has underperformed compared to the benchmark Sensex, which has only decreased by -0.21% over the same period. Over the past week, the stock has fallen by -0.75%, and it has shown a more significant decline of -8.62% over the past month, compared to the Sensex's -8.40% drop.<BR><BR>Year-to-date, the stock is down -10.42%, while the Sensex has decreased by -9.99%. In the longer term, the stock has also underperformed, with a -1.25% change over three years, contrasting sharply with the Sensex's gain of +32.27%. Furthermore, the stock has been trading below its moving averages across various time frames, indicating a bearish trend.<BR><BR>Despite a rise in investor participation, as evidenced by a 12.12% increase in delivery volume on 17 March, the overall performance remains weak. The stock's liquidity is adequate for trading, but the persistent underperformance against both the sector and the benchmark suggests that negative sentiment is influencing its price decline.

Why is Gilada Finance & Investments Ltd falling/rising?

As of 19-Mar, the stock price of Gilada Finance & Investments Ltd is rising to 12.47, reflecting a 2.47% increase. Despite this short-term gain, the stock has shown declines over the past week and month, and reduced investor participation may indicate potential challenges ahead.

As of 19-Mar, the stock price of Gilada Finance & Investments Ltd is rising, currently at 12.47, reflecting a change of 0.3 or 2.47% increase. This upward movement is notable as it outperformed the sector by 6.31%. Despite the broader finance sector experiencing a decline of 3.85%, Gilada Finance managed to achieve a positive performance today.<BR><BR>However, it is important to consider the context of this rise. Over the past week, the stock has decreased by 0.32%, and over the past month, it has fallen by 2.73%. Year-to-date, the stock is down 5.89%, although it has shown a positive annual return of 8.25%. The stock's current price is higher than its 5-day and 20-day moving averages, indicating a short-term positive trend, but it remains below its longer-term moving averages (50-day, 100-day, and 200-day), suggesting potential challenges ahead.<BR><BR>Additionally, there has been a significant decline in investor participation, with delivery volume on 18 March dropping by 83.7% compared to the 5-day average. This decrease in trading activity could indicate a lack of confidence among investors, which may affect future price movements.<BR><BR>In summary, while Gilada Finance & Investments Ltd is currently experiencing a rise in its stock price, the overall trend shows mixed signals, with recent declines in performance and reduced investor participation that could impact its stability moving forward.

Why is Gilada Finance & Investments Ltd falling/rising?

As of 20-Mar, the stock price of Gilada Finance & Investments Ltd is at 12.33, reflecting a decline of 1.12%. Despite a recent weekly increase, the stock has a year-to-date drop of 6.94% and is trading below several key moving averages, indicating a bearish trend.

As of 20-Mar, the stock price of Gilada Finance & Investments Ltd is falling, currently at 12.33, which reflects a decrease of 0.14 or 1.12%. This decline is evident in today's performance, where the stock underperformed its sector by 0.55%. <BR><BR>Looking at the recent performance metrics, the stock has shown a mixed trend over various periods. Over the past week, it has increased by 3.70%, contrasting with a significant drop of 4.42% over the last month. Year-to-date, the stock is down 6.94%, while it has performed positively over the past year with a gain of 9.41%. However, the longer-term view shows a decline of 6.94% year-to-date compared to a larger drop of 12.54% in the benchmark Sensex.<BR><BR>Additionally, while the stock is currently trading higher than its 5-day moving average, it remains lower than its 20-day, 50-day, 100-day, and 200-day moving averages, indicating a potential bearish trend in the medium to long term. Despite a rise in investor participation, with a delivery volume increase of 26.05% against the 5-day average, the overall liquidity remains stable, suggesting that while there is some interest in trading the stock, it is not enough to counteract the current downward price movement.

Should I buy, sell or hold Gilada Finance & Investments Ltd?

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