Sumedha Fiscal

Why is Sumedha Fiscal Services Ltd falling/rising?

As of 01-Aug, Sumedha Fiscal Services Ltd's stock price has declined to Rs 36.28, down 6.52%, significantly underperforming against the Sensex. The stock shows high volatility and decreased investor participation, contributing to its bearish trend.

As of 01-Aug, Sumedha Fiscal Services Ltd is experiencing a decline in its stock price, currently at Rs 36.28, which represents a decrease of Rs 2.53 or 6.52%. The stock has underperformed significantly compared to the benchmark Sensex, which has gained 2.68% over the past week, while Sumedha Fiscal has dropped by 5.79%. <BR><BR>In terms of today's performance, the stock opened with a gain of 2.37% but quickly fell to an intraday low of Rs 35.6, reflecting a decline of 8.27%. This indicates high volatility, with an intraday volatility of 5.47%. The stock has also been trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, suggesting a bearish trend.<BR><BR>Additionally, there has been a notable decrease in investor participation, with delivery volume dropping by 80.69% compared to the 5-day average. This lack of investor interest, combined with the stock's poor performance relative to the finance/NBFC sector, which has gained 3.04%, contributes to the downward pressure on Sumedha Fiscal's stock price. Overall, these factors indicate a challenging environment for the stock, leading to its current decline.

Which are the latest news on Sumedha Fiscal?

How big is Sumedha Fiscal?

As of 10th June, Sumedha Fiscal Services Ltd has a market capitalization of 32.00 Cr and reported net sales of 109.66 Cr and net profit of 2.42 Cr over the latest four quarters.

As of 10th June, <BR><BR>Market Cap: Sumedha Fiscal Services Ltd has a market capitalization of 32.00 Cr, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 109.66 Cr, while the sum of Net Profit for the same period is 2.42 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the balance sheet is March 2025. Shareholder's Funds are valued at 64.48 Cr, and Total Assets amount to 67.75 Cr.

Who are in the management team of Sumedha Fiscal?

The management team of Sumedha Fiscal includes Vijay Maheshwari, Bijay Murmuria, Anil Kumar Birla, Garima Maheshwari (all Non Executive Directors), Bhawani Shankar Rathi (Whole-time Director), and independent directors Basudeb Sen, Prashant Sekhar Panda, S A Ramesh Rangan, and Santanu Mukherjee, along with Company Secretary Dhwani Fatehpuria. This diverse team ensures effective governance.

The management team of Sumedha Fiscal includes the following members:<BR><BR>1. **Vijay Maheshwari** - Non Executive Director<BR>2. **Bijay Murmuria** - Non Executive Director<BR>3. **Bhawani Shankar Rathi** - Whole-time Director<BR>4. **Basudeb Sen** - Independent Director<BR>5. **Anil Kumar Birla** - Non Executive Director<BR>6. **Prashant Sekhar Panda** - Independent Director<BR>7. **Garima Maheshwari** - Non Executive Director<BR>8. **S A Ramesh Rangan** - Independent Director<BR>9. **Santanu Mukherjee** - Independent Director<BR>10. **Dhwani Fatehpuria** - Company Secretary & Compliance Officer<BR><BR>This team comprises a mix of executive and non-executive directors, along with independent directors, ensuring a diverse governance structure.

Who are the peers of the Sumedha Fiscal?

Sumedha Fiscal's peers include India Cem. Cap., Arnold Holdings, Kapil Raj Financ, Morarka Finance, Qgo Finance, Amrapali Fincap, and Intec Capital. While Sumedha Fiscal has an average management risk and a 1-year return of -38.31%, its peers exhibit a range of management risks and returns, with R G F Capital showing the highest return at 305.45%.

Peers: The peers of Sumedha Fiscal are India Cem. Cap., Arnold Holdings, Kapil Raj Financ, Morarka Finance, Qgo Finance, Amrapali Fincap, and Intec Capital.<BR><BR>Quality Snapshot: Excellent management risk is observed at India Cem. Cap., Arnold Holdings, Sumedha Fiscal, Kapil Raj Financ, Morarka Finance, Qgo Finance, Amrapali Fincap, and Intec Capital, while Average management risk is found at Sumedha Fiscal, Morarka Finance, and Qgo Finance, and the rest. Growth is rated as Excellent for Arnold Holdings, Average for India Cem. Cap., Sumedha Fiscal, Morarka Finance, and Qgo Finance, and Below Average for Kapil Raj Financ, Amrapali Fincap, and Intec Capital. Capital Structure is rated as Excellent for all peers.<BR><BR>Return Snapshot: The peer with the highest 1-year return is R G F Capital at 305.45%, while the lowest is Arnold Holdings at -50.66%. Sumedha Fiscal's 1-year return is -38.31%, which is better than Arnold Holdings but worse than R G F Capital. Additionally, Kapil Raj Financ, Morarka Finance, Qgo Finance, and Intec Capital have negative six-month returns.

What does Sumedha Fiscal do?

Sumedha Fiscal Services Ltd is a micro cap NBFC established in 1989, specializing in financial services. As of March 2026, it reported net sales of 29 Cr and a net loss of 2 Cr, with a market cap of 32 Cr.

Overview: <BR>Sumedha Fiscal Services Ltd is a prominent financial services company operating in the Non Banking Financial Company (NBFC) sector, categorized as a micro cap.<BR><BR>History: <BR>Incorporated in 1989, Sumedha Fiscal has evolved into a significant player in the financial services industry. The latest quarterly results reported net sales and profit for the period ending March 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 29 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: -2 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 32 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 13.00 <BR>Industry P/E: 20 <BR>Dividend Yield: 2.56% <BR>Debt Equity: 0.00 <BR>Return on Equity: 3.71% <BR>Price to Book: 0.48<BR><BR>Contact Details: <BR>Address: 8B Middleton Street, Geetanjali Flat No 6 A Kolkata West Bengal : 700071 <BR>Tel: 91-33-22298936/6758/3237/4473 <BR>Email: kolkata@sumedhafiscal.com <BR>Website: http://www.sumedhafiscal.com

Are Sumedha Fiscal Services Ltd latest results good or bad?

The latest results for Sumedha Fiscal Services Ltd are concerning, showing a net loss of ₹2.30 crores in Q4 FY26, a decline of 951.85% year-on-year, despite a 71.62% revenue growth. The company faces significant operational challenges, indicated by negative operating margins, making the results classified as bad.

The latest results for Sumedha Fiscal Services Ltd are concerning. In Q4 FY26, the company experienced a significant deterioration in its financial performance, reporting a net loss of ₹2.30 crores, which represents a staggering decline of 951.85% year-on-year. This marks a sharp contrast to the modest profit of ₹0.24 crores in the previous quarter.<BR><BR>While revenue grew by 71.62% year-on-year to ₹28.73 crores, the company faced severe operational challenges, leading to negative operating margins of -9.43%. This is a drastic decline from the positive operating margin of 2.99% recorded in Q4 FY25. The operating loss before depreciation, interest, and tax reached ₹2.71 crores, indicating significant issues with cost management.<BR><BR>Overall, the results highlight a troubling disconnect between revenue growth and profitability, raising concerns about the company's operational viability and ability to control costs. Given these factors, the latest results can be classified as bad, reflecting serious challenges that need to be addressed for any potential recovery.

Should I buy, sell or hold Sumedha Fiscal Services Ltd?

When is the next results date for Sumedha Fiscal Services Ltd?

The next results date for Sumedha Fiscal Services Ltd is 24 May 2026.

The next results date for Sumedha Fiscal Services Ltd is scheduled for 24 May 2026.

Is Sumedha Fiscal overvalued or undervalued?

As of December 4, 2025, Sumedha Fiscal is considered an attractive investment opportunity due to its undervalued metrics, including a PE ratio of 6.08, compared to peers like Bajaj Finance at 34.9, despite a recent stock decline of 53.24% against the Sensex's 5.32% increase.

As of 4 December 2025, the valuation grade for Sumedha Fiscal has moved from very attractive to attractive, indicating a shift in market perception. The company is currently considered undervalued, with a PE ratio of 6.08, a Price to Book Value of 0.60, and an EV to EBITDA ratio of 3.85. These figures suggest that the stock is trading at a significant discount compared to its earnings and asset value.<BR><BR>In comparison to its peers, Sumedha Fiscal's valuation metrics stand out, particularly against Bajaj Finance, which has a PE ratio of 34.9, and Life Insurance, with a PE ratio of 10.85. The disparity in these ratios highlights Sumedha Fiscal's attractiveness as an investment opportunity within the Non-Banking Financial Company sector. Despite recent stock performance lagging behind the Sensex, particularly over the past year with a decline of 53.24% compared to the Sensex's 5.32% increase, the current valuation presents a compelling case for potential upside.

How has been the historical performance of Sumedha Fiscal?

Sumedha Fiscal has shown consistent growth in net sales and total operating income, increasing from 18.64 crore in March 2019 to 102.36 crore in March 2025. However, profitability metrics and cash flow have experienced volatility, with profit after tax declining from 7.85 crore in March 2024 to 7.31 crore in March 2025.

Answer:<BR>The historical performance of Sumedha Fiscal shows a fluctuating trend in key financial metrics over the years.<BR><BR>Breakdown:<BR>Sumedha Fiscal's net sales have shown a consistent increase, rising from 18.64 crore in March 2019 to 102.36 crore in March 2025. Total operating income has followed a similar trajectory, reaching 102.36 crore in March 2025, up from 60.67 crore in March 2023. However, total expenditure has also increased, from 12.45 crore in March 2019 to 96.10 crore in March 2025, impacting operating profit, which was 10.10 crore in March 2025, slightly down from 10.14 crore in March 2024. Profit before tax has remained relatively stable, with a slight decrease to 9.24 crore in March 2025 from 9.40 crore in March 2024. Profit after tax was 7.31 crore in March 2025, down from 7.85 crore in March 2024, while consolidated net profit also decreased to 7.28 crore in March 2025 from 7.65 crore in March 2024. The company's total assets increased to 67.75 crore in March 2025 from 59.78 crore in March 2024, and total liabilities rose to 67.75 crore from 59.78 crore in the same period. Cash flow from operating activities was 1.00 crore in March 2025, down from 3.00 crore in March 2024, indicating a decline in cash generation capacity. Overall, while Sumedha Fiscal has experienced growth in sales and total income, profitability and cash flow metrics have shown some volatility.

How has been the historical performance of Sumedha Fiscal?

Sumedha Fiscal has shown consistent growth in net sales and total assets, increasing from 18.64 Cr in Mar'19 to 102.36 Cr in Mar'25. However, profitability metrics like operating profit and profit after tax have fluctuated, with a decline noted in recent years.

Answer:<BR>The historical performance of Sumedha Fiscal shows a fluctuating trend in key financial metrics over the years.<BR><BR>Breakdown:<BR>Sumedha Fiscal's net sales have shown a consistent increase, rising from 18.64 Cr in Mar'19 to 102.36 Cr in Mar'25. Total operating income followed the same upward trajectory, reaching 102.36 Cr in Mar'25 from 18.64 Cr in Mar'19. The total expenditure, excluding depreciation, also increased significantly from 12.45 Cr in Mar'19 to 96.10 Cr in Mar'25. Operating profit (PBDIT) fluctuated, peaking at 10.34 Cr in Mar'21 and then declining to 10.10 Cr in Mar'25. Profit before tax showed a similar pattern, with a high of 9.76 Cr in Mar'21 and a slight decrease to 9.24 Cr in Mar'25. Profit after tax reached 7.31 Cr in Mar'25, down from 8.46 Cr in Mar'21. The company's total assets increased from 41.13 Cr in Mar'20 to 67.75 Cr in Mar'25, while total liabilities rose from 41.13 Cr in Mar'20 to 67.75 Cr in Mar'25, indicating a stable financial structure with no long-term or short-term borrowings. Cash flow from operating activities has been variable, with a notable decline from 4.00 Cr in Mar'22 to 1.00 Cr in Mar'25. Overall, Sumedha Fiscal has demonstrated growth in sales and assets, although profitability metrics have shown some volatility.

Who are the top shareholders of the Sumedha Fiscal?

The top shareholder of Sumedha Fiscal is Vijay Maheshwari with a 20.91% stake, while Rdh Plastics & Metals Pvt Ltd holds 1.88%. Individual investors collectively own 36.87% of the shares, and there are no pledged promoter holdings or mutual fund investments.

The top shareholders of Sumedha Fiscal include Vijay Maheshwari, who holds the highest stake at 20.91%. In terms of public shareholders, Rdh Plastics & Metals Pvt Ltd is the largest, with a holding of 1.88%. Additionally, individual investors collectively hold 36.87% of the company's shares. The company has no pledged promoter holdings and is held by one foreign institutional investor, which accounts for 0.17% of the shares. There are no mutual funds currently invested in the company.

What is the technical trend for Sumedha Fiscal?

As of May 20, 2025, Sumedha Fiscal's trend is mildly bearish, with bearish weekly MACD and daily moving averages, while monthly indicators show mixed signals.

As of 20 May 2025, the technical trend for Sumedha Fiscal has changed from bearish to mildly bearish. The weekly MACD remains bearish, while the monthly MACD is mildly bearish, indicating a lack of strong upward momentum. The daily moving averages are bearish, further supporting the negative sentiment in the short term. The Bollinger Bands show a mildly bearish stance on the weekly chart but are bullish on the monthly chart, suggesting mixed signals across different time frames. The KST is bearish weekly but bullish monthly, adding to the complexity of the current trend. Overall, the stance is mildly bearish, with key indicators such as the weekly MACD and daily moving averages driving this view.

Has Sumedha Fiscal declared dividend?

Yes, Sumedha Fiscal Services Ltd has declared a 10% dividend, with an ex-date of August 21, 2024. While recent returns have shown volatility, the company has demonstrated significant growth over the longer term, particularly in the last 4 and 5 years.

Sumedha Fiscal Services Ltd has declared a 10% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 10%<BR>- Ex-date: 21 Aug 24<BR><BR>Dividend Yield: 1.56%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -38.46%, the dividend return was 0%, resulting in a total return of -38.46%.<BR><BR>Over the past year, the price return was 22.0%, the dividend return was 1.92%, leading to a total return of 23.92%.<BR><BR>In the 2-year period, the price return was 23.74%, the dividend return was 4.14%, culminating in a total return of 27.88%.<BR><BR>For the 3-year period, the price return was -22.75%, the dividend return was 3.06%, resulting in a total return of -19.69%.<BR><BR>In the last 4 years, the price return was 129.39%, the dividend return was 12.84%, giving a total return of 142.23%.<BR><BR>Over the 5-year period, the price return was 326.38%, the dividend return was 28.57%, resulting in a total return of 354.95%.<BR><BR>Overall, Sumedha Fiscal has declared a dividend, and while the recent returns show some volatility, the longer-term performance indicates significant growth, particularly in price returns over the 4 and 5-year periods.