KJMC Financial

When is the next results date for KJMC Financial?

No Upcoming Board Meetings

Who are in the management team of KJMC Financial?

As of March 2023, the management team of KJMC Financial includes I C Jain (Chairman), Rajnesh Jain (WTD & Executive Director), Girish Jain, S C Aythora, Nitin Kulkarni, Shraddha Jain, Anil Vallabhdas Sampat, and Vijay Joshi, all serving in various executive and non-executive roles.

As of March 2023, the management team of KJMC Financial includes the following individuals:<BR><BR>1. I C Jain - Chairman & Non Executive Director<BR>2. Rajnesh Jain - WTD & Executive Director<BR>3. Girish Jain - Non Executive Director<BR>4. S C Aythora - Independent Non Executive Director<BR>5. Nitin Kulkarni - Independent Non Executive Director<BR>6. Shraddha Jain - Non Executive Director<BR>7. Anil Vallabhdas Sampat - Independent Non Executive Director<BR>8. Vijay Joshi - Independent Non Executive Director<BR><BR>Each member plays a distinct role in the governance and strategic direction of the company.

What does KJMC Financial do?

KJMC Financial Services Ltd is a Micro Cap NBFC established in 1988, focusing on financial services. As of March 2025, it reported net sales and profit of 0 Cr, with a market cap of Rs 47 Cr.

Overview:<BR>KJMC Financial Services Ltd operates in the Non Banking Financial Company (NBFC) sector and is classified as a Micro Cap company.<BR><BR>History:<BR>KJMC Financial Services was incorporated in 1988 as Khandelwal Jain Management Consultancy Services Pvt Ltd, later changing its name in 1993. It became a public limited company in 1994. The latest quarterly results reported net sales and net profit of 0 Cr for March 2025.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 0 Cr (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: 0 Cr (Quarterly Results - Mar 2025)<BR>Market-cap value: Rs 47 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 47.00<BR>Industry P/E: 23<BR>Dividend Yield: 0.00%<BR>Debt Equity: 0.03<BR>Return on Equity: 0.49%<BR>Price to Book: 0.27<BR><BR>Contact Details:<BR>Address: 162 Atlanta 16th Floor, Nariman Point Mumbai Maharashtra : 400021<BR>Tel: 91-22-22832350/22885201/40945500<BR>Email: investor.finance@kjmc.com<BR>Website: http://www.kjmcfinserv.com

Has KJMC Financial declared dividend?

No Dividend History Available

Who are the peers of the KJMC Financial?

KJMC Financial's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Sugal & Damani, Ajcon Global, Nam Securities, Cont. Securities, and Challani Capital. Notably, Sugal & Damani has the highest 1-year return at 147.26%, while Jio Financial has the lowest at -20.22%, with KJMC Financial's return at 40.39%.

Peers: The peers of KJMC Financial are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Sugal & Damani, Ajcon Global, Nam Securities, Cont. Securities, and Challani Capital.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, while Average management risk is found at Jio Financial, Shriram Finance, and the rest. Good growth is noted at Jio Financial, Shriram Finance, and Cont. Securities, while Average growth is seen at Muthoot Finance, and Below Average growth is present at Ajcon Global, Nam Securities, and the rest. Excellent capital structure is held by Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, Sugal & Damani, Ajcon Global, KJMC Financial, Cont. Securities, and Challani Capital, while Good capital structure is noted at Cholaman.Inv.&Fn, and Below Average capital structure is found at Nam Securities.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Sugal & Damani at 147.26%, while the lowest is Jio Financial at -20.22%. KJMC Financial's 1-year return of 40.39% is higher than Jio Financial's but lower than Sugal & Damani's. Additionally, the six-month returns are negative for Jio Financial, Nam Securities, and Cont. Securities.

What is the technical trend for KJMC Financial?

As of June 6, 2025, KJMC Financial's trend is neutral with mixed signals: weekly indicators suggest mild bullishness while monthly indicators lean bearish, indicating a weak overall trend.

As of 6 June 2025, the technical trend for KJMC Financial has changed from mildly bearish to sideways. The current stance is neutral, with a mix of indicators influencing the outlook. The weekly MACD is mildly bullish, while the monthly MACD is mildly bearish, indicating conflicting signals. The Bollinger Bands are bullish on both weekly and monthly time frames, suggesting potential upward movement. However, the daily moving averages are mildly bearish, which adds caution. The KST and Dow Theory both show a mildly bullish stance on the weekly chart but are bearish on the monthly. Overall, the strength of the trend is weak, reflecting the mixed signals across different indicators.

Who are the top shareholders of the KJMC Financial?

The top shareholder of KJMC Financial is Chanddevi Jain, holding 39.08%, with no pledged promoter holdings. Oricon Enterprises Limited is the largest public shareholder at 2.22%, while individual investors own 15.72% of the shares.

The top shareholders of KJMC Financial are primarily the promoters, with Chanddevi Jain holding the largest share at 39.08%. There are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors (FIIs) involved. The highest public shareholder is Oricon Enterprises Limited, which holds 2.22%. Additionally, individual investors collectively hold 15.72% of the shares.

How big is KJMC Financial?

As of 24th July, KJMC Financial Services Ltd has a market capitalization of 45.00 Cr, with recent Net Sales of 4.92 Cr and a Net Profit of 0.85 Cr. Shareholder's Funds are 131.88 Cr and Total Assets amount to 148.89 Cr as of March 2024.

As of 24th July, KJMC Financial Services Ltd has a market capitalization of 45.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, KJMC Financial reported Net Sales of 4.92 Cr and a Net Profit of 0.85 Cr.<BR><BR>The latest annual period for the balance sheet is March 2024, with Shareholder's Funds amounting to 131.88 Cr and Total Assets of 148.89 Cr.

How has been the historical performance of KJMC Financial?

KJMC Financial has shown strong historical performance, with net sales increasing from 1.50 Cr in Mar'21 to 4.92 Cr in Mar'25, and a recovery from losses to profitability in both operating profit and net profit. Total assets and shareholder's funds have also significantly grown, indicating robust expansion.

Answer:<BR>The historical performance of KJMC Financial shows a trend of increasing net sales and profitability over the years, with a notable recovery from previous losses.<BR><BR>Breakdown:<BR>KJMC Financial's net sales have steadily increased from 1.50 Cr in Mar'21 to 4.92 Cr in Mar'25, reflecting a strong growth trajectory. The total operating income followed a similar pattern, rising from 2.35 Cr in Mar'19 to 4.92 Cr in Mar'25. Operating profit (PBDIT) has also improved significantly, moving from a loss of 1.31 Cr in Mar'21 to a profit of 2.60 Cr in Mar'25. The profit before tax has shown a positive trend, increasing from a loss of 1.97 Cr in Mar'21 to a profit of 1.31 Cr in Mar'25, while profit after tax has improved from a loss of 1.54 Cr in Mar'21 to a profit of 0.92 Cr in Mar'25. The company's total assets have grown from 42.09 Cr in Mar'20 to 198.11 Cr in Mar'25, indicating a robust expansion. Shareholder's funds have also increased significantly, from 26.95 Cr in Mar'20 to 173.08 Cr in Mar'25. Overall, KJMC Financial has demonstrated a strong recovery and growth in both revenue and profitability over the years.

How has been the historical performance of KJMC Financial?

KJMC Financial has shown significant growth in net sales and profitability, with net sales increasing from 1.50 Cr in Mar'21 to 4.92 Cr in Mar'25, and profit after tax recovering from a loss of 0.92 Cr in Mar'23 to a profit of 0.92 Cr in Mar'25. The company's total assets rose from 42.09 Cr in Mar'20 to 198.11 Cr in Mar'25, indicating overall positive financial performance.

Answer:<BR>The historical performance of KJMC Financial shows a gradual improvement in net sales and profitability over the years, with a notable increase in recent years.<BR><BR>Breakdown:<BR>KJMC Financial's net sales have risen from 1.50 Cr in Mar'21 to 4.92 Cr in Mar'25, indicating a strong upward trend. Total operating income followed a similar trajectory, reaching 4.92 Cr in Mar'25, up from 2.89 Cr in Mar'23. The company has managed to maintain a positive operating profit, with an operating profit of 2.60 Cr in Mar'25 compared to 0.31 Cr in Mar'23. Profit before tax also showed improvement, moving from a loss of 0.66 Cr in Mar'23 to a profit of 1.31 Cr in Mar'25. Profit after tax was 0.92 Cr in Mar'25, a significant recovery from a loss of 0.92 Cr in Mar'23. The company's total assets increased from 42.09 Cr in Mar'20 to 198.11 Cr in Mar'25, while total liabilities also rose, reflecting growth in both assets and obligations. Cash flow from operating activities has improved, showing a positive cash flow of 1.00 Cr in Mar'25, up from a negative cash flow in previous years. Overall, KJMC Financial has demonstrated a positive trend in sales, profitability, and asset growth over the past few years.

Are KJMC Financial latest results good or bad?

KJMC Financial's latest Q2 FY26 results are poor, with a net profit decline of 38.89% and net sales down 26.64% compared to the previous quarter, indicating significant operational challenges and volatility.

KJMC Financial's latest results for Q2 FY26 indicate a concerning performance. The company reported a net profit of ₹0.66 crores, which is a significant decline of 38.89% compared to the previous quarter. Additionally, net sales fell to ₹1.57 crores, down 26.64% quarter-on-quarter. This marks a stark reversal from the previous quarter's impressive growth, raising questions about the company's operational consistency and sustainability in the competitive NBFC landscape.<BR><BR>The operating margin also contracted sharply to 59.87%, down from 76.17% in the prior quarter. Overall, the financial metrics reflect a troubling pattern of volatility, with both top-line and bottom-line figures showing significant declines. This performance is particularly concerning given the broader context of the NBFC sector, which has been experiencing robust growth.<BR><BR>In summary, KJMC Financial's latest results can be characterized as poor, highlighting ongoing operational challenges and raising doubts about the company's ability to maintain consistent performance moving forward.

Is KJMC Financial overvalued or undervalued?

As of November 13, 2025, KJMC Financial is considered undervalued with a PE ratio of 30.05 and an attractive long-term outlook, despite recent underperformance against the Sensex, as it trades at a discount compared to peers like Bajaj Finance and Jio Financial.

As of 13 November 2025, KJMC Financial has moved from an expensive to an attractive valuation grade. The company is currently considered undervalued, with a PE ratio of 30.05, an EV to EBITDA ratio of 20.99, and a Price to Book Value of 0.25. These ratios suggest that the stock is trading at a discount compared to its earnings and book value.<BR><BR>In comparison with peers, KJMC Financial's PE ratio is lower than Bajaj Finance, which has a PE of 34.18, and significantly lower than Jio Financial, which stands at 122.74. Additionally, Life Insurance, categorized as very attractive, has a PE of 11.18, indicating that KJMC Financial may have room for growth. Despite recent underperformance against the Sensex, with a year-to-date return of -31.12% compared to the Sensex's 8.11%, the long-term outlook remains positive, particularly given the substantial 5-year return of 1556.44%.

Should I buy, sell or hold KJMC Financial Services Ltd?

Why is KJMC Financial Services Ltd falling/rising?

As of 04-Mar, KJMC Financial Services Ltd's stock price has risen slightly to Rs. 45.22, but it has faced significant declines of 24.63% year-to-date and 50.85% over the past year, underperforming compared to the Sensex. The stock is trading below its moving averages, indicating a bearish trend, and investor participation is declining.

As of 04-Mar, KJMC Financial Services Ltd is experiencing a slight rise in its stock price, currently at Rs. 45.22, which reflects an increase of 0.23 (0.51%). This uptick follows a trend reversal after two consecutive days of decline. Despite this positive movement today, the stock has faced significant challenges over a longer period, with a year-to-date decline of 24.63% and a one-year drop of 50.85%. <BR><BR>The stock's performance has been notably poor compared to the benchmark Sensex, which has gained 8.39% over the past year. Additionally, KJMC Financial Services Ltd has recently hit a new 52-week low of Rs. 43.1, indicating ongoing struggles. The stock is also trading below its moving averages across various time frames, suggesting a bearish trend overall.<BR><BR>Investor participation appears to be declining, as evidenced by a significant drop in delivery volume, which fell by 38.21% against the five-day average. Furthermore, the finance/NBFC sector has seen a decrease of 2.86%, which may be impacting KJMC's performance as well. Overall, while there is a minor rise in the stock price today, the broader context indicates ongoing difficulties for KJMC Financial Services Ltd.

Which are the latest news on KJMC Financial?