Cubical Finan

What does Cubical Finan do?

Cubical Financial Services Ltd is a Micro Cap investment company involved in regular investments in financial markets, stocks, and properties. As of March 2025, it reported net sales and net profit of 0 Cr, with a market cap of Rs 15 Cr.

Overview:<BR>Cubical Financial Services Ltd is an investment company engaged in regular investments in financial markets, stocks, and properties, operating within the Non-Banking Financial Company (NBFC) sector and classified as a Micro Cap.<BR><BR>History:<BR>Cubical Financial Services Ltd was incorporated in May 1990. The latest quarterly results reported net sales and net profit of 0 Cr for the period ending March 2025.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 0 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 0 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: Rs 15 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 14.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.00 <BR>Return on Equity: 2.51% <BR>Price to Book: 0.98 <BR><BR>Contact Details:<BR>Address: 456 Aggarwal Metro Heights, Netaji Subhash Place Pitampura New Delhi New Delhi : 110034 <BR>Tel: 91-11-45645347 <BR>Website: http://www.cubicalrealtors.com

Who are in the management team of Cubical Finan?

As of March 2023, the management team of Cubical Finan includes Ashwani K Gupta (Chairman & Managing Director), Ashish Bhala and Subhash Kumar Changoiwala (Independent Directors), Ruchi Singh (Company Secretary & Compliance Officer), and Jyoti Choudhary (Non-Executive Director).

As of March 2023, the management team of Cubical Finan includes the following individuals:<BR><BR>1. Ashwani K Gupta - Chairman & Managing Director<BR>2. Ashish Bhala - Independent Director<BR>3. Ruchi Singh - Company Secretary & Compliance Officer<BR>4. Subhash Kumar Changoiwala - Independent Director<BR>5. Jyoti Choudhary - Non-Executive Director<BR><BR>These members play key roles in the governance and management of the company.

Has Cubical Finan declared dividend?

No Dividend History Available

Who are the peers of the Cubical Finan?

Cubical Finan's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, GSL Securities, Modern Shares, Money Masters, and Econo Trade Indi. In terms of management risk, growth, and capital structure, Bajaj Finance and Jio Financial stand out positively, while Cubical Finan shows below-average growth and management risk.

Peers: The peers of Cubical Finan are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, GSL Securities, Modern Shares, Money Masters, Econo Trade Indi.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, and Muthoot Finance, while Average management risk is found at Jio Financial, and Good management risk is noted at Shriram Finance. Below Average management risk is present at Modern Shares, Money Masters, Econo Trade Indi, and Cubical Finan. Growth is Excellent at Jio Financial and Econo Trade Indi, Good at Bajaj Finance and Cholaman.Inv.&Fn, and Average at Modern Shares, while Cubical Finan, Muthoot Finance, and Money Masters have Below Average growth. Capital Structure is Excellent at Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, Modern Shares, and Econo Trade Indi, while Good is noted at Cholaman.Inv.&Fn, and Cubical Finan has Excellent capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is GSL Securities at 200.07%, while Money Masters has the lowest at -90.67%. Cubical Finan's 1-year return is 19.55%, which is significantly higher than Money Masters but lower than GSL Securities. Additionally, the six-month return is negative for Jio Financial, Money Masters, and Econo Trade Indi.

What is the technical trend for Cubical Finan?

As of June 5, 2025, Cubical Finan's technical trend is mildly bearish, with bearish signals from the weekly MACD and moving averages, while the monthly indicators show mixed signals.

As of 5 June 2025, the technical trend for Cubical Finan has changed from bearish to mildly bearish. The weekly MACD remains bearish, while the monthly MACD is mildly bearish, indicating a lack of strong upward momentum. The daily moving averages also reflect a mildly bearish stance. The Bollinger Bands show a mildly bearish trend on the weekly chart, contrasting with a bullish signal on the monthly chart. The KST is bearish on the weekly timeframe but bullish on the monthly, adding to the mixed signals. The Dow Theory indicates a mildly bearish trend on the weekly level with no clear trend on the monthly. Overall, the current technical stance is mildly bearish, driven primarily by the bearish indicators in the MACD and moving averages.

Who are the top shareholders of the Cubical Finan?

The top shareholders of Cubical Finan are Ashwani Kumar Gupta with 25.14%, followed by public shareholder Rupesh Jha at 9.69%. Individual investors collectively hold 56.33% of the shares, with no institutional or pledged promoter holdings.

The top shareholders of Cubical Finan include Ashwani Kumar Gupta, who is the promoter with the highest holding at 25.14%. The highest public shareholder is Rupesh Jha, holding 9.69%. Additionally, individual investors collectively hold 56.33% of the company's shares. Notably, there are no institutional holdings from mutual funds or foreign institutional investors, and there are no pledged promoter holdings.

How big is Cubical Finan?

As of 24th July, Cubical Financial Services Ltd has a market capitalization of 15.00 Cr, with recent net sales of 2.42 Cr and a net profit of 0.37 Cr. The balance sheet for March 2024 shows shareholder's funds of 14.73 Cr and total assets of 14.90 Cr.

As of 24th July, Cubical Financial Services Ltd has a market capitalization of 15.00 Cr, classifying it as a Micro Cap company.<BR><BR>For the latest four quarters, the company reported Net Sales of 2.42 Cr and a Net Profit of 0.37 Cr.<BR><BR>The latest annual period for the balance sheet is March 2024, showing Shareholder's Funds of 14.73 Cr and Total Assets of 14.90 Cr.

When is the next results date for Cubical Finan?

Cubical Finan will announce its results on 11 August 2025.

Cubical Finan will declare its results on 11 August 2025.

Is Cubical Finan overvalued or undervalued?

As of October 7, 2025, Cubical Finan is considered very expensive and overvalued, with a PE Ratio of 13.56 and poor performance compared to peers and the Sensex, having declined by 30.90% year-to-date.

As of 7 October 2025, the valuation grade for Cubical Finan has moved from expensive to very expensive, indicating a significant increase in perceived overvaluation. The company is currently deemed overvalued based on its financial metrics. Key ratios include a PE Ratio of 13.56, an EV to EBIT of 13.32, and a Price to Book Value of 0.90, which suggest that the stock is trading at a premium compared to its intrinsic value.<BR><BR>In comparison to its peers, Cubical Finan's valuation appears unfavorable. For instance, Bajaj Finance has a PE Ratio of 36.34, while Life Insurance, which is rated very attractive, has a PE Ratio of 11.85. Additionally, the company's return metrics have lagged behind the Sensex, particularly in the year-to-date performance, where it has declined by 30.90% compared to the Sensex's gain of 4.85%. Overall, Cubical Finan's current valuation suggests it is overvalued in the context of its financial performance and peer comparisons.

Are Cubical Finan latest results good or bad?

Cubical Financial Services' latest Q2 FY26 results are poor, with a net profit decline of 88.46% year-on-year and revenue down 70.55%. Despite a sequential revenue increase, the overall performance reflects significant challenges, including compressed operating margins and low return on equity.

Cubical Financial Services' latest results for Q2 FY26 indicate a concerning performance. The company reported a net profit of just ₹0.03 crores, which marks a significant decline of 88.46% year-on-year. Revenue also fell sharply, totaling ₹0.43 crores, down 70.55% from the same quarter last year. While there was a sequential increase in revenue of 59.26% from the previous quarter, this improvement is overshadowed by the dramatic year-on-year decline.<BR><BR>Operating margins have also compressed, decreasing to 16.28% from 23.29% a year earlier, reflecting rising costs that outpace revenue growth. The return on equity remains low at 3.35%, indicating that the company is struggling to generate adequate returns for its shareholders.<BR><BR>Overall, the results highlight significant challenges for Cubical Financial Services, including severe profitability erosion and erratic revenue performance. The company's quality grade is assessed as "Below Average," and the financial trends are classified as "Flat," suggesting a lack of momentum for improvement. Given these factors, the latest results can be considered quite poor.

How has been the historical performance of Cubical Finan?

Cubical Finan has experienced a decline in net sales and profitability, with net sales dropping from 3.67 Cr in Mar'19 to 2.42 Cr in Mar'25, and operating profit decreasing from 1.28 Cr to 0.68 Cr during the same period. Despite a slight increase in total assets and liabilities, the company's profit margins have significantly decreased.

Answer:<BR>The historical performance of Cubical Finan shows a fluctuating trend in net sales and profitability over the years.<BR><BR>Breakdown:<BR>Cubical Finan's net sales peaked at 3.67 Cr in Mar'19 but have since declined, reaching 2.42 Cr in Mar'25. The total operating income followed a similar pattern, decreasing from 3.67 Cr in Mar'19 to 2.42 Cr in Mar'25. The company experienced a significant drop in operating profit, which was 1.28 Cr in Mar'24 but fell to 0.68 Cr in Mar'25, reflecting an operating profit margin decrease from 46.89% to 28.1%. Profit before tax also declined from 1.29 Cr in Mar'24 to 0.68 Cr in Mar'25, while profit after tax decreased from 1.16 Cr to 0.38 Cr, resulting in a PAT margin drop from 42.49% to 15.7%. The company's total assets increased from 14.90 Cr in Mar'24 to 15.42 Cr in Mar'25, with total liabilities also rising from 14.90 Cr to 15.42 Cr during the same period. Cash flow activities remained stagnant, with no cash inflow or outflow reported across the years. Overall, Cubical Finan has shown a decline in sales and profitability, despite a slight increase in total assets and liabilities.

Should I buy, sell or hold Cubical Financial Services Ltd?

Why is Cubical Financial Services Ltd falling/rising?

As of 02-Feb, Cubical Financial Services Ltd's stock price is at 2.12, reflecting a short-term increase of 2.91%. However, the stock has a longer-term downward trend, with significant declines over the past week and month, alongside decreasing investor participation.

As of 02-Feb, Cubical Financial Services Ltd's stock price is rising, currently at 2.12, with a change of 0.06, representing an increase of 2.91%. This rise is notable as it outperformed the sector by 2.33% today. However, despite this positive movement, the stock has been experiencing a downward trend over the longer term, with a 1-week decline of 3.20% and a significant 1-month drop of 20.90%. Additionally, the stock is trading below its moving averages across various time frames, indicating a general bearish sentiment. <BR><BR>Investor participation has also been declining, with a delivery volume of 14.06k on February 1, which is down by 5.24% compared to the 5-day average. This suggests that while there is a short-term increase in price, the overall trend remains concerning due to the longer-term declines and reduced investor engagement.

Which are the latest news on Cubical Finan?