Margo Finance

Who are in the management team of Margo Finance?

As of March 2023, the management team of Margo Finance includes Anil Kumar Jain (Chairman), G P Agrawal, Sushilkumar Krishna Agrawal, Dass Maheshwari (Whole Time Director & CFO), Smita Kulkarni, Ambarish R Sodha (Independent Directors), and Archisha Tyagi (Company Secretary & Compliance Officer). Each member plays a key role in the company's governance and operations.

As of March 2023, the management team of Margo Finance includes the following individuals:<BR><BR>1. Anil Kumar Jain - Chairman (Non-Executive)<BR>2. G P Agrawal - Independent Director<BR>3. Sushilkumar Krishna Agrawal - Director<BR>4. Dass Maheshwari - Whole Time Director & CFO<BR>5. Smita Kulkarni - Independent Director<BR>6. Ambarish R Sodha - Independent Director<BR>7. Archisha Tyagi - Company Secretary & Compliance Officer<BR><BR>Each member has distinct roles contributing to the governance and operational management of the company.

Has Margo Finance declared dividend?

No Dividend History Available

Who are the peers of the Margo Finance?

Margo Finance's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Nagreeka Cap., Arman Holdings, Ashirwad Cap., and Qgo Finance. Margo Finance has below-average management risk and growth, with a 1-year return of 85.14%, outperforming Jio Financial but underperforming Nagreeka Cap.

Peers: The peers of Margo Finance are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Nagreeka Cap., Arman Holdings, Ashirwad Cap., Qgo Finance.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, and Muthoot Finance, while Average management risk is found at Jio Financial and Nagreeka Cap. Below Average management risk is present at Arman Holdings, Ashirwad Cap., Qgo Finance, and Margo Finance. Growth is Excellent at Jio Financial and Qgo Finance, Good at Bajaj Finance and Cholaman.Inv.&Fn, and Average at Margo Finance and Ashirwad Cap., while Below Average growth is seen at Nagreeka Cap. and Arman Holdings. Capital Structure is Excellent at Bajaj Finance, Muthoot Finance, Shriram Finance, and Qgo Finance, Good at Arman Holdings, Average at Ashirwad Cap. and Margo Finance, and Below Average at Nagreeka Cap.<BR><BR>Return Snapshot: Margo Finance has a 1-year return of 85.14%, which is higher than Jio Financial's lowest return of -20.28% and lower than Nagreeka Cap.'s highest return of 55.47%. Additionally, Nagreeka Cap. and Qgo Finance have negative six-month returns.

Is Margo Finance overvalued or undervalued?

As of June 2, 2025, Margo Finance is considered very expensive and overvalued, with a PE Ratio of 38.73, significantly higher than its peers, despite a strong stock return of 98.80% over the past year.

As of 2 June 2025, Margo Finance's valuation grade has moved from expensive to very expensive, indicating a significant increase in perceived overvaluation. The company is currently assessed as overvalued. Key ratios include a PE Ratio of 38.73, an EV to EBIT of 38.51, and a Price to Book Value of 0.23, which highlight the disparity between its market price and fundamental performance.<BR><BR>In comparison to its peers, Margo Finance's PE Ratio is notably higher than Life Insurance's 12.54 and Bajaj Finserv's 35.83, both of which are categorized as fair or expensive, respectively. Additionally, while Margo's PEG Ratio stands at 0.82, Bajaj Finance has a much higher PEG of 2.38, further emphasizing Margo's overvaluation. Despite a strong performance over the past year with a stock return of 98.80% compared to the Sensex's 7.60%, the current valuation metrics suggest that Margo Finance is not justified at its current price level.

What is the technical trend for Margo Finance?

As of March 24, 2025, Margo Finance's technical trend is mildly bullish, supported by daily moving averages and a bullish monthly MACD, despite mixed signals from the weekly MACD and KST.

As of 24 March 2025, the technical trend for Margo Finance has changed from bullish to mildly bullish. The weekly MACD indicates a mildly bearish stance, while the monthly MACD remains bullish, suggesting mixed signals across time frames. The daily moving averages are bullish, supporting a positive short-term outlook. The Bollinger Bands show a sideways trend on the weekly chart but are mildly bullish on the monthly chart. The KST is bearish on the weekly but bullish on the monthly, adding to the mixed signals. Overall, the current technical stance is mildly bullish, driven primarily by the daily moving averages and monthly MACD.

What does Margo Finance do?

Margo Finance Ltd is a micro-cap Non-Banking Financial Company (NBFC) focused on investment activities, with recent net sales of 1 Cr and a net loss of 2 Cr as of March 2025. The company has a market cap of INR 39 Cr and key metrics include a P/E ratio of 40.00 and a return on equity of 0.20%.

Overview: <BR>Margo Finance Ltd is a Non-Banking Financial Company (NBFC) engaged primarily in investment activities and falls under the micro-cap category.<BR><BR>History: <BR>Margo Finance Limited was incorporated in 1991 as Indocount Finance Limited and changed its name to Margo Finance Limited in March 2010. The latest quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 1 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: -2 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: INR 39 Cr (Micro Cap) <BR><BR>Key Metrics: <BR>P/E: 40.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.00 <BR>Return on Equity: 0.20% <BR>Price to Book: 0.23 <BR><BR>Contact Details: <BR>Address: Office No 3 P No 266 Vill Alte, Kumbhij Rd Taluka Hatkanangale Kolhapur Maharashtra : 416109 <BR>Tel: 91-011-41539444 / 011-25767330 <BR>Email: info@margofinance.com <BR>Website: http://www.margofinance.com

Who are the top shareholders of the Margo Finance?

The top shareholder of Margo Finance is Rini Investment And Finance Private Limited, with a 9.96% stake. Individual investors, including Manju Gaggar at 1.02%, hold a combined 42.37%, while there are no mutual funds or foreign institutional investors involved.

The top shareholders of Margo Finance include Rini Investment And Finance Private Limited, which holds the highest promoter stake at 9.96%. The majority of the company's shares are held by promoters, with no pledged promoter holdings reported. In terms of public shareholders, Manju Gaggar is the largest individual shareholder, owning 1.02%. Additionally, individual investors collectively hold 42.37% of the shares. Notably, there are no mutual funds or foreign institutional investors (FIIs) holding shares in the company.

How big is Margo Finance?

As of 24th July, Margo Finance Ltd has a market capitalization of 38.00 Cr, with recent net sales of 1.35 Cr and a net profit of 0.34 Cr. As of March 2024, shareholder's funds are 167.87 Cr and total assets are 220.65 Cr.

As of 24th July, Margo Finance Ltd has a market capitalization of 38.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest 4 quarters, Margo Finance reported Net Sales of 1.35 Cr and a Net Profit of 0.34 Cr.<BR><BR>The latest annual period for the balance sheet is March 2024, with Shareholder's Funds amounting to 167.87 Cr and Total Assets of 220.65 Cr.

When is the next results date for Margo Finance?

The next results date for Margo Finance is August 7, 2025.

The next results date for Margo Finance is scheduled for August 7, 2025.

Are Margo Finance latest results good or bad?

Margo Finance's latest results show mixed performance with net sales up 18.18% and a 109.52% increase in standalone net profit, but both operating profit and profit before tax are at their lowest in five quarters, leading to a 'Strong Sell' recommendation. Overall, the financial health appears to be struggling despite some positive indicators.

Margo Finance's latest results indicate a mixed performance, but overall, they reflect significant challenges. While there was an improvement in net sales and standalone net profit, both the Operating Profit Before Depreciation, Interest, and Taxes (PBDIT) and Profit Before Tax (PBT) have reached their lowest levels in the last five quarters. <BR><BR>The company reported a net sales growth of 18.18% compared to the previous quarter, which is a positive sign. Additionally, the standalone net profit showed a remarkable growth of 109.52%, suggesting some recovery. However, the operating profit margin has declined, indicating ongoing operational difficulties.<BR><BR>Despite these improvements in certain areas, the overall financial health appears to be struggling, as highlighted by the 'Strong Sell' recommendation from MarketsMOJO. Therefore, while there are some positive indicators, the overall assessment leans towards a challenging financial situation for Margo Finance.

Should I buy, sell or hold Margo Finance?

How has been the historical performance of Margo Finance?

Margo Finance has shown significant growth, with net sales increasing from 0.28 crore in March 2019 to 1.35 crore in March 2025, and a turnaround in profitability, achieving a profit after tax of 0.35 crore in March 2025 compared to a loss of 0.57 crore in March 2023. Total liabilities and assets decreased, indicating improved financial health.

Answer:<BR>The historical performance of Margo Finance shows a significant increase in net sales and profitability over the years, particularly in the latest fiscal year ending March 2025.<BR><BR>Breakdown:<BR>Margo Finance's net sales have risen from 0.28 crore in March 2019 to 1.35 crore in March 2025, indicating a strong growth trajectory. Total operating income has similarly increased, reaching 1.35 crore in March 2025, up from 0.28 crore in March 2019. The company has shown a remarkable turnaround in operating profit, achieving 0.99 crore in March 2025 compared to a loss of 0.35 crore in March 2023. Profit before tax has also improved significantly, moving from a loss of 0.35 crore in March 2023 to a profit of 0.99 crore in March 2025. Consequently, profit after tax has turned positive, reaching 0.35 crore in March 2025, up from a loss of 0.57 crore in March 2023. The operating profit margin has improved to 73.33% in March 2025 from -59.32% in March 2023, while the PAT margin stands at 25.93%. Despite the growth in sales and profits, total liabilities decreased from 220.65 crore in March 2024 to 162.22 crore in March 2025, reflecting a reduction in financial obligations. Total assets also declined from 220.65 crore in March 2024 to 162.22 crore in March 2025. Overall, Margo Finance has demonstrated a strong recovery and growth in its financial performance over the recent years.

Why is Margo Finance Ltd falling/rising?

As of 02-Apr, Margo Finance Ltd's stock price is 65.61, down 0.5%, despite outperforming its sector today. The stock has shown strong weekly and monthly gains but has declined year-to-date and over the past year, influenced by sector drops and reduced investor participation.

As of 02-Apr, Margo Finance Ltd's stock price is currently at 65.61, reflecting a decrease of 0.33, or 0.5%. This decline is occurring despite the stock having outperformed its sector by 7.94% today. Over the past week, Margo Finance has shown a strong performance with a return of +9.15%, while the benchmark Sensex has fallen by 2.60%. Similarly, in the past month, the stock has increased by 9.31%, contrasting with the Sensex's decline of 8.62%.<BR><BR>However, the stock's year-to-date performance shows a decline of 13.21%, which is slightly better than the Sensex's drop of 13.96%. Over the past year, Margo Finance has experienced a significant decrease of 17.47%, while the Sensex has only fallen by 4.30%. In the longer term, Margo Finance has performed exceptionally well over three and five years, with returns of +134.91% and +703.06%, respectively, compared to the Sensex's much lower returns.<BR><BR>Despite these positive long-term trends, there are factors contributing to the current decline. The finance/NBFC sector has seen a significant drop of 8.45%, which may be impacting investor sentiment. Additionally, there has been a decrease in investor participation, with delivery volume falling by 11.06% compared to the five-day average. This reduced activity could indicate waning interest among investors, contributing to the stock's current price drop. Furthermore, while the stock is above its 5-day, 20-day, and 50-day moving averages, it remains below its 100-day and 200-day moving averages, suggesting a potential bearish trend in the short to medium term.

Which are the latest news on Margo Finance?