Bajaj Finserv

Which are the latest news on Bajaj Finserv?

Why is Bajaj Finserv Ltd falling/rising?

As of 05-Sep, Bajaj Finserv Ltd's stock price is rising to Rs 1,971.00, driven by strong fundamentals and positive quarterly results, despite recent underperformance in its sector. The stock has shown mixed short-term performance, with decreased investor participation and a decline over the past month.

As of 05-Sep, Bajaj Finserv Ltd's stock price is rising, currently at Rs 1,971.00, reflecting an increase of Rs 13.00 or 0.66%. The stock opened with a gain of 2.56% today, reaching an intraday high of Rs 2,008.05. This positive movement can be attributed to strong long-term fundamental strength, evidenced by a significant 26.47% compound annual growth rate (CAGR) in operating profits. Additionally, the company reported its highest cash and cash equivalents at Rs 17,618.04 crore and net sales at Rs 42,036.90 crore for the quarter, indicating robust financial health.<BR><BR>However, it is important to note that despite today's rise, the stock has underperformed its sector by 0.42% and has seen a decline of 5.08% over the past month. Furthermore, investor participation has decreased, with delivery volume falling by 32.76% against the 5-day average. While the stock is currently above its 50-day, 100-day, and 200-day moving averages, it is below its 5-day and 20-day moving averages, suggesting mixed short-term performance. Overall, the rise in stock price today is supported by strong fundamentals and positive quarterly results, despite some recent underperformance in the broader context.

Should I buy, sell or hold Bajaj Finserv Ltd?

Who are in the management team of Bajaj Finserv?

The management team of Bajaj Finserv includes Sanjiv Bajaj (Chairman & Managing Director), Rajiv Bajaj, D J Balaji Rao, Madhur Bajaj, Naushad Forbes, Anami N Roy, Manish Kejriwal, Pramit Jhaveri, Radhika Haribhakti, and Uma Shende (Company Secretary & Compliance Officer), who collectively guide the company's strategic direction and compliance.

The management team of Bajaj Finserv includes the following key individuals:<BR><BR>1. **Sanjiv Bajaj** - Chairman & Managing Director<BR>2. **Rajiv Bajaj** - Director<BR>3. **D J Balaji Rao** - Independent Director<BR>4. **Madhur Bajaj** - Director<BR>5. **Naushad Forbes** - Independent Director<BR>6. **Anami N Roy** - Independent Director<BR>7. **Manish Kejriwal** - Director<BR>8. **Pramit Jhaveri** - Independent Director<BR>9. **Radhika Haribhakti** - Independent Director<BR>10. **Uma Shende** - Company Secretary & Compliance Officer<BR><BR>This team plays a crucial role in guiding the company's strategic direction and ensuring compliance with regulatory requirements.

What does Bajaj Finserv do?

Bajaj Finserv Ltd is a large-cap holding company offering financial services such as asset financing, insurance, and retirement solutions. As of June 2026, it reported net sales of ₹42,037 Cr and a net profit of ₹3,132 Cr, with a market cap of ₹316,351 Cr.

Overview:<BR>Bajaj Finserv Ltd is a large-cap holding company that provides a range of financial services, including asset acquisition financing, general insurance, life and health insurance, and retirement and savings solutions.<BR><BR>History:<BR>Bajaj Finserv was incorporated as a holding company for the Bajaj Group's financial services businesses. The latest quarterly results reported are for June 2026, showing net sales and profit figures.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 42,037 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 3,132 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 316,351 Cr (Large Cap)<BR><BR>Key Metrics:<BR>P/E: 31.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.08% <BR>Debt-Equity: 5.52 <BR>Return on Equity: 12.94% <BR>Price to Book: 4.11 <BR><BR>Contact Details:<BR>Address: Bajaj Auto Ltd Complex, Mumbai-Pune Road Akurdi Pune Maharashtra : 411035 <BR>Phone: 91-20-6610 7458 <BR>Email: investors@bajajfinserv.in <BR>Website: http://www.bajajfinserv.in

Who are the peers of the Bajaj Finserv?

Bajaj Finserv's peers include Bajaj Holdings, ACME Solar Holdings, TVS Holdings, and others. In terms of management risk, growth, and capital structure, Bajaj Finserv and several peers show strong performance, while ACME Solar Holdings leads in 1-year returns at 41.84%.

Peers: The peers of Bajaj Finserv are Bajaj Holdings, ACME Solar Hold., TVS Holdings, Choice Intl., Mah. Scooters, JSW Holdings, JM Financial, Edelweiss.Fin., Kama Holdings, and Tsf Investments.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finserv, TVS Holdings, and JM Financial, while Average management risk is found at Bajaj Holdings, ACME Solar Hold., JSW Holdings, Edelweiss.Fin., Kama Holdings, and the rest. Good growth is noted at Bajaj Finserv, Bajaj Holdings, TVS Holdings, and the rest, while Excellent growth is seen at ACME Solar Hold., Choice Intl., Mah. Scooters, and the rest. Capital structure is Excellent for Bajaj Finserv, Bajaj Holdings, TVS Holdings, Choice Intl., Mah. Scooters, JSW Holdings, JM Financial, Edelweiss.Fin., Kama Holdings, and the rest, while Below Average capital structure is noted at ACME Solar Hold.<BR><BR>Return Snapshot: ACME Solar Hold. has the highest 1-year return at 41.84%, while Bajaj Holdings has the lowest at -10.74%. Bajaj Finserv's 1-year return is 5.54%, which is higher than Bajaj Holdings but lower than ACME Solar Hold. Additionally, the six-month returns are negative for TVS Holdings, JSW Holdings, JM Financial, Kama Holdings, and Tsf Investments.

How big is Bajaj Finserv?

As of 31st August, Bajaj Finserv Ltd has a market capitalization of 316,351.00 Cr, with recent net sales of 157,641.68 Cr and a net profit of 10,144.27 Cr. The company reported total assets of 756,446.46 Cr as of March 2026.

As of 31st August, Bajaj Finserv Ltd has a market capitalization of 316,351.00 Cr, categorizing it as a Large Cap company.<BR><BR>In the latest four quarters, Bajaj Finserv reported Net Sales of 157,641.68 Cr and a Net Profit of 10,144.27 Cr.<BR><BR>For the latest annual period ending in March 2026, the company reported Shareholder's Funds of 77,914.53 Cr and Total Assets of 756,446.46 Cr.

Are Bajaj Finserv Ltd latest results good or bad?

Bajaj Finserv's latest Q4 FY26 results show strong profitability with a net profit increase of 13.89% quarter-on-quarter, but a sequential decline in net sales by 3.06% and a high debt-to-equity ratio raise concerns about sustainability and financial stability. Overall, the results present a mixed outlook.

Bajaj Finserv's latest results for Q4 FY26 present a mixed picture. On the positive side, the consolidated net profit increased to ₹2,538.67 crore, reflecting a healthy growth of 13.89% quarter-on-quarter and 5.05% year-on-year. This indicates strong profitability momentum. Additionally, the company's PAT margin improved to 13.66%, up from 11.17% in the previous quarter, which suggests enhanced operational efficiency.<BR><BR>However, there are concerns regarding net sales, which declined by 3.06% sequentially, falling from ₹39,708.06 crore in Q3 FY26 to ₹38,493.79 crore in Q4 FY26. While there was a year-on-year growth of 5.19%, the sequential decline raises questions about the sustainability of revenue growth. The operating margin, although improved to 37.94%, remains below the levels seen earlier in the fiscal year.<BR><BR>Furthermore, the company's elevated debt-to-equity ratio of 5.13 times and rising interest costs are points of caution. The overall sentiment among investors appears cautious due to these factors, despite the company's strong market positioning in the financial services sector.<BR><BR>In summary, while Bajaj Finserv's profitability metrics show resilience, the decline in net sales and high leverage indicate potential challenges ahead, making the overall assessment somewhat cautious.

Is Bajaj Finserv technically bullish or bearish?

As of December 2, 2025, Bajaj Finserv's trend is mildly bullish, supported by daily moving averages and Bollinger Bands, although caution is warranted due to a mildly bearish weekly MACD.

As of 2 December 2025, the technical trend for Bajaj Finserv has changed from bullish to mildly bullish. The current stance is mildly bullish, supported by daily moving averages indicating mild bullishness and both weekly and monthly Bollinger Bands also showing mild bullishness. However, the weekly MACD is mildly bearish, which introduces some caution. The KST remains bullish on both weekly and monthly time frames, providing a positive signal. Overall, while there are mixed signals, the prevailing trend is mildly bullish.

How has been the historical performance of Bajaj Finserv?

Bajaj Finserv has shown significant growth from March 2020 to March 2025, with net sales increasing from 54,346.69 crore to 1,33,821.05 crore, and profit after tax rising from 5,992.94 crore to 17,539.65 crore, alongside a substantial expansion in total assets and liabilities. However, cash flow from operating activities has been negative in recent years.

Answer:<BR>The historical performance of Bajaj Finserv shows significant growth in key financial metrics over the years.<BR><BR>Breakdown:<BR>Bajaj Finserv's net sales have steadily increased from 54,346.69 crore in March 2020 to 1,33,821.05 crore in March 2025, reflecting a strong upward trend. The total operating income has followed a similar trajectory, reaching 1,33,821.05 crore in March 2025, up from 54,346.69 crore in March 2020. The operating profit (PBDIT) has also seen substantial growth, climbing from 18,096.32 crore in March 2020 to 49,210.24 crore in March 2025. Profit before tax has risen from 8,301.00 crore in March 2020 to 23,730.22 crore in March 2025, while profit after tax has increased from 5,992.94 crore to 17,539.65 crore in the same period. The company's total assets have expanded significantly from 2,50,498.72 crore in March 2020 to 6,51,030.07 crore in March 2025, indicating robust growth in its financial position. Total liabilities have also increased, from 2,50,498.72 crore to 6,51,030.07 crore, reflecting the company's expansion strategy. Cash flow from operating activities has shown negative values in recent years, with a cash flow of -62,113.00 crore in March 2025, although net cash inflow was positive at 91.00 crore. Overall, Bajaj Finserv has demonstrated strong growth in revenue and profitability, alongside a significant increase in assets and liabilities.

Who are the top shareholders of the Bajaj Finserv?

The top shareholders of Bajaj Finserv include Bajaj Holdings And Investment Limited with 39.03%, mutual funds with 5.43%, foreign institutional investors holding 7.19%, and Jaya Hind Industries Private Limited at 3.92%, while individual investors own about 10.12% of the shares.

The top shareholders of Bajaj Finserv include several key players. The majority shareholder is Bajaj Holdings And Investment Limited, which holds a significant 39.03% of the company. Other notable shareholders include mutual funds, which collectively hold 5.43% across 42 schemes, and foreign institutional investors (FIIs) with a 7.19% stake held by 674 FIIs. The highest public shareholder is Jaya Hind Industries Private Limited, owning 3.92%. Additionally, individual investors hold about 10.12% of the shares.

Is Bajaj Finserv overvalued or undervalued?

As of January 20, 2025, Bajaj Finserv is considered overvalued with a PE ratio of 35.83, significantly higher than its peers, indicating a shift from fair to expensive valuation despite a strong past year performance.

As of 20 January 2025, Bajaj Finserv's valuation grade has moved from fair to expensive, indicating a shift in its market positioning. The company is currently considered overvalued. Key financial ratios include a PE ratio of 35.83, a Price to Book Value of 4.39, and an EV to EBITDA of 13.37, all of which suggest that the stock is trading at a premium compared to its intrinsic value.<BR><BR>In comparison with peers, Bajaj Finserv's PE ratio is significantly higher than that of Life Insurance, which stands at 12.54, and even higher than Bajaj Finance's PE of 35.01, which is categorized as very expensive. This disparity highlights Bajaj Finserv's overvaluation in the current market context. Additionally, while the company has shown strong returns over the past year with a 28.59% increase compared to the Sensex's 7.60%, this performance does not justify its current high valuation metrics.

When is the next results date for Bajaj Finserv?

No Upcoming Board Meetings

What is the bonus history of the Bajaj Finserv?

Bajaj Finserv announced a 1:1 bonus issue on September 13, 2022, with a record date of September 14, 2022, allowing shareholders to receive one additional share for each share held.

Bajaj Finserv has a recent bonus history that includes a 1:1 bonus issue announced with an ex-date of September 13, 2022. The record date for this bonus was September 14, 2022. This means that shareholders received an additional share for every share they held as of the record date.

Has Bajaj Finserv declared dividend?

Yes, Bajaj Finserv has declared a 100% dividend, with an ex-date of June 27, 2025. The company has shown strong total returns over various periods, including a 279.6% total return over the past 5 years.

Bajaj Finserv Ltd has declared a 100% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 100%<BR>- Ex-date: 27 Jun 25<BR><BR>Dividend Yield: 0.05%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, Bajaj Finserv experienced a price return of 21.24%, a dividend return of 0.06%, leading to a total return of 21.3%.<BR><BR>Over the past year, the company achieved a price return of 29.64%, with a dividend return of 0.13%, resulting in a total return of 29.77%.<BR><BR>In the 2-year period, the price return was 34.16%, the dividend return was 0.18%, culminating in a total return of 34.34%.<BR><BR>For the 3-year period, Bajaj Finserv saw a price return of 58.05%, a dividend return of 0.59%, which gave a total return of 58.64%.<BR><BR>In the last 4 years, the company recorded a price return of 62.84%, a dividend return of 0.79%, leading to a total return of 63.63%.<BR><BR>Finally, over the past 5 years, Bajaj Finserv had an impressive price return of 278.02%, a dividend return of 1.58%, resulting in a total return of 279.6%.<BR><BR>Overall, Bajaj Finserv has declared a significant dividend and has shown strong total returns across various periods, indicating a positive financial performance and shareholder value enhancement.