Sundaram Finance

Why is Sundaram Finance Ltd falling/rising?

As of 21-Jun, Sundaram Finance Ltd's stock price is rising to 4,472.35, driven by strong short-term performance and institutional support, despite concerns over declining investor participation and a year-to-date decline of 15.31%. The stock has outperformed its sector today and shows positive trading momentum, indicating potential underlying strength.

As of 21-Jun, Sundaram Finance Ltd's stock price is rising, currently at 4,472.35, with a change of 65.0 (1.47%) upward. This increase can be attributed to several factors. Firstly, the stock has outperformed its sector today by 1.93%, indicating strong relative performance. Additionally, the stock reached an intraday high of Rs 4514.55, reflecting positive trading momentum.<BR><BR>In the context of recent performance, the stock has shown a weekly increase of 7.37%, significantly outperforming the Sensex, which only rose by 1.69% during the same period. This short-term strength contrasts with its performance over the past month, where it has declined by 1.86%, while the Sensex gained 2.13%. However, the year-to-date performance shows a decline of 15.31%, which is worse than the Sensex's drop of 9.88%.<BR><BR>Despite the recent rise, there are concerns regarding falling investor participation, as evidenced by a decrease in delivery volume by 18.27% against the 5-day average. This could indicate a lack of sustained interest from retail investors. Nevertheless, the stock's strong long-term fundamentals, highlighted by an average Return on Equity (ROE) of 13.73% and a fair valuation with a Price to Book Value of 3.4, suggest underlying strength that may support its current price increase.<BR><BR>Moreover, high institutional holdings at 26.66% imply that knowledgeable investors are backing the stock, which can provide additional confidence in its performance. Overall, while there are mixed signals regarding longer-term trends, the recent price rise is primarily driven by short-term outperformance and strong institutional support.

Which are the latest news on Sundaram Finance?

What does Sundaram Finance do?

Sundaram Finance Ltd is a mid-cap NBFC primarily financing commercial vehicles, cars, and construction equipment. As of March 2026, it reported net sales of ₹2,560 Cr and a net profit of ₹554 Cr, with a market cap of ₹47,682 Cr.

Overview:<BR>Sundaram Finance Ltd is a mid-cap company operating in the Non-Banking Financial Company (NBFC) sector, primarily engaged in financing commercial vehicles, cars, construction equipment, and other vehicles in the retail segment.<BR><BR>History:<BR>Sundaram Finance Ltd was incorporated in 1954 and became a public limited company in 1961, going public in 1972. The latest quarterly results reported net sales and net profit for the period ending March 2026.<BR><BR>Financial Snapshot:<BR>- Net Sales: 2,560 Cr (Quarterly Results - Mar 2026)<BR>- Net Profit: 554 Cr (Quarterly Results - Mar 2026)<BR>- Market Cap: INR 47,682 Cr (Mid Cap)<BR><BR>Key Metrics:<BR>- P/E: 22.00<BR>- Industry P/E: 20<BR>- Dividend Yield: 0.88%<BR>- Debt-Equity: 4.68<BR>- Return on Equity: 14.21%<BR>- Price to Book: 3.13<BR><BR>Contact Details:<BR>- Address: 21 Patullos Road, Chennai Tamil Nadu: 600002<BR>- Tel: 91-44-28521181<BR>- Email: investorservices@sundaramfinance.in<BR>- Website: http://www.sundaramfinance.in

How big is Sundaram Finance?

As of 10th June, Sundaram Finance Ltd has a market capitalization of 47,682.00 Cr, with recent net sales of 9,808.92 Cr and a net profit of 2,058.86 Cr.

As of 10th June, Sundaram Finance Ltd has a market capitalization of 47,682.00 Cr, categorizing it as a Mid Cap company.<BR><BR>In the latest four quarters, Sundaram Finance reported Net Sales of 9,808.92 Cr and a Net Profit of 2,058.86 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 13,196.83 Cr and Total Assets valued at 75,336.67 Cr.

Who are in the management team of Sundaram Finance?

The management team of Sundaram Finance includes Chairman S Viji, Executive Vice Chairman Harsha Viji, Managing Director Rajiv C Lochan, and Deputy Managing Director A N Raju, along with several independent directors and a non-executive director, bringing diverse expertise to the company's governance.

The management team of Sundaram Finance includes the following key individuals:<BR><BR>1. **S Viji** - Chairman (Non-Executive)<BR>2. **Harsha Viji** - Executive Vice Chairman<BR>3. **Rajiv C Lochan** - Managing Director<BR>4. **A N Raju** - Deputy Managing Director<BR>5. **P N Srikant** - Company Secretary & Compliance Officer<BR><BR>Additionally, the board comprises several independent directors, including:<BR><BR>- **S Prasad**<BR>- **P N Venkatachalam**<BR>- **Shobhana Ramachandhran**<BR>- **S Mahalingam**<BR>- **R Raghuttama Rao**<BR>- **L Ganesh**<BR>- **Bhavani Balasubramanian**<BR><BR>There is also a non-executive director, **Srivats Ram**, and a director, **T T Srinivasaraghavan**. This diverse team brings a wealth of experience to the company, contributing to its strategic direction and governance.

Who are the peers of the Sundaram Finance?

Sundaram Finance's peers include Muthoot Finance, Aditya Birla Capital, L&T Finance, SBI Cards, HDB Financial Services, Authum Investments, M&M Financial Services, Poonawalla Finance, Tata Investment Corporation, and Manappuram Finance. In terms of management risk and growth, Muthoot Finance and Aditya Birla Capital show strong performance, while Sundaram Finance has average growth and management risk.

Peers: The peers of Sundaram Finance are Muthoot Finance, Aditya Birla Cap, L&T Finance Ltd, SBI Cards, HDB FINANC SER, Authum Invest., M & M Fin. Serv., Poonawalla Fin, Tata Inv.Corpn., and Manappuram Fin.<BR><BR>Quality Snapshot: Excellent management risk is observed at Muthoot Finance and SBI Cards, while Good management risk is found at Aditya Birla Cap, HDB FINANC SER, and Sundaram Finance. Average management risk is noted at L&T Finance Ltd, Authum Invest., M & M Fin. Serv., and Poonawalla Fin, and Below Average management risk is seen at Tata Inv.Corpn. In terms of growth, Good growth is seen at Muthoot Finance, Aditya Birla Cap, and Poonawalla Fin, while Average growth is observed at Sundaram Finance, M & M Fin. Serv., and the rest. Below Average growth is noted at L&T Finance Ltd and Authum Invest. <BR><BR>Return Snapshot: Aditya Birla Cap has the highest 1-year return at 38.15%, while SBI Cards has the lowest at -41.99%. Sundaram Finance's 1-year return of -17.68% is better than SBI Cards but worse than Aditya Birla Cap. Additionally, the six-month return is negative for SBI Cards, HDB FINANC SER, L&T Finance Ltd, M & M Fin. Serv., and Poonawalla Fin.

Should I buy, sell or hold Sundaram Finance Ltd?

Are Sundaram Finance Ltd latest results good or bad?

Sundaram Finance Ltd's latest results show mixed performance, with a net profit of ₹554.17 crore reflecting minimal growth, while revenue reached a record high of ₹2,560.40 crore with a 13.34% YoY increase. However, profit growth stagnation and declining margins raise concerns about future growth prospects.

Sundaram Finance Ltd's latest results present a mixed picture. For Q4 FY26, the company reported a net profit of ₹554.17 crore, which reflects a modest increase of 2.37% quarter-over-quarter (QoQ) and a slight growth of 0.22% year-over-year (YoY). While the net profit shows some resilience, the YoY growth is notably weak compared to previous periods.<BR><BR>On the revenue front, net sales reached ₹2,560.40 crore, marking a record high for the company with a significant YoY increase of 13.34%. However, the QoQ growth was only 1.85%, indicating a slowdown in momentum as the fiscal year concluded.<BR><BR>The profit after tax (PAT) margin stood at 22.67%, which is an improvement from the previous quarter but down from 24.50% in the same quarter last year, highlighting ongoing margin pressures. Additionally, the return on equity (ROE) was reported at 13.41%, which is moderate compared to peers in the non-banking financial company (NBFC) sector.<BR><BR>Overall, while Sundaram Finance has achieved record revenue and maintained profitability, the stagnation in profit growth and margin compression raises concerns about its near-term growth prospects. Investors may want to consider these factors when evaluating the company's performance.

Has Sundaram Finance Ltd declared dividend?

Yes, Sundaram Finance Ltd has declared a dividend of 160%, amounting to ₹21 per share, with an ex-date of February 6, 2026. The company has demonstrated strong total returns across various periods, with a 5-year total return of 192.57%.

Sundaram Finance Ltd has declared a dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 160%<BR>- Amount per share: 21<BR>- Ex-date: 06 Feb 26<BR><BR>Dividend Yield: 0.65%.<BR><BR>Total Returns by Period:<BR>In the 3 Months period, the price return was 13.23%, the dividend return was 0.34%, resulting in a total return of 13.57%.<BR><BR>In the 6 Months period, the price return was 21.16%, the dividend return was 0.35%, leading to a total return of 21.51%.<BR><BR>For the 1 Year period, the price return was 16.14%, the dividend return was 0.82%, culminating in a total return of 16.96%.<BR><BR>Over the 2 Years period, the price return was 49.71%, the dividend return was 2.16%, which resulted in a total return of 51.87%.<BR><BR>In the 3 Years period, the price return was 134.27%, the dividend return was 4.12%, giving a total return of 138.39%.<BR><BR>For the 4 Years period, the price return was 139.84%, the dividend return was 6.39%, resulting in a total return of 146.23%.<BR><BR>In the 5 Years period, the price return was 187.46%, the dividend return was 5.11%, leading to a total return of 192.57%.<BR><BR>Overall, Sundaram Finance Ltd has declared a substantial dividend and has shown impressive total returns across various periods, indicating strong financial performance and shareholder value.

How has been the historical performance of Sundaram Finance?

Sundaram Finance has shown consistent growth in net sales and profits from March 2019 to March 2025, with net sales increasing from 3,693.43 Cr to 8,485.63 Cr and profit after tax rising from 1,029.82 Cr to 1,879.44 Cr. However, the company faces challenges in cash flow management, evidenced by a negative cash flow of 8,985.00 Cr in March 2025.

Answer:<BR>The historical performance of Sundaram Finance shows a consistent upward trend in net sales and profits over the years, culminating in significant growth by March 2025.<BR><BR>Breakdown:<BR>Sundaram Finance's net sales increased from 3,693.43 Cr in March 2019 to 8,485.63 Cr in March 2025, reflecting a strong growth trajectory. Total operating income followed a similar pattern, rising from 3,693.43 Cr in March 2019 to 8,485.63 Cr in March 2025. The operating profit (PBDIT) also saw a substantial increase, reaching 6,895.93 Cr in March 2025, up from 2,780.32 Cr in March 2019. Profit before tax rose from 1,417.78 Cr in March 2019 to 2,447.39 Cr in March 2025, while profit after tax increased from 1,029.82 Cr to 1,879.44 Cr over the same period. The company's total assets grew from 44,622.51 Cr in March 2020 to 75,336.67 Cr in March 2025, indicating robust asset accumulation. However, total liabilities also increased significantly, from 44,622.51 Cr to 75,336.67 Cr, primarily driven by short-term borrowings which rose from 30,531.46 Cr to 52,406.48 Cr. Cash flow from operating activities showed a negative trend, with a cash outflow of 8,985.00 Cr in March 2025, compared to a positive inflow of 2,008.00 Cr in March 2020. Despite this, the company maintained a closing cash balance of 310.00 Cr in March 2025, down from 543.00 Cr in March 2024. Overall, Sundaram Finance has demonstrated strong revenue growth and profitability, although it faces challenges in cash flow management.

Is Sundaram Finance overvalued or undervalued?

As of November 4, 2025, Sundaram Finance is considered undervalued with a PE ratio of 26.89, significantly lower than its peers, and has outperformed the Sensex with a year-to-date return of 14.87%, indicating an attractive valuation grade.

As of 4 November 2025, Sundaram Finance has moved from a fair to an attractive valuation grade, indicating a positive shift in its market perception. The company is currently considered undervalued, with a PE ratio of 26.89, an EV to EBITDA of 13.95, and a Price to Book Value of 0.35, which suggests that the stock may be trading below its intrinsic value compared to its earnings and assets.<BR><BR>In comparison to its peers, Sundaram Finance's PE ratio of 26.89 is significantly lower than that of Bajaj Finance, which stands at 37.67, and Bajaj Finserv at 34.81, both of which are categorized as very expensive. Additionally, the company's PEG ratio of 1.29 is more favorable compared to the industry average, reinforcing its attractive valuation. Notably, Sundaram Finance has outperformed the Sensex with a year-to-date return of 14.87% against the Sensex's 6.81%, further supporting the argument for its undervaluation.

Is Sundaram Finance technically bullish or bearish?

As of November 3, 2025, Sundaram Finance's technical trend is mildly bearish, influenced by bearish daily moving averages and KST signals, while the weekly MACD is mildly bullish, creating a mixed outlook overall.

As of 3 November 2025, the technical trend for Sundaram Finance has changed from bearish to mildly bearish. The current technical stance is mildly bearish, driven by the daily moving averages indicating a bearish position and the KST showing bearish signals on both weekly and monthly time frames. The MACD on a weekly basis is mildly bullish, but the monthly MACD remains mildly bearish, creating a mixed outlook. The Bollinger Bands suggest a sideways movement on the weekly chart while being bullish on the monthly. Overall, the Dow Theory indicates a mildly bullish stance on the weekly but mildly bearish on the monthly, contributing to the overall mildly bearish sentiment.

Who are the top shareholders of the Sundaram Finance?

The top shareholders of Sundaram Finance include promoters, with M/s. India Motor Parts & Accessories Limited holding 2.61%, institutional investors owning 23.68% (including 19.0% by FIIs), and individual shareholders comprising 26.78% of the total shareholding. The highest public shareholder is Nalanda India Equity Fund Limited at 3.62%.

The top shareholders of Sundaram Finance include a mix of promoters, institutional investors, and individual shareholders. The majority shareholders are the promoters, with no pledged promoter holdings reported. The promoter with the highest holding is M/s. India Motor Parts & Accessories Limited, which holds 2.61%. <BR><BR>In terms of institutional investors, 22 mutual fund schemes collectively hold 4.68%, while foreign institutional investors (FIIs) own 19.0% of the shares, represented by 470 FIIs. The highest public shareholder is Nalanda India Equity Fund Limited, holding 3.62%. Additionally, individual investors account for 26.78% of the total shareholding.

When is the next results date for Sundaram Finance?

No Upcoming Board Meetings

What is the bonus history of the Sundaram Finance?

Sundaram Finance has a history of issuing bonus shares, with the most recent being a 1:1 bonus announced on December 13, 2012, and a prior 1:1 bonus on August 22, 2008. This reflects the company's consistent approach to rewarding its shareholders.

Sundaram Finance has a history of issuing bonuses to its shareholders. The most recent bonus was a 1:1 issue, which was announced with an ex-date of December 13, 2012, and the record date was December 14, 2012. Prior to that, the company also issued a 1:1 bonus on August 22, 2008, with a record date of August 25, 2008. This indicates a consistent approach to rewarding shareholders through bonus shares in the past.