Sundaram Finance

how big is Sundaram Finance?

As of Jun 06, Sundaram Finance Ltd has a market capitalization of 55,415.00 Cr, with net sales of 8,485.63 Cr and net profit of 1,879.45 Cr for the latest four quarters. Shareholder's funds are valued at 11,078.22 Cr, and total assets amount to 64,231.33 Cr as of Mar 24.

Market Cap: As of Jun 06, Sundaram Finance Ltd has a market capitalization of 55,415.00 Cr, classifying it as a Large Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, Sundaram Finance reported a sum of Net Sales of 8,485.63 Cr and a sum of Net Profit of 1,879.45 Cr. This data is on a Consolidated basis.<BR><BR>Balance Sheet Snapshot: The balance sheet data is also on a Consolidated basis for the latest annual period ending in Mar 24. Shareholder's Funds are valued at 11,078.22 Cr, while Total Assets amount to 64,231.33 Cr.

When is the next results date for Sundaram Finance?

No Upcoming Board Meetings

What is the bonus history of the Sundaram Finance?

Sundaram Finance has a history of issuing bonus shares, with the most recent being a 1:1 bonus announced on December 13, 2012, and a prior 1:1 bonus on August 22, 2008. This reflects the company's consistent approach to rewarding its shareholders.

Sundaram Finance has a history of issuing bonuses to its shareholders. The most recent bonus was a 1:1 issue, which was announced with an ex-date of December 13, 2012, and the record date was December 14, 2012. Prior to that, the company also issued a 1:1 bonus on August 22, 2008, with a record date of August 25, 2008. This indicates a consistent approach to rewarding shareholders through bonus shares in the past.

Who are the peers of the Sundaram Finance?

Peers of Sundaram Finance include Shriram Finance, Muthoot Finance, SBI Cards, and others. Authum Invest. shows the highest growth and return, while Sundaram Finance has average growth and a 1-year return of 19.12%.

Peers: The peers of Sundaram Finance are Shriram Finance, Muthoot Finance, SBI Cards, Aditya Birla Cap, HDB FINANC SER, L&T Finance Ltd, Authum Invest., Chola Financial, M & M Fin. Serv., and Poonawalla Fin.<BR><BR>Quality Snapshot: Excellent management risk is observed at Muthoot Finance, SBI Cards, and Authum Invest., while Good management risk is found at Shriram Finance, Aditya Birla Cap, Chola Financial, and Sundaram Finance. Average management risk is present at HDB FINANC SER, L&T Finance Ltd, M & M Fin. Serv., and Poonawalla Fin. Growth is Excellent at Authum Invest., Good at Shriram Finance, Aditya Birla Cap, and Chola Financial, while Average growth is seen at Muthoot Finance, SBI Cards, Sundaram Finance, and the rest. Below Average growth is noted at HDB FINANC SER, L&T Finance Ltd, and M & M Fin. Serv.<BR><BR>Return Snapshot: Authum Invest. has the highest 1-year return at 153.88%, while M & M Fin. Serv. has the lowest at -10.81%. Sundaram Finance's 1-year return of 19.12% is higher than M & M Fin. Serv. but lower than Authum Invest. Additionally, HDB FINANC SER and M & M Fin. Serv. have negative six-month returns.

Who are in the management team of Sundaram Finance?

As of March 2022, the management team of Sundaram Finance includes Chairman S Viji, Managing Director Rajiv C Lochan, and several independent and executive directors, totaling 14 members who guide the company's governance and strategy.

As of March 2022, the management team of Sundaram Finance includes the following members:<BR><BR>1. S Viji - Chairman (Non-Executive)<BR>2. S Prasad - Independent Director<BR>3. Harsha Viji - Executive Vice Chairman<BR>4. P N Venkatachalam - Independent Director<BR>5. Shobhana Ramachandhran - Independent Director<BR>6. S Mahalingam - Independent Director<BR>7. A N Raju - Deputy Managing Director<BR>8. Rajiv C Lochan - Managing Director<BR>9. R Raghuttama Rao - Independent Director<BR>10. L Ganesh - Independent Director<BR>11. Srivats Ram - Non Executive Director<BR>12. P N Srikant - Company Secretary & Compliance Officer<BR>13. T T Srinivasaraghavan - Director<BR>14. Bhavani Balasubramanian - Independent Director<BR><BR>This diverse team comprises various roles, including executive, non-executive, and independent directors, contributing to the governance and strategic direction of the company.

What does Sundaram Finance do?

Sundaram Finance Ltd is a large-cap Non-Banking Financial Company (NBFC) that primarily finances commercial vehicles, cars, and construction equipment. As of March 2025, it reported net sales of ₹22,590 Cr and a net profit of ₹5,530 Cr, with a market cap of ₹56,597 Cr.

Overview:<BR>Sundaram Finance Ltd is a large-cap Non-Banking Financial Company (NBFC) primarily engaged in the financing of commercial vehicles, cars, construction equipment, and other vehicles in the retail segment.<BR><BR>History:<BR>Sundaram Finance Limited was incorporated in 1954 and became a public limited company in 1961, going public in 1972. The latest quarterly results reported are for March 2025, showing net sales and profit figures.<BR><BR>Financial Snapshot:<BR>- Net Sales: 22,590 Cr (Quarterly Results - Mar 2025)<BR>- Net Profit: 5,530 Cr (Quarterly Results - Mar 2025)<BR>- Market cap: INR 56,597 Cr (Large Cap)<BR><BR>Key Metrics:<BR>- P/E: 30.00<BR>- Industry P/E: 23<BR>- Dividend Yield: 1.00%<BR>- Debt Equity: 4.63<BR>- Return on Equity: 14.24%<BR>- Price to Book: 4.28<BR><BR>Contact Details:<BR>Address: 21 Patullos Road, Chennai Tamil Nadu: 600002<BR>Tel: 91-44-28521181<BR>Email: investorservices@sundaramfinance.in<BR>Website: http://www.sundaramfinance.in

Who are the top shareholders of the Sundaram Finance?

The top shareholders of Sundaram Finance include promoters, with M/s. India Motor Parts & Accessories Limited holding 2.61%, institutional investors owning 23.68% (including 19.0% by FIIs), and individual shareholders comprising 26.78% of the total shareholding. The highest public shareholder is Nalanda India Equity Fund Limited at 3.62%.

The top shareholders of Sundaram Finance include a mix of promoters, institutional investors, and individual shareholders. The majority shareholders are the promoters, with no pledged promoter holdings reported. The promoter with the highest holding is M/s. India Motor Parts & Accessories Limited, which holds 2.61%. <BR><BR>In terms of institutional investors, 22 mutual fund schemes collectively hold 4.68%, while foreign institutional investors (FIIs) own 19.0% of the shares, represented by 470 FIIs. The highest public shareholder is Nalanda India Equity Fund Limited, holding 3.62%. Additionally, individual investors account for 26.78% of the total shareholding.

Is Sundaram Finance technically bullish or bearish?

As of November 3, 2025, Sundaram Finance's technical trend is mildly bearish, influenced by bearish daily moving averages and KST signals, while the weekly MACD is mildly bullish, creating a mixed outlook overall.

As of 3 November 2025, the technical trend for Sundaram Finance has changed from bearish to mildly bearish. The current technical stance is mildly bearish, driven by the daily moving averages indicating a bearish position and the KST showing bearish signals on both weekly and monthly time frames. The MACD on a weekly basis is mildly bullish, but the monthly MACD remains mildly bearish, creating a mixed outlook. The Bollinger Bands suggest a sideways movement on the weekly chart while being bullish on the monthly. Overall, the Dow Theory indicates a mildly bullish stance on the weekly but mildly bearish on the monthly, contributing to the overall mildly bearish sentiment.

Is Sundaram Finance overvalued or undervalued?

As of November 4, 2025, Sundaram Finance is considered undervalued with a PE ratio of 26.89, significantly lower than its peers, and has outperformed the Sensex with a year-to-date return of 14.87%, indicating an attractive valuation grade.

As of 4 November 2025, Sundaram Finance has moved from a fair to an attractive valuation grade, indicating a positive shift in its market perception. The company is currently considered undervalued, with a PE ratio of 26.89, an EV to EBITDA of 13.95, and a Price to Book Value of 0.35, which suggests that the stock may be trading below its intrinsic value compared to its earnings and assets.<BR><BR>In comparison to its peers, Sundaram Finance's PE ratio of 26.89 is significantly lower than that of Bajaj Finance, which stands at 37.67, and Bajaj Finserv at 34.81, both of which are categorized as very expensive. Additionally, the company's PEG ratio of 1.29 is more favorable compared to the industry average, reinforcing its attractive valuation. Notably, Sundaram Finance has outperformed the Sensex with a year-to-date return of 14.87% against the Sensex's 6.81%, further supporting the argument for its undervaluation.

How has been the historical performance of Sundaram Finance?

Sundaram Finance has shown consistent growth in net sales and profits from March 2019 to March 2025, with net sales increasing from 3,693.43 Cr to 8,485.63 Cr and profit after tax rising from 1,029.82 Cr to 1,879.44 Cr. However, the company faces challenges in cash flow management, evidenced by a negative cash flow of 8,985.00 Cr in March 2025.

Answer:<BR>The historical performance of Sundaram Finance shows a consistent upward trend in net sales and profits over the years, culminating in significant growth by March 2025.<BR><BR>Breakdown:<BR>Sundaram Finance's net sales increased from 3,693.43 Cr in March 2019 to 8,485.63 Cr in March 2025, reflecting a strong growth trajectory. Total operating income followed a similar pattern, rising from 3,693.43 Cr in March 2019 to 8,485.63 Cr in March 2025. The operating profit (PBDIT) also saw a substantial increase, reaching 6,895.93 Cr in March 2025, up from 2,780.32 Cr in March 2019. Profit before tax rose from 1,417.78 Cr in March 2019 to 2,447.39 Cr in March 2025, while profit after tax increased from 1,029.82 Cr to 1,879.44 Cr over the same period. The company's total assets grew from 44,622.51 Cr in March 2020 to 75,336.67 Cr in March 2025, indicating robust asset accumulation. However, total liabilities also increased significantly, from 44,622.51 Cr to 75,336.67 Cr, primarily driven by short-term borrowings which rose from 30,531.46 Cr to 52,406.48 Cr. Cash flow from operating activities showed a negative trend, with a cash outflow of 8,985.00 Cr in March 2025, compared to a positive inflow of 2,008.00 Cr in March 2020. Despite this, the company maintained a closing cash balance of 310.00 Cr in March 2025, down from 543.00 Cr in March 2024. Overall, Sundaram Finance has demonstrated strong revenue growth and profitability, although it faces challenges in cash flow management.

Are Sundaram Finance Ltd latest results good or bad?

Sundaram Finance Ltd's latest Q3 FY26 results are positive, with a consolidated net profit of ₹541.36 crore, up 18.86% year-on-year, and interest income rising 14.78% to ₹2,513.95 crore. Despite a slight decline in net interest margin to 29.64%, the company shows strong profitability and effective management of its vehicle financing business.

Sundaram Finance Ltd's latest results for Q3 FY26 can be considered good overall. The company reported a consolidated net profit of ₹541.36 crore, which reflects an impressive year-on-year increase of 18.86% and a sequential growth of 10.91%. This indicates strong profitability and operational performance.<BR><BR>Interest income also saw significant growth, reaching ₹2,513.95 crore, up 14.78% year-on-year and 5.38% quarter-on-quarter. This growth in interest income suggests that the company is effectively managing its core vehicle financing business and maintaining a healthy demand for loans.<BR><BR>While the net interest margin (NIM) did see a slight decline to 29.64%, this is still a solid figure and indicates that the company is managing to protect its core spread despite competitive pressures in the non-banking financial company (NBFC) sector.<BR><BR>Overall, the results highlight Sundaram Finance's ability to navigate challenges while maintaining strong growth momentum, making the latest performance appear favorable.

Has Sundaram Finance Ltd declared dividend?

Yes, Sundaram Finance Ltd has declared a dividend of 160%, amounting to ₹21 per share, with an ex-date of February 6, 2026. The company has demonstrated strong total returns across various periods, with a 5-year total return of 192.57%.

Sundaram Finance Ltd has declared a dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 160%<BR>- Amount per share: 21<BR>- Ex-date: 06 Feb 26<BR><BR>Dividend Yield: 0.65%.<BR><BR>Total Returns by Period:<BR>In the 3 Months period, the price return was 13.23%, the dividend return was 0.34%, resulting in a total return of 13.57%.<BR><BR>In the 6 Months period, the price return was 21.16%, the dividend return was 0.35%, leading to a total return of 21.51%.<BR><BR>For the 1 Year period, the price return was 16.14%, the dividend return was 0.82%, culminating in a total return of 16.96%.<BR><BR>Over the 2 Years period, the price return was 49.71%, the dividend return was 2.16%, which resulted in a total return of 51.87%.<BR><BR>In the 3 Years period, the price return was 134.27%, the dividend return was 4.12%, giving a total return of 138.39%.<BR><BR>For the 4 Years period, the price return was 139.84%, the dividend return was 6.39%, resulting in a total return of 146.23%.<BR><BR>In the 5 Years period, the price return was 187.46%, the dividend return was 5.11%, leading to a total return of 192.57%.<BR><BR>Overall, Sundaram Finance Ltd has declared a substantial dividend and has shown impressive total returns across various periods, indicating strong financial performance and shareholder value.

Should I buy, sell or hold Sundaram Finance Ltd?

Why is Sundaram Finance Ltd falling/rising?

As of 06-May, Sundaram Finance Ltd's stock price is rising to 4,698.75, up 2.0%, driven by positive sector performance and strong fundamentals. Despite a year-to-date decline, recent gains suggest a favorable short-term outlook, although declining investor participation may indicate caution among retail investors.

As of 06-May, Sundaram Finance Ltd's stock price is rising, currently at 4,698.75, reflecting an increase of 92.25 or 2.0%. This upward movement can be attributed to several factors. The stock has been gaining for the last three days, with a total return of 3.71% during this period. Additionally, the finance sector, in which the company operates, has also seen a positive performance, gaining 2.43%.<BR><BR>Despite some mixed performance over longer periods, such as a year-to-date decline of 11.02% compared to a 8.52% decline in the benchmark Sensex, the stock's recent gains indicate a positive short-term trend. The stock's performance today aligns with the sector's overall movement, suggesting that broader market conditions are favorable.<BR><BR>Moreover, the company has demonstrated strong long-term fundamental strength, evidenced by a solid average Return on Equity (ROE) of 13.41% and positive financial results, including the highest net sales recorded at Rs 2,513.95 crore. High institutional holdings at 26.66% also suggest confidence from more knowledgeable investors, which can further support the stock's price.<BR><BR>However, it is worth noting that there has been a decline in investor participation, with delivery volume falling by 24.06% against the 5-day average. This could indicate a cautious sentiment among retail investors, but the current price increase reflects a positive outlook in the short term.

Which are the latest news on Sundaram Finance?