Sundaram Finance

Which are the latest news on Sundaram Finance?

Why is Sundaram Finance Ltd falling/rising?

As of 05-Sep, Sundaram Finance Ltd's stock price is rising to 4,646.25, driven by strong fundamentals and recent performance, despite a year-to-date decline. The stock has outperformed the sector and the Sensex, supported by significant institutional holdings and positive financial results, although investor participation has decreased.

As of 05-Sep, Sundaram Finance Ltd's stock price is rising, currently at 4,646.25, with a change of 69.8 (1.53%) upward. This increase can be attributed to several factors. The stock has outperformed the sector by 0.53% today and has been on a consecutive gain streak for the last three days, accumulating a total return of 2.66% during this period. <BR><BR>In terms of performance relative to the benchmark, the stock has shown a positive return of 1.81% over the past week, while the Sensex has declined by 0.97%. Additionally, despite a year-to-date decline of 12.02%, the stock has managed to generate a return of 3.23% over the past year, outperforming the Sensex, which has fallen by 5.21% in the same timeframe.<BR><BR>The stock's current price is also supported by strong long-term fundamentals, including a robust average Return on Equity (ROE) of 13.73% and significant institutional holdings at 26.59%, indicating confidence from larger investors. Furthermore, the company reported positive financial results, with the highest operating cash flow and net sales figures, contributing to its fair valuation and premium trading compared to peers.<BR><BR>However, it is important to note that there has been a decline in investor participation, with delivery volume dropping by 67% against the five-day average. Despite this, the stock remains liquid enough for trading, which may also contribute to its upward price movement. Overall, the combination of recent performance, strong fundamentals, and institutional backing appears to be driving the stock's rise.

Who are in the management team of Sundaram Finance?

The management team of Sundaram Finance includes Chairman S Viji, Executive Vice Chairman Harsha Viji, Managing Director Rajiv C Lochan, and Deputy Managing Director A N Raju, along with several independent directors and key positions such as Non-Executive Director Srivats Ram and Company Secretary P N Srikant.

The management team of Sundaram Finance includes the following key members:<BR><BR>1. **S Viji** - Chairman (Non-Executive)<BR>2. **Harsha Viji** - Executive Vice Chairman<BR>3. **A N Raju** - Deputy Managing Director<BR>4. **Rajiv C Lochan** - Managing Director<BR><BR>Additionally, the board comprises several independent directors, including:<BR><BR>- **S Prasad**<BR>- **P N Venkatachalam**<BR>- **Shobhana Ramachandhran**<BR>- **S Mahalingam**<BR>- **R Raghuttama Rao**<BR>- **L Ganesh**<BR>- **Bhavani Balasubramanian**<BR><BR>Other notable positions include **Srivats Ram** as a Non-Executive Director and **P N Srikant** as the Company Secretary and Compliance Officer. <BR><BR>This diverse team brings a wealth of experience and expertise to the company.

What does Sundaram Finance do?

Sundaram Finance Ltd is a mid-cap Non-Banking Financial Company (NBFC) that primarily finances commercial vehicles, cars, and construction equipment. As of June 2026, it reported net sales of ₹2,644 Cr and a net profit of ₹636 Cr, with a market cap of ₹50,480 Cr.

Overview: <BR>Sundaram Finance Ltd is a Non-Banking Financial Company (NBFC) in the mid-cap category, primarily engaged in financing commercial vehicles, cars, construction equipment, and other vehicles in the retail segment.<BR><BR>History: <BR>Sundaram Finance Limited was incorporated in 1954 and became a public limited company in 1961, going public in 1972. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 2,644 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 636 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 50,480 Cr (Mid Cap)<BR><BR>Key Metrics: <BR>P/E: 22.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.87% <BR>Debt-Equity: 4.68 <BR>Return on Equity: 14.21% <BR>Price to Book: 3.42<BR><BR>Contact Details: <BR>Address: 21 Patullos Road, Chennai Tamil Nadu: 600002 <BR>Tel: 91-44-28521181 <BR>Email: investorservices@sundaramfinance.in <BR>Website: http://www.sundaramfinance.in

Who are the peers of the Sundaram Finance?

Sundaram Finance's peers include Aditya Birla Capital, L&T Finance, SBI Cards, HDB Financial Services, M&M Financial Services, Authum Investment, Poonawalla Finance, Tata Investment Corporation, and Manappuram Finance. In terms of management risk, growth, and capital structure, Sundaram Finance shows average performance compared to its peers, with a 1-year return of 0.96%.

Peers: The peers of Sundaram Finance are Aditya Birla Cap, L&T Finance Ltd, SBI Cards, HDB FINANC SER, M & M Fin. Serv., Authum Invest., Poonawalla Fin, Tata Inv.Corpn., Manappuram Fin.<BR><BR>Quality Snapshot: Excellent management risk is observed at SBI Cards and Sundaram Finance, while Good management risk is found at Aditya Birla Cap, HDB FINANC SER, M & M Fin. Serv., Manappuram Fin., and the rest. Average management risk is present at L&T Finance Ltd, Authum Invest., Poonawalla Fin, and Tata Inv.Corpn., while Below Average management risk is noted at Tata Inv.Corpn. Regarding Growth, Excellent growth is seen at M & M Fin. Serv. and Chola Financial, while Good growth is found at Aditya Birla Cap, Poonawalla Fin, and the rest. Average growth is observed at Sundaram Finance, L&T Finance Ltd, and Tata Inv.Corpn., while Below Average growth is noted at HDB FINANC SER, Authum Invest., and the rest. Excellent capital structure is present at Aditya Birla Cap, SBI Cards, M & M Fin. Serv., Authum Invest., Poonawalla Fin, Tata Inv.Corpn., and the rest, while Good capital structure is noted at HDB FINANC SER, and Average capital structure is found at L&T Finance Ltd, and Below Average at Chola Financial.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Aditya Birla Cap at 45.29%, while the lowest is SBI Cards at -19.19%. Sundaram Finance's 1-year return is 0.96%, which is higher than SBI Cards but significantly lower than Aditya Birla Cap. Additionally, the six-month return is negative for SBI Cards, HDB FINANC SER, and Tata Inv.Corpn.

How big is Sundaram Finance?

As of 31st August, Sundaram Finance Ltd has a market capitalization of 50,480.00 Cr, with recent net sales of 10,104.09 Cr and a net profit of 2,219.84 Cr. The company reported shareholder's funds of 14,893.65 Cr and total assets of 85,795.41 Cr for the annual period ending March 2026.

As of 31st August, Sundaram Finance Ltd has a market capitalization of 50,480.00 Cr, categorizing it as a Mid Cap company.<BR><BR>In the latest 4 quarters, Sundaram Finance reported Net Sales of 10,104.09 Cr and a Net Profit of 2,219.84 Cr.<BR><BR>For the latest annual period ending March 2026, the company had Shareholder's Funds amounting to 14,893.65 Cr and Total Assets of 85,795.41 Cr.

Are Sundaram Finance Ltd latest results good or bad?

Sundaram Finance Ltd's Q1 FY27 results are generally positive, with a net profit of ₹636.19 crore (up 33.88% year-on-year) and net sales of ₹2,644.13 crore (up 12.57%). However, there are concerns about margin compression due to rising interest costs, as the PAT margin decreased to 21.51%.

Sundaram Finance Ltd's latest results for Q1 FY27 can be considered good overall. The company reported a net profit of ₹636.19 crore, which reflects a significant year-on-year increase of 33.88%. Additionally, net sales reached ₹2,644.13 crore, marking a healthy growth of 12.57% compared to the same quarter last year.<BR><BR>However, there are some concerns regarding margin compression, as the profit after tax (PAT) margin decreased to 21.51% from 22.67% in the previous quarter. This decline is attributed to rising interest costs, which increased more than the revenue growth.<BR><BR>Despite the margin pressures, the company demonstrated strong capital efficiency with a return on equity (ROE) of 14.21%. The overall financial performance indicates that Sundaram Finance is maintaining its growth momentum in a challenging environment, making the results generally positive, albeit with some caution regarding future margin sustainability.

Should I buy, sell or hold Sundaram Finance Ltd?

Has Sundaram Finance Ltd declared dividend?

Yes, Sundaram Finance Ltd has declared a dividend of 160%, amounting to ₹21 per share, with an ex-date of February 6, 2026. The company has demonstrated strong total returns across various periods, with a 5-year total return of 192.57%.

Sundaram Finance Ltd has declared a dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 160%<BR>- Amount per share: 21<BR>- Ex-date: 06 Feb 26<BR><BR>Dividend Yield: 0.65%.<BR><BR>Total Returns by Period:<BR>In the 3 Months period, the price return was 13.23%, the dividend return was 0.34%, resulting in a total return of 13.57%.<BR><BR>In the 6 Months period, the price return was 21.16%, the dividend return was 0.35%, leading to a total return of 21.51%.<BR><BR>For the 1 Year period, the price return was 16.14%, the dividend return was 0.82%, culminating in a total return of 16.96%.<BR><BR>Over the 2 Years period, the price return was 49.71%, the dividend return was 2.16%, which resulted in a total return of 51.87%.<BR><BR>In the 3 Years period, the price return was 134.27%, the dividend return was 4.12%, giving a total return of 138.39%.<BR><BR>For the 4 Years period, the price return was 139.84%, the dividend return was 6.39%, resulting in a total return of 146.23%.<BR><BR>In the 5 Years period, the price return was 187.46%, the dividend return was 5.11%, leading to a total return of 192.57%.<BR><BR>Overall, Sundaram Finance Ltd has declared a substantial dividend and has shown impressive total returns across various periods, indicating strong financial performance and shareholder value.

How has been the historical performance of Sundaram Finance?

Sundaram Finance has shown consistent growth in net sales and profits from March 2019 to March 2025, with net sales increasing from 3,693.43 Cr to 8,485.63 Cr and profit after tax rising from 1,029.82 Cr to 1,879.44 Cr. However, the company faces challenges in cash flow management, evidenced by a negative cash flow of 8,985.00 Cr in March 2025.

Answer:<BR>The historical performance of Sundaram Finance shows a consistent upward trend in net sales and profits over the years, culminating in significant growth by March 2025.<BR><BR>Breakdown:<BR>Sundaram Finance's net sales increased from 3,693.43 Cr in March 2019 to 8,485.63 Cr in March 2025, reflecting a strong growth trajectory. Total operating income followed a similar pattern, rising from 3,693.43 Cr in March 2019 to 8,485.63 Cr in March 2025. The operating profit (PBDIT) also saw a substantial increase, reaching 6,895.93 Cr in March 2025, up from 2,780.32 Cr in March 2019. Profit before tax rose from 1,417.78 Cr in March 2019 to 2,447.39 Cr in March 2025, while profit after tax increased from 1,029.82 Cr to 1,879.44 Cr over the same period. The company's total assets grew from 44,622.51 Cr in March 2020 to 75,336.67 Cr in March 2025, indicating robust asset accumulation. However, total liabilities also increased significantly, from 44,622.51 Cr to 75,336.67 Cr, primarily driven by short-term borrowings which rose from 30,531.46 Cr to 52,406.48 Cr. Cash flow from operating activities showed a negative trend, with a cash outflow of 8,985.00 Cr in March 2025, compared to a positive inflow of 2,008.00 Cr in March 2020. Despite this, the company maintained a closing cash balance of 310.00 Cr in March 2025, down from 543.00 Cr in March 2024. Overall, Sundaram Finance has demonstrated strong revenue growth and profitability, although it faces challenges in cash flow management.

Is Sundaram Finance overvalued or undervalued?

As of November 4, 2025, Sundaram Finance is considered undervalued with a PE ratio of 26.89, significantly lower than its peers, and has outperformed the Sensex with a year-to-date return of 14.87%, indicating an attractive valuation grade.

As of 4 November 2025, Sundaram Finance has moved from a fair to an attractive valuation grade, indicating a positive shift in its market perception. The company is currently considered undervalued, with a PE ratio of 26.89, an EV to EBITDA of 13.95, and a Price to Book Value of 0.35, which suggests that the stock may be trading below its intrinsic value compared to its earnings and assets.<BR><BR>In comparison to its peers, Sundaram Finance's PE ratio of 26.89 is significantly lower than that of Bajaj Finance, which stands at 37.67, and Bajaj Finserv at 34.81, both of which are categorized as very expensive. Additionally, the company's PEG ratio of 1.29 is more favorable compared to the industry average, reinforcing its attractive valuation. Notably, Sundaram Finance has outperformed the Sensex with a year-to-date return of 14.87% against the Sensex's 6.81%, further supporting the argument for its undervaluation.

Is Sundaram Finance technically bullish or bearish?

As of November 3, 2025, Sundaram Finance's technical trend is mildly bearish, influenced by bearish daily moving averages and KST signals, while the weekly MACD is mildly bullish, creating a mixed outlook overall.

As of 3 November 2025, the technical trend for Sundaram Finance has changed from bearish to mildly bearish. The current technical stance is mildly bearish, driven by the daily moving averages indicating a bearish position and the KST showing bearish signals on both weekly and monthly time frames. The MACD on a weekly basis is mildly bullish, but the monthly MACD remains mildly bearish, creating a mixed outlook. The Bollinger Bands suggest a sideways movement on the weekly chart while being bullish on the monthly. Overall, the Dow Theory indicates a mildly bullish stance on the weekly but mildly bearish on the monthly, contributing to the overall mildly bearish sentiment.

Who are the top shareholders of the Sundaram Finance?

The top shareholders of Sundaram Finance include promoters, with M/s. India Motor Parts & Accessories Limited holding 2.61%, institutional investors owning 23.68% (including 19.0% by FIIs), and individual shareholders comprising 26.78% of the total shareholding. The highest public shareholder is Nalanda India Equity Fund Limited at 3.62%.

The top shareholders of Sundaram Finance include a mix of promoters, institutional investors, and individual shareholders. The majority shareholders are the promoters, with no pledged promoter holdings reported. The promoter with the highest holding is M/s. India Motor Parts & Accessories Limited, which holds 2.61%. <BR><BR>In terms of institutional investors, 22 mutual fund schemes collectively hold 4.68%, while foreign institutional investors (FIIs) own 19.0% of the shares, represented by 470 FIIs. The highest public shareholder is Nalanda India Equity Fund Limited, holding 3.62%. Additionally, individual investors account for 26.78% of the total shareholding.

When is the next results date for Sundaram Finance?

No Upcoming Board Meetings

What is the bonus history of the Sundaram Finance?

Sundaram Finance has a history of issuing bonus shares, with the most recent being a 1:1 bonus announced on December 13, 2012, and a prior 1:1 bonus on August 22, 2008. This reflects the company's consistent approach to rewarding its shareholders.

Sundaram Finance has a history of issuing bonuses to its shareholders. The most recent bonus was a 1:1 issue, which was announced with an ex-date of December 13, 2012, and the record date was December 14, 2012. Prior to that, the company also issued a 1:1 bonus on August 22, 2008, with a record date of August 25, 2008. This indicates a consistent approach to rewarding shareholders through bonus shares in the past.