Sundaram Finance

how big is Sundaram Finance?

As of Jun 06, Sundaram Finance Ltd has a market capitalization of 55,415.00 Cr, with net sales of 8,485.63 Cr and net profit of 1,879.45 Cr for the latest four quarters. Shareholder's funds are valued at 11,078.22 Cr, and total assets amount to 64,231.33 Cr as of Mar 24.

Market Cap: As of Jun 06, Sundaram Finance Ltd has a market capitalization of 55,415.00 Cr, classifying it as a Large Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, Sundaram Finance reported a sum of Net Sales of 8,485.63 Cr and a sum of Net Profit of 1,879.45 Cr. This data is on a Consolidated basis.<BR><BR>Balance Sheet Snapshot: The balance sheet data is also on a Consolidated basis for the latest annual period ending in Mar 24. Shareholder's Funds are valued at 11,078.22 Cr, while Total Assets amount to 64,231.33 Cr.

When is the next results date for Sundaram Finance?

No Upcoming Board Meetings

What is the bonus history of the Sundaram Finance?

Sundaram Finance has a history of issuing bonus shares, with the most recent being a 1:1 bonus announced on December 13, 2012, and a prior 1:1 bonus on August 22, 2008. This reflects the company's consistent approach to rewarding its shareholders.

Sundaram Finance has a history of issuing bonuses to its shareholders. The most recent bonus was a 1:1 issue, which was announced with an ex-date of December 13, 2012, and the record date was December 14, 2012. Prior to that, the company also issued a 1:1 bonus on August 22, 2008, with a record date of August 25, 2008. This indicates a consistent approach to rewarding shareholders through bonus shares in the past.

Has Sundaram Finance declared dividend?

Yes, Sundaram Finance Ltd has declared a 140% dividend, amounting to ₹14 per share, with an ex-date of February 7, 2025. The company has shown strong total returns across various periods, with a total return of 330.39% over the last 5 years.

Sundaram Finance Ltd has declared a 140% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 140%<BR>- Amount per share: 14<BR>- Ex-date: 07 Feb 2025<BR><BR>Dividend Yield: 0.6%<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was 21.75%, the dividend return was 0.32%, resulting in a total return of 22.07%.<BR><BR>Over the past year, the price return stood at 13.6%, with a dividend return of 0.66%, leading to a total return of 14.26%.<BR><BR>In the 2-year period, the price return was an impressive 99.93%, while the dividend return contributed 2.28%, culminating in a total return of 102.21%.<BR><BR>For the 3-year period, the price return reached 163.58%, with a dividend return of 4.72%, resulting in a total return of 168.3%.<BR><BR>In the last 4 years, the price return was 100.24%, and the dividend return was 3.64%, yielding a total return of 103.88%.<BR><BR>Over the 5-year span, the price return soared to 322.67%, with a dividend return of 7.72%, leading to a total return of 330.39%.<BR><BR>Overall, Sundaram Finance has not only declared a significant dividend but also demonstrated strong total returns across various periods, indicating a positive performance for investors.

Who are the peers of the Sundaram Finance?

Peers of Sundaram Finance include Shriram Finance, Muthoot Finance, SBI Cards, and others. Authum Invest. shows the highest growth and return, while Sundaram Finance has average growth and a 1-year return of 19.12%.

Peers: The peers of Sundaram Finance are Shriram Finance, Muthoot Finance, SBI Cards, Aditya Birla Cap, HDB FINANC SER, L&T Finance Ltd, Authum Invest., Chola Financial, M & M Fin. Serv., and Poonawalla Fin.<BR><BR>Quality Snapshot: Excellent management risk is observed at Muthoot Finance, SBI Cards, and Authum Invest., while Good management risk is found at Shriram Finance, Aditya Birla Cap, Chola Financial, and Sundaram Finance. Average management risk is present at HDB FINANC SER, L&T Finance Ltd, M & M Fin. Serv., and Poonawalla Fin. Growth is Excellent at Authum Invest., Good at Shriram Finance, Aditya Birla Cap, and Chola Financial, while Average growth is seen at Muthoot Finance, SBI Cards, Sundaram Finance, and the rest. Below Average growth is noted at HDB FINANC SER, L&T Finance Ltd, and M & M Fin. Serv.<BR><BR>Return Snapshot: Authum Invest. has the highest 1-year return at 153.88%, while M & M Fin. Serv. has the lowest at -10.81%. Sundaram Finance's 1-year return of 19.12% is higher than M & M Fin. Serv. but lower than Authum Invest. Additionally, HDB FINANC SER and M & M Fin. Serv. have negative six-month returns.

Who are in the management team of Sundaram Finance?

As of March 2022, the management team of Sundaram Finance includes Chairman S Viji, Managing Director Rajiv C Lochan, and several independent and executive directors, totaling 14 members who guide the company's governance and strategy.

As of March 2022, the management team of Sundaram Finance includes the following members:<BR><BR>1. S Viji - Chairman (Non-Executive)<BR>2. S Prasad - Independent Director<BR>3. Harsha Viji - Executive Vice Chairman<BR>4. P N Venkatachalam - Independent Director<BR>5. Shobhana Ramachandhran - Independent Director<BR>6. S Mahalingam - Independent Director<BR>7. A N Raju - Deputy Managing Director<BR>8. Rajiv C Lochan - Managing Director<BR>9. R Raghuttama Rao - Independent Director<BR>10. L Ganesh - Independent Director<BR>11. Srivats Ram - Non Executive Director<BR>12. P N Srikant - Company Secretary & Compliance Officer<BR>13. T T Srinivasaraghavan - Director<BR>14. Bhavani Balasubramanian - Independent Director<BR><BR>This diverse team comprises various roles, including executive, non-executive, and independent directors, contributing to the governance and strategic direction of the company.

What does Sundaram Finance do?

Sundaram Finance Ltd is a large-cap Non-Banking Financial Company (NBFC) that primarily finances commercial vehicles, cars, and construction equipment. As of March 2025, it reported net sales of ₹22,590 Cr and a net profit of ₹5,530 Cr, with a market cap of ₹56,597 Cr.

Overview:<BR>Sundaram Finance Ltd is a large-cap Non-Banking Financial Company (NBFC) primarily engaged in the financing of commercial vehicles, cars, construction equipment, and other vehicles in the retail segment.<BR><BR>History:<BR>Sundaram Finance Limited was incorporated in 1954 and became a public limited company in 1961, going public in 1972. The latest quarterly results reported are for March 2025, showing net sales and profit figures.<BR><BR>Financial Snapshot:<BR>- Net Sales: 22,590 Cr (Quarterly Results - Mar 2025)<BR>- Net Profit: 5,530 Cr (Quarterly Results - Mar 2025)<BR>- Market cap: INR 56,597 Cr (Large Cap)<BR><BR>Key Metrics:<BR>- P/E: 30.00<BR>- Industry P/E: 23<BR>- Dividend Yield: 1.00%<BR>- Debt Equity: 4.63<BR>- Return on Equity: 14.24%<BR>- Price to Book: 4.28<BR><BR>Contact Details:<BR>Address: 21 Patullos Road, Chennai Tamil Nadu: 600002<BR>Tel: 91-44-28521181<BR>Email: investorservices@sundaramfinance.in<BR>Website: http://www.sundaramfinance.in

Who are the top shareholders of the Sundaram Finance?

The top shareholders of Sundaram Finance include promoters, with M/s. India Motor Parts & Accessories Limited holding 2.61%, institutional investors owning 23.68% (including 19.0% by FIIs), and individual shareholders comprising 26.78% of the total shareholding. The highest public shareholder is Nalanda India Equity Fund Limited at 3.62%.

The top shareholders of Sundaram Finance include a mix of promoters, institutional investors, and individual shareholders. The majority shareholders are the promoters, with no pledged promoter holdings reported. The promoter with the highest holding is M/s. India Motor Parts & Accessories Limited, which holds 2.61%. <BR><BR>In terms of institutional investors, 22 mutual fund schemes collectively hold 4.68%, while foreign institutional investors (FIIs) own 19.0% of the shares, represented by 470 FIIs. The highest public shareholder is Nalanda India Equity Fund Limited, holding 3.62%. Additionally, individual investors account for 26.78% of the total shareholding.

Are Sundaram Finance latest results good or bad?

Sundaram Finance's latest results show strong revenue growth with a 20.36% increase in net sales year-on-year, but profitability has declined, with a 14.06% drop in net profit compared to the previous quarter and a significant fall in profit margins. Overall, while revenue growth is positive, the decline in profitability raises concerns for investors.

Sundaram Finance's latest results present a mixed picture. On one hand, the company achieved a consolidated net profit of ₹475.21 crores for Q2 FY26, which reflects a 9.28% increase year-on-year. This indicates that, compared to the same quarter last year, the company has improved its profitability. However, it also experienced a significant decline of 14.06% compared to the previous quarter, which raises concerns about its recent performance.<BR><BR>In terms of net sales, the company reported ₹2,348.93 crores, marking a healthy growth of 20.36% year-on-year and a 3.98% increase from the previous quarter. This growth in revenue is a positive sign, showing that the company is capturing market share in the vehicle financing sector.<BR><BR>Despite the revenue growth, profitability metrics have deteriorated. The profit after tax (PAT) margin fell sharply to 17.53% from 24.50% in the prior quarter, indicating significant margin pressure likely due to rising interest costs and operational challenges. The average return on equity (ROE) of 13.90% is also below the peer average, suggesting that the company is not utilizing its capital as efficiently as its competitors.<BR><BR>Overall, while Sundaram Finance shows strong revenue growth, the decline in profitability and margin compression overshadow these achievements, leading to a cautious outlook. Investors may need to monitor how the company addresses these challenges in the coming quarters.

Is Sundaram Finance technically bullish or bearish?

As of November 3, 2025, Sundaram Finance's technical trend is mildly bearish, influenced by bearish daily moving averages and KST signals, while the weekly MACD is mildly bullish, creating a mixed outlook overall.

As of 3 November 2025, the technical trend for Sundaram Finance has changed from bearish to mildly bearish. The current technical stance is mildly bearish, driven by the daily moving averages indicating a bearish position and the KST showing bearish signals on both weekly and monthly time frames. The MACD on a weekly basis is mildly bullish, but the monthly MACD remains mildly bearish, creating a mixed outlook. The Bollinger Bands suggest a sideways movement on the weekly chart while being bullish on the monthly. Overall, the Dow Theory indicates a mildly bullish stance on the weekly but mildly bearish on the monthly, contributing to the overall mildly bearish sentiment.

Is Sundaram Finance overvalued or undervalued?

As of November 4, 2025, Sundaram Finance is considered undervalued with a PE ratio of 26.89, significantly lower than its peers, and has outperformed the Sensex with a year-to-date return of 14.87%, indicating an attractive valuation grade.

As of 4 November 2025, Sundaram Finance has moved from a fair to an attractive valuation grade, indicating a positive shift in its market perception. The company is currently considered undervalued, with a PE ratio of 26.89, an EV to EBITDA of 13.95, and a Price to Book Value of 0.35, which suggests that the stock may be trading below its intrinsic value compared to its earnings and assets.<BR><BR>In comparison to its peers, Sundaram Finance's PE ratio of 26.89 is significantly lower than that of Bajaj Finance, which stands at 37.67, and Bajaj Finserv at 34.81, both of which are categorized as very expensive. Additionally, the company's PEG ratio of 1.29 is more favorable compared to the industry average, reinforcing its attractive valuation. Notably, Sundaram Finance has outperformed the Sensex with a year-to-date return of 14.87% against the Sensex's 6.81%, further supporting the argument for its undervaluation.

How has been the historical performance of Sundaram Finance?

Sundaram Finance has shown consistent growth in net sales and profits from March 2019 to March 2025, with net sales increasing from 3,693.43 Cr to 8,485.63 Cr and profit after tax rising from 1,029.82 Cr to 1,879.44 Cr. However, the company faces challenges in cash flow management, evidenced by a negative cash flow of 8,985.00 Cr in March 2025.

Answer:<BR>The historical performance of Sundaram Finance shows a consistent upward trend in net sales and profits over the years, culminating in significant growth by March 2025.<BR><BR>Breakdown:<BR>Sundaram Finance's net sales increased from 3,693.43 Cr in March 2019 to 8,485.63 Cr in March 2025, reflecting a strong growth trajectory. Total operating income followed a similar pattern, rising from 3,693.43 Cr in March 2019 to 8,485.63 Cr in March 2025. The operating profit (PBDIT) also saw a substantial increase, reaching 6,895.93 Cr in March 2025, up from 2,780.32 Cr in March 2019. Profit before tax rose from 1,417.78 Cr in March 2019 to 2,447.39 Cr in March 2025, while profit after tax increased from 1,029.82 Cr to 1,879.44 Cr over the same period. The company's total assets grew from 44,622.51 Cr in March 2020 to 75,336.67 Cr in March 2025, indicating robust asset accumulation. However, total liabilities also increased significantly, from 44,622.51 Cr to 75,336.67 Cr, primarily driven by short-term borrowings which rose from 30,531.46 Cr to 52,406.48 Cr. Cash flow from operating activities showed a negative trend, with a cash outflow of 8,985.00 Cr in March 2025, compared to a positive inflow of 2,008.00 Cr in March 2020. Despite this, the company maintained a closing cash balance of 310.00 Cr in March 2025, down from 543.00 Cr in March 2024. Overall, Sundaram Finance has demonstrated strong revenue growth and profitability, although it faces challenges in cash flow management.

Which are the latest news on Sundaram Finance?

Should I buy, sell or hold Sundaram Finance Ltd?

Why is Sundaram Finance Ltd falling/rising?

As of 01-Feb, Sundaram Finance Ltd's stock price is at 4,982.25, down 5.58% and underperforming its sector. Despite strong long-term fundamentals, recent market conditions and sector declines are impacting its performance.

As of 01-Feb, Sundaram Finance Ltd's stock price is falling, currently at 4,982.25, reflecting a decrease of 294.55 or 5.58%. The stock has underperformed its sector by 3.59% today, despite opening with a gain of 2.14%. However, it quickly reached a day's low of Rs 4939, which is a significant drop of 6.4%. The high volatility observed today, with an intraday volatility of 6.25%, indicates that the stock has experienced substantial price fluctuations.<BR><BR>In terms of performance relative to benchmarks, the stock has shown a decline of 0.98% over the past week and 3.05% over the past month, while year-to-date, it has fallen by 5.66%. This trend contrasts with its strong performance over the past year, where it generated a return of 13.08%, significantly outperforming the Sensex, which only increased by 5.16%.<BR><BR>Additionally, the finance sector as a whole has seen a decline of 2.68%, which may be contributing to the downward pressure on Sundaram Finance Ltd's stock price. Despite the stock's strong long-term fundamentals, including a solid return on equity and consistent returns over the last three years, the current market conditions and sector performance are likely influencing the stock's recent decline.