Motor & Gen Fin

how big is Motor & Gen Fin?

As of Jun 06, Motor & General Finance Ltd has a market capitalization of 104.06 Cr, classifying it as a Micro Cap company, with recent net sales of 6.96 Cr and net profit of 0.80 Cr over the last four quarters. Shareholder's funds are 75.00 Cr, and total assets amount to 172.04 Cr as of the latest annual period ending Mar'24.

Market Cap: <BR>As of Jun 06, Motor & General Finance Ltd has a market capitalization of 104.06 Cr, which classifies it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: <BR>For the latest 4 quarters, the sum of Net Sales is 6.96 Cr and the sum of Net Profit is 0.80 Cr. This data is on a Consolidated basis.<BR><BR>Balance Sheet Snapshot: <BR>This is Consolidated data for the latest annual period ending Mar'24. Shareholder's Funds are reported at 75.00 Cr, and Total Assets amount to 172.04 Cr.

When is the next results date for Motor & Gen Fin?

No Upcoming Board Meetings

What does Motor & Gen Fin do?

Motor & General Finance Ltd specializes in automobile hire-purchase and leasing of construction and mining equipment, operating as a micro-cap company with a market cap of Rs 102 Cr. As of March 2025, it reported net sales of 2 Cr and a net profit of 0 Cr.

Overview: <BR>Motor & General Finance Ltd operates in the diversified commercial services industry, primarily focusing on automobile hire-purchase and leasing of construction and mining equipment, and is categorized as a micro-cap company.<BR><BR>History: <BR>Motor & General Finance Ltd was incorporated in March 1930 and has evolved from a small company into the flagship of the MGF Group, which includes five other companies. The latest quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 2 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 0 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: Rs 102 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 104.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.00 <BR>Return on Equity: 1.06% <BR>Price-to-Book: 1.38 <BR><BR>Contact Details: <BR>Address: MGF House, 4/17-B Asaf Ali Road New Delhi New Delhi : 110002 <BR>Tel: 91-11-23272216-18/23278001-02 <BR>Email: mgfltd@hotmail.com <BR>Website: http://www.mgfltd.com

Who are in the management team of Motor & Gen Fin?

As of March 2023, the management team of Motor & Gen Fin includes Rajiv Gupta (Chairman, Managing Director, and CEO), Arti Gupta (Joint Managing Director), Arun Mitter (Executive Director), and several Independent Directors: Bharat Kumar, O N Aggarwal, and Karun Pratap Hoon, along with M K Madan (Vice President & Company Secretary) and Dinesh Agnani (Additional Director).

As of March 2023, the management team of Motor & Gen Fin includes the following members:<BR><BR>1. Bharat Kumar - Independent Director<BR>2. O N Aggarwal - Independent Director<BR>3. M K Madan - Vice President & Company Secretary<BR>4. Karun Pratap Hoon - Independent Director<BR>5. Rajiv Gupta - Chairman, Managing Director, and CEO<BR>6. Arti Gupta - Joint Managing Director<BR>7. Arun Mitter - Executive Director<BR>8. Dinesh Agnani - Additional Director<BR><BR>Each member holds a significant role within the company, contributing to its governance and operational management.

Has Motor & Gen Fin declared dividend?

Motor & General Finance Ltd has declared a 15% dividend, amounting to 1.5 per share, with an ex-date of September 22, 2011. However, the company has shown significant price declines in the short term, resulting in a total return of -16.59% over six months and -21.91% over one year, with no dividend yield.

Motor & General Finance Ltd has declared a 15% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 15%<BR>- Amount per share: 1.5<BR>- Ex-date: 22 Sep 11<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -16.59%, the dividend return was 0%, resulting in a total return of -16.59%.<BR><BR>In the 1-year period, the price return was -21.91%, the dividend return was 0%, leading to a total return of -21.91%.<BR><BR>In the 2-year period, the price return was -5.32%, the dividend return was 0%, resulting in a total return of -5.32%.<BR><BR>In the 3-year period, the price return was -8.72%, the dividend return was 0%, leading to a total return of -8.72%.<BR><BR>In the 4-year period, the price return was 36.22%, the dividend return was 0%, resulting in a total return of 36.22%.<BR><BR>In the 5-year period, the price return was 78.3%, the dividend return was 0%, leading to a total return of 78.3%.<BR><BR>Overall, while Motor & General Finance Ltd has declared a dividend, the total returns over various periods indicate significant price declines in the short term, with a notable recovery over the longer term. The lack of dividend yield suggests that the company may not be currently focused on providing returns to shareholders through dividends.

Who are the peers of the Motor & Gen Fin?

Motor & Gen Fin's peers include International Ge, CMS Info Systems, NESCO, SIS, Nirlon, Dynavision, Sellwin Traders, Future Market, and Evans Electric. Management risk varies from excellent to below average across peers, with Nirlon showing the highest 1-year return at 22.15% and Motor & Gen Fin at -15.92%.

Peers: The peers of Motor & Gen Fin are International Ge, CMS Info Systems, NESCO, SIS, Nirlon, Dynavision, Sellwin Traders, Future Market, and Evans Electric.<BR><BR>Quality Snapshot: Excellent management risk is observed at International Ge and CMS Info Systems, while Good management risk is found at Nirlon and Dynavision. Average management risk is present at NESCO, SIS, and Evans Electric, and Below Average management risk is noted at Motor & Gen Fin, Sellwin Traders, and Future Market. Growth is Excellent for Sellwin Traders, Average for Nirlon and Motor & Gen Fin, and Below Average for CMS Info Systems, NESCO, SIS, Dynavision, and Evans Electric, with the rest showing varying ratings. Capital Structure is Excellent for International Ge, CMS Info Systems, NESCO, Motor & Gen Fin, and Sellwin Traders, Good for SIS and Dynavision, and Below Average for Nirlon and Future Market.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Nirlon at 22.15%, while the lowest is Sellwin Traders at -83.04%. Motor & Gen Fin's 1-year return is -15.92%, which is higher than Sellwin Traders but lower than Nirlon. Additionally, the six-month return is negative for Dynavision, Future Market, and Motor & Gen Fin.

What is the technical trend for Motor & Gen Fin?

As of May 26, 2025, Motor & Gen Fin shows a mildly bearish trend, with mixed signals from indicators like moving averages and MACD, despite a bullish OBV.

As of 26 May 2025, the technical trend for Motor & Gen Fin has changed from bearish to mildly bearish. The current stance is mildly bearish, driven primarily by the daily moving averages indicating bearish momentum and the Bollinger Bands reflecting a bearish outlook on both weekly and monthly time frames. The MACD shows a mildly bullish signal on the weekly chart, but remains bearish on the monthly, which adds to the mixed signals. The KST is mildly bullish weekly but bearish monthly, while the Dow Theory indicates a mildly bullish trend on the weekly but no trend on the monthly. Despite the OBV being bullish on both weekly and monthly, the overall sentiment remains cautious due to the prevailing bearish indicators.

Who are the top shareholders of the Motor & Gen Fin?

The top shareholders of Motor & Gen Fin include Bahubali Services Ltd at 21.15%, individual investors at 21.34%, and a Foreign Institutional Investor holding 2.66%. Atyant Capital India Fund also holds 2.66%, with no mutual funds currently invested in the company.

The top shareholders of Motor & Gen Fin include the promoters, with Bahubali Services Ltd holding the largest share at 21.15%. Additionally, individual investors collectively hold 21.34%. On the institutional side, there is one Foreign Institutional Investor (FII) that holds 2.66%, and the highest public shareholder is Atyant Capital India Fund, also at 2.66%. There are no mutual funds currently holding shares in the company.

How has been the historical performance of Motor & Gen Fin?

Motor & Gen Fin has shown a recovery in financial performance, with net sales increasing from 4.18 Cr in Mar'22 to 6.97 Cr in Mar'25 and operating profit improving from a loss of 4.43 Cr in Mar'23 to a profit of 2.16 Cr in Mar'25, despite previous challenges. Total assets and liabilities have decreased slightly, indicating a stabilizing financial position.

Answer:<BR>The historical performance of Motor & Gen Fin shows a fluctuating trend in net sales and profitability over the years, with a notable recovery in recent periods.<BR><BR>Breakdown:<BR>Motor & Gen Fin's net sales have increased from 4.18 Cr in Mar'22 to 6.97 Cr in Mar'25, reflecting a steady growth trajectory. However, the total operating income has also seen a rise, reaching 6.97 Cr in Mar'25, up from 4.18 Cr in Mar'22. The company has faced challenges with total expenditure, which peaked at 11.77 Cr in Mar'20, but has since decreased to 7.77 Cr in Mar'25. Operating profit (PBDIT) has shown improvement, moving from a loss of 4.43 Cr in Mar'23 to a profit of 2.16 Cr in Mar'25. Profit before tax has also improved, from a loss of 2.59 Cr in Mar'23 to a profit of 0.84 Cr in Mar'25. The profit after tax followed a similar trend, recovering from a loss of 2.62 Cr in Mar'23 to a profit of 0.80 Cr in Mar'25. The company's total assets decreased from 175.75 Cr in Mar'22 to 170.52 Cr in Mar'25, while total liabilities also declined from 172.04 Cr in Mar'24 to 170.52 Cr in Mar'25. Overall, the financial performance indicates a recovery phase with increasing sales and profitability, despite previous losses.

Is Motor & Gen Fin overvalued or undervalued?

As of December 1, 2025, Motor & Gen Fin is fairly valued with a PE ratio of 66.14 and an EV to EBITDA of -100.41, underperforming the Sensex with a return of -18.70% compared to the Sensex's 7.32%, while peers like Bajaj Finance are considered very expensive and Life Insurance is very attractive.

As of 1 December 2025, the valuation grade for Motor & Gen Fin has moved from expensive to fair. The company appears to be fairly valued at this time. Key ratios include a PE ratio of 66.14, an EV to EBITDA of -100.41, and a ROE of 1.98%. <BR><BR>In comparison to peers, Bajaj Finance has a PE ratio of 34.7 and an EV to EBITDA of 19.56, indicating it is very expensive, while Life Insurance stands out as very attractive with a PE of 10.92 and an EV to EBITDA of 8.98. Notably, Motor & Gen Fin's stock has underperformed against the Sensex over the past year, with a return of -18.70% compared to the Sensex's 7.32%, reinforcing the notion of its fair valuation amidst broader market trends.

Are Motor & General Finance Ltd latest results good or bad?

Motor & General Finance Ltd's latest Q3 FY26 results are poor, showing a net loss of ₹-0.03 crores and a significant decline in net sales, alongside negative operating margins and weak capital efficiency, indicating ongoing operational challenges.

Motor & General Finance Ltd's latest results for Q3 FY26 indicate a challenging situation for the company. The company has slipped back into losses, reporting a net profit of ₹-0.03 crores, which is a significant decline of 102.70% compared to the previous quarter. Net sales also fell to ₹1.63 crores, down 2.98% quarter-on-quarter and 6.32% year-on-year, highlighting ongoing pressure on revenue.<BR><BR>The operating profit before depreciation, interest, and tax (excluding other income) was deeply negative at ₹-0.23 crores, resulting in an operating margin of -14.11%. This marks a deterioration from the previous quarter's margin of -7.74%. The company's reliance on other income to mask these operational weaknesses raises concerns about the sustainability of its earnings.<BR><BR>Overall, the results reflect persistent operational challenges, weak capital efficiency with a return on equity of just 1.98%, and a troubling trend of negative operating margins. Given these factors, the latest results can be characterized as poor, indicating significant difficulties in achieving sustainable profitability.

Should I buy, sell or hold Motor & General Finance Ltd?

Why is Motor & General Finance Ltd falling/rising?

As of 12-May, Motor & General Finance Ltd's stock price is at Rs 23.00, reflecting a 4.96% decline. The stock has underperformed its sector and shows a concerning trend with significant decreases over various time frames, indicating weak investor participation and selling pressure.

As of 12-May, Motor & General Finance Ltd's stock price is falling, currently at Rs 23.00, which reflects a decrease of Rs 1.2 or 4.96%. This decline is evident in today's performance, where the stock underperformed its sector by 1.95% and opened with a loss of 2.89%. Additionally, the stock reached an intraday low of Rs 23, matching the current price, indicating significant selling pressure.<BR><BR>Over the past week, the stock has decreased by 4.17%, while the benchmark Sensex fell by 3.19%. In the last month, the stock's decline of 1.88% contrasts with the Sensex's drop of 3.86%. However, the year-to-date performance shows a slight increase of 0.74%, while the Sensex has decreased by 12.51%. <BR><BR>The stock's performance over longer periods reveals a concerning trend, with a 1-year decline of 11.71% compared to the Sensex's 9.55% drop, and a significant 3-year decrease of 21.50% against the Sensex's growth of 20.20%. Furthermore, the stock's trading activity has been erratic, with it not trading on one day out of the last 20 days, and a notable drop in delivery volume by 82.42% compared to the 5-day average, indicating falling investor participation.<BR><BR>Overall, the combination of negative sector performance, declining trading volume, and the stock's inability to maintain higher moving averages contributes to the observed decline in Motor & General Finance Ltd's stock price.

Which are the latest news on Motor & Gen Fin?