CREDITC1 Share Price | Banco de Credito del Peru SA Stock Analysis & Recommendation

Mojo Score Change: Banco de Credito del Peru SA has changed its score on 26 Feb 2026. Click here to unlock latest mojo score!

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

N/A

Shareholding

FII

N/A

DII

N/A

Promoter

N/A

Compare Banco de Credito del Peru SA with Similar Stocks

Banco Internacional del Perú SAA Interbank Hermes Transportes Blindados SA Banco BBVA Perú SA

Score

Part of MojoOne Strategy

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Strong Long Term Fundamental Strength with a 51.20% CAGR growth in Net Profits

The company has declared Positive results for the last 3 consecutive quarters

With ROA of 2.41%, it has a fair valuation with a 2.78 Price to Book Value

Consistent Returns over the last 3 years

Mojo Parameters

Stock DNA

Industry

Regional Banks

Market cap

PEN 80,953 Million (Large Cap)

P/E

12.00

Industry P/E

Dividend Yield

5.86%

Debt Equity

0.00

Return on Equity

23.66%

Price to Book

2.96

Revenue and Profits:

Net Sales:

4,504 Million

(Quarterly Results - Dec 2025)

Net Profit:

1,595 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

25.05%

6 Months

31.98%

1 Year

50.98%

2 Years

99.68%

3 Years

138.08%

4 Years

93.44%

5 Years

58.72%

Banco de Credito del Peru SA for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

11.20%

EBIT Growth (5y)

61.48%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

2.78

EV to EBIT

7.69

EV to EBITDA

7.16

EV to Capital Employed

4.37

EV to Sales

2.90

PEG Ratio

0.98

Dividend Yield

8.50%

ROCE (Latest)

56.83%

ROE (Latest)

23.77%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bearish

Bollinger Bands

Mildly Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Dow Theory

Mildly Bearish

No Trend

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot

No data for shareholding present.

Shareholding Compare (%holding)

No data for shareholding present.

Financial

[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Standalone) - Sep'13 - YoY",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "YoY Growth in quarter ended Sep 2013 is 15.9% vs -3.64% in Sep 2012",
        "dir": 1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "YoY Growth in quarter ended Sep 2013 is 7.18% vs -5.68% in Sep 2012",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Sep'13",
        "Sep'12",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": "1,451.60",
          "val2": "1,252.50",
          "chgp": "15.9%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "857.10",
          "val2": "739.70",
          "chgp": "15.87%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "0.00%",
          "val2": "12.30%",
          "chgp": "-1.23%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "0.00%",
          "val2": "12.30%",
          "chgp": "-1.23%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "418.00",
          "val2": "390.00",
          "chgp": "7.18%",
          "chgp_class": "positive"
        }
      ]
    }
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Standalone) - Dec'12",
    "rhs": [
      {
        "prefix": "Interest Earned ",
        "suffix": "YoY Growth in year ended Dec 2012 is 17.79% vs 18.86% in Dec 2011",
        "dir": -1
      },
      {
        "prefix": "Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2012 is 4.08% vs 18.99% in Dec 2011",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'12",
        "Dec'11",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Interest Earned",
          "val1": "5,708.30",
          "val2": "4,846.20",
          "chgp": "17.79%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT)",
          "val1": "2,984.90",
          "val2": "2,511.60",
          "chgp": "18.84%",
          "chgp_class": "positive"
        },
        {
          "field": "% of Net NPAs",
          "val1": "11.60%",
          "val2": "10.70%",
          "chgp": "0.09%",
          "chgp_class": "negative"
        },
        {
          "field": "% of Gross NPAs",
          "val1": "11.60%",
          "val2": "10.70%",
          "chgp": "0.09%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Net Profit",
          "val1": "1,497.70",
          "val2": "1,439.00",
          "chgp": "4.08%",
          "chgp_class": "positive"
        }
      ]
    }
  }
]

Quarterly Results Snapshot (Standalone) - Sep'13 - YoY

Sep'13

Sep'12

Change(%)

Interest Earned

1,451.60

1,252.50

15.9%

Operating Profit (PBDIT)

857.10

739.70

15.87%

% of Net NPAs

0.00%

12.30%

-1.23%

% of Gross NPAs

0.00%

12.30%

-1.23%

Exceptional Items

0.00

Net Profit

418.00

390.00

7.18%

USD in Million.

Compare with Peers

Interest Earned

YoY Growth in quarter ended Sep 2013 is 15.9% vs -3.64% in Sep 2012

Net Profit

YoY Growth in quarter ended Sep 2013 is 7.18% vs -5.68% in Sep 2012

All Quarterly Results

Annual Results Snapshot (Standalone) - Dec'12

Dec'12

Dec'11

Change(%)

Interest Earned

5,708.30

4,846.20

17.79%

Operating Profit (PBDIT)

2,984.90

2,511.60

18.84%

% of Net NPAs

11.60%

10.70%

0.09%

% of Gross NPAs

11.60%

10.70%

0.09%

Exceptional Items

0.00

Net Profit

1,497.70

1,439.00

4.08%

USD in Million.

Compare with Peers

Interest Earned

YoY Growth in year ended Dec 2012 is 17.79% vs 18.86% in Dec 2011

Net Profit

YoY Growth in year ended Dec 2012 is 4.08% vs 18.99% in Dec 2011

All Annual Results

Company CV

About Banco de Credito del Peru SA

Banco de Credito del Peru SA

Regional Banks

Banco de Credito del Peru (BCP) is a Peru-based banking institution. The Bank’s products and services include saving accounts, commercial and consumer loans, mortgages, debit and credit cards, financial intermediation, portfolio management, insurance policies and other banking operations to individuals, businesses and institutions. It operates a network of over 340 branches located nationwide and other branches established abroad. The Bank owns such fully consolidated subsidiaries as Solucion Empresa Administradora Hipotecaria SA, BCP COLOMBIA SAS, Banco de Credito de Bolivia Sociedad Anonima, Inmobiliarios BCP SA, Banco de Credito del Peru and Inversiones BCP SA, among others. Banco de Credito del Peru is the indirect subsidiary of holding Credicorp Ltd.

Company Coordinates

Company Details

Calle Centenario N 156, Urb. Las Laderas de Melgarejo LA MOLINA None : None

Tel: 51 1 3132000

https://www.viabcp.com/

Registrar Details