Dashboard
1
Weak Long Term Fundamental Strength with an average Return on Assets (ROA) of 0%
- Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at -8.29%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 0% signifying inadequate buffers against its risk based assets
2
With a growth in Interest of NAN%, the company declared Very Positive results in Dec 25
3
With ROA of 0.34%, it has a fair valuation with a 0.76 Price to Book Value
4
Market Beating Performance
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
0.39%
0%
0.39%
6 Months
39.29%
0%
39.29%
1 Year
80.56%
0%
80.56%
2 Years
-48.0%
0%
-48.0%
3 Years
-43.48%
0%
-43.48%
4 Years
-41.13%
0%
-41.13%
5 Years
-41.13%
0%
-41.13%
1st Summit Bancorp of Johnstown, Inc. for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
7.95%
EBIT Growth (5y)
-0.80%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
51.39%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
15
Industry P/E
Price to Book Value
0.76
EV to EBIT
43.71
EV to EBITDA
43.71
EV to Capital Employed
0.90
EV to Sales
3.95
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
2.06%
ROE (Latest)
4.91%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bullish
RSI
No Signal
Bearish
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
Bearish
OBV
No Trend
Mildly Bullish
Shareholding Snapshot
No data for shareholding present.
Shareholding Compare (%holding) 
No data for shareholding present.






