Essent Group Ltd.

  • Market Cap: Small Cap
  • Industry: Insurance
  • ISIN: BMG3198U1027
USD
61.55
-0.33 (-0.53%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

152.9 k

Shareholding (Mar 2025)

FII

12.35%

Held by 153 FIIs

DII

21.6%

Held by 77 DIIs

Promoter

0.00%

How big is Essent Group Ltd.?

22-Jun-2025

As of Jun 18, Essent Group Ltd. has a market capitalization of 5,877.23 million and reported shareholder's funds of 5,603.66 million with total assets of 7,193.42 million.

Market Cap: As of Jun 18, Essent Group Ltd. has a market capitalization of 5,877.23 million, categorizing it as a Mid Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, Essent Group Ltd. reported net sales of 0.00 million and a net profit of 723.12 million.<BR><BR>Balance Sheet Snapshot: As of Dec 24, the company reported shareholder's funds of 5,603.66 million and total assets of 7,193.42 million.

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What does Essent Group Ltd. do?

22-Jun-2025

Essent Group Ltd. is a private mortgage insurance company with a market cap of approximately $5.88 billion and a net profit of $175 million as of March 2025. Key metrics include a P/E ratio of 8.00 and a dividend yield of 158.92%.

Overview: <BR>Essent Group Ltd. is a private mortgage insurance company operating in the insurance industry, categorized as a mid-cap firm.<BR><BR>Financial Snapshot: <BR>Net Profit: 175 Million (Quarterly Results - Mar 2025) <BR>Market Cap: USD 5,877.23 Million (Mid Cap)<BR><BR>Key Metrics: <BR>P/E: 8.00 <BR>Dividend Yield: 158.92% <BR>Debt Equity: -999,999.00 <BR>Return on Equity: 12.78% <BR>Price to Book: 1.04<BR><BR>Contact Details: <BR>Address: Clarendon House, 2 Church Street, HAMILTON None: HM 11 <BR>Tel: 1 441 2979901 <BR>Website: http://essentgroup.com/

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Who are in the management team of Essent Group Ltd.?

22-Jun-2025

As of March 2022, the management team of Essent Group Ltd. includes Mr. Mark Casale (Chairman, President, and CEO), Mr. William Spiegel (Lead Independent Director), and Directors Ms. Jane Chwick, Ms. Angela Heise, Mr. Aditya Dutt, and Mr. Robert Glanville. They oversee the company's strategic direction and operations.

As of March 2022, the management team of Essent Group Ltd. includes the following individuals:<BR><BR>- Mr. Mark Casale, who serves as the Chairman of the Board, President, and Chief Executive Officer.<BR>- Mr. William Spiegel, who is the Lead Independent Director.<BR>- Ms. Jane Chwick, who is a Director.<BR>- Ms. Angela Heise, who is also a Director.<BR>- Mr. Aditya Dutt, who serves as an Independent Director.<BR>- Mr. Robert Glanville, who is another Independent Director. <BR><BR>This team is responsible for overseeing the company's strategic direction and operations.

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Is Essent Group Ltd. overvalued or undervalued?

20-Sep-2025

As of August 2, 2024, Essent Group Ltd. is fairly valued with a P/E ratio of 8, lower than its peers, and despite a recent underperformance compared to the S&P 500, it has shown strong year-to-date returns, indicating potential for further appreciation.

As of 2 August 2024, the valuation grade for Essent Group Ltd. has moved from expensive to fair. Based on the current metrics, the company appears fairly valued. The P/E ratio stands at 8, which is significantly lower than the peer average of approximately 8.98 for companies like Radian Group Inc. and Assured Guaranty Ltd. The Price to Book Value is 1.04, and the PEG Ratio is 1.55, indicating a reasonable growth expectation relative to its earnings.<BR><BR>In comparison to its peers, Old Republic International Corp. has a higher P/E of 11.21, while First American Financial Corp. is marked as very expensive with a P/E of 36.75. Despite a recent stock return of 1.87% over the past year, which underperformed the S&P 500's 17.14%, the year-to-date return of 20.28% surpasses the index's 12.22%, suggesting that the stock may have potential for further appreciation.

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Is Essent Group Ltd. technically bullish or bearish?

20-Sep-2025

As of September 12, 2025, Essent Group Ltd. has a mildly bullish technical trend, supported by positive MACD and Bollinger Bands indicators, although it has underperformed the S&P 500 over longer periods despite recent outperformance.

As of 12 September 2025, the technical trend for Essent Group Ltd. has changed from bullish to mildly bullish. The weekly and monthly MACD indicators are bullish, and the Bollinger Bands also indicate a bullish stance for both time frames. The daily moving averages are bullish, while the KST shows a bullish weekly signal but is mildly bearish monthly. Dow Theory supports a bullish outlook in both weekly and monthly assessments. The On-Balance Volume is mildly bullish weekly but shows no trend monthly.<BR><BR>In terms of performance, Essent Group has outperformed the S&P 500 over the past week (1.90% vs. 1.05%) and month (6.37% vs. 2.33%), but it has lagged behind the index over the 1-year (1.87% vs. 17.14%), 3-year (68.29% vs. 70.41%), 5-year (75.97% vs. 96.61%), and 10-year (75.97% vs. 231.64%) periods. Overall, the current technical stance is mildly bullish, driven by strong MACD and Bollinger Bands signals.

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iScoreScore
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Strong Sell
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Strong Buy

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Dashboard
1

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 14.32%

 
2

With ROE of 12.78%, it has a fair valuation with a 1.04 Price to Book Value

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Insurance

stock-summary
Market cap

USD 6,289 Million (Small Cap)

stock-summary
P/E

8.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

101.39%

stock-summary
Debt Equity

-999,999.00

stock-summary
Return on Equity

12.60%

stock-summary
Price to Book

1.11

Revenue and Profits:
Net Sales:
(Quarterly Results - Jun 2025)
Net Profit:
195 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-3.53%
0%
-3.53%
6 Months
7.32%
0%
7.32%
1 Year
9.31%
0%
9.31%
2 Years
24.65%
0%
24.65%
3 Years
55.47%
0%
55.47%
4 Years
44.62%
0%
44.62%
5 Years
34.13%
0%
34.13%

Essent Group Ltd. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
6.40%
EBIT Growth (5y)
0
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
14.80%
Dividend Payout Ratio
16.36%
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
0
ROE (avg)
14.32%
Valuation key factors
Factor
Value
P/E Ratio
8
Industry P/E
Price to Book Value
1.04
EV to EBIT
NA
EV to EBITDA
919.37
EV to Capital Employed
1.04
EV to Sales
4.26
PEG Ratio
1.55
Dividend Yield
159.31%
ROCE (Latest)
ROE (Latest)
12.78%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
No Trend
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 98 Schemes (66.04%)

Foreign Institutions

Held by 153 Foreign Institutions (12.35%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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    "btn_text": "All Quarterly Results",
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        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is 11.35% vs 4.47% in Mar 2025",
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      "header": [
        "Jun'25",
        "Mar'25",
        "Change(%)"
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          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
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        {
          "field": "Operating Profit (PBDIT) excl Other Income",
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          "val2": "1.40",
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        {
          "field": "Interest",
          "val1": "8.10",
          "val2": "8.10",
          "chgp": "",
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          "chgp": "",
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        {
          "field": "Consolidate Net Profit",
          "val1": "195.30",
          "val2": "175.40",
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          "chgp_class": "positive"
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Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQstock-summary
Jun'25
Mar'25
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
1.30
1.40
-7.14%
Interest
8.10
8.10
Exceptional Items
0.00
0.00
Consolidate Net Profit
195.30
175.40
11.35%
Operating Profit Margin (Excl OI)
765.50%
692.60%
7.29%
USD in Million.
Net Sales

QoQ Growth in quarter ended Jun 2025 is 0.00% vs 0.00% in Mar 2025

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Jun 2025 is 11.35% vs 4.47% in Mar 2025

Annual Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
5.80
4.50
28.89%
Interest
35.30
30.10
17.28%
Exceptional Items
0.00
0.00
Consolidate Net Profit
729.40
696.40
4.74%
Operating Profit Margin (Excl OI)
731.10%
782.20%
-5.11%
USD in Million.
Net Sales

YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 4.74% vs -16.24% in Dec 2023

stock-summaryCompany CV
About Essent Group Ltd. stock-summary
stock-summary
Essent Group Ltd.
Insurance
Essent Group Ltd. is a private mortgage insurance company. The Company is engaged in offering private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. Its products and services include mortgage insurance, contract underwriting, and Bermuda-based insurance and reinsurance. The Company's primary mortgage insurance is offered to customers on individual loans at the time of origination on a flow basis, but can also be written in bulk transactions. Its pool insurance provides additional credit enhancement for certain secondary market and other mortgage transactions. The primary mortgage insurance operations were conducted through Essent Guaranty, Inc. which is a mortgage insurer licensed to write mortgage insurance in all 50 states and the District of Columbia, as of December 31, 2016. It offers primary mortgage insurance, pool insurance and master policy. It provides contract underwriting services through CUW Solutions, LLC.
Company Coordinates stock-summary
Company Details
Clarendon House, 2 Church Street , HAMILTON None : HM 11
stock-summary
Tel: 1 441 2979901
stock-summary
Registrar Details