ESNT Share Price | Essent Group Ltd. Stock Analysis & Recommendation

Q: How big is Essent Group Ltd.?

Market Cap: As of Jun 18, Essent Group Ltd. has a market capitalization of 5,877.23 million, categorizing it as a Mid Cap company.Recent Quarterly Performance: For the latest four quarters, Essent Group Ltd. reported net sales of 0.00 million and a net profit of 723.12 million.Balance Sheet Snapshot: As of Dec 24, the company reported shareholder's funds of 5,603.66 million and total assets of 7,193.42 million.

Q: What does Essent Group Ltd. do?

Overview: Essent Group Ltd. is a private mortgage insurance company operating in the insurance industry, categorized as a mid-cap firm.Financial Snapshot: Net Profit: 175 Million (Quarterly Results - Mar 2025) Market Cap: USD 5,877.23 Million (Mid Cap)Key Metrics: P/E: 8.00 Dividend Yield: 158.92% Debt Equity: -999,999.00 Return on Equity: 12.78% Price to Book: 1.04Contact Details: Address: Clarendon House, 2 Church Street, HAMILTON None: HM 11 Tel: 1 441 2979901 Website: http://essentgroup.com/

Q: Is Essent Group Ltd. overvalued or undervalued?

As of 2 August 2024, the valuation grade for Essent Group Ltd. has moved from expensive to fair. Based on the current metrics, the company appears fairly valued. The P/E ratio stands at 8, which is significantly lower than the peer average of approximately 8.98 for companies like Radian Group Inc. and Assured Guaranty Ltd. The Price to Book Value is 1.04, and the PEG Ratio is 1.55, indicating a reasonable growth expectation relative to its earnings.In comparison to its peers, Old Republic International Corp. has a higher P/E of 11.21, while First American Financial Corp. is marked as very expensive with a P/E of 36.75. Despite a recent stock return of 1.87% over the past year, which underperformed the S&P 500's 17.14%, the year-to-date return of 20.28% surpasses the index's 12.22%, suggesting that the stock may have potential for further appreciation.

Q: Is Essent Group Ltd. technically bullish or bearish?

As of 12 September 2025, the technical trend for Essent Group Ltd. has changed from bullish to mildly bullish. The weekly and monthly MACD indicators are bullish, and the Bollinger Bands also indicate a bullish stance for both time frames. The daily moving averages are bullish, while the KST shows a bullish weekly signal but is mildly bearish monthly. Dow Theory supports a bullish outlook in both weekly and monthly assessments. The On-Balance Volume is mildly bullish weekly but shows no trend monthly.In terms of performance, Essent Group has outperformed the S&P 500 over the past week (1.90% vs. 1.05%) and month (6.37% vs. 2.33%), but it has lagged behind the index over the 1-year (1.87% vs. 17.14%), 3-year (68.29% vs. 70.41%), 5-year (75.97% vs. 96.61%), and 10-year (75.97% vs. 231.64%) periods. Overall, the current technical stance is mildly bullish, driven by strong MACD and Bollinger Bands signals.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

223.57 k

Shareholding (Dec 2025)

FII

14.67%

Held by 150 FIIs

DII

22.26%

Held by 74 DIIs

Promoter

0.00%

How big is Essent Group Ltd.?

22-Jun-2025

As of Jun 18, Essent Group Ltd. has a market capitalization of 5,877.23 million and reported shareholder's funds of 5,603.66 million with total assets of 7,193.42 million.

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What does Essent Group Ltd. do?

22-Jun-2025

Essent Group Ltd. is a private mortgage insurance company with a market cap of approximately $5.88 billion and a net profit of $175 million as of March 2025. Key metrics include a P/E ratio of 8.00 and a dividend yield of 158.92%.

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Who are in the management team of Essent Group Ltd.?

22-Jun-2025

As of March 2022, the management team of Essent Group Ltd. includes Mr. Mark Casale (Chairman, President, and CEO), Mr. William Spiegel (Lead Independent Director), and Directors Ms. Jane Chwick, Ms. Angela Heise, Mr. Aditya Dutt, and Mr. Robert Glanville. They oversee the company's strategic direction and operations.

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Is Essent Group Ltd. overvalued or undervalued?

20-Sep-2025

As of August 2, 2024, Essent Group Ltd. is fairly valued with a P/E ratio of 8, lower than its peers, and despite a recent underperformance compared to the S&P 500, it has shown strong year-to-date returns, indicating potential for further appreciation.

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Is Essent Group Ltd. technically bullish or bearish?

20-Sep-2025

As of September 12, 2025, Essent Group Ltd. has a mildly bullish technical trend, supported by positive MACD and Bollinger Bands indicators, although it has underperformed the S&P 500 over longer periods despite recent outperformance.

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Compare Essent Group Ltd. with Similar Stocks

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 14.32%

With ROE of 12.78%, it has a fair valuation with a 1.04 Price to Book Value

Mojo Parameters

Stock DNA

Industry

Insurance

Market cap

USD 5,478 Million (Small Cap)

P/E

8.00

Industry P/E

Dividend Yield

2.43%

Debt Equity

-999,999.00

Return on Equity

11.99%

Price to Book

0.95

Revenue and Profits:

Net Sales:

(Quarterly Results - Dec 2025)

Net Profit:

155 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-11.96%

6 Months

-9.89%

1 Year

2.13%

2 Years

0.43%

3 Years

48.74%

4 Years

37.84%

5 Years

38.47%

Essent Group Ltd. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

5.73%

EBIT Growth (5y)

EBIT to Interest (avg)

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

14.80%

Dividend Payout Ratio

17.98%

Pledged Shares

Institutional Holding

100.00%

ROCE (avg)

ROE (avg)

14.32%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.95

EV to EBIT

EV to EBITDA

935.17

EV to Capital Employed

0.95

EV to Sales

3.96

PEG Ratio

2.02

Dividend Yield

2.43%

ROCE (Latest)

ROE (Latest)

11.99%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

No Trend

Mildly Bearish

OBV

No Trend

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Dec 2025

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 95 Schemes (63.03%)

Foreign Institutions

Held by 150 Foreign Institutions (14.67%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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Quarterly Results Snapshot (Consolidated) - Dec'25 - QoQ

Dec'25

Sep'25

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

1.30

Interest

8.10

8.30

-2.41%

Exceptional Items

0.00

Consolidate Net Profit

155.00

164.20

-5.60%

Operating Profit Margin (Excl OI)

629.90%

678.00%

-4.81%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Dec 2025 is 0.00% vs 0.00% in Sep 2025

Consolidated Net Profit

QoQ Growth in quarter ended Dec 2025 is -5.60% vs -15.92% in Sep 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

0.00

Operating Profit (PBDIT) excl Other Income

5.20

5.80

-10.34%

Interest

32.70

35.30

-7.37%

Exceptional Items

0.00

Consolidate Net Profit

690.00

729.40

-5.40%

Operating Profit Margin (Excl OI)

691.90%

731.10%

-3.92%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2025 is 0.00% vs 0.00% in Dec 2024

Consolidated Net Profit

YoY Growth in year ended Dec 2025 is -5.40% vs 4.74% in Dec 2024

All Annual Results

Company CV

About Essent Group Ltd.

Essent Group Ltd.

Insurance

Essent Group Ltd. is a private mortgage insurance company. The Company is engaged in offering private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. Its products and services include mortgage insurance, contract underwriting, and Bermuda-based insurance and reinsurance. The Company's primary mortgage insurance is offered to customers on individual loans at the time of origination on a flow basis, but can also be written in bulk transactions. Its pool insurance provides additional credit enhancement for certain secondary market and other mortgage transactions. The primary mortgage insurance operations were conducted through Essent Guaranty, Inc. which is a mortgage insurer licensed to write mortgage insurance in all 50 states and the District of Columbia, as of December 31, 2016. It offers primary mortgage insurance, pool insurance and master policy. It provides contract underwriting services through CUW Solutions, LLC.

Company Coordinates

Company Details

Clarendon House, 2 Church Street , HAMILTON None : HM 11

Tel: 1 441 2979901

http://essentgroup.com/

Registrar Details