EVTC Share Price | EVERTEC, Inc. Stock Analysis & Recommendation

Q: How big is EVERTEC, Inc.?

As of Jun 18, EVERTEC, Inc. has a market capitalization of 2,319.10 million, categorizing it as a Small Cap company.As of Jun 18, the company reported net sales of 868.96 million and a net profit of 131.48 million for the latest four quarters.As of Dec 24, the balance sheet shows shareholder's funds of 472.52 million and total assets of 1,857.61 million.

Q: What does EVERTEC, Inc. do?

Overview:EVERTEC, Inc. is a transaction processing company operating in the Regional Banks industry, with a market capitalization in the small-cap bracket.Financial Snapshot:Most recent Net Sales: 229 Million (Quarterly Results - Mar 2025)Most recent Net Profit: 33 Million (Quarterly Results - Mar 2025)Market cap: USD 2,319.10 Million (Small Cap)Key Metrics:P/E: 19.00Dividend Yield: 0.56%Debt Equity: -999,999.00Return on Equity: 22.87%Price to Book: 4.28Contact Details:Address: Carr. #176 K.m. 1.3 Cupey Bajo, RIO PIEDRAS None: 00926Tel: ['1 787 7599999', '1 787 7735442']Fax: 1 787 2507356Website: https://www.evertecinc.com/es-pr/

Q: Is EVERTEC, Inc. overvalued or undervalued?

As of 29 August 2025, the valuation grade for EVERTEC, Inc. has moved from very expensive to expensive, indicating a slight improvement in perceived value. The company is currently considered overvalued based on its financial metrics. Key ratios include a P/E ratio of 19, a Price to Book Value of 4.35, and an EV to EBITDA ratio of 9.78, which suggest that the stock is trading at a premium compared to its earnings and book value.In comparison to its peers, EVERTEC's P/E ratio of 16.33 is higher than that of Hancock Whitney Corp., which stands at 12.21, indicating that EVERTEC may be overvalued relative to this competitor. Additionally, Glacier Bancorp, Inc. has a significantly higher P/E of 26.08, reinforcing the notion that while EVERTEC is expensive, it is not the highest in its peer group. Over the past year, EVERTEC has underperformed the S&P 500, with a return of -0.44% compared to the index's 17.14%, further suggesting that the stock may not justify its current valuation.

Q: Is EVERTEC, Inc. technically bullish or bearish?

As of 12 September 2025, the technical trend for EVERTEC, Inc. has changed from sideways to bearish. The current stance is bearish with a moderate strength. Key indicators driving this include a bearish MACD on the weekly timeframe, a bearish RSI on the monthly timeframe, and bearish signals from moving averages on the daily timeframe. Additionally, the Bollinger Bands and KST are both indicating bearish trends on the weekly timeframe. In terms of performance, EVERTEC has underperformed the S&P 500 across multiple periods, with a year-to-date return of -2.03% compared to the S&P 500's 12.22%.

Results Declared: EVERTEC, Inc. has declared results on 06 May 2026! Click here to unlock the latest financial performance

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

313.76 k

Shareholding (Mar 2026)

FII

6.35%

Held by 117 FIIs

DII

35.08%

Held by 67 DIIs

Promoter

0.03%

How big is EVERTEC, Inc.?

22-Jun-2025

As of Jun 18, EVERTEC, Inc. has a market capitalization of $2.32 billion, with net sales of $868.96 million and a net profit of $131.48 million over the latest four quarters. The balance sheet shows shareholder's funds of $472.52 million and total assets of $1.86 billion.

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What does EVERTEC, Inc. do?

22-Jun-2025

EVERTEC, Inc. is a transaction processing company in the Regional Banks industry, with a market cap of approximately $2.32 billion, net sales of $229 million, and a net profit of $33 million as of March 2025. Key metrics include a P/E ratio of 19.00 and a dividend yield of 0.56%.

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Who are in the management team of EVERTEC, Inc.?

22-Jun-2025

As of March 2022, the management team of EVERTEC, Inc. includes CEO Morgan Schuessler and several independent directors, including Frank D'Angelo (Chairman), Olga Botero, Jorge Junquera, Ivan Pagan, Aldo Polak-Gelber, and Alan Schumacher.

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Is EVERTEC, Inc. overvalued or undervalued?

20-Sep-2025

As of August 29, 2025, EVERTEC, Inc. is considered overvalued with a valuation grade of expensive, reflected by a P/E ratio of 19, a Price to Book Value of 4.35, and an EV to EBITDA ratio of 9.78, while underperforming the S&P 500 with a return of -0.44% over the past year.

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Is EVERTEC, Inc. technically bullish or bearish?

20-Sep-2025

As of September 12, 2025, EVERTEC, Inc. is in a bearish trend with moderate strength, indicated by negative signals from MACD, RSI, moving averages, and Bollinger Bands, and has underperformed the S&P 500 with a year-to-date return of -2.03%.

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Compare EVERTEC, Inc. with Similar Stocks

First BanCorp (Puerto Rico)Cathay General Bancorp First Interstate BancSystem, Inc.

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

High Management Efficiency with a high ROCE of 20.01%

Strong ability to service debt as the company has a low Debt to EBITDA ratio of 1.57 times

Poor long term growth as Net Sales has grown by an annual rate of 12.78% over the last 5 years

Flat results in Jun 25

With ROE of 22.87%, it has a expensive valuation with a 4.35 Price to Book Value

Below par performance in long term as well as near term

Mojo Parameters

Stock DNA

Industry

Regional Banks

Market cap

USD 1,821 Million (Small Cap)

P/E

12.00

Industry P/E

Dividend Yield

0.71%

Debt Equity

-999,999.00

Return on Equity

22.54%

Price to Book

2.74

Revenue and Profits:

Net Sales:

248 Million

(Quarterly Results - Mar 2026)

Net Profit:

25 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-11.14%

6 Months

-12.05%

1 Year

-32.35%

2 Years

-35.77%

3 Years

-31.44%

4 Years

-37.65%

5 Years

-44.01%

EVERTEC, Inc. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

12.40%

EBIT Growth (5y)

10.94%

EBIT to Interest (avg)

6.12

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

6.20%

Dividend Payout Ratio

11.56%

Pledged Shares

Institutional Holding

100.00%

ROCE (avg)

20.01%

ROE (avg)

30.54%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

2.74

EV to EBIT

12.33

EV to EBITDA

7.65

EV to Capital Employed

1.93

EV to Sales

2.66

PEG Ratio

0.12

Dividend Yield

0.71%

ROCE (Latest)

15.67%

ROE (Latest)

22.54%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Bearish

RSI

No Signal

Bollinger Bands

Bullish

Mildly Bearish

Moving Averages

Mildly Bearish (Daily)

KST

Mildly Bullish

Bearish

Dow Theory

Mildly Bullish

Mildly Bearish

OBV

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Mar 2026

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 79 Schemes (58.46%)

Foreign Institutions

Held by 117 Foreign Institutions (6.35%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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    "header": "Quarterly Results Snapshot (Consolidated) - Mar'26 - YoY",
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          "val2": "79.70",
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          "field": "Interest",
          "val1": "17.60",
          "val2": "17.70",
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          "val1": "-1.70",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
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        {
          "field": "Consolidate Net Profit",
          "val1": "24.70",
          "val2": "33.10",
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          "chgp_class": "negative"
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          "field": "Operating Profit Margin (Excl OI)",
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        "Dec'25",
        "Dec'24",
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          "val2": "845.50",
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          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "325.30",
          "val2": "296.40",
          "chgp": "9.75%",
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        {
          "field": "Interest",
          "val1": "70.90",
          "val2": "82.80",
          "chgp": "-14.37%",
          "chgp_class": "positive"
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          "field": "Exceptional Items",
          "val1": "-9.80",
          "val2": "4.70",
          "chgp": "-308.51%",
          "chgp_class": "negative"
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          "field": "Consolidate Net Profit",
          "val1": "144.60",
          "val2": "114.80",
          "chgp": "25.96%",
          "chgp_class": "positive"
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          "field": "Operating Profit Margin (Excl OI)",
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Quarterly Results Snapshot (Consolidated) - Mar'26 - YoY

Mar'26

Mar'25

Change(%)

Net Sales

247.90

228.80

8.35%

Operating Profit (PBDIT) excl Other Income

85.00

79.70

6.65%

Interest

17.60

17.70

-0.56%

Exceptional Items

-1.70

0.00

Consolidate Net Profit

24.70

33.10

-25.38%

Operating Profit Margin (Excl OI)

186.70%

216.40%

-2.97%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in quarter ended Mar 2026 is 8.35% vs 11.45% in Mar 2025

Consolidated Net Profit

YoY Growth in quarter ended Mar 2026 is -25.38% vs 101.83% in Mar 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

931.80

845.50

10.21%

Operating Profit (PBDIT) excl Other Income

325.30

296.40

9.75%

Interest

70.90

82.80

-14.37%

Exceptional Items

-9.80

4.70

-308.51%

Consolidate Net Profit

144.60

114.80

25.96%

Operating Profit Margin (Excl OI)

210.70%

191.00%

1.97%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2025 is 10.21% vs 21.71% in Dec 2024

Consolidated Net Profit

YoY Growth in year ended Dec 2025 is 25.96% vs 43.68% in Dec 2024

All Annual Results

Company CV

About EVERTEC, Inc.

EVERTEC, Inc.

Regional Banks

EVERTEC, Inc. is a transaction processing company. The Company provides a range of merchant acquiring, payment processing and business process management services. The Company operates through three segments: Merchant Acquiring, Payment Processing and Business Solutions. As of December 31, 2016, it managed a system of electronic payment networks that processed over two billion transactions annually. It offers a range of services for core bank processing, cash processing and technology outsourcing. It owns and operates the ATH network, which is a personal identification number (PIN) debit network in Latin America. It serves a range of financial institutions, merchants, corporations and government agencies with solutions that enable them to issue, process and accept transactions securely. The Company's range of services spans the entire transaction processing value chain and includes a range of front-end customer-facing solutions.

Company Coordinates

Company Details

Carr. #176 K.m. 1.3 Cupey Bajo , RIO PIEDRAS None : 00926

Tel: 1 787 75999991 787 7735442

https://www.evertecinc.com/es-pr/

Registrar Details