EVERTEC, Inc.

  • Market Cap: Small Cap
  • Industry: Regional Banks
  • ISIN: PR30040P1032
USD
30.55
0.5 (1.66%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

161.5 k

Shareholding (Mar 2025)

FII

6.08%

Held by 113 FIIs

DII

33.5%

Held by 69 DIIs

Promoter

0.03%

How big is EVERTEC, Inc.?

22-Jun-2025

As of Jun 18, EVERTEC, Inc. has a market capitalization of $2.32 billion, with net sales of $868.96 million and a net profit of $131.48 million over the latest four quarters. The balance sheet shows shareholder's funds of $472.52 million and total assets of $1.86 billion.

As of Jun 18, EVERTEC, Inc. has a market capitalization of 2,319.10 million, categorizing it as a Small Cap company.<BR><BR>As of Jun 18, the company reported net sales of 868.96 million and a net profit of 131.48 million for the latest four quarters.<BR><BR>As of Dec 24, the balance sheet shows shareholder's funds of 472.52 million and total assets of 1,857.61 million.

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What does EVERTEC, Inc. do?

22-Jun-2025

EVERTEC, Inc. is a transaction processing company in the Regional Banks industry, with a market cap of approximately $2.32 billion, net sales of $229 million, and a net profit of $33 million as of March 2025. Key metrics include a P/E ratio of 19.00 and a dividend yield of 0.56%.

Overview:<BR>EVERTEC, Inc. is a transaction processing company operating in the Regional Banks industry, with a market capitalization in the small-cap bracket.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 229 Million (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: 33 Million (Quarterly Results - Mar 2025)<BR>Market cap: USD 2,319.10 Million (Small Cap)<BR><BR>Key Metrics:<BR>P/E: 19.00<BR>Dividend Yield: 0.56%<BR>Debt Equity: -999,999.00<BR>Return on Equity: 22.87%<BR>Price to Book: 4.28<BR><BR>Contact Details:<BR>Address: Carr. #176 K.m. 1.3 Cupey Bajo, RIO PIEDRAS None: 00926<BR>Tel: ['1 787 7599999', '1 787 7735442']<BR>Fax: 1 787 2507356<BR>Website: https://www.evertecinc.com/es-pr/

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Who are in the management team of EVERTEC, Inc.?

22-Jun-2025

As of March 2022, the management team of EVERTEC, Inc. includes CEO Morgan Schuessler and several independent directors, including Frank D'Angelo (Chairman), Olga Botero, Jorge Junquera, Ivan Pagan, Aldo Polak-Gelber, and Alan Schumacher.

As of March 2022, the management team of EVERTEC, Inc. includes the following individuals:<BR><BR>- Mr. Frank D'Angelo, who serves as the Independent Chairman of the Board.<BR>- Mr. Morgan Schuessler, who is the President, Chief Executive Officer, and Director.<BR>- Ms. Olga Botero, who is an Independent Director.<BR>- Mr. Jorge Junquera, who is also an Independent Director.<BR>- Mr. Ivan Pagan, serving as an Independent Director.<BR>- Mr. Aldo Polak-Gelber, who is an Independent Director.<BR>- Mr. Alan Schumacher, who holds the position of Independent Director.<BR><BR>In summary, the management team consists of a mix of independent directors and key executives, with Mr. Schuessler leading as the CEO.

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Is EVERTEC, Inc. overvalued or undervalued?

20-Sep-2025

As of August 29, 2025, EVERTEC, Inc. is considered overvalued with a valuation grade of expensive, reflected by a P/E ratio of 19, a Price to Book Value of 4.35, and an EV to EBITDA ratio of 9.78, while underperforming the S&P 500 with a return of -0.44% over the past year.

As of 29 August 2025, the valuation grade for EVERTEC, Inc. has moved from very expensive to expensive, indicating a slight improvement in perceived value. The company is currently considered overvalued based on its financial metrics. Key ratios include a P/E ratio of 19, a Price to Book Value of 4.35, and an EV to EBITDA ratio of 9.78, which suggest that the stock is trading at a premium compared to its earnings and book value.<BR><BR>In comparison to its peers, EVERTEC's P/E ratio of 16.33 is higher than that of Hancock Whitney Corp., which stands at 12.21, indicating that EVERTEC may be overvalued relative to this competitor. Additionally, Glacier Bancorp, Inc. has a significantly higher P/E of 26.08, reinforcing the notion that while EVERTEC is expensive, it is not the highest in its peer group. Over the past year, EVERTEC has underperformed the S&P 500, with a return of -0.44% compared to the index's 17.14%, further suggesting that the stock may not justify its current valuation.

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Is EVERTEC, Inc. technically bullish or bearish?

20-Sep-2025

As of September 12, 2025, EVERTEC, Inc. is in a bearish trend with moderate strength, indicated by negative signals from MACD, RSI, moving averages, and Bollinger Bands, and has underperformed the S&P 500 with a year-to-date return of -2.03%.

As of 12 September 2025, the technical trend for EVERTEC, Inc. has changed from sideways to bearish. The current stance is bearish with a moderate strength. Key indicators driving this include a bearish MACD on the weekly timeframe, a bearish RSI on the monthly timeframe, and bearish signals from moving averages on the daily timeframe. Additionally, the Bollinger Bands and KST are both indicating bearish trends on the weekly timeframe. In terms of performance, EVERTEC has underperformed the S&P 500 across multiple periods, with a year-to-date return of -2.03% compared to the S&P 500's 12.22%.

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iScoreScore
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Strong Sell
Sell
Hold
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Strong Buy

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Dashboard
1

High Management Efficiency with a high ROCE of 20.01%

 
2

Strong ability to service debt as the company has a low Debt to EBITDA ratio of 1.57 times

 
3

Poor long term growth as Net Sales has grown by an annual rate of 12.78% over the last 5 years

 
4

Flat results in Jun 25

5

With ROE of 22.87%, it has a expensive valuation with a 4.35 Price to Book Value

6

Below par performance in long term as well as near term

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Regional Banks

stock-summary
Market cap

USD 2,197 Million (Small Cap)

stock-summary
P/E

19.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.59%

stock-summary
Debt Equity

-999,999.00

stock-summary
Return on Equity

21.98%

stock-summary
Price to Book

3.59

Revenue and Profits:
Net Sales:
230 Million
(Quarterly Results - Jun 2025)
Net Profit:
41 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-11.71%
0%
-11.71%
6 Months
-15.26%
0%
-15.26%
1 Year
-14.55%
0%
-14.55%
2 Years
-19.98%
0%
-19.98%
3 Years
-7.98%
0%
-7.98%
4 Years
-35.0%
0%
-35.0%
5 Years
-22.11%
0%
-22.11%

EVERTEC, Inc. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
12.78%
EBIT Growth (5y)
11.38%
EBIT to Interest (avg)
6.12
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
6.20%
Dividend Payout Ratio
11.56%
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
20.01%
ROE (avg)
30.54%
Valuation key factors
Factor
Value
P/E Ratio
19
Industry P/E
Price to Book Value
4.35
EV to EBIT
16.86
EV to EBITDA
9.78
EV to Capital Employed
2.53
EV to Sales
3.45
PEG Ratio
0.48
Dividend Yield
0.55%
ROCE (Latest)
15.03%
ROE (Latest)
22.87%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bullish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
No Trend
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 78 Schemes (60.29%)

Foreign Institutions

Held by 113 Foreign Institutions (6.08%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Jun'25 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Jun 2025 is 8.30% vs 26.87% in Jun 2024",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Jun 2025 is 26.15% vs 15.66% in Jun 2024",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Jun'25",
        "Jun'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "229.60",
          "val2": "212.00",
          "chgp": "8.30%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "86.00",
          "val2": "78.10",
          "chgp": "10.12%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "17.50",
          "val2": "18.70",
          "chgp": "-6.42%",
          "chgp_class": "positive"
        },
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          "field": "Exceptional Items",
          "val1": "0.20",
          "val2": "2.30",
          "chgp": "-91.30%",
          "chgp_class": "negative"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "41.00",
          "val2": "32.50",
          "chgp": "26.15%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "243.70%",
          "val2": "204.50%",
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        "dir": 1
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        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is 43.68% vs -66.56% in Dec 2023",
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        "Dec'24",
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          "field": "Operating Profit (PBDIT) excl Other Income",
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          "chgp": "25.59%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "82.80",
          "val2": "37.90",
          "chgp": "118.47%",
          "chgp_class": "negative"
        },
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          "field": "Exceptional Items",
          "val1": "6.70",
          "val2": "-25.50",
          "chgp": "126.27%",
          "chgp_class": "positive"
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          "field": "Consolidate Net Profit",
          "val1": "114.80",
          "val2": "79.90",
          "chgp": "43.68%",
          "chgp_class": "positive"
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          "field": "Operating Profit Margin (Excl OI)",
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          "chgp": "-0.50%",
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Quarterly Results Snapshot (Consolidated) - Jun'25 - YoYstock-summary
Jun'25
Jun'24
Change(%)
Net Sales
229.60
212.00
8.30%
Operating Profit (PBDIT) excl Other Income
86.00
78.10
10.12%
Interest
17.50
18.70
-6.42%
Exceptional Items
0.20
2.30
-91.30%
Consolidate Net Profit
41.00
32.50
26.15%
Operating Profit Margin (Excl OI)
243.70%
204.50%
3.92%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in quarter ended Jun 2025 is 8.30% vs 26.87% in Jun 2024

Direction Arrows
Consolidated Net Profit

YoY Growth in quarter ended Jun 2025 is 26.15% vs 15.66% in Jun 2024

Annual Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
845.50
694.70
21.71%
Operating Profit (PBDIT) excl Other Income
296.40
236.00
25.59%
Interest
82.80
37.90
118.47%
Exceptional Items
6.70
-25.50
126.27%
Consolidate Net Profit
114.80
79.90
43.68%
Operating Profit Margin (Excl OI)
191.00%
196.00%
-0.50%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in year ended Dec 2024 is 21.71% vs 12.34% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 43.68% vs -66.56% in Dec 2023

stock-summaryCompany CV
About EVERTEC, Inc. stock-summary
stock-summary
EVERTEC, Inc.
Regional Banks
EVERTEC, Inc. is a transaction processing company. The Company provides a range of merchant acquiring, payment processing and business process management services. The Company operates through three segments: Merchant Acquiring, Payment Processing and Business Solutions. As of December 31, 2016, it managed a system of electronic payment networks that processed over two billion transactions annually. It offers a range of services for core bank processing, cash processing and technology outsourcing. It owns and operates the ATH network, which is a personal identification number (PIN) debit network in Latin America. It serves a range of financial institutions, merchants, corporations and government agencies with solutions that enable them to issue, process and accept transactions securely. The Company's range of services spans the entire transaction processing value chain and includes a range of front-end customer-facing solutions.
Company Coordinates stock-summary
Company Details
Carr. #176 K.m. 1.3 Cupey Bajo , RIO PIEDRAS None : 00926
stock-summary
Tel: 1 787 75999991 787 7735442
stock-summary
Registrar Details