As of 21 November 2025, the valuation grade for OFG Bancorp has moved from attractive to very attractive, indicating a positive shift in its valuation outlook. The company appears undervalued, with a P/E ratio of 12, a Price to Book Value of 1.77, and an EV to EBITDA of 7.42. In comparison to peers, Axos Financial, Inc. has a higher P/E of 13.92, while Fulton Financial Corp. shows a similar valuation grade with a P/E of 13.49. Despite recent challenges, including a year-to-date return of -7.18% compared to the S&P 500's 12.26%, OFG Bancorp has demonstrated strong long-term performance with a 5-year return of 115.47%, outpacing the S&P 500's 85.61%. This combination of strong valuation metrics and favorable long-term returns supports the conclusion that OFG Bancorp is currently undervalued....

As of 21 November 2025, the valuation grade for OFG Bancorp has moved from attractive to very attractive, indicating a positive shift in its perceived value. The company appears undervalued, supported by a P/E ratio of 12, a Price to Book Value of 1.77, and an EV to EBITDA of 7.42. In comparison to peers, Axos Financial, Inc. has a higher P/E ratio of 13.92, while Fulton Financial Corp. also shows a very attractive valuation with a P/E of 13.49. Despite recent underperformance, with a year-to-date return of -5.98% compared to the S&P 500's 12.26%, OFG Bancorp's long-term performance remains strong, evidenced by a 5-year return of 138.12% against the S&P 500's 85.61%. This suggests that while the stock may be currently undervalued, it has the potential for significant appreciation moving forward....

As of 31 October 2025, the valuation grade for OFG Bancorp has moved from attractive to very attractive. The company appears to be undervalued based on its current metrics. Key ratios include a P/E ratio of 12, a Price to Book Value of 1.77, and an EV to EBITDA of 7.42, which suggest that the stock is trading at a discount compared to its peers. In comparison to its industry, OFG Bancorp's P/E ratio is lower than that of Axos Financial, Inc. at 13.92, while it is significantly lower than Associated Banc-Corp, which has a P/E of 33.17. Additionally, the PEG ratio of 1.60 indicates a favorable growth outlook relative to its price. Despite recent underperformance with a YTD return of -6.62% compared to the S&P 500's 16.30%, the long-term performance shows a strong 5Y return of 152.52%, suggesting potential for recovery and growth....