AXP Share Price | American Express Co. Stock Analysis & Recommendation

Q: What does American Express Co. do?

Overview:American Express Company is a global services company in the finance industry, primarily offering charge and credit card products, as well as travel-related services.Financial Snapshot:Most recent Net Sales: 18,950 Million (Quarterly Results - Mar 2025) Most recent Net Profit: 2,566 Million (Quarterly Results - Mar 2025) Market cap: USD 205,139.42 Million (Large Cap) Key Metrics:P/E: 21.00 Dividend Yield: 1.05% Debt Equity: -999,999.00 Return on Equity: 32.69% Price to Book: 6.57 Contact Details:Address: 200 Vesey St Fl 50, NEW YORK NY: 10285-1000 Tel: 1 212 6402000 Fax: 1 212 6400404 Website: https://www.americanexpress.com

Q: Is American Express Co. technically bullish or bearish?

As of 3 October 2025, the technical trend for American Express Co. has changed from bullish to mildly bullish. The weekly MACD and moving averages indicate a bullish stance, while the KST and OBV show mild bearishness. The Bollinger Bands are also mildly bullish on both weekly and monthly time frames. Overall, the current technical stance is mildly bullish, supported by the bullish MACD and moving averages, despite some mixed signals from KST and OBV.In terms of performance, American Express has outperformed the S&P 500 over the past year with a return of 20.30% compared to the S&P 500's 17.82%, but it has lagged behind in the year-to-date return, with 11.86% versus the S&P 500's 14.18%.

Q: Is American Express Co. overvalued or undervalued?

As of 17 October 2025, the valuation grade for American Express Co. moved from expensive to fair. The company appears to be fairly valued based on its current metrics. Key ratios include a P/E ratio of 21, a Price to Book Value of 6.79, and an EV to EBITDA of 7.26. In comparison to peers, American Express Co. has a P/E ratio of 22.48, which is slightly higher than Discover Financial Services at 22.07, but lower than United Rentals, Inc. at 40.65. Despite its fair valuation, American Express has outperformed the S&P 500 across multiple periods, with a 1Y return of 21.29% compared to the S&P 500's 14.08%.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

7.09 M

Shareholding (Dec 2025)

FII

14.42%

Held by 596 FIIs

DII

63.06%

Held by 86 DIIs

Promoter

0.00%

How big is American Express Co.?

22-Jun-2025

As of Jun 18, American Express Co. has a market capitalization of $205.14 billion, with net sales of $75.33 billion and net profit of $10.20 billion over the latest four quarters.

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What does American Express Co. do?

22-Jun-2025

American Express Company is a global financial services firm that primarily offers charge and credit card products and travel-related services. As of March 2025, it reported net sales of $18.95 billion and a net profit of $2.57 billion, with a market cap of approximately $205.14 billion.

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Who are in the management team of American Express Co.?

22-Jun-2025

As of March 2022, the management team of American Express Co. includes Stephen Squeri as Chairman and CEO, and Ronald Williams as Lead Independent Director, along with independent directors Charles Phillips, Amb. Charlene Barshefsky, John Brennan, and Peter Chernin.

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Is American Express Co. technically bullish or bearish?

07-Oct-2025

As of October 3, 2025, American Express Co. shows a mildly bullish technical trend, supported by positive MACD and moving averages, despite mixed signals from KST and OBV, while it has outperformed the S&P 500 over the past year but lagged year-to-date.

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Is American Express Co. overvalued or undervalued?

21-Oct-2025

As of October 17, 2025, American Express Co. is fairly valued with a P/E ratio of 21, outperforming the S&P 500 with a 1-year return of 21.29%, and has a P/E ratio slightly lower than its peers, indicating a shift from expensive to fair valuation.

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Compare American Express Co. with Similar Stocks

United Rentals, Inc.Discover Financial Services AerCap Holdings NV

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 29.35%

Positive results in Jun 25

Market Beating performance in long term as well as near term

Mojo Parameters

Stock DNA

Industry

Finance

Market cap

USD 237,692 Million (Large Cap)

P/E

23.00

Industry P/E

Dividend Yield

1.00%

Debt Equity

-999,999.00

Return on Equity

32.14%

Price to Book

7.10

Revenue and Profits:

Net Sales:

21,045 Million

(Quarterly Results - Dec 2025)

Net Profit:

2,444 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-8.97%

6 Months

0.65%

1 Year

8.75%

2 Years

49.72%

3 Years

83.42%

4 Years

70.01%

5 Years

134.58%

American Express Co. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

16.08%

EBIT Growth (5y)

16.50%

EBIT to Interest (avg)

9.73

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

21.44%

Dividend Payout Ratio

21.33%

Pledged Shares

Institutional Holding

86.93%

ROCE (avg)

ROE (avg)

29.35%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

7.43

EV to EBIT

8.72

EV to EBITDA

8.06

EV to Capital Employed

-8.35

EV to Sales

2.37

PEG Ratio

2.92

Dividend Yield

0.97%

ROCE (Latest)

Negative Capital Employed

ROE (Latest)

32.29%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Bearish

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Dow Theory

Mildly Bearish

OBV

No Trend

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Dec 2025

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 212 Schemes (22.48%)

Foreign Institutions

Held by 596 Foreign Institutions (14.42%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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        "Dec'24",
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          "val2": "19,209.00",
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          "val2": "5,122.00",
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          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "717.00",
          "val2": "646.00",
          "chgp": "10.99%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
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          "field": "Consolidate Net Profit",
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          "val2": "2,153.00",
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        {
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          "val2": "177.10%",
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        "Dec'25",
        "Dec'24",
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          "val2": "21,904.00",
          "chgp": "8.35%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "2,810.00",
          "val2": "2,556.00",
          "chgp": "9.94%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "-96.00",
          "val2": "-123.00",
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          "chgp_class": "positive"
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          "field": "Consolidate Net Profit",
          "val1": "10,759.00",
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          "chgp": "7.02%",
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Quarterly Results Snapshot (Consolidated) - Dec'25 - YoY

Dec'25

Dec'24

Change(%)

Net Sales

21,045.00

19,209.00

9.56%

Operating Profit (PBDIT) excl Other Income

5,683.00

5,122.00

10.95%

Interest

717.00

646.00

10.99%

Exceptional Items

0.00

Consolidate Net Profit

2,444.00

2,153.00

13.52%

Operating Profit Margin (Excl OI)

180.90%

177.10%

0.38%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in quarter ended Dec 2025 is 9.56% vs 8.26% in Dec 2024

Consolidated Net Profit

YoY Growth in quarter ended Dec 2025 is 13.52% vs 12.19% in Dec 2024

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

80,484.00

74,188.00

8.49%

Operating Profit (PBDIT) excl Other Income

23,734.00

21,904.00

8.35%

Interest

2,810.00

2,556.00

9.94%

Exceptional Items

-96.00

-123.00

21.95%

Consolidate Net Profit

10,759.00

10,053.00

7.02%

Operating Profit Margin (Excl OI)

207.50%

202.80%

0.47%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2025 is 8.49% vs 10.12% in Dec 2024

Consolidated Net Profit

YoY Growth in year ended Dec 2025 is 7.02% vs 20.97% in Dec 2024

All Annual Results

Company CV

About American Express Co.

American Express Co.

Finance

American Express Company, together with its subsidiaries, is a global services company. The Company's principal products and services are charge and credit card products, and travel-related services offered to consumers and businesses around the world. The Company's segments include the Global Consumer Services Group (GCSG), Global Merchant and Network Services (GMNS), and Global Commercial Services (GCS). The Company's range of products and services includes network services; merchant acquisition and processing, servicing and settlement, and point-of-sale marketing and information products and services for merchants; other fee services, including fraud prevention services and the design and operation of customer loyalty programs; expense management products and services, and stored value/prepaid products.

Company Coordinates

Company Details

200 Vesey St Fl 50 , NEW YORK NY : 10285-1000

Tel: 1 212 6402000

https://www.americanexpress.com

Registrar Details