CoreCard Corp.

  • Market Cap: Micro Cap
  • Industry: Software Products
  • ISIN: US45816D1000
USD
23.60
0.00 (0.00%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

0

Shareholding (Mar 2025)

FII

2.55%

Held by 30 FIIs

DII

75.97%

Held by 22 DIIs

Promoter

0.00%

How big is CoreCard Corp.?

22-Jun-2025

As of Jun 18, CoreCard Corp. has a market capitalization of 232.92 million, with net sales of 61.01 million and a net profit of 6.94 million over the latest four quarters. The balance sheet shows shareholder's funds of 51.70 million and total assets of 62.34 million.

As of Jun 18, CoreCard Corp. has a market capitalization of 232.92 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported net sales of 61.01 million and a net profit of 6.94 million for the latest four quarters.<BR><BR>As of Dec 24, the balance sheet shows shareholder's funds of 51.70 million and total assets of 62.34 million.

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What does CoreCard Corp. do?

22-Jun-2025

CoreCard Corp. provides technology solutions and processing services in the financial technology sector, with recent net sales of $17 million and a net profit of $2 million. It has a market cap of $232.92 million and key metrics include a P/E ratio of 33.00 and a return on equity of 12.81%.

Overview:<BR>CoreCard Corp. is engaged in providing technology solutions and processing services to the financial technology and services market, operating within the Software Products industry and classified as a micro-cap company.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 17 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 2 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 232.92 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 33.00 <BR>Dividend Yield: 0.00% <BR>Debt Equity: -0.51 <BR>Return on Equity: 12.81% <BR>Price to Book: 4.31<BR><BR>Contact Details:<BR>Address: 4355 Shackleford Rd, NORCROSS GA: 30093-2931 <BR>Tel: ['1 404 3812900', '1 770 3812900'] <BR>Fax: 1 770 3812808 <BR>Website: http://www.intelsys.com/

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Who are in the management team of CoreCard Corp.?

22-Jun-2025

As of March 2022, the management team of CoreCard Corp. includes Mr. James Strange as Chairman, President, and CEO, along with independent directors Ms. Elizabeth Camp, Mr. A. Russell Chandler, and Mr. Philip Moise.

As of March 2022, the management team of CoreCard Corp. includes Mr. James Strange, who serves as the Chairman of the Board, President, and Chief Executive Officer. Additionally, the board features independent directors Ms. Elizabeth Camp, Mr. A. Russell Chandler, and Mr. Philip Moise.

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Is CoreCard Corp. technically bullish or bearish?

20-Sep-2025

As of August 14, 2025, CoreCard Corp. is in a mildly bullish trend, outperforming the S&P 500 year-to-date and over the past year, but with caution advised due to mixed technical indicators and negative long-term returns.

As of 14 August 2025, the technical trend for CoreCard Corp. has changed from bullish to mildly bullish. The current stance is mildly bullish, supported by a bullish daily moving average and weekly Bollinger Bands indicating bullish momentum. However, the weekly MACD and KST are mildly bearish, and the monthly RSI is bearish, which suggests some caution. <BR><BR>In terms of performance, CoreCard Corp. has outperformed the S&P 500 year-to-date with a return of 21.54% compared to 12.22%, and over the past year with a return of 76.52% compared to 17.14%. However, over the longer term, the 5-year and 10-year returns are negative, significantly lagging behind the S&P 500.

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Is CoreCard Corp. overvalued or undervalued?

21-Oct-2025

As of October 17, 2025, CoreCard Corp. is rated attractive but appears overvalued with a P/E ratio of 33 compared to the peer average of 27.79, despite outperforming the S&P 500 with a 115.04% return over the past year.

As of 17 October 2025, the valuation grade for CoreCard Corp. has moved from very attractive to attractive. Based on the current metrics, the company appears to be overvalued. The P/E ratio stands at 33, significantly higher than the peer average of 27.79, while the EV to EBITDA ratio is 16.35, which is also above the industry benchmark. Additionally, the PEG ratio is notably low at 0.17, indicating potential overvaluation relative to growth expectations.<BR><BR>In comparison to its peers, MoneyLion, Inc. has a P/E of 107.79, and Priority Technology Holdings, Inc. has a P/E of 15.54, suggesting that CoreCard Corp. is positioned in a more expensive range despite its attractive rating. The company has outperformed the S&P 500 over the past year with a return of 115.04% compared to the index's 14.08%, reinforcing the notion that while the stock has shown strong performance, its current valuation may not be justified.

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iScoreScore
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Strong Sell
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Dashboard
1

High Management Efficiency with a high ROE of 16.41%

 
2

Company has a low Debt to Equity ratio (avg) at times

 
3

The company has declared Positive results for the last 3 consecutive quarters

4

With ROE of 12.81%, it has a very attractive valuation with a 4.18 Price to Book Value

5

High Institutional Holdings at 50.84%

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Software Products

stock-summary
Market cap

USD 223 Million (Micro Cap)

stock-summary
P/E

33.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

-0.57

stock-summary
Return on Equity

14.23%

stock-summary
Price to Book

3.95

Revenue and Profits:
Net Sales:
18 Million
(Quarterly Results - Jun 2025)
Net Profit:
2 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-18.48%
0%
-18.48%
6 Months
21.21%
0%
21.21%
1 Year
57.12%
0%
57.12%
2 Years
10.44%
0%
10.44%
3 Years
-3.67%
0%
-3.67%
4 Years
-44.25%
0%
-44.25%
5 Years
-37.76%
0%
-37.76%

CoreCard Corp. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
12.62%
EBIT Growth (5y)
-4.87%
EBIT to Interest (avg)
11.04
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
-0.51
Sales to Capital Employed (avg)
1.09
Tax Ratio
21.62%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
50.84%
ROCE (avg)
52.55%
ROE (avg)
16.41%
Valuation key factors
Factor
Value
P/E Ratio
33
Industry P/E
Price to Book Value
4.18
EV to EBIT
22.51
EV to EBITDA
16.35
EV to Capital Employed
7.51
EV to Sales
3.25
PEG Ratio
0.17
Dividend Yield
NA
ROCE (Latest)
33.38%
ROE (Latest)
12.81%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Bearish
Bearish
OBV
Mildly Bearish
Mildly Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 28 Schemes (21.48%)

Foreign Institutions

Held by 30 Foreign Institutions (2.55%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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    "btn_text": "All Quarterly Results",
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        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is 5.26% vs 0.00% in Mar 2025",
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        "Jun'25",
        "Mar'25",
        "Change(%)"
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          "field": "Interest",
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          "val2": "0.00",
          "chgp": "",
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          "val2": "0.00",
          "chgp": "",
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        {
          "field": "Consolidate Net Profit",
          "val1": "2.00",
          "val2": "1.90",
          "chgp": "5.26%",
          "chgp_class": "positive"
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        {
          "field": "Operating Profit Margin (Excl OI)",
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Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQstock-summary
Jun'25
Mar'25
Change(%)
Net Sales
17.60
16.70
5.39%
Operating Profit (PBDIT) excl Other Income
3.50
3.60
-2.78%
Interest
0.00
0.00
Exceptional Items
0.00
0.00
Consolidate Net Profit
2.00
1.90
5.26%
Operating Profit Margin (Excl OI)
151.40%
168.20%
-1.68%
USD in Million.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Jun 2025 is 5.39% vs 12.84% in Mar 2025

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Jun 2025 is 5.26% vs 0.00% in Mar 2025

Annual Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
57.40
56.00
2.50%
Operating Profit (PBDIT) excl Other Income
10.10
11.70
-13.68%
Interest
0.00
0.00
Exceptional Items
0.00
-1.00
100.00%
Consolidate Net Profit
5.40
3.40
58.82%
Operating Profit Margin (Excl OI)
113.90%
94.80%
1.91%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in year ended Dec 2024 is 2.50% vs -19.77% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 58.82% vs -75.54% in Dec 2023

stock-summaryCompany CV
About CoreCard Corp. stock-summary
stock-summary
CoreCard Corp.
Software Products
Intelligent Systems Corporation is engaged in the business of providing technology solutions and processing services to the financial technology and services market. The Company's financial transaction solutions and services (FinTech) operations are conducted through its CoreCard Software, Inc. (CoreCard) subsidiary. CoreCard and its affiliate companies in Romania and India, as well as the corporate office provide administrative, human resources and executive management support. The Company also has two subsidiaries, CoreCard SRL in Romania and ISC Software in India, that perform software development and testing, as well as processing operations support for CoreCard. CoreCard designs, develops, and markets a suite of software solutions to accounts receivable businesses, financial institutions, retailers and processors to manage their credit and debit cards, prepaid cards, private label cards, fleet cards, loyalty programs, and accounts receivable and small loan transactions.
Company Coordinates stock-summary
Company Details
4355 Shackleford Rd , NORCROSS GA : 30093-2931
stock-summary
Tel: 1 404 38129001 770 3812900
stock-summary
Registrar Details