Kemper Corp.

  • Market Cap: Small Cap
  • Industry: Insurance
  • ISIN: US4884011002
USD
39.34
0.11 (0.28%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

546.15 k

Shareholding (Mar 2025)

FII

8.26%

Held by 111 FIIs

DII

43.56%

Held by 55 DIIs

Promoter

0.01%

How big is Kemper Corp.?

22-Jun-2025

As of Jun 18, Kemper Corp. has a market capitalization of $4.02 billion, with total assets of $12.63 billion and shareholder's funds of $2.79 billion.

Market Cap: As of Jun 18, Kemper Corp. has a market capitalization of 4,021.44 million, classifying it as a Small Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, Kemper Corp. reported net sales of 0.00 million and a consolidated net profit of 339.30 million.<BR><BR>Balance Sheet Snapshot: As of Dec'24, the company's shareholder's funds amounted to 2,788.40 million, while total assets were reported at 12,630.40 million.

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What does Kemper Corp. do?

22-Jun-2025

Kemper Corporation is a diversified insurance holding company with a market cap of approximately $4.02 billion, reporting a net profit of $97 million for Q1 2025. Key metrics include a P/E ratio of 11.00, a dividend yield of 2.01%, and a return on equity of 12.88%.

Overview:<BR>Kemper Corporation is a diversified insurance holding company that operates in the insurance industry and falls within the small-cap market bracket.<BR><BR>Financial Snapshot:<BR>Net Profit: 97 Million (Quarterly Results - Mar 2025)<BR>Market cap: USD 4,021.44 Million (Small Cap)<BR><BR>Key Metrics:<BR>P/E: 11.00<BR>Dividend Yield: 2.01%<BR>Debt Equity: -999,999.00<BR>Return on Equity: 12.88%<BR>Price to Book: 1.38<BR><BR>Contact Details:<BR>Address: 200 E Randolph St Ste 3300, CHICAGO IL: 60601-6509<BR>Tel: ['1 312 6614600', '1 312 6614930']<BR>Fax: 1 302 6555049<BR>Website: https://www.kemper.com/

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Who are in the management team of Kemper Corp.?

22-Jun-2025

As of March 2022, the management team of Kemper Corp. includes Robert Joyce (Independent Chairman), Joseph Lacher (President and CEO), and several directors, including Stuart Parker, Christopher Sarofim, Teresa Canida, George Cochran, and Kathleen Cronin. The team features a blend of executive leadership and independent directors.

As of March 2022, the management team of Kemper Corp. includes the following individuals:<BR><BR>- Mr. Robert Joyce, Independent Chairman of the Board<BR>- Mr. Joseph Lacher, President, Chief Executive Officer, Director<BR>- Mr. Stuart Parker, Director<BR>- Mr. Christopher Sarofim, Director<BR>- Ms. Teresa Canida, Independent Director<BR>- Mr. George Cochran, Independent Director<BR>- Ms. Kathleen Cronin, Independent Director<BR><BR>This team comprises a mix of executive leadership and independent directors, contributing to the governance of the company.

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Is Kemper Corp. overvalued or undervalued?

20-Sep-2025

As of August 6, 2025, Kemper Corp. is considered undervalued with a favorable P/E ratio of 11 and a PEG ratio of 0.01, despite underperforming the S&P 500 with a year-to-date return of -20.48%.

As of 6 August 2025, the valuation grade for Kemper Corp. has moved from fair to attractive, indicating a more favorable assessment of its market position. The company appears undervalued, particularly when considering its P/E ratio of 11, which is significantly lower than its peer, Everest Group Ltd., with a P/E of 31.11, and American Financial Group, Inc., at 15.03. Additionally, Kemper's PEG ratio stands out at an impressive 0.01, suggesting strong growth potential relative to its price.<BR><BR>In comparison to its peers, Kemper Corp. shows a favorable EV to EBITDA ratio of 78.62, especially when contrasted with RenaissanceRe Holdings Ltd. at 24.62, which indicates that Kemper may be undervalued in terms of earnings potential. Despite the attractive valuation metrics, the stock has underperformed relative to the S&P 500, with a year-to-date return of -20.48% compared to the index's 12.22%. This divergence reinforces the notion that Kemper Corp. is currently undervalued in the market.

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Is Kemper Corp. technically bullish or bearish?

20-Sep-2025

As of September 10, 2025, Kemper Corp. is in a bearish trend, indicated by negative technical signals and underperformance compared to the S&P 500, with a year-to-date return of -20.48% versus the S&P 500's 12.22%.

As of 10 September 2025, the technical trend for Kemper Corp. has changed from mildly bearish to bearish. The current stance is bearish, with key indicators supporting this view including a bearish MACD on the weekly timeframe, bearish Bollinger Bands on both weekly and monthly timeframes, and bearish daily moving averages. The KST and OBV indicators are also bearish on the weekly timeframe. Despite a bullish RSI on the weekly, the overall technical picture remains negative. <BR><BR>In terms of performance, Kemper Corp. has underperformed the S&P 500 across multiple periods, with a year-to-date return of -20.48% compared to the S&P 500's 12.22%, and a one-year return of -13.09% versus the S&P 500's 17.14%.

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Dashboard
1

Below par performance in long term as well as near term

  • Along with generating -44.19% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months
stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Insurance

stock-summary
Market cap

USD 3,352 Million (Small Cap)

stock-summary
P/E

11.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

2.43%

stock-summary
Debt Equity

-999,999.00

stock-summary
Return on Equity

12.65%

stock-summary
Price to Book

1.13

Revenue and Profits:
Net Sales:
(Quarterly Results - Jun 2025)
Net Profit:
70 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-27.38%
0%
-27.38%
6 Months
-38.06%
0%
-38.06%
1 Year
-44.43%
0%
-44.43%
2 Years
-15.18%
0%
-15.18%
3 Years
-30.97%
0%
-30.97%
4 Years
-27.07%
0%
-27.07%
5 Years
-49.13%
0%
-49.13%

Kemper Corp. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
-0.88%
EBIT Growth (5y)
18.66%
EBIT to Interest (avg)
-2.16
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
19.54%
Dividend Payout Ratio
25.27%
Pledged Shares
0
Institutional Holding
92.26%
ROCE (avg)
0.03%
ROE (avg)
5.53%
Valuation key factors
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
1.40
EV to EBIT
4056.57
EV to EBITDA
78.62
EV to Capital Employed
1.41
EV to Sales
0.86
PEG Ratio
0.01
Dividend Yield
1.97%
ROCE (Latest)
ROE (Latest)
12.88%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
Bullish
Bullish
Bollinger Bands
Mildly Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
No Trend
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 78 Schemes (48.15%)

Foreign Institutions

Held by 111 Foreign Institutions (8.26%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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    "link": "quarterly",
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    "header": "Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ",
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        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is -28.04% vs 1.36% in Mar 2025",
        "dir": -1
      }
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    "table": {
      "header": [
        "Jun'25",
        "Mar'25",
        "Change(%)"
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          "field": "Net Sales",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
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        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "13.00",
          "val2": "12.50",
          "chgp": "4.00%",
          "chgp_class": "positive"
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        {
          "field": "Interest",
          "val1": "9.00",
          "val2": "11.40",
          "chgp": "-21.05%",
          "chgp_class": "positive"
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          "field": "Exceptional Items",
          "val1": "-7.40",
          "val2": "-5.00",
          "chgp": "-48.00%",
          "chgp_class": "negative"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "69.80",
          "val2": "97.00",
          "chgp": "-28.04%",
          "chgp_class": "negative"
        },
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          "field": "Operating Profit Margin (Excl OI)",
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Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQstock-summary
Jun'25
Mar'25
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
13.00
12.50
4.00%
Interest
9.00
11.40
-21.05%
Exceptional Items
-7.40
-5.00
-48.00%
Consolidate Net Profit
69.80
97.00
-28.04%
Operating Profit Margin (Excl OI)
84.50%
114.20%
-2.97%
USD in Million.
Net Sales

QoQ Growth in quarter ended Jun 2025 is 0.00% vs 0.00% in Mar 2025

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Jun 2025 is -28.04% vs 1.36% in Mar 2025

Annual Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
0.00
0.00
Operating Profit (PBDIT) excl Other Income
53.70
58.60
-8.36%
Interest
56.90
56.10
1.43%
Exceptional Items
-46.10
-171.00
73.04%
Consolidate Net Profit
312.50
-272.30
214.76%
Operating Profit Margin (Excl OI)
112.00%
0.50%
11.15%
USD in Million.
Net Sales

YoY Growth in year ended Dec 2024 is 0.00% vs 0.00% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 214.76% vs 4.99% in Dec 2023

stock-summaryCompany CV
About Kemper Corp. stock-summary
stock-summary
Kemper Corp.
Insurance
Kemper Corporation (Kemper) is a diversified insurance holding company. The Company, through its subsidiaries, provides automobile, homeowners, life, health and other insurance products to individuals and businesses. The Company operates through two segments: Property & Casualty Insurance, and Life & Health Insurance. The Property & Casualty Insurance segment's products include personal automobile insurance, both preferred and nonstandard, homeowners insurance, other personal insurance and commercial automobile insurance. These products are distributed primarily through independent agents and brokers. The Life & Health Insurance segment's products are individual life, accident, health and property insurance. These products are distributed by career agents employed by the Company and independent agents and brokers.
Company Coordinates stock-summary
Company Details
200 E Randolph St Ste 3300 , CHICAGO IL : 60601-6509
stock-summary
Tel: 1 312 66146001 312 6614930
stock-summary
Registrar Details