PennyMac Mortgage Investment Trust

  • Market Cap: Small Cap
  • Industry: Realty
  • ISIN: US70931T1034
USD
12.66
-0.23 (-1.78%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

876.62 k

Shareholding (Mar 2025)

FII

6.29%

Held by 75 FIIs

DII

50.29%

Held by 52 DIIs

Promoter

0.06%

How big is PennyMac Mortgage Investment Trust?

22-Jun-2025

As of Jun 18, PennyMac Mortgage Investment Trust has a market capitalization of 1,066.75 million and reported net sales of 1,462.65 million with a net profit of 122.71 million over the latest four quarters.

Market Cap: As of Jun 18, PennyMac Mortgage Investment Trust has a market capitalization of 1,066.75 million, classifying it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, PennyMac Mortgage Investment Trust reported net sales of 1,462.65 million and a net profit of 122.71 million.<BR><BR>Balance Sheet Snapshot: As of Dec 24, the company reported shareholder's funds of 1,938.50 million and total assets of 14,408.71 million.

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What does PennyMac Mortgage Investment Trust do?

22-Jun-2025

PennyMac Mortgage Investment Trust is a specialty finance company that invests in residential mortgage loans and related assets, with a market cap of approximately $1.07 billion. As of March 2025, it reported net sales of $388 million and a net profit of $10 million.

Overview:<BR>PennyMac Mortgage Investment Trust is a specialty finance company that invests primarily in residential mortgage loans and mortgage-related assets, operating within the Realty industry and classified as a micro-cap company.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 388 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 10 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 1,066.75 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 3.00 <BR>Dividend Yield: 979.24% <BR>Debt Equity: -999,999.00 <BR>Return on Equity: 21.99% <BR>Price to Book: 0.56 <BR><BR>Contact Details:<BR>Address: 3043 Townsgate Rd, WESTLAKE VILLAGE CA: 91361-3027 <BR>Tel: ['1 818 2247442', '1 818 2247028'] <BR>Website: http://www.pennymacmortgageinvestmenttrust.com/

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Who are in the management team of PennyMac Mortgage Investment Trust?

22-Jun-2025

As of March 2022, the management team of PennyMac Mortgage Investment Trust includes Non-Executive Chairman Stanford Kurland, President and CEO David Spector, Independent Lead Trustee Preston DuFauchard, and Independent Trustees Scott Carnahan, Randall Hadley, and Nancy McAllister. They oversee the company's operations and strategic direction.

As of March 2022, the management team of PennyMac Mortgage Investment Trust includes the following individuals:<BR><BR>- Mr. Stanford Kurland, who serves as the Non-Executive Chairman of the Trustee.<BR>- Mr. David Spector, who is the President, Chief Executive Officer, and Trustee.<BR>- Mr. Preston DuFauchard, who is the Independent Lead Trustee.<BR>- Mr. Scott Carnahan, who is an Independent Trustee.<BR>- Mr. Randall Hadley, who is also an Independent Trustee.<BR>- Ms. Nancy McAllister, who serves as an Independent Trustee.<BR><BR>This team is responsible for overseeing the operations and strategic direction of the company.

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Is PennyMac Mortgage Investment Trust overvalued or undervalued?

20-Sep-2025

As of April 27, 2023, PennyMac Mortgage Investment Trust is considered very attractive due to its undervalued metrics, including a P/E ratio of 3 and a price-to-book value of 0.57, despite struggling with stock performance, showing a one-year return of -14.46% compared to the S&P 500's 17.14%.

As of 27 April 2023, the valuation grade for PennyMac Mortgage Investment Trust has moved from does not qualify to very attractive, indicating a significant improvement in its perceived value. The company appears undervalued, supported by a P/E ratio of 3, a price-to-book value of 0.57, and an EV to EBITDA ratio of 0.57. In comparison to peers, PennyMac's P/E ratio is notably lower than The GEO Group, Inc. at 32.63 and Uniti Group, Inc. at 50.89, highlighting its relative attractiveness in the market.<BR><BR>Despite its appealing valuation metrics, PennyMac has struggled with stock performance, showing a one-year return of -14.46% compared to the S&P 500's 17.14%, and a three-year return of -17.97% against the benchmark's 70.41%. This disparity underscores the potential for value realization as the market may eventually correct the current undervaluation of the stock.

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Is PennyMac Mortgage Investment Trust technically bullish or bearish?

05-Nov-2025

As of October 31, 2025, PennyMac Mortgage Investment Trust has a bearish outlook, with key indicators confirming this trend, underperforming the S&P 500 significantly year-to-date and over the past year.

As of 31 October 2025, the technical trend for PennyMac Mortgage Investment Trust has changed from mildly bearish to bearish. The current stance is bearish, with key indicators such as the daily moving averages confirming this bearish sentiment. The weekly MACD is mildly bullish, but the monthly MACD and KST are both bearish, indicating weakness in the longer-term trend. Additionally, Bollinger Bands are mildly bearish on both weekly and monthly time frames. <BR><BR>In terms of performance, the stock has underperformed significantly against the S&P 500 across multiple periods, with a year-to-date return of -3.26% compared to the S&P 500's 16.30%, and a 1-year return of -9.64% versus 19.89% for the benchmark. Overall, the technical indicators suggest a bearish outlook for PennyMac Mortgage Investment Trust.

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Dashboard
1

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 25.23%

 
2

Healthy long term growth as Operating profit has grown by an annual rate of 29.72%

 
3

Flat results in Jun 25

4

With ROE of 21.99%, it has a very attractive valuation with a 0.57 Price to Book Value

5

Consistent Underperformance against the benchmark over the last 3 years

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Realty

stock-summary
Market cap

USD 1,086 Million (Small Cap)

stock-summary
P/E

3.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

645.54%

stock-summary
Debt Equity

-999,999.00

stock-summary
Return on Equity

20.84%

stock-summary
Price to Book

0.58

Revenue and Profits:
Net Sales:
407 Million
(Quarterly Results - Jun 2025)
Net Profit:
7 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
0.72%
0%
0.72%
6 Months
2.93%
0%
2.93%
1 Year
-6.29%
0%
-6.29%
2 Years
-13.29%
0%
-13.29%
3 Years
-16.6%
0%
-16.6%
4 Years
-29.12%
0%
-29.12%
5 Years
-30.48%
0%
-30.48%

PennyMac Mortgage Investment Trust for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
10.45%
EBIT Growth (5y)
29.72%
EBIT to Interest (avg)
2.30
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
Tax Ratio is Negative%
Dividend Payout Ratio
116.98%
Pledged Shares
0
Institutional Holding
77.58%
ROCE (avg)
63.08%
ROE (avg)
25.23%
Valuation key factors
Factor
Value
P/E Ratio
3
Industry P/E
Price to Book Value
0.57
EV to EBIT
0.57
EV to EBITDA
0.57
EV to Capital Employed
0.43
EV to Sales
0.43
PEG Ratio
1.32
Dividend Yield
965.84%
ROCE (Latest)
76.02%
ROE (Latest)
21.99%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bullish
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 57 Schemes (43.27%)

Foreign Institutions

Held by 75 Foreign Institutions (6.29%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQ",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is 5.03% vs 51.31% in Mar 2025",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "QoQ Growth in quarter ended Jun 2025 is -22.92% vs -79.31% in Mar 2025",
        "dir": 1
      }
    ],
    "table": {
      "header": [
        "Jun'25",
        "Mar'25",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "407.30",
          "val2": "387.80",
          "chgp": "5.03%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "296.60",
          "val2": "319.60",
          "chgp": "-7.20%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "205.10",
          "val2": "182.10",
          "chgp": "12.63%",
          "chgp_class": "negative"
        },
        {
          "field": "Exceptional Items",
          "val1": "-75.10",
          "val2": "-144.60",
          "chgp": "48.06%",
          "chgp_class": "positive"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "7.40",
          "val2": "9.60",
          "chgp": "-22.92%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "729.80%",
          "val2": "826.20%",
          "chgp": "-9.64%",
          "chgp_class": "negative"
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  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "header": "Annual Results Snapshot (Consolidated) - Dec'24",
    "rhs": [
      {
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        "suffix": "YoY Growth in year ended Dec 2024 is -19.37% vs 223.88% in Dec 2023",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is -19.38% vs 370.28% in Dec 2023",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Dec'24",
        "Dec'23",
        "Change(%)"
      ],
      "body": [
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          "field": "Net Sales",
          "val1": "1,355.80",
          "val2": "1,681.60",
          "chgp": "-19.37%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "1,008.70",
          "val2": "1,266.50",
          "chgp": "-20.36%",
          "chgp_class": "negative"
        },
        {
          "field": "Interest",
          "val1": "714.70",
          "val2": "738.00",
          "chgp": "-3.16%",
          "chgp_class": "positive"
        },
        {
          "field": "Exceptional Items",
          "val1": "-170.40",
          "val2": "-296.80",
          "chgp": "42.59%",
          "chgp_class": "positive"
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        {
          "field": "Consolidate Net Profit",
          "val1": "160.60",
          "val2": "199.20",
          "chgp": "-19.38%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "758.00%",
          "val2": "760.70%",
          "chgp": "-0.27%",
          "chgp_class": "negative"
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]
Quarterly Results Snapshot (Consolidated) - Jun'25 - QoQstock-summary
Jun'25
Mar'25
Change(%)
Net Sales
407.30
387.80
5.03%
Operating Profit (PBDIT) excl Other Income
296.60
319.60
-7.20%
Interest
205.10
182.10
12.63%
Exceptional Items
-75.10
-144.60
48.06%
Consolidate Net Profit
7.40
9.60
-22.92%
Operating Profit Margin (Excl OI)
729.80%
826.20%
-9.64%
USD in Million.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Jun 2025 is 5.03% vs 51.31% in Mar 2025

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Jun 2025 is -22.92% vs -79.31% in Mar 2025

Annual Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
1,355.80
1,681.60
-19.37%
Operating Profit (PBDIT) excl Other Income
1,008.70
1,266.50
-20.36%
Interest
714.70
738.00
-3.16%
Exceptional Items
-170.40
-296.80
42.59%
Consolidate Net Profit
160.60
199.20
-19.38%
Operating Profit Margin (Excl OI)
758.00%
760.70%
-0.27%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in year ended Dec 2024 is -19.37% vs 223.88% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2024 is -19.38% vs 370.28% in Dec 2023

stock-summaryCompany CV
About PennyMac Mortgage Investment Trust stock-summary
stock-summary
PennyMac Mortgage Investment Trust
Realty
PennyMac Mortgage Investment Trust is a specialty finance company that invests primarily in residential mortgage loans and mortgage-related assets. The Company conducts all of its operations, and makes all of its investments, through PennyMac Operating Partnership, L.P. (its Operating Partnership) and its subsidiaries. It operates through two segments: correspondent production and investment activities. Its investment activities segment represents the Company's investments in mortgage-related assets. The correspondent production segment represents the Company's operations aimed at serving as an intermediary between mortgage lenders and the capital markets by purchasing, pooling and reselling newly originated prime credit quality mortgage loans either directly or in the form of MBS, using the services of PNMAC Capital Management (the Manager or PCM) and PennyMac Loan Services, LLC (PLS), both indirect subsidiaries of PennyMac Financial Services, Inc. (PFSI or PennyMac).
Company Coordinates stock-summary
Company Details
3043 Townsgate Rd , WESTLAKE VILLAGE CA : 91361-3027
Registrar Details