BCSF Share Price | Bain Capital Specialty Finance, Inc. Stock Analysis & Recommendation

Q: What does Bain Capital Specialty Finance, Inc. do?

Overview:Bain Capital Specialty Finance, Inc. is a managed specialty finance company focused on lending to middle market companies within the finance industry and operates in the micro-cap market.Financial Snapshot:- Most recent Net Sales: 40 Million (Quarterly Results - Mar 2025)- Most recent Net Profit: 29 Million (Quarterly Results - Mar 2025)- Market cap: USD 965.24 Million (Micro Cap)Key Metrics:- P/E: 9.00- Dividend Yield: 15.05%- Debt Equity: -0.09- Return on Equity: 9.86%- Price to Book: 0.84Contact Details:- Address: 200 Clarendon St, BOSTON MA : 02116-5021- Tel: 1 617 5162318- Website: https://www.baincapitalbdc.com/bain-capital-specialty-finance

Q: Is Bain Capital Specialty Finance, Inc. overvalued or undervalued?

As of 24 February 2021, Bain Capital Specialty Finance, Inc. has moved from a risky to a very attractive valuation grade. The company appears to be undervalued, with a P/E ratio of 9, a Price to Book Value of 0.89, and an EV to EBIT of 4.36. In comparison to its peers, Bain Capital's P/E ratio of 9.45 is lower than Blackstone Secured Lending Fund's 10.85 and higher than Viper Energy, Inc.'s 8.34, indicating a competitive position within the industry.Despite recent underperformance, with a year-to-date return of -15.18% compared to the S&P 500's 12.22%, the company's high dividend yield of 11.45% and strong ROCE of 19.89% suggest potential for recovery and value appreciation. Overall, the current metrics support the conclusion that Bain Capital Specialty Finance, Inc. is undervalued relative to its peers and the broader market.

Q: Is Bain Capital Specialty Finance, Inc. technically bullish or bearish?

As of 8 August 2025, the technical trend for Bain Capital Specialty Finance, Inc. has changed from bearish to mildly bearish. The weekly MACD indicates a mildly bullish stance, while the monthly MACD shows a mildly bearish outlook. The Bollinger Bands and daily moving averages are bearish, suggesting short-term weakness. The KST is mildly bullish on a weekly basis but mildly bearish monthly, and the Dow Theory reflects a mildly bearish trend on the weekly chart with no trend on the monthly. The OBV shows a mildly bearish stance weekly but is mildly bullish monthly.In terms of performance, the stock has underperformed the S&P 500 across multiple periods, with a year-to-date return of -15.18% compared to the S&P 500's 12.22%, and a one-year return of -12.33% versus 17.14%. Overall, the current technical stance is mildly bearish, indicating some weakness in the stock's performance.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

485.62 k

Shareholding (Dec 2025)

FII

5.13%

Held by 32 FIIs

DII

91.85%

Held by 8 DIIs

Promoter

0.14%

How big is Bain Capital Specialty Finance, Inc.?

22-Jun-2025

As of Jun 18, Bain Capital Specialty Finance, Inc. has a market capitalization of 965.24 million, with net sales of 246.58 million and a net profit of 112.88 million over the latest four quarters. The balance sheet shows shareholder's funds of 1,139.67 million and total assets of 2,632.16 million.

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What does Bain Capital Specialty Finance, Inc. do?

22-Jun-2025

Bain Capital Specialty Finance, Inc. is a managed specialty finance company that lends to middle market companies in the finance industry, with a recent market cap of approximately $965 million. Key financial metrics include a P/E ratio of 9.00 and a dividend yield of 15.05%.

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Who are in the management team of Bain Capital Specialty Finance, Inc.?

22-Jun-2025

As of March 2022, the management team of Bain Capital Specialty Finance, Inc. includes Chairman Jeffrey Hawkins, CEO Michael Ewald, and six independent directors: Amy Butte, David Fubini, Thomas Hough, Jay Margolis, and Clare Richer. They oversee the company's strategic direction and operations.

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Is Bain Capital Specialty Finance, Inc. overvalued or undervalued?

20-Sep-2025

As of February 24, 2021, Bain Capital Specialty Finance, Inc. is considered undervalued with a P/E ratio of 9, a Price to Book Value of 0.89, and a high dividend yield of 11.45%, despite a year-to-date return of -15.18%, indicating potential for recovery compared to its peers.

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Is Bain Capital Specialty Finance, Inc. technically bullish or bearish?

20-Sep-2025

As of August 8, 2025, Bain Capital Specialty Finance, Inc. shows a mildly bearish technical trend, with mixed indicators suggesting short-term weakness and underperformance compared to the S&P 500.

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Compare Bain Capital Specialty Finance, Inc. with Similar Stocks

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

The company has declared negative results for the last 2 consecutive quarters

NET SALES(HY) At USD 114.19 MM has Grown at -21.53%
OPERATING CASH FLOW(Y) Lowest at USD 111.95 MM
NET PROFIT(9M) At USD 74.41 MM has Grown at -21.88%

Below par performance in long term as well as near term

Mojo Parameters

Stock DNA

Industry

Finance

Market cap

USD 777 Million (Small Cap)

P/E

8.00

Industry P/E

Dividend Yield

19.73%

Debt Equity

-0.09

Return on Equity

8.25%

Price to Book

0.69

Revenue and Profits:

Net Sales:

69 Million

(Quarterly Results - Dec 2025)

Net Profit:

28 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-10.2%

6 Months

-14.06%

1 Year

-26.57%

2 Years

-21.7%

3 Years

2.82%

4 Years

-22.19%

5 Years

-18.09%

Bain Capital Specialty Finance, Inc. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

6.50%

EBIT Growth (5y)

24.68%

EBIT to Interest (avg)

3.00

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

0.19

Tax Ratio

3.86%

Dividend Payout Ratio

90.83%

Pledged Shares

Institutional Holding

59.15%

ROCE (avg)

19.03%

ROE (avg)

11.01%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.69

EV to EBIT

3.34

EV to EBITDA

3.34

EV to Capital Employed

0.63

EV to Sales

2.53

PEG Ratio

Dividend Yield

19.73%

ROCE (Latest)

18.81%

ROE (Latest)

8.25%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Dow Theory

Mildly Bearish

OBV

No Trend

Mildly Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Dec 2025

Shareholding Compare (%holding)

Majority shareholders

Foreign Institutions

Domestic Funds

Held in 10 Schemes (2.8%)

Foreign Institutions

Held by 32 Foreign Institutions (5.13%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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          "val1": "19.60",
          "val2": "20.30",
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        "Dec'25",
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          "chgp": "-9.19%",
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          "field": "Interest",
          "val1": "80.60",
          "val2": "74.70",
          "chgp": "7.90%",
          "chgp_class": "negative"
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Quarterly Results Snapshot (Consolidated) - Dec'25 - QoQ

Dec'25

Sep'25

Change(%)

Net Sales

68.60

56.40

21.63%

Operating Profit (PBDIT) excl Other Income

48.40

39.70

21.91%

Interest

19.60

20.30

-3.45%

Exceptional Items

0.00

Consolidate Net Profit

27.80

18.70

48.66%

Operating Profit Margin (Excl OI)

705.80%

702.60%

0.32%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Dec 2025 is 21.63% vs -23.47% in Sep 2025

Consolidated Net Profit

QoQ Growth in quarter ended Dec 2025 is 48.66% vs -21.10% in Sep 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

239.20

284.50

-15.92%

Operating Profit (PBDIT) excl Other Income

180.90

199.20

-9.19%

Interest

80.60

74.70

7.90%

Exceptional Items

0.00

Consolidate Net Profit

98.80

119.40

-17.25%

Operating Profit Margin (Excl OI)

756.30%

700.00%

5.63%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2025 is -15.92% vs 12.23% in Dec 2024

Consolidated Net Profit

YoY Growth in year ended Dec 2025 is -17.25% vs -3.24% in Dec 2024

All Annual Results

Company CV

About Bain Capital Specialty Finance, Inc.

Bain Capital Specialty Finance, Inc.

Finance

Bain Capital Specialty Finance, Inc. is a managed specialty finance company focused on lending to middle market companies. The fund seeks to invest in senior investments with a first or second lien on collateral, senior first lien, stretch senior, senior second lien, unitranche, mezzanine debt, junior securities, other junior investments, and secondary purchases of assets or portfolios that primarily consist of middle-market corporate debt. The Company’s investment portfolio also includes corporate bonds, investment vehicles, equity interest, and preferred equity. It focuses on structuring, monitoring, and managing each of its current and prospective portfolio company investments. The Company also draws on the broader capabilities within Bain Capital’s platform of investment professionals around the world.

Company Coordinates

Company Details

200 Clarendon St , BOSTON MA : 02116-5021

Tel: 1 617 5162318

https://www.baincapitalbdc.com/bain-capital-specialty-finance

Registrar Details