PagSeguro Digital Ltd.

  • Market Cap: Small Cap
  • Industry: Miscellaneous
  • ISIN: KYG687071012
USD
10.61
-0.25 (-2.3%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

1.22 M

Shareholding (Sep 2025)

FII

20.84%

Held by 167 FIIs

DII

47.17%

Held by 49 DIIs

Promoter

0.00%

How big is PagSeguro Digital Ltd.?

22-Jun-2025

As of Jun 18, PagSeguro Digital Ltd. has a market capitalization of 3,052.20 million, with net sales of 3,359.78 million and a net profit of 384.79 million for the latest four quarters. The balance sheet shows shareholder's funds of 2,374.35 million and total assets of 11,800.32 million.

As of Jun 18, PagSeguro Digital Ltd. has a market capitalization of 3,052.20 million, categorizing it as a Small Cap company.<BR><BR>As of Jun 18, the company reported net sales of 3,359.78 million and a net profit of 384.79 million for the latest four quarters.<BR><BR>As of Dec 24, the balance sheet shows shareholder's funds of 2,374.35 million and total assets amounting to 11,800.32 million.

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What does PagSeguro Digital Ltd. do?

22-Jun-2025

PagSeguro Digital Ltd. provides financial technology solutions for micro-merchants and small to medium-sized businesses in Brazil. As of March 2025, it reported net sales of $806 million and a net profit of $90 million, with a market cap of $3.05 billion.

Overview: <BR>PagSeguro Digital Ltd. is a provider of financial technology solutions focused primarily on micro-merchants, small companies, and medium-sized companies in Brazil, operating within the miscellaneous industry and classified as a small-cap company.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 806 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 90 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 3,052.20 Million (Small Cap)<BR><BR>Key Metrics: <BR>P/E: 8.00 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 2.26 <BR>Return on Equity: 14.75% <BR>Price to Book: 1.17<BR><BR>Contact Details: <BR>Address: Av. Brigadeiro Faria Lima, 1384, 4 andar, parte A SAO PAULO None : 01.451-001 <BR>Tel: ['55 11 39149524', '55 11 39149524'] <BR>Website: http://investors.pagseguro.com/

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Who are in the management team of PagSeguro Digital Ltd.?

22-Jun-2025

As of March 2022, the management team of PagSeguro Digital Ltd. includes Mr. Luis Frias (Chairman and CEO), Mr. Eduardo Alcaro (CFO), Mr. Richardo Da Silva (Executive Officer), and several directors including Mrs. Maria Judith de Brito, Ms. Marcia De Mello, Ms. Noemia Gushiken, and Mr. Cleveland Teixeira. They oversee the company's strategic direction and management.

As of March 2022, the management team of PagSeguro Digital Ltd. includes the following individuals:<BR><BR>- Mr. Luis Frias, who serves as the Chairman of the Board and Principal Executive Officer.<BR>- Mr. Eduardo Alcaro, who holds the positions of Chief Financial Officer, Chief Accounting Officer, Investor Relations Officer, and Director.<BR>- Mr. Richardo Da Silva, who is an Executive Officer and Director.<BR>- Mrs. Maria Judith de Brito, who serves as a Director.<BR>- Ms. Marcia De Mello, who is an Independent Director.<BR>- Ms. Noemia Gushiken, who is also an Independent Director.<BR>- Mr. Cleveland Teixeira, who serves as an Independent Director. <BR><BR>This team is responsible for the strategic direction and management of the company.

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Is PagSeguro Digital Ltd. overvalued or undervalued?

20-Sep-2025

As of July 7, 2025, PagSeguro Digital Ltd. is considered an attractive investment due to its undervalued P/E ratio of 8, strong year-to-date return of 69.97%, and favorable PEG ratio of 1.57, indicating significant growth potential compared to its peers.

As of 7 July 2025, the valuation grade for PagSeguro Digital Ltd. has moved from fair to attractive, indicating a positive shift in its valuation outlook. The company appears to be undervalued, with a P/E ratio of 8, which is significantly lower than peers like Laureate Education, Inc. at 21.23 and CBIZ, Inc. at 47.91. Additionally, PagSeguro's EV to EBITDA stands at 6.22, compared to the industry average, suggesting it is trading at a discount relative to its earnings potential.<BR><BR>In terms of performance, PagSeguro has shown strong returns, with a year-to-date return of 69.97%, significantly outpacing the S&P 500's 12.22% during the same period. This performance reinforces the notion that the stock may be undervalued, especially when considering its PEG ratio of 1.57, which indicates growth potential relative to its price. Overall, PagSeguro Digital Ltd. presents an attractive investment opportunity compared to its peers and the broader market.

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Is PagSeguro Digital Ltd. technically bullish or bearish?

05-Nov-2025

As of October 31, 2025, PagSeguro Digital Ltd. shows a bullish trend overall, despite mixed signals from various indicators, with recent underperformance compared to the S&P 500 in the short term but strong year-to-date returns.

As of 31 October 2025, the technical trend for PagSeguro Digital Ltd. has changed from mildly bullish to bullish. The weekly MACD is mildly bearish while the monthly MACD is mildly bullish, indicating mixed signals. The RSI shows no signal on the weekly chart and is bearish on the monthly. Bollinger Bands are mildly bullish for both weekly and monthly periods, and the KST is bullish on both time frames. Moving averages are mildly bullish on the daily chart. Dow Theory and OBV show no trend in both weekly and monthly analyses.<BR><BR>In terms of multi-period returns, PagSeguro has underperformed compared to the S&P 500 over the 1-week and 1-month periods, with returns of -6.43% and -0.43% respectively, while it has outperformed YTD with a return of 48.72% compared to 16.30% for the S&P 500. However, over longer periods, it has significantly underperformed, with a 3-year return of -35.39% versus 76.66% for the benchmark.<BR><BR>Overall, the current technical stance is bullish but with caution due to mixed signals across different indicators.

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Dashboard

1

High Management Efficiency with a high ROCE of 19.19%

 
2

Healthy long term growth as Net Sales has grown by an annual rate of 20.75% and Operating profit at 24.38%

 
3

Flat results in Jun 25

4

With ROCE of 13.13%, it has a attractive valuation with a 1.03 Enterprise value to Capital Employed

5

Market Beating Performance

stock-summaryMojo Parameters

Mojo Parameters

Stock DNA

stock-summary
Industry

Miscellaneous

stock-summary
Market cap

USD 2,194 Million (Small Cap)

stock-summary
P/E

8.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

2.49

stock-summary
Return on Equity

13.91%

stock-summary
Price to Book

0.78

Revenue and Profits:
Net Sales:
902 Million
(Quarterly Results - Sep 2025)
Net Profit:
102 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
10.18%
0%
10.18%
6 Months
31.8%
0%
31.8%
1 Year
35.16%
0%
35.16%
2 Years
-19.5%
0%
-19.5%
3 Years
10.06%
0%
10.06%
4 Years
-40.69%
0%
-40.69%
5 Years
-81.13%
0%
-81.13%

PagSeguro Digital Ltd. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions

News

Icon
No Recent News for the Company

Announcements stock-summary

Icon
No announcement available

Corporate Actions stock-summary

Icon
No corporate action available
stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
20.75%
EBIT Growth (5y)
24.38%
EBIT to Interest (avg)
4.31
Debt to EBITDA (avg)
1.68
Net Debt to Equity (avg)
2.26
Sales to Capital Employed (avg)
0.45
Tax Ratio
9.68%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
79.90%
ROCE (avg)
19.19%
ROE (avg)
12.67%

Valuation key factors

Factor
Value
P/E Ratio
8
Industry P/E
Price to Book Value
1.11
EV to EBIT
7.87
EV to EBITDA
6.22
EV to Capital Employed
1.03
EV to Sales
2.62
PEG Ratio
1.57
Dividend Yield
NA
ROCE (Latest)
13.13%
ROE (Latest)
14.75%

Technicals key factors

Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Sideways
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
No Trend
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Sep 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 71 Schemes (31.98%)

Foreign Institutions

Held by 167 Foreign Institutions (20.84%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Sep'25 - QoQ",
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          "val2": "397.60",
          "chgp": "8.22%",
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          "field": "Interest",
          "val1": "256.00",
          "val2": "225.80",
          "chgp": "13.37%",
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          "field": "Consolidate Net Profit",
          "val1": "101.80",
          "val2": "94.70",
          "chgp": "7.50%",
          "chgp_class": "positive"
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          "field": "Operating Profit Margin (Excl OI)",
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          "val1": "695.00",
          "val2": "654.60",
          "chgp": "6.17%",
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Quarterly Results Snapshot (Consolidated) - Sep'25 - QoQstock-summary

Sep'25
Jun'25
Change(%)
Net Sales
902.20
863.10
4.53%
Operating Profit (PBDIT) excl Other Income
430.30
397.60
8.22%
Interest
256.00
225.80
13.37%
Exceptional Items
0.00
0.00
Consolidate Net Profit
101.80
94.70
7.50%
Operating Profit Margin (Excl OI)
383.70%
368.30%
1.54%
USD in Million.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Sep 2025 is 4.53% vs 7.14% in Jun 2025

Direction Arrows
Consolidated Net Profit

QoQ Growth in quarter ended Sep 2025 is 7.50% vs 5.46% in Jun 2025

Annual Results Snapshot (Consolidated) - Dec'24stock-summary

Dec'24
Dec'23
Change(%)
Net Sales
3,400.80
3,139.30
8.33%
Operating Profit (PBDIT) excl Other Income
1,402.30
1,349.60
3.90%
Interest
695.00
654.60
6.17%
Exceptional Items
0.00
0.00
Consolidate Net Profit
392.60
331.10
18.57%
Operating Profit Margin (Excl OI)
325.00%
343.40%
-1.84%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in year ended Dec 2024 is 8.33% vs 6.95% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 18.57% vs 13.62% in Dec 2023

stock-summaryCompany CV
About PagSeguro Digital Ltd. stock-summary
stock-summary
PagSeguro Digital Ltd.
Miscellaneous
PagSeguro Digital Ltd is a provider of financial technology solution company. The Company is focused primarily on micro-merchants, small companies and medium-sized companies in Brazil. The Company offers multiple digital payment solutions, In-person payments via POS devices that we sell to clients, free digital accounts, and withdrawing account balances. Its end-to-end digital ecosystem enables its customers accept payments and manage their businesses. It offers safe, affordable, simple, mobile-first solutions for merchants to accept payments and manage their cash through their PagSeguro digital accounts, without the need for a bank account. Its digital account offers more than 30 cash-in methods and six cash-out options including its PagSeguro prepaid card, all using proprietary technology platform and backed by the trusted PagSeguro and UOL brands. Its digital ecosystem also features other digital financial services, business management tools and functionalities for its clients.
Company Coordinates stock-summary
Company Details
Av. Brigadeiro Faria Lima, 1384, 4 andar, parte A SAO PAULO None : 01.451-001
stock-summary
Tel: 55 11 3914952455 11 39149524
stock-summary
Registrar Details