GHIV Share Price | UWM Holdings Corp. Stock Analysis & Recommendation

Q: What does UWM Holdings Corp. do?

Overview: UWM Holdings Corp. is a blank check company in the finance industry, focused on pursuing business combinations across various sectors.Financial Snapshot: Most recent Net Sales: 613 Million (Quarterly Results - Mar 2025) Most recent Net Profit: -247 Million (Quarterly Results - Mar 2025) Market-cap: USD 6,300.85 Million (Mid Cap)Key Metrics: P/E: NA (Loss Making) Industry P/E: NA Dividend Yield: 0.42% Debt Equity: -999,999.00 Return on Equity: -184.76% Price to Book: 38.22Contact Details: Address: 9800 Wilshire Blvd., BEVERLY HILLS CA: 90212 Tel: 1 203 6296644 Fax: 1 302 6555049

Q: Is UWM Holdings Corp. overvalued or undervalued?

As of 7 August 2025, the valuation grade for UWM Holdings Corp. has moved from risky to very attractive, indicating a significant improvement in its investment appeal. The company appears undervalued, especially when considering its Price to Book Value of 40.74, EV to EBITDA of 45.41, and a notably low EV to Sales ratio of 2.53 compared to its peers. In the peer comparison, U-Haul Holding Co. is very expensive with a P/E of 45.54, while LendingClub Corp. shows a more favorable P/E of 25.58, reinforcing UWM's attractive valuation. Despite recent stock performance showing a decline of 26.35% over the past year compared to the S&P 500's gain of 17.14%, the long-term 3-year return of 78.05% suggests potential for recovery and growth.

Q: Is UWM Holdings Corp. technically bullish or bearish?

As of 19 September 2025, the technical trend for UWM Holdings Corp. has changed from mildly bearish to sideways. The current stance is neutral, with mixed signals across different time frames. The weekly MACD is bullish, while the monthly MACD is bearish. The daily moving averages indicate a bullish trend, but the monthly Bollinger Bands are sideways. The KST shows a bullish weekly trend but is bearish monthly. Dow Theory reflects a mildly bullish stance in both weekly and monthly views. In terms of performance, UWM Holdings has underperformed the S&P 500 over the past year with a return of -24.94% compared to the S&P's 16.64%, but it has outperformed over the last three years with a return of 81.09% versus 70.89%.

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

20.58 M

Shareholding (Dec 2025)

FII

9.72%

Held by 94 FIIs

DII

58.65%

Held by 55 DIIs

Promoter

1.38%

How big is UWM Holdings Corp.?

22-Jun-2025

As of Jun 18, UWM Holdings Corp. has a market capitalization of $6.3 billion, with net sales of $2.46 billion and a net profit of -$98.18 million over the last four quarters. Shareholder's funds are reported at $161.52 million, and total assets amount to $15.67 billion.

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What does UWM Holdings Corp. do?

22-Jun-2025

UWM Holdings Corp. is a blank check company in the finance sector, focusing on business combinations. As of March 2025, it reported net sales of $613 million and a net loss of $247 million, with a market cap of approximately $6.3 billion.

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Is UWM Holdings Corp. overvalued or undervalued?

20-Sep-2025

As of August 7, 2025, UWM Holdings Corp. has improved from a risky to a very attractive valuation, appearing undervalued with a low EV to Sales ratio and strong long-term returns despite a recent decline in stock performance.

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Is UWM Holdings Corp. technically bullish or bearish?

23-Sep-2025

As of September 19, 2025, UWM Holdings Corp. shows a neutral trend with mixed signals, underperforming the S&P 500 over the past year but outperforming it over the last three years.

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Compare UWM Holdings Corp. with Similar Stocks

Runway Growth Finance Corp.LendingClub Corp.World Acceptance Corp.

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 186.08%

Healthy long term growth as Net Sales has grown by an annual rate of 381.82% and Operating profit at 244.22%

With a growth in Net Sales of 23.69%, the company declared Very Positive results in Jun 25

With ROE of -184.76%, it has a risky valuation with a 40.74 Price to Book Value

Mojo Parameters

Stock DNA

Industry

Finance

Market cap

USD 5,808 Million (Small Cap)

P/E

48.00

Industry P/E

Dividend Yield

0.37%

Debt Equity

-999,999.00

Return on Equity

67.73%

Price to Book

32.69

Revenue and Profits:

Net Sales:

1,007 Million

(Quarterly Results - Dec 2025)

Net Profit:

164 Million

Total Returns

Total Returns (Price + Dividend)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

-19.22%

6 Months

-41.56%

1 Year

-36.29%

2 Years

-50.92%

3 Years

-21.26%

4 Years

-15.19%

5 Years

-55.69%

UWM Holdings Corp. for the last several years.

Risk Adjusted Returns v/s

News & Corporate Actions

News

No Recent News for the Company

Announcements

No announcement available

Corporate Actions

No corporate action available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

376.92%

EBIT Growth (5y)

176.43%

EBIT to Interest (avg)

5.98

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

10.02%

Dividend Payout Ratio

309.36%

Pledged Shares

Institutional Holding

100.00%

ROCE (avg)

ROE (avg)

186.08%

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

32.69

EV to EBIT

6.49

EV to EBITDA

6.11

EV to Capital Employed

-7.12

EV to Sales

2.00

PEG Ratio

Dividend Yield

0.37%

ROCE (Latest)

Negative Capital Employed

ROE (Latest)

67.73%

Technicals key factors

Indicator

Weekly

Monthly

MACD

Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Dow Theory

No Trend

Mildly Bearish

OBV

No Trend

Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Dec 2025

Shareholding Compare (%holding)

Majority shareholders

Domestic Funds

Held in 39 Schemes (30.24%)

Foreign Institutions

Held by 94 Foreign Institutions (9.72%)

Strategic Entities with highest holding

Highest Public shareholder

Financial

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        "Sep'25",
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          "field": "Interest",
          "val1": "144.80",
          "val2": "132.10",
          "chgp": "9.61%",
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          "val1": "-252.60",
          "val2": "-307.80",
          "chgp": "17.93%",
          "chgp_class": "positive"
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          "field": "Consolidate Net Profit",
          "val1": "164.50",
          "val2": "12.10",
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          "field": "Operating Profit Margin (Excl OI)",
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        "Dec'25",
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          "chgp": "62.12%",
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        {
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          "val1": "530.80",
          "val2": "490.80",
          "chgp": "8.15%",
          "chgp_class": "negative"
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        {
          "field": "Exceptional Items",
          "val1": "-1,060.40",
          "val2": "-295.00",
          "chgp": "-259.46%",
          "chgp_class": "negative"
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Quarterly Results Snapshot (Consolidated) - Dec'25 - QoQ

Dec'25

Sep'25

Change(%)

Net Sales

1,006.70

843.30

19.38%

Operating Profit (PBDIT) excl Other Income

580.80

464.50

25.04%

Interest

144.80

132.10

9.61%

Exceptional Items

-252.60

-307.80

17.93%

Consolidate Net Profit

164.50

12.10

1,259.50%

Operating Profit Margin (Excl OI)

563.30%

535.70%

2.76%

USD in Million.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Dec 2025 is 19.38% vs 11.15% in Sep 2025

Consolidated Net Profit

QoQ Growth in quarter ended Dec 2025 is 1,259.50% vs -96.15% in Sep 2025

All Quarterly Results

Annual Results Snapshot (Consolidated) - Dec'25

Dec'25

Dec'24

Change(%)

Net Sales

3,458.70

2,458.70

40.67%

Operating Profit (PBDIT) excl Other Income

1,897.60

1,170.50

62.12%

Interest

530.80

490.80

8.15%

Exceptional Items

-1,060.40

-295.00

-259.46%

Consolidate Net Profit

244.00

329.40

-25.93%

Operating Profit Margin (Excl OI)

532.60%

456.20%

7.64%

USD in Million.

Compare with Peers

Net Sales

YoY Growth in year ended Dec 2025 is 40.67% vs 13.54% in Dec 2024

Consolidated Net Profit

YoY Growth in year ended Dec 2025 is -25.93% vs 571.92% in Dec 2024

All Annual Results

Company CV

About UWM Holdings Corp.

UWM Holdings Corp.

Finance

Gores Holdings IV Inc. is a blank check company. The Company is formed for the purpose of effecting a merger, capital stock exchange, asset acquisition, stock purchase, reorganization or similar business combination with one or more businesses. The Company has not identified any potential business combination target and is focused on pursuing an acquisition opportunity in any business industry or sector. The Company is focused on identifying, acquiring and managing businesses in diverse sectors, including industrials, technology, telecommunications, media and entertainment, business services, healthcare and consumer products.

Company Coordinates

Company Details

9800 Wilshire Blvd. , BEVERLY HILLS CA : 90212

Tel: 1 203 6296644

Registrar Details