AMERISAFE, Inc.

How big is AMERISAFE, Inc.?

As of Jun 18, AMERISAFE, Inc. has a market capitalization of 888.50 million and reported net profit of 47.45 million over the last four quarters, with total assets of 1,049.74 million and shareholder's funds of 257.34 million.

As of Jun 18, AMERISAFE, Inc. has a market capitalization of 888.50 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported net sales of 0.00 million for the latest four quarters, while the net profit for the same period was 47.45 million.<BR><BR>As of Dec 24, the reporting period for the balance sheet shows shareholder's funds of 257.34 million and total assets amounting to 1,049.74 million.

What does AMERISAFE, Inc. do?

AMERISAFE, Inc. is an insurance holding company that specializes in providing workers' compensation insurance for small to mid-sized employers in hazardous industries. As of March 2025, it has a market cap of $888.50 million and reported a net profit of $9 million.

Overview:<BR>AMERISAFE, Inc. is an insurance holding company that provides workers' compensation insurance primarily for small to mid-sized employers in hazardous industries, including construction, trucking, logging, manufacturing, and agriculture. It operates within the insurance industry and is categorized as a micro-cap company.<BR><BR>Financial Snapshot:<BR>- Most recent Net Profit: 9 Million (Quarterly Results - Mar 2025)<BR>- Market-cap: USD 888.50 Million (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 20.00<BR>- Dividend Yield: 975.73%<BR>- Debt Equity: -999,999.00<BR>- Return on Equity: 18.18%<BR>- Price to Book: 3.41<BR><BR>Contact Details:<BR>- Address: 2301 Highway 190 W, DERIDDER LA: 70634-6004<BR>- Tel: 1 337 4639052<BR>- Fax: 1 800 4501091<BR>- Website: https://www.amerisafe.com/

Who are in the management team of AMERISAFE, Inc.?

As of March 2022, the management team of AMERISAFE, Inc. includes Non-Executive Chairman Jared Morris, President and CEO Gerry Frost, and Independent Directors Michael Brown, Teri Fontenot, Philip Garcia, and Millard Morris, who oversee the company's operations and strategy.

As of March 2022, the management team of AMERISAFE, Inc. includes the following individuals:<BR><BR>- Mr. Jared Morris, who serves as the Non-Executive Independent Chairman of the Board.<BR>- Ms. Gerry Frost, who is the President, Chief Executive Officer, and Director.<BR>- Mr. Michael Brown, who is an Independent Director.<BR>- Ms. Teri Fontenot, who is also an Independent Director.<BR>- Mr. Philip Garcia, who serves as an Independent Director.<BR>- Mr. Millard Morris, who is an Independent Director.<BR><BR>This team is responsible for overseeing the company's operations and strategic direction.

Should I buy, sell or hold AMERISAFE, Inc.?

Is AMERISAFE, Inc. overvalued or undervalued?

As of September 11, 2025, AMERISAFE, Inc. is considered expensive and overvalued with a P/E ratio of 20, significantly higher than peers like Mercury General Corp. at 11.03, and has underperformed the S&P 500 with a year-to-date return of -13.25%.

As of 11 September 2025, the valuation grade for AMERISAFE, Inc. has moved from very expensive to expensive, indicating a slight improvement in its valuation outlook. Despite this change, the company remains overvalued based on its current metrics. The P/E ratio stands at 20, while the industry average is not provided, and the Price to Book Value is 3.57. Additionally, the EV to EBITDA ratio is extremely high at 796.88, suggesting that the company's earnings are not being valued favorably in comparison to its enterprise value.<BR><BR>In terms of peer comparison, AMERISAFE's P/E ratio of 20 is higher than that of Mercury General Corp., which has a P/E of 11.03, indicating that AMERISAFE is priced at a premium relative to some of its peers. Furthermore, The Hanover Insurance Group, Inc. has a fair valuation with a P/E of 19.44, which is still lower than AMERISAFE's current valuation. The stock has underperformed significantly against the S&P 500, with a year-to-date return of -13.25% compared to the index's gain of 12.22%, reinforcing the notion that AMERISAFE is overvalued in the current market environment.

Is AMERISAFE, Inc. technically bullish or bearish?

As of September 12, 2025, AMERISAFE, Inc. has a bearish trend with weak strength indicators, underperforming the S&P 500 with a return of -9.29% compared to its 17.14%.

As of 12 September 2025, the technical trend for AMERISAFE, Inc. has changed from mildly bearish to bearish. The current stance is bearish with a weak strength indicated by the daily moving averages and monthly MACD being bearish. The weekly MACD and KST show mildly bullish signals, but they are overshadowed by the overall bearish indicators. The Bollinger Bands and OBV are also pointing to a bearish trend. Over the past year, AMERISAFE has underperformed the S&P 500, with a return of -9.29% compared to the S&P 500's 17.14%.