Ameris Bancorp

  • Market Cap: Small Cap
  • Industry: Regional Banks
  • ISIN: US03076K1088
USD
76.81
1.29 (1.71%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

322.09 k

Shareholding (Mar 2025)

FII

7.40%

Held by 117 FIIs

DII

47.29%

Held by 54 DIIs

Promoter

0.00%

How big is Ameris Bancorp?

22-Jun-2025

As of Jun 18, Ameris Bancorp has a market capitalization of $4.26 billion, with total assets of $26.35 billion and shareholder's funds of $3.75 billion.

As of Jun 18, Ameris Bancorp has a market capitalization of 4,259.66 million, classifying it as a Small Cap company.<BR><BR>As of Jun 18, the sum of interest earned for the latest four quarters is 1,382.61 million, while the net profit for the same period is 372.31 million.<BR><BR>As of Dec'24, the reporting period shows Shareholder's Funds at 3,751.52 million and Total Assets at 26,349.39 million.

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What does Ameris Bancorp do?

22-Jun-2025

Ameris Bancorp is a financial holding company that offers banking services through its subsidiary, Ameris Bank. As of March 2025, it reported net sales of $334 million and a net profit of $88 million, with a market cap of approximately $4.26 billion.

Overview:<BR>Ameris Bancorp is a financial holding company operating in the Regional Banks industry, providing a range of banking services through its subsidiary, Ameris Bank.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 334 Million (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: 88 Million (Quarterly Results - Mar 2025)<BR>Market-cap: USD 4,259.66 Million (Small Cap)<BR><BR>Key Metrics:<BR>P/E: 12.00<BR>Dividend Yield: 5.68%<BR>Debt Equity: 0.00<BR>Return on Equity: 9.74%<BR>Price to Book: 1.11<BR><BR>Contact Details:<BR>Address: 3490 Piedmont Rd NE Ste 1550, ATLANTA GA: 30305-4800<BR>Tel: 1 404 6396500<BR>Website: https://www.amerisbank.com/

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Who are in the management team of Ameris Bancorp?

22-Jun-2025

As of March 2022, the management team of Ameris Bancorp includes Chairman James Miller, CEO H. Palmer Proctor, Lead Independent Director Leo Hill, and several Independent Directors: William Bowen, Rodney Bullard, William Choate, and Robert Ezzell. They oversee the company's strategic direction and operations.

As of March 2022, the management team of Ameris Bancorp includes the following individuals:<BR><BR>- Mr. James Miller, Chairman of the Board<BR>- Mr. H. Palmer Proctor, Chief Executive Officer and Director<BR>- Mr. Leo Hill, Lead Independent Director<BR>- Mr. William Bowen, Independent Director<BR>- Mr. Rodney Bullard, Independent Director<BR>- Mr. William Choate, Independent Director<BR>- Mr. Robert Ezzell, Independent Director<BR><BR>This team is responsible for overseeing the company's strategic direction and operations.

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Should I buy, sell or hold Ameris Bancorp?

22-Jun-2025

Is Ameris Bancorp technically bullish or bearish?

07-Oct-2025

As of October 3, 2025, Ameris Bancorp's technical trend is mildly bullish, supported by bullish MACD and moving averages, but tempered by bearish RSI and OBV signals, while it has outperformed the S&P 500 year-to-date and over the past year.

As of 3 October 2025, the technical trend for Ameris Bancorp has changed from bullish to mildly bullish. The weekly MACD remains bullish, while the daily moving averages are also bullish. However, the weekly RSI is bearish, indicating some weakness. The Bollinger Bands show a mildly bullish stance on the weekly chart and bullish on the monthly. The KST is bullish weekly but mildly bearish monthly, and the OBV is mildly bearish on both time frames. <BR><BR>In terms of performance, Ameris Bancorp has outperformed the S&P 500 year-to-date with a return of 19.67% compared to 14.18%, and over the past year with a return of 21.34% versus 17.82%. However, over the longer three and five-year periods, it has underperformed the S&P 500. Overall, the current technical stance is mildly bullish, driven by the bullish MACD and moving averages, tempered by bearish signals from the RSI and OBV.

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Is Ameris Bancorp overvalued or undervalued?

14-Oct-2025

As of October 10, 2025, Ameris Bancorp is considered undervalued with an attractive valuation grade, supported by a low P/E ratio of 12 and a strong year-to-date return of 15.92%, despite recent short-term declines in stock performance.

As of 10 October 2025, the valuation grade for Ameris Bancorp has moved from fair to attractive, indicating a more favorable assessment of its value. The company appears to be undervalued, supported by a P/E ratio of 12, a PEG ratio of 0.38, and a price-to-book value of 1.16. In comparison, UMB Financial Corp. has a P/E of 19.64, while United Community Banks, Inc. stands at a P/E of 14.35, highlighting that Ameris Bancorp is trading at a lower valuation relative to its peers.<BR><BR>Despite a recent decline in stock performance over the past week and month, where it returned -3.14% and -2.49% respectively compared to the S&P 500's -2.43% and 0.31%, the year-to-date return of 15.92% outperformed the S&P 500's 11.41%. This suggests that while short-term performance has lagged, the long-term outlook remains strong, reinforcing the notion that Ameris Bancorp is currently undervalued in the market.

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iScoreScore
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Strong Sell
Sell
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Strong Buy

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Dashboard
1

High Profitability with a Net Interest Margin of 3.98%

 
2

Positive results in Jun 25

3

With ROA of 1.12%, it has a attractive valuation with a 1.16 Price to Book Value

4

High Institutional Holdings at 97.61%

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Regional Banks

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Market cap

USD 5,223 Million (Small Cap)

stock-summary
P/E

12.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

4.96%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

9.99%

stock-summary
Price to Book

1.33

Revenue and Profits:
Net Sales:
348 Million
(Quarterly Results - Jun 2025)
Net Profit:
110 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
5.45%
0%
5.45%
6 Months
24.87%
0%
24.87%
1 Year
11.98%
0%
11.98%
2 Years
69.86%
0%
69.86%
3 Years
45.89%
0%
45.89%
4 Years
57.49%
0%
57.49%
5 Years
116.67%
0%
116.67%

Ameris Bancorp for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
13.01%
EBIT Growth (5y)
3.29%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
12.52%
Pledged Shares
0
Institutional Holding
97.61%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
1.16
EV to EBIT
7.86
EV to EBITDA
7.14
EV to Capital Employed
1.26
EV to Sales
2.12
PEG Ratio
0.38
Dividend Yield
5.47%
ROCE (Latest)
16.01%
ROE (Latest)
9.74%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Bullish
Bullish
OBV
Mildly Bearish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 87 Schemes (45.28%)

Foreign Institutions

Held by 117 Foreign Institutions (7.4%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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stock-summaryCompany CV
About Ameris Bancorp stock-summary
stock-summary
Ameris Bancorp
Regional Banks
Ameris Bancorp is a financial holding company. The Company's business is conducted through its banking subsidiary, Ameris Bank (the Bank), which provides a range of banking services to its retail and commercial customers. The Company operates through four segments: the Banking Division, the Retail Mortgage Division, the Warehouse Lending Division and the SBA Division. The Banking Division is engaged in the delivery of financial services, which include commercial loans, consumer loans and deposit accounts. The Retail Mortgage Division is engaged in the origination, sales and servicing of one- to four-family residential mortgage loans. The Warehouse Lending Division is engaged in the origination and servicing of warehouse lines to other businesses that are secured by underlying one- to four-family residential mortgage loans. The SBA Division is engaged in the origination, sales and servicing of small business administration (SBA) loans.
Company Coordinates stock-summary
Company Details
3490 Piedmont Rd NE Ste 1550 , ATLANTA GA : 30305-4800
stock-summary
Tel: 1 404 6396500
stock-summary
Registrar Details