Ameris Bancorp

How big is Ameris Bancorp?

As of Jun 18, Ameris Bancorp has a market capitalization of $4.26 billion, with total assets of $26.35 billion and shareholder's funds of $3.75 billion.

As of Jun 18, Ameris Bancorp has a market capitalization of 4,259.66 million, classifying it as a Small Cap company.<BR><BR>As of Jun 18, the sum of interest earned for the latest four quarters is 1,382.61 million, while the net profit for the same period is 372.31 million.<BR><BR>As of Dec'24, the reporting period shows Shareholder's Funds at 3,751.52 million and Total Assets at 26,349.39 million.

What does Ameris Bancorp do?

Ameris Bancorp is a financial holding company that offers banking services through its subsidiary, Ameris Bank. As of March 2025, it reported net sales of $334 million and a net profit of $88 million, with a market cap of approximately $4.26 billion.

Overview:<BR>Ameris Bancorp is a financial holding company operating in the Regional Banks industry, providing a range of banking services through its subsidiary, Ameris Bank.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 334 Million (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: 88 Million (Quarterly Results - Mar 2025)<BR>Market-cap: USD 4,259.66 Million (Small Cap)<BR><BR>Key Metrics:<BR>P/E: 12.00<BR>Dividend Yield: 5.68%<BR>Debt Equity: 0.00<BR>Return on Equity: 9.74%<BR>Price to Book: 1.11<BR><BR>Contact Details:<BR>Address: 3490 Piedmont Rd NE Ste 1550, ATLANTA GA: 30305-4800<BR>Tel: 1 404 6396500<BR>Website: https://www.amerisbank.com/

Who are in the management team of Ameris Bancorp?

As of March 2022, the management team of Ameris Bancorp includes Chairman James Miller, CEO H. Palmer Proctor, Lead Independent Director Leo Hill, and several Independent Directors: William Bowen, Rodney Bullard, William Choate, and Robert Ezzell. They oversee the company's strategic direction and operations.

As of March 2022, the management team of Ameris Bancorp includes the following individuals:<BR><BR>- Mr. James Miller, Chairman of the Board<BR>- Mr. H. Palmer Proctor, Chief Executive Officer and Director<BR>- Mr. Leo Hill, Lead Independent Director<BR>- Mr. William Bowen, Independent Director<BR>- Mr. Rodney Bullard, Independent Director<BR>- Mr. William Choate, Independent Director<BR>- Mr. Robert Ezzell, Independent Director<BR><BR>This team is responsible for overseeing the company's strategic direction and operations.

Should I buy, sell or hold Ameris Bancorp?

Is Ameris Bancorp technically bullish or bearish?

As of October 3, 2025, Ameris Bancorp's technical trend is mildly bullish, supported by bullish MACD and moving averages, but tempered by bearish RSI and OBV signals, while it has outperformed the S&P 500 year-to-date and over the past year.

As of 3 October 2025, the technical trend for Ameris Bancorp has changed from bullish to mildly bullish. The weekly MACD remains bullish, while the daily moving averages are also bullish. However, the weekly RSI is bearish, indicating some weakness. The Bollinger Bands show a mildly bullish stance on the weekly chart and bullish on the monthly. The KST is bullish weekly but mildly bearish monthly, and the OBV is mildly bearish on both time frames. <BR><BR>In terms of performance, Ameris Bancorp has outperformed the S&P 500 year-to-date with a return of 19.67% compared to 14.18%, and over the past year with a return of 21.34% versus 17.82%. However, over the longer three and five-year periods, it has underperformed the S&P 500. Overall, the current technical stance is mildly bullish, driven by the bullish MACD and moving averages, tempered by bearish signals from the RSI and OBV.

Is Ameris Bancorp overvalued or undervalued?

As of October 10, 2025, Ameris Bancorp is considered undervalued with an attractive valuation grade, supported by a low P/E ratio of 12 and a strong year-to-date return of 15.92%, despite recent short-term declines in stock performance.

As of 10 October 2025, the valuation grade for Ameris Bancorp has moved from fair to attractive, indicating a more favorable assessment of its value. The company appears to be undervalued, supported by a P/E ratio of 12, a PEG ratio of 0.38, and a price-to-book value of 1.16. In comparison, UMB Financial Corp. has a P/E of 19.64, while United Community Banks, Inc. stands at a P/E of 14.35, highlighting that Ameris Bancorp is trading at a lower valuation relative to its peers.<BR><BR>Despite a recent decline in stock performance over the past week and month, where it returned -3.14% and -2.49% respectively compared to the S&P 500's -2.43% and 0.31%, the year-to-date return of 15.92% outperformed the S&P 500's 11.41%. This suggests that while short-term performance has lagged, the long-term outlook remains strong, reinforcing the notion that Ameris Bancorp is currently undervalued in the market.