How big is BankFinancial Corp.?

As of Jun 18, BankFinancial Corp. has a market capitalization of 140.31 million, with shareholder's funds of 156.38 million and total assets of 1,439.35 million as of Dec'24.

Market Cap: As of Jun 18, BankFinancial Corp. has a market capitalization of 140.31 million, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, the sum of interest earned is 67.55 million, while the sum of net profit is 4.44 million.<BR><BR>Balance Sheet Snapshot: As of Dec'24, the shareholder's funds amount to 156.38 million, and total assets are reported at 1,439.35 million.

What does BankFinancial Corp. do?

BankFinancial Corporation is a community-oriented national bank offering commercial, family, and personal banking services, with a market cap of $140.31 million. As of March 2025, it reported net sales of $16 million and a net profit of $2 million.

Overview: <BR>BankFinancial Corporation is a full-service, community-oriented national bank engaged in commercial, family, and personal banking, operating within the Regional Banks industry and classified as a micro-cap company.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 16 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 2 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 140.31 Million (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 33.00 <BR>Dividend Yield: 359.23% <BR>Debt Equity: 0.00 <BR>Return on Equity: 2.80% <BR>Price to Book: 0.89<BR><BR>Contact Details: <BR>Address: 15W060 N Frontage Rd, BURR RIDGE IL: 60527-7148 <BR>Tel: ['1 800 8946900', '1 630 2427151'] <BR>Fax: 1 708 6756699 <BR>Website: https://www.bankfinancial.com/

Should I buy, sell or hold BankFinancial Corp.?

Who are in the management team of BankFinancial Corp.?

As of March 2022, the management team of BankFinancial Corp. includes Frank Gasior as Chairman, President, and CEO, with Terry Wells as Lead Independent Director and Debra Zukonik, Cassandra Francis, John Hausmann, and Thomas O'Neill as Independent Directors.

As of March 2022, the management team of BankFinancial Corp. includes Mr. Frank Gasior, who serves as the Chairman of the Board, President, and Chief Executive Officer. Additionally, the board features Mr. Terry Wells as the Lead Independent Director, along with Ms. Debra Zukonik, Ms. Cassandra Francis, Mr. John Hausmann, and Mr. Thomas O'Neill, all serving as Independent Directors.

Is BankFinancial Corp. technically bullish or bearish?

As of September 8, 2025, BankFinancial Corp. is in a mildly bearish trend despite recent outperformance against the S&P 500 over the past week and month, with a year-to-date return of -1.30% compared to the S&P's 12.22%.

As of 8 September 2025, the technical trend for BankFinancial Corp. has changed from sideways to mildly bearish. The current stance is mildly bearish, driven by the daily moving averages indicating a bearish signal and the monthly MACD showing a mildly bearish trend. While the weekly Bollinger Bands are bullish, the overall sentiment is tempered by the Dow Theory suggesting a mildly bearish outlook on the weekly timeframe. <BR><BR>In terms of performance, the stock has outperformed the S&P 500 over the past week and month, returning 1.21% and 8.77% respectively, but has underperformed on a year-to-date basis with a return of -1.30% compared to the S&P 500's 12.22%. Over longer periods, the stock has lagged significantly behind the benchmark, particularly over the 3-year and 5-year periods.

Is BankFinancial Corp. overvalued or undervalued?

As of October 17, 2025, BankFinancial Corp. is considered overvalued despite a slight improvement in its valuation outlook, with a high P/E ratio of 33 compared to peers, negative EV ratios indicating profitability issues, and underperformance against the S&P 500, making it an unfavorable investment despite a high dividend yield.

As of 17 October 2025, the valuation grade for BankFinancial Corp. moved from very expensive to expensive, indicating a slight improvement in its valuation outlook. However, the company remains overvalued based on its current metrics. The P/E ratio stands at 33, significantly higher than peers like LINKBANCORP, Inc. with a P/E of 7.19 and FinWise Bancorp at 20.49. Additionally, the Price to Book Value is 0.93, which suggests that the stock is trading below its book value, yet the EV to EBIT and EV to EBITDA ratios are both negative, indicating potential issues with profitability.<BR><BR>In comparison to the S&P 500, BankFinancial Corp. has underperformed over the past year with a return of -9.82% versus the S&P 500's 14.08%, reinforcing the notion that the stock is overvalued in the current market context. Overall, despite some attractive dividend yield of 345.42%, the valuation metrics suggest that BankFinancial Corp. is not a favorable investment at this time.