How big is Carver Bancorp, Inc.?

As of Jun 18, Carver Bancorp, Inc. has a market capitalization of 12.72 million, categorizing it as a Micro Cap company, with total assets of 756.80 million and shareholder's funds of 42.31 million as of Mar 24.

Market Cap: As of Jun 18, Carver Bancorp, Inc. has a market capitalization of 12.72 million, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, Carver Bancorp, Inc. reported a sum of interest earned of 35.62 million and a net profit of -9.96 million.<BR><BR>Balance Sheet Snapshot: As of Mar 24, the company reported shareholder's funds of 42.31 million and total assets of 756.80 million.

What does Carver Bancorp, Inc. do?

Carver Bancorp, Inc. is the holding company for Carver Federal Savings Bank, operating in the savings banks industry with a market cap of $12.72 million. As of December 2024, it reported net sales of $7 million and a net loss of $6 million.

Overview:<BR>Carver Bancorp, Inc. is the holding company for Carver Federal Savings Bank, operating in the savings banks industry and categorized as a micro-cap company.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 7 Million (Quarterly Results - Dec 2024)<BR>Most recent Net Profit: -6 Million (Quarterly Results - Dec 2024)<BR>Market cap: USD 12.72 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: NA (Loss Making)<BR>Industry P/E: NA<BR>Dividend Yield: 0.00%<BR>Debt Equity: 0.00<BR>Return on Equity: -30.87%<BR>Price to Book: 0.39<BR><BR>Contact Details:<BR>Address: 75 W 125Th St, NEW YORK NY: 10027-4512<BR>Tel: 1 212 8764747<BR>Website: http://www.snl.com/IRW/CorporateProfile/112079

Should I buy, sell or hold Carver Bancorp, Inc.?

Who are in the management team of Carver Bancorp, Inc.?

As of March 2022, Carver Bancorp, Inc.'s management team is led by CEO Mr. Michael Pugh and Independent Chairman Mr. Lewis Jones, along with several independent directors including Mr. Steven Bussey, Mr. Colvin Grannum, Dr. Pazel Jackson, Ms. Jillian Joseph, and Mr. Kenneth Knuckles.

As of March 2022, the management team of Carver Bancorp, Inc. includes the following individuals:<BR><BR>- Mr. Lewis Jones, who serves as the Independent Chairman of the Board.<BR>- Mr. Michael Pugh, who is the President, Chief Executive Officer, and a Director of both the Company and the Bank.<BR>- Mr. Steven Bussey, an Independent Director.<BR>- Mr. Colvin Grannum, an Independent Director.<BR>- Dr. Pazel Jackson, an Independent Director.<BR>- Ms. Jillian Joseph, an Independent Director.<BR>- Mr. Kenneth Knuckles, an Independent Director.<BR><BR>In summary, the management team is led by Mr. Michael Pugh as CEO, with Mr. Lewis Jones as the Chairman, and includes several independent directors.

Is Carver Bancorp, Inc. overvalued or undervalued?

As of November 14, 2022, Carver Bancorp, Inc. is considered overvalued and risky due to negative financial metrics, including a Price to Book Value of 0.33, a negative ROE of -30.87%, and poor long-term performance, despite a recent short-term gain of 39.24%.

As of 14 November 2022, the valuation grade for Carver Bancorp, Inc. has moved from fair to risky, indicating a deterioration in its investment appeal. The company appears to be overvalued given its current financial metrics, particularly with a Price to Book Value of 0.33 and an EV to EBITDA ratio of 0.75, which suggest that the market may not be accurately reflecting the company's financial health. Additionally, the negative ROE of -30.87% reinforces concerns about its profitability.<BR><BR>In comparison to its peers, Carver Bancorp's valuation ratios are concerning; for instance, CFSB Bancorp, Inc. has a P/E ratio of -92.3349, while Texas Community Bancshares, Inc. is considered attractive with a P/E of 20.3940. The stock has shown strong short-term performance, with a 1-month return of 39.24% compared to the S&P 500's 2.33%, but its long-term returns are troubling, with a 5-year decline of -61.31% against the S&P 500's 96.61%. Overall, the combination of negative financial metrics and poor long-term performance suggests that Carver Bancorp, Inc. is overvalued at its current price.

Is Carver Bancorp, Inc. technically bullish or bearish?

As of September 3, 2025, Carver Bancorp, Inc. shows a bullish technical trend with positive weekly MACD and moving averages, but caution is advised due to a bearish monthly RSI and long-term underperformance.

As of 3 September 2025, the technical trend for Carver Bancorp, Inc. has changed from mildly bullish to bullish. The weekly MACD is bullish, and daily moving averages also indicate a bullish stance. However, the monthly RSI is bearish, suggesting some caution. The Bollinger Bands show a bullish trend on both weekly and monthly time frames. Despite the bullish indicators, the stock has underperformed over the long term, with a 3-year return of -55.40% compared to the S&P 500's 70.41%. Overall, the current technical stance is bullish, but the strength is tempered by mixed signals in the monthly indicators.