Community Trust Bancorp, Inc. (Kentucky)

How big is Community Trust Bancorp, Inc. (Kentucky)?

As of Jun 18, Community Trust Bancorp, Inc. (Kentucky) has a market capitalization of 901.74 million and total assets of 6,217.99 million. The company reported shareholder's funds of 757.58 million and a net profit of 86.10 million as of Dec 24.

As of Jun 18, Community Trust Bancorp, Inc. (Kentucky) has a market capitalization of 901.74 million, classified as a Micro Cap.<BR><BR>As of Jun 24, the company reported a sum of interest earned for the latest four quarters amounting to 320.49 million and a net profit of 86.10 million.<BR><BR>As of Dec 24, the shareholder's funds were reported at 757.58 million, and total assets stood at 6,217.99 million.

What does Community Trust Bancorp, Inc. (Kentucky) do?

Community Trust Bancorp, Inc. is a micro-cap bank holding company based in Kentucky, with recent net sales of $82 million and a net profit of $22 million. Key metrics include a P/E ratio of 11.00, a dividend yield of 3.75%, and a market cap of $901.74 million.

Overview:<BR>Community Trust Bancorp, Inc. is a bank holding company operating in the Regional Banks industry, with a market cap in the micro-cap bracket.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 82 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 22 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 901.74 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 11.00 <BR>Dividend Yield: 3.75% <BR>Debt Equity: 0.00 <BR>Return on Equity: 10.98% <BR>Price to Book: 1.15<BR><BR>Contact Details:<BR>Address: 346 N Mayo Trl, PO Box 2947 PIKEVILLE KY : 41502-2947 <BR>Tel: ['1 606 4334643', '1 606 437-3294'] <BR>Website: http://investors.ctbi.com/

Should I buy, sell or hold Community Trust Bancorp, Inc. (Kentucky)?

Who are in the management team of Community Trust Bancorp, Inc. (Kentucky)?

As of March 2022, the management team of Community Trust Bancorp, Inc. includes Ms. Jean Hale (Chairman, President, CEO), Mr. M. Lynn Parrish (Lead Independent Director), and several Independent Directors: Mr. Nicholas Carter, Mr. Franklin Farris, and Mr. James McGhee, along with Director Mr. Charles Baird. They oversee the company's strategic direction and operations.

As of March 2022, the management team of Community Trust Bancorp, Inc. (Kentucky) includes:<BR><BR>- Ms. Jean Hale, who serves as the Chairman of the Board, President, and Chief Executive Officer.<BR>- Mr. M. Lynn Parrish, who is the Lead Independent Director.<BR>- Mr. Charles Baird, who is a Director.<BR>- Mr. Nicholas Carter, who is an Independent Director.<BR>- Mr. Franklin Farris, who is also an Independent Director.<BR>- Mr. James McGhee, who serves as an Independent Director.<BR><BR>This team is responsible for guiding the company's strategic direction and operations.

Is Community Trust Bancorp, Inc. (Kentucky) overvalued or undervalued?

As of June 30, 2025, Community Trust Bancorp, Inc. is considered very attractive due to its undervalued P/E ratio of 11 compared to industry peers, a PEG ratio of 1.00 indicating fair pricing relative to growth, and an EV to EBITDA ratio of 8.09, despite a 1-year return of 15.42% that lags behind the S&P 500's 17.14%.

As of 30 June 2025, the valuation grade for Community Trust Bancorp, Inc. has moved from attractive to very attractive, indicating a strong positive shift in its valuation outlook. The company appears to be undervalued, especially when considering its P/E ratio of 11, which is significantly lower than the industry average, and a PEG ratio of 1.00, suggesting that the stock is fairly priced relative to its growth. Additionally, the EV to EBITDA ratio stands at 8.09, reinforcing the notion of undervaluation compared to peers.<BR><BR>In the peer comparison, Community Trust Bancorp, Inc. has a P/E ratio of 11, while Banc of California, Inc. is at 18.08, and Republic Bancorp, Inc. is at 10.77, highlighting that Community Trust is priced more attractively. Furthermore, the company's recent stock performance shows a 1-year return of 15.42%, which, while positive, lags behind the S&P 500's 17.14% return, suggesting room for improvement in market perception. Overall, the combination of favorable valuation ratios and peer comparisons supports the conclusion that Community Trust Bancorp, Inc. is undervalued.

Is Community Trust Bancorp, Inc. (Kentucky) technically bullish or bearish?

As of October 10, 2025, Community Trust Bancorp, Inc. shows a neutral technical stance with mixed signals, indicating a cautious approach due to mildly bearish trends in MACD, KST, and OBV, alongside underperformance compared to the S&P 500.

As of 10 October 2025, the technical trend for Community Trust Bancorp, Inc. has changed from mildly bullish to sideways. The current technical stance is neutral, with mixed signals across various indicators. The MACD is mildly bearish on both weekly and monthly time frames, while the Bollinger Bands show a bearish weekly signal but a mildly bullish monthly signal. Moving averages indicate a mildly bullish stance on the daily chart. The KST and OBV are both mildly bearish on weekly and monthly time frames, and Dow Theory reflects a mildly bearish weekly view but a mildly bullish monthly perspective.<BR><BR>In terms of performance, the stock has underperformed compared to the S&P 500 over the past month and year, with returns of -4.50% and 9.22% respectively, compared to the S&P 500's 0.31% and 13.36%. Overall, the mixed indicators suggest a cautious approach.