Conifer Holdings, Inc.

How big is Conifer Holdings, Inc.?

As of Jun 18, Conifer Holdings, Inc. has a market capitalization of 9.78 million, categorizing it as a Micro Cap company, with net sales of 0.00 million and a net profit of -35.36 million over the latest four quarters. As of Dec'24, the company reported shareholder's funds of 21.52 million and total assets of 187.62 million.

Market Cap: As of Jun 18, Conifer Holdings, Inc. has a market capitalization of 9.78 million, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, Conifer Holdings, Inc. reported net sales of 0.00 million and a net profit of -35.36 million.<BR><BR>Balance Sheet Snapshot: As of Dec'24, the company reported shareholder's funds of 21.52 million and total assets of 187.62 million.

What does Conifer Holdings, Inc. do?

Conifer Holdings, Inc. is a micro-cap insurance holding company with a market capitalization of $9.78 million and a quarterly net profit of $1 million as of March 2025. The company has no dividend yield and negative return on equity.

Overview:<BR>Conifer Holdings, Inc. is an insurance holding company operating in the insurance industry with a micro-cap market capitalization.<BR><BR>Financial Snapshot:<BR>- Net Profit: 1 Million (Quarterly Results - Mar 2025)<BR>- Market cap: USD 9.78 Million (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: NA (Loss Making)<BR>- Industry P/E: NA<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: -999,999.00<BR>- Return on Equity: -138.17%<BR>- Price to Book: 0.38<BR><BR>Contact Details:<BR>- Address: 550 W Merrill St Ste 200, BIRMINGHAM MI : 48009-1443<BR>- Tel: 1 248 5590840<BR>- Website: http://www.cnfrh.com/

Should I buy, sell or hold Conifer Holdings, Inc.?

Who are in the management team of Conifer Holdings, Inc.?

As of March 2022, the management team of Conifer Holdings, Inc. includes Chairman and CEO Mr. James Petcoff, Executive VP and Secretary Mr. Nicholas Petcoff, and Directors Mr. Mark McCammon, Mr. Jorge Morales, Mr. Joseph Sarafa, and Mr. R. Jamison Williams. They oversee the company's strategic direction and management.

As of March 2022, the management team of Conifer Holdings, Inc. includes:<BR><BR>- Mr. James Petcoff, who serves as the Chairman of the Board and Chief Executive Officer.<BR>- Mr. Nicholas Petcoff, who holds the position of Executive Vice President, Secretary, and Director.<BR>- Mr. Mark McCammon, who is a Director.<BR>- Mr. Jorge Morales, who is also a Director.<BR>- Mr. Joseph Sarafa, who serves as a Director.<BR>- Mr. R. Jamison Williams, who is a Director.<BR><BR>This team is responsible for the strategic direction and management of the company.

Is Conifer Holdings, Inc. overvalued or undervalued?

As of August 10, 2022, Conifer Holdings, Inc. is considered risky due to its negative P/E ratio, low Price to Book Value of 0.36, high EV to EBIT ratio of 31.67, and negative EV to EBITDA ratio of -22.01, indicating overvaluation and underperformance compared to peers like Heritage Insurance and Universal Insurance, despite a recent 1-month stock return of 134.68% overshadowed by a long-term 5-year return of -32.63%.

As of 10 August 2022, the valuation grade for Conifer Holdings, Inc. changed from expensive to risky, indicating a shift in perception regarding its financial health. The company appears to be overvalued, particularly given its negative P/E ratio and a Price to Book Value of just 0.36, which suggests that the market is not valuing its assets appropriately. Additionally, the EV to EBIT ratio stands at 31.67, indicating a high valuation relative to earnings before interest and taxes, while the EV to EBITDA ratio is negative at -22.01, further highlighting the company's struggles.<BR><BR>In comparison to its peers, Conifer Holdings shows significant underperformance, with Heritage Insurance Holdings, Inc. boasting a P/E ratio of 9.55 and a fair valuation, while Universal Insurance Holdings, Inc. has a P/E of 16.53, indicating a more favorable market perception. The recent stock performance of Conifer Holdings, with a 1-month return of 134.68% compared to the S&P 500's 2.33%, may seem impressive, but this is overshadowed by its long-term underperformance, as evidenced by a 5-year return of -32.63% against the S&P 500's 96.61%.

Is Conifer Holdings, Inc. technically bullish or bearish?

As of September 10, 2025, Conifer Holdings, Inc. shows a mildly bullish technical trend with positive momentum indicators, outperforming the S&P 500 recently but underperforming over the long term.

As of 10 September 2025, the technical trend for Conifer Holdings, Inc. has changed from sideways to mildly bullish. The weekly MACD is bullish, while the monthly MACD is mildly bullish, indicating positive momentum. The daily moving averages are also bullish, supporting the upward trend. However, the weekly and monthly RSI readings are bearish, suggesting some weakness in momentum. The Bollinger Bands are bullish for both weekly and monthly periods, indicating price strength. The KST is bullish weekly and mildly bullish monthly, while the Dow Theory shows a mildly bullish stance weekly but mildly bearish monthly. Overall, the technical stance is mildly bullish, driven primarily by the bullish moving averages and Bollinger Bands.<BR><BR>In terms of performance, Conifer Holdings has significantly outperformed the S&P 500 over the past week (89.78% vs. 1.05%) and month (134.68% vs. 2.33%), but has underperformed over the longer-term periods, including the 3-year (8.28% vs. 70.41%) and 5-year (-32.63% vs. 96.61%) comparisons.