Credit Acceptance Corp.

How big is Credit Acceptance Corp.?

As of Jun 18, Credit Acceptance Corp. has a market capitalization of $5.8 billion, with net sales of $2.23 billion and a net profit of $289.9 million over the latest four quarters.

Market Cap: As of Jun 18, Credit Acceptance Corp. has a market capitalization of 5,800.34 million, categorizing it as a Mid Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, Credit Acceptance Corp. reported net sales of 2,225.50 million and a net profit of 289.90 million.<BR><BR>Balance Sheet Snapshot: As of Dec'24, the company reported shareholder's funds of 1,749.60 million and total assets of 9,741.10 million.

What does Credit Acceptance Corp. do?

Credit Acceptance Corp. provides financing programs for automobile dealers to sell vehicles to consumers, with a recent net sales of $571 million and a net profit of $106 million. The company has a market cap of approximately $5.8 billion and key metrics include a P/E ratio of 20.00 and a return on equity of 17.00%.

Overview:<BR>Credit Acceptance Corp. offers financing programs that enable automobile dealers to sell vehicles to consumers, operating within the finance industry and classified as a mid-cap company.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 571 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 106 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 5,800.34 Million (Mid Cap)<BR><BR>Key Metrics:<BR>P/E: 20.00 <BR>Dividend Yield: 0.00% <BR>Debt Equity: -999,999.00 <BR>Return on Equity: 17.00% <BR>Price to Book: 3.39<BR><BR>Contact Details:<BR>Address: 25505 W 12 Mile Rd, SOUTHFIELD MI: 48034-1846 <BR>Tel: 1 248 3532700 <BR>Fax: 1 248 3539776 <BR>Website: http://www.creditacceptance.com/

Should I buy, sell or hold Credit Acceptance Corp.?

Who are in the management team of Credit Acceptance Corp.?

As of March 2022, the management team of Credit Acceptance Corp. includes CEO and Director Mr. Brett Roberts, along with independent directors Ms. Glenda Flanagan, Mr. Thomas Tryforos, and Mr. Scott Vassalluzzo.

As of March 2022, the management team of Credit Acceptance Corp. includes Mr. Brett Roberts, who serves as the Chief Executive Officer and Director. Additionally, the board features independent directors Ms. Glenda Flanagan, Mr. Thomas Tryforos, and Mr. Scott Vassalluzzo.

Is Credit Acceptance Corp. overvalued or undervalued?

As of July 31, 2025, Credit Acceptance Corp. is considered an attractive investment due to its undervalued metrics, including a P/E ratio of 20 and a PEG ratio of 1.13, despite a recent stock decline and lower five-year returns compared to the S&P 500.

As of 31 July 2025, the valuation grade for Credit Acceptance Corp. has moved from fair to attractive, indicating a positive shift in its perceived value. The company appears undervalued, supported by a P/E ratio of 20, an EV to EBITDA of 2.84, and a PEG ratio of 1.13. In comparison to peers, Blue Owl Capital Corp. has a lower P/E of 10.91 and a higher EV to EBITDA of 5.44, while Avis Budget Group, Inc. is considered risky with a P/E of 40.36, highlighting Credit Acceptance Corp.'s relatively favorable valuation metrics.<BR><BR>Despite a recent decline in stock performance over the past week, where it returned -3.95% compared to the S&P 500's 1.05%, the company has shown resilience with a 57.76% return over the last five years, although this is still significantly lower than the S&P 500's 96.61% in the same period. Overall, these factors suggest that Credit Acceptance Corp. is positioned as an attractive investment opportunity.

Is Credit Acceptance Corp. technically bullish or bearish?

As of October 31, 2025, Credit Acceptance Corp. is in a bearish trend with moderate strength, indicated by bearish MACD readings and moving averages, despite a mixed view from Dow Theory and underperformance against the S&P 500.

As of 31 October 2025, the technical trend for Credit Acceptance Corp. has changed from mildly bearish to bearish. The current stance is bearish with a moderate strength indicated by the weekly and monthly MACD readings both being bearish. The daily moving averages also confirm a bearish outlook. The weekly RSI shows bullish momentum, but this is overshadowed by the overall bearish indicators from KST and Bollinger Bands, which are both bearish on a weekly basis. Dow Theory presents a mixed view with a mildly bearish weekly and mildly bullish monthly signal. <BR><BR>In terms of performance, the stock has underperformed against the S&P 500 across multiple periods, with a year-to-date return of -8.46% compared to the S&P 500's 16.30%, and a 3-year return of -3.45% versus 76.66% for the index.