Erie Indemnity Co.

  • Market Cap: Mid Cap
  • Industry: Insurance
  • ISIN: US29530P1021
USD
299.78
3.83 (1.29%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

101.01 k

Shareholding (Mar 2025)

FII

5.47%

Held by 234 FIIs

DII

72.77%

Held by 26 DIIs

Promoter

0.00%

How big is Erie Indemnity Co.?

22-Jun-2025

As of Jun 18, Erie Indemnity Co. has a market capitalization of $24.14 billion, with recent net sales of $3.90 billion and a net profit of $614.18 million.

Market Cap: As of Jun 18, Erie Indemnity Co. has a market capitalization of 24,137.76 million, categorizing it as a Large Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, Erie Indemnity Co. reported net sales of 3,902.88 million and a net profit of 614.18 million.<BR><BR>Balance Sheet Snapshot: As of Dec 24, the company reported shareholder's funds of 1,987.26 million and total assets of 2,927.26 million.

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What does Erie Indemnity Co. do?

22-Jun-2025

Erie Indemnity Company is a management firm in the insurance sector, acting as the attorney-in-fact for Erie Insurance Exchange policyholders. As of March 2025, it reported net sales of $989 million and a net profit of $138 million, with a market cap of approximately $24.14 billion.

Overview:<BR>Erie Indemnity Company is a management company in the insurance industry, serving as the attorney-in-fact for policyholders at the Erie Insurance Exchange.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 989 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 138 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 24,137.76 Million (Large Cap)<BR><BR>Key Metrics:<BR>P/E: 41.00 <BR>Dividend Yield: 76.25% <BR>Debt Equity: -999,999.00 <BR>Return on Equity: 29.80% <BR>Price to Book: 11.68<BR><BR>Contact Details:<BR>Address: 100 Erie Insurance Pl, ERIE PA: 16530 <BR>Tel: 1 814 8702000 <BR>Website: https://www.erieinsurance.com/

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Should I buy, sell or hold Erie Indemnity Co.?

22-Jun-2025

Who are in the management team of Erie Indemnity Co.?

22-Jun-2025

As of March 2022, the management team of Erie Indemnity Co. includes Mr. Thomas Hagen (Independent Chairman), Mr. Jonathan Hagen (Independent Vice Chairman), and several independent directors: Mr. J. Ralph Borneman, Mr. Eugene Connell, Mr. Salvatore Correnti, Ms. LuAnn Datesh, and Mr. C. Scott Hartz. They oversee the company's strategic direction and governance.

As of March 2022, the management team of Erie Indemnity Co. includes the following individuals:<BR><BR>- Mr. Thomas Hagen, Independent Chairman of the Board<BR>- Mr. Jonathan Hagen, Independent Vice Chairman of the Board<BR>- Mr. J. Ralph Borneman, Director<BR>- Mr. Eugene Connell, Independent Director<BR>- Mr. Salvatore Correnti, Independent Director<BR>- Ms. LuAnn Datesh, Independent Director<BR>- Mr. C. Scott Hartz, Independent Director<BR><BR>This team is responsible for overseeing the company's strategic direction and governance.

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Is Erie Indemnity Co. overvalued or undervalued?

20-Sep-2025

As of August 1, 2025, Erie Indemnity Co. is considered overvalued with a high P/E ratio of 41 and underperformance of -22.47% year-to-date compared to the S&P 500's 12.22%, prompting a shift in its valuation grade from very expensive to expensive.

As of 1 August 2025, the valuation grade for Erie Indemnity Co. moved from very expensive to expensive, indicating a shift towards a more cautious outlook. The company appears overvalued based on its current metrics, with a P/E ratio of 41, significantly higher than peers such as W.R. Berkley Corp. at 22.84 and Markel Group, Inc. at 11.12. Additionally, the Price to Book Value stands at 12.35, and the EV to EBITDA ratio is 36.50, both suggesting that the stock is trading at a premium compared to its industry counterparts.<BR><BR>In terms of performance, Erie Indemnity Co. has underperformed relative to the S&P 500 across multiple time frames, with a year-to-date return of -22.47% compared to the S&P 500's 12.22%. This trend of underperformance reinforces the notion that the stock may be overvalued given its high valuation ratios and disappointing returns.

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Is Erie Indemnity Co. technically bullish or bearish?

20-Sep-2025

As of September 11, 2025, Erie Indemnity Co. is in a mildly bearish trend, indicated by bearish MACD and Bollinger Bands, with a year-to-date return of -22.47%, significantly underperforming the S&P 500's 12.22%.

As of 11 September 2025, the technical trend for Erie Indemnity Co. has changed from bearish to mildly bearish. The current stance is mildly bearish, driven by a bearish MACD on the weekly timeframe and a bearish signal from Bollinger Bands across both weekly and monthly periods. The daily moving averages also indicate a bearish trend. While the KST shows a mildly bullish signal on the weekly timeframe, the overall indicators suggest weakness. Additionally, the company's performance has been significantly lagging behind the S&P 500, with a year-to-date return of -22.47% compared to the S&P 500's 12.22%.

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iScoreScore
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Strong Sell
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Strong Buy

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Dashboard
1

Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 25.43%

 
2

The company has declared Positive results for the last 9 consecutive quarters

3

High Institutional Holdings at 44.68%

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Insurance

stock-summary
Market cap

USD 23,094 Million (Mid Cap)

stock-summary
P/E

41.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

81.06%

stock-summary
Debt Equity

-999,999.00

stock-summary
Return on Equity

28.71%

stock-summary
Price to Book

10.57

Revenue and Profits:
Net Sales:
1,060 Million
(Quarterly Results - Jun 2025)
Net Profit:
175 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-8.65%
0%
-8.65%
6 Months
-17.23%
0%
-17.23%
1 Year
-30.83%
0%
-30.83%
2 Years
0.44%
0%
0.44%
3 Years
7.04%
0%
7.04%
4 Years
63.52%
0%
63.52%
5 Years
36.59%
0%
36.59%

Erie Indemnity Co. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
9.60%
EBIT Growth (5y)
15.98%
EBIT to Interest (avg)
100.00
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
20.72%
Dividend Payout Ratio
45.55%
Pledged Shares
0
Institutional Holding
44.68%
ROCE (avg)
37.13%
ROE (avg)
25.43%
Valuation key factors
Factor
Value
P/E Ratio
41
Industry P/E
Price to Book Value
12.35
EV to EBIT
36.50
EV to EBITDA
36.50
EV to Capital Employed
14.38
EV to Sales
6.46
PEG Ratio
1.66
Dividend Yield
72.10%
ROCE (Latest)
39.39%
ROE (Latest)
29.80%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
Bullish
Bullish
Bollinger Bands
Bearish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
No Trend
Mildly Bearish
OBV
No Trend
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 79 Schemes (21.75%)

Foreign Institutions

Held by 234 Foreign Institutions (5.47%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "header": "Quarterly Results Snapshot (Consolidated) - Jun'25 - YoY",
    "rhs": [
      {
        "prefix": "Net Sales ",
        "suffix": "YoY Growth in quarter ended Jun 2025 is 7.24% vs 17.97% in Jun 2024",
        "dir": -1
      },
      {
        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in quarter ended Jun 2025 is 6.59% vs 39.02% in Jun 2024",
        "dir": -1
      }
    ],
    "table": {
      "header": [
        "Jun'25",
        "Jun'24",
        "Change(%)"
      ],
      "body": [
        {
          "field": "Net Sales",
          "val1": "1,059.70",
          "val2": "988.20",
          "chgp": "7.24%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "215.80",
          "val2": "188.40",
          "chgp": "14.54%",
          "chgp_class": "positive"
        },
        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
        },
        {
          "field": "Exceptional Items",
          "val1": "-0.90",
          "val2": "-0.40",
          "chgp": "-125.00%",
          "chgp_class": "negative"
        },
        {
          "field": "Consolidate Net Profit",
          "val1": "174.70",
          "val2": "163.90",
          "chgp": "6.59%",
          "chgp_class": "positive"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "188.40%",
          "val2": "190.70%",
          "chgp": "-0.23%",
          "chgp_class": "negative"
        }
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  },
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    "link": "annual",
    "btn_text": "All Annual Results",
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        "prefix": "Net Sales ",
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        "prefix": "Consolidated Net Profit ",
        "suffix": "YoY Growth in year ended Dec 2024 is 34.57% vs 49.40% in Dec 2023",
        "dir": -1
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      "header": [
        "Dec'24",
        "Dec'23",
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          "val2": "3,259.90",
          "chgp": "16.41%",
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        {
          "field": "Operating Profit (PBDIT) excl Other Income",
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          "val2": "568.00",
          "chgp": "30.92%",
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        {
          "field": "Interest",
          "val1": "0.00",
          "val2": "0.00",
          "chgp": "",
          "chgp_class": "neutral"
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        {
          "field": "Exceptional Items",
          "val1": "-4.10",
          "val2": "-9.80",
          "chgp": "58.16%",
          "chgp_class": "positive"
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        {
          "field": "Consolidate Net Profit",
          "val1": "600.30",
          "val2": "446.10",
          "chgp": "34.57%",
          "chgp_class": "positive"
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        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "179.10%",
          "val2": "157.80%",
          "chgp": "2.13%",
          "chgp_class": "positive"
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      ]
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]
Quarterly Results Snapshot (Consolidated) - Jun'25 - YoYstock-summary
Jun'25
Jun'24
Change(%)
Net Sales
1,059.70
988.20
7.24%
Operating Profit (PBDIT) excl Other Income
215.80
188.40
14.54%
Interest
0.00
0.00
Exceptional Items
-0.90
-0.40
-125.00%
Consolidate Net Profit
174.70
163.90
6.59%
Operating Profit Margin (Excl OI)
188.40%
190.70%
-0.23%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in quarter ended Jun 2025 is 7.24% vs 17.97% in Jun 2024

Direction Arrows
Consolidated Net Profit

YoY Growth in quarter ended Jun 2025 is 6.59% vs 39.02% in Jun 2024

Annual Results Snapshot (Consolidated) - Dec'24stock-summary
Dec'24
Dec'23
Change(%)
Net Sales
3,794.70
3,259.90
16.41%
Operating Profit (PBDIT) excl Other Income
743.60
568.00
30.92%
Interest
0.00
0.00
Exceptional Items
-4.10
-9.80
58.16%
Consolidate Net Profit
600.30
446.10
34.57%
Operating Profit Margin (Excl OI)
179.10%
157.80%
2.13%
USD in Million.
Direction Arrows
Net Sales

YoY Growth in year ended Dec 2024 is 16.41% vs 15.43% in Dec 2023

Direction Arrows
Consolidated Net Profit

YoY Growth in year ended Dec 2024 is 34.57% vs 49.40% in Dec 2023

stock-summaryCompany CV
About Erie Indemnity Co. stock-summary
stock-summary
Erie Indemnity Co.
Insurance
Erie Indemnity Company is a management company. The Company serves as the attorney-in-fact for the subscribers (policyholders) at the Erie Insurance Exchange (Exchange). The Exchange is a reciprocal insurer that writes property and casualty insurance. The Company's function is to perform certain services for the Exchange relating to the sales, underwriting and issuance of policies on behalf of the Exchange. The sales related services the Company provides include agent compensation, and certain sales and advertising support services. Agent compensation includes scheduled commissions to agents based upon premiums written, as well as additional commissions and bonuses to agents. The underwriting services the Company provides include underwriting and policy processing expenses. It provides information technology services that supports various functions. The remaining services the Company provides include customer service and administrative costs.
Company Coordinates stock-summary
Company Details
100 Erie Insurance Pl , ERIE PA : 16530
Registrar Details