Farmers & Merchants Bancorp, Inc. (Ohio)

  • Market Cap: Micro Cap
  • Industry: Regional Banks
  • ISIN: US30779N1054
USD
25.43
1.04 (4.26%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

10.57 k

Shareholding (Mar 2025)

FII

2.72%

Held by 20 FIIs

DII

82.63%

Held by 15 DIIs

Promoter

0.00%

How big is Farmers & Merchants Bancorp, Inc. (Ohio)?

22-Jun-2025

As of Jun 18, Farmers & Merchants Bancorp, Inc. (Ohio) has a market capitalization of $343.25 million, with total assets of $3,364.72 million and shareholder's funds of $335.21 million.

As of Jun 18, Farmers & Merchants Bancorp, Inc. (Ohio) has a market capitalization of 343.25 million, categorized as a Micro Cap.<BR><BR>As of Jun 18, the company reported a sum of interest earned for the latest four quarters of 165.92 million and a net profit of 27.08 million.<BR><BR>As of Dec 24, the shareholder's funds were 335.21 million, and the total assets amounted to 3,364.72 million.

Read More

What does Farmers & Merchants Bancorp, Inc. (Ohio) do?

22-Jun-2025

Farmers & Merchants Bancorp, Inc. is a micro-cap bank holding company in the Regional Banks industry, with recent net sales of $41 million and a net profit of $7 million. It has a market cap of $343.25 million and key metrics include a P/E ratio of 13.00 and a return on equity of 7.86%.

Overview:<BR>Farmers & Merchants Bancorp, Inc. is a bank holding company operating in the Regional Banks industry, with a market cap in the micro cap bracket.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 41 Million (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: 7 Million (Quarterly Results - Mar 2025)<BR>Market cap: USD 343.25 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 13.00<BR>Dividend Yield: 0.00%<BR>Debt Equity: 0.00<BR>Return on Equity: 7.86%<BR>Price to Book: 1.00<BR><BR>Contact Details:<BR>Address: 307-11 N DEFIANCE ST, ARCHBOLD OH : 43502<BR>Tel: 1 419 4462501<BR>Website: http://www.fm-bank.com/shareholder-information/farmers-merchants-bancorp-inc-stock.html

Read More

Should I buy, sell or hold Farmers & Merchants Bancorp, Inc. (Ohio)?

22-Jun-2025

Who are in the management team of Farmers & Merchants Bancorp, Inc. (Ohio)?

22-Jun-2025

As of March 2022, the management team of Farmers & Merchants Bancorp, Inc. (Ohio) includes Mr. Jack Johnson (Independent Chairman), Mr. Lars Eller (President & CEO), and Directors Andrew Briggs, Lori Johnston, Paul Siebenmorgen, Eugene Burkholder, and Steven Everhart. They are responsible for the company's strategic direction and operations.

As of March 2022, the management team of Farmers & Merchants Bancorp, Inc. (Ohio) includes the following individuals:<BR><BR>- Mr. Jack Johnson, Independent Chairman of the Board<BR>- Mr. Lars Eller, President, Chief Executive Officer, Director<BR>- Mr. Andrew Briggs, Director<BR>- Ms. Lori Johnston, Director<BR>- Mr. Paul Siebenmorgen, Director<BR>- Mr. Eugene Burkholder, Independent Director<BR>- Mr. Steven Everhart, Independent Director<BR><BR>This team oversees the strategic direction and operations of the company.

Read More

Is Farmers & Merchants Bancorp, Inc. (Ohio) technically bullish or bearish?

20-Sep-2025

As of September 12, 2025, Farmers & Merchants Bancorp, Inc. (Ohio) shows a mildly bearish trend, indicated by daily moving averages and monthly MACD, despite some bullish signals on the weekly indicators, with a year-to-date return of -9.95% compared to the S&P 500's 12.22%.

As of 12 September 2025, the technical trend for Farmers & Merchants Bancorp, Inc. (Ohio) has changed from sideways to mildly bearish. The current stance is mildly bearish, driven by a daily moving average indicating bearishness and a monthly MACD showing mild bearishness as well. While the weekly MACD and KST are bullish, the overall indicators suggest a weakening trend. Additionally, the stock has underperformed against the S&P 500 across multiple periods, with a year-to-date return of -9.95% compared to the S&P 500's 12.22%.

Read More

Is Farmers & Merchants Bancorp, Inc. (Ohio) overvalued or undervalued?

07-Oct-2025

As of October 3, 2025, Farmers & Merchants Bancorp, Inc. is rated very attractive due to its undervalued status with a P/E ratio of 13, a Price to Book Value of 0.99, and a PEG ratio of 0.48, indicating strong growth potential compared to peers like Bridgewater Bancshares and Home Bancorp.

As of 3 October 2025, the valuation grade for Farmers & Merchants Bancorp, Inc. (Ohio) has moved from attractive to very attractive, indicating a strong positive outlook. The company appears undervalued, supported by a P/E ratio of 13, a Price to Book Value of 0.99, and a PEG ratio of 0.48, which suggests that the stock is trading at a discount relative to its growth potential. <BR><BR>In comparison to its peers, Farmers & Merchants Bancorp, Inc. has a lower P/E ratio than Bridgewater Bancshares, Inc. at 11.97 and Home Bancorp, Inc. at 10.68, both of which are considered fair or very attractive. The company's ROE of 7.86% and ROCE of 6.99% further reinforce its operational efficiency relative to its valuation. Although return data is not available, the stock's recent performance against the S&P 500 will be crucial in assessing its attractiveness in the market.

Read More
iScoreScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

MarketsMojo — Loved in India, Now Global

The power of Mojo is now in 29 countries. Explore global equities with the same cutting-edge features you love.

Dashboard
1

High Profitability with a Net Interest Margin of 10.61%

 
2

The company has declared Positive results for the last 4 consecutive quarters

3

With ROA of 0.56%, it has a attractive valuation with a 0.99 Price to Book Value

4

High Institutional Holdings at 27.81%

5

Below par performance in long term as well as near term

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Regional Banks

stock-summary
Market cap

USD 385 Million (Micro Cap)

stock-summary
P/E

13.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

8.29%

stock-summary
Price to Book

1.10

Revenue and Profits:
Net Sales:
43 Million
(Quarterly Results - Jun 2025)
Net Profit:
8 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
-2.08%
0%
-2.08%
6 Months
7.98%
0%
7.98%
1 Year
-21.58%
0%
-21.58%
2 Years
24.17%
0%
24.17%
3 Years
-12.37%
0%
-12.37%
4 Years
-13.56%
0%
-13.56%
5 Years
12.03%
0%
12.03%

Farmers & Merchants Bancorp, Inc. (Ohio) for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
19.55%
EBIT Growth (5y)
9.44%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
46.56%
Pledged Shares
0
Institutional Holding
27.81%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
13
Industry P/E
Price to Book Value
0.99
EV to EBIT
14.19
EV to EBITDA
12.79
EV to Capital Employed
0.99
EV to Sales
2.73
PEG Ratio
0.48
Dividend Yield
NA
ROCE (Latest)
6.99%
ROE (Latest)
7.86%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
Bullish
No Signal
Bollinger Bands
Sideways
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
No Trend
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 21 Schemes (14.65%)

Foreign Institutions

Held by 20 Foreign Institutions (2.72%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
[
  {
    "link": "quarterly",
    "btn_text": "All Quarterly Results",
    "alert": "No Quarterly Results declared by Farmers & Merchants Bancorp, Inc. (Ohio)"
  },
  {
    "link": "annual",
    "btn_text": "All Annual Results",
    "alert": "No Annual Results declared by Farmers & Merchants Bancorp, Inc. (Ohio)"
  }
]
stock-summaryCompany CV
About Farmers & Merchants Bancorp, Inc. (Ohio) stock-summary
stock-summary
Farmers & Merchants Bancorp, Inc. (Ohio)
Regional Banks
Farmers & Merchants Bancorp, Inc. is a bank holding company. The Company's primary subsidiary, The Farmers & Merchants State Bank (the Bank), is a community bank operating in Northwest Ohio and Northeast Indiana. The Company's other subsidiary, Farmers & Merchants Risk Management (Captive), is a captive insurance company. The Bank is engaged in general commercial banking business. The Bank's activities include commercial, agricultural and residential mortgage as well as consumer and credit card lending activities. The Bank's loan portfolio consists of loans made to customers in the farming industry for such things as farm land, farm equipment, livestock and operating loans for seed, fertilizer and feed. Its other types of lending activities include loans for home improvements and loans for such items as autos, trucks, recreational vehicles and motorcycles. The Bank also provides checking account services, as well as savings and time deposit services, such as certificates of deposits.
Company Coordinates stock-summary
Company Details
307-11 N DEFIANCE ST , ARCHBOLD OH : 43502
Registrar Details