First Guaranty Bancshares, Inc.

How big is First Guaranty Bancshares, Inc.?

As of Jun 18, First Guaranty Bancshares, Inc. has a market capitalization of 99.24 million and total assets of 3,972.73 million, with shareholder's funds at 255.05 million.

Market Cap: As of Jun 18, First Guaranty Bancshares, Inc. has a market capitalization of 99.24 million, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, the sum of interest earned is 223.26 million, while the sum of net profit is 3.97 million.<BR><BR>Balance Sheet Snapshot: As of Dec 24, the shareholder's funds amount to 255.05 million, and the total assets are reported at 3,972.73 million.

What does First Guaranty Bancshares, Inc. do?

First Guaranty Bancshares, Inc. is a micro-cap bank holding company in the Regional Banks industry, with recent net sales of $54 million and a net profit of -$6 million. It has a market cap of $99.24 million, a P/E ratio of 29.00, and a dividend yield of 2.99%.

Overview:<BR>First Guaranty Bancshares, Inc. is a bank holding company operating in the Regional Banks industry, with a market cap in the micro-cap bracket.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 54 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: -6 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 99.24 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 29.00 <BR>Dividend Yield: 2.99% <BR>Debt Equity: 0.00 <BR>Return on Equity: 1.58% <BR>Price to Book: 0.39 <BR><BR>Contact Details:<BR>Address: 400 E Thomas St, HAMMOND LA : 70401-3320 <BR>Tel: 1 985 3457685 <BR>Website: http://www.fgb.net

Should I buy, sell or hold First Guaranty Bancshares, Inc.?

Who are in the management team of First Guaranty Bancshares, Inc.?

As of March 2022, the management team of First Guaranty Bancshares, Inc. includes Mr. Marshall Reynolds (Independent Chairman), Mr. Alton Lewis (Vice Chairman, President, and CEO), and Independent Directors Mr. William Hood, Mr. Jack Rossi, and Mr. Edgar Smith. They oversee the company's strategic direction and governance.

As of March 2022, the management team of First Guaranty Bancshares, Inc. includes the following individuals:<BR><BR>- Mr. Marshall Reynolds, who serves as the Independent Chairman of the Board.<BR>- Mr. Alton Lewis, who holds the positions of Vice Chairman of the Board, President, and Chief Executive Officer.<BR>- Mr. William Hood, who is an Independent Director.<BR>- Mr. Jack Rossi, who is also an Independent Director.<BR>- Mr. Edgar Smith, who serves as an Independent Director. <BR><BR>This team is responsible for guiding the company's strategic direction and governance.

Is First Guaranty Bancshares, Inc. technically bullish or bearish?

As of June 13, 2025, First Guaranty Bancshares, Inc. is in a bearish trend, supported by negative MACD signals, moving averages, and Bollinger Bands, despite a mildly bullish KST indication.

As of 13 June 2025, the technical trend for First Guaranty Bancshares, Inc. has changed from mildly bearish to bearish. The current technical stance is bearish, with a strong indication from the weekly and monthly MACD both showing bearish signals. The daily moving averages also confirm a bearish trend. While the KST indicates a mildly bullish stance on the weekly and monthly time frames, it is outweighed by the overall bearish indicators. The Bollinger Bands are bearish on both weekly and monthly levels, and the OBV is bearish on a monthly basis. The lack of significant signals from the RSI further supports the bearish outlook. Overall, the strength of the bearish stance is reinforced by the negative performance compared to the S&P 500 across multiple time frames.

Is First Guaranty Bancshares, Inc. overvalued or undervalued?

As of March 18, 2025, First Guaranty Bancshares, Inc. is considered overvalued with a P/E ratio of 29, significantly higher than the industry average, and has underperformed the S&P 500 with a year-to-date return of -27.99%.

As of 18 March 2025, the valuation grade for First Guaranty Bancshares, Inc. has moved from attractive to fair. The company appears to be overvalued given its current P/E ratio of 29, which significantly exceeds the industry average. Additionally, the Price to Book Value stands at 0.45, while the EV to Capital Employed is at 1.78, indicating potential inefficiencies in capital utilization.<BR><BR>In comparison to its peers, First Guaranty Bancshares is positioned unfavorably against companies like Penns Woods Bancorp, which has a P/E of 10.14 and is considered attractive, and ChoiceOne Financial Services, which is deemed expensive with a P/E of 16.34. Furthermore, the company's recent stock performance has lagged behind the S&P 500, with a year-to-date return of -27.99% compared to the S&P 500's 2.44%. Overall, First Guaranty Bancshares appears to be overvalued in the current market context.