Hingham Institution for Savings

  • Market Cap: Micro Cap
  • Industry: Savings Banks
  • ISIN: US4333231029
USD
298.97
8.87 (3.06%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

44.49 k

Shareholding (Mar 2025)

FII

6.39%

Held by 40 FIIs

DII

68.99%

Held by 25 DIIs

Promoter

0.00%

How big is Hingham Institution for Savings?

22-Jun-2025

As of Jun 18, Hingham Institution for Savings has a market capitalization of 497.10 million, classifying it as a Micro Cap company. As of Dec 24, shareholder's funds are 431.75 million, and total assets amount to 4,457.77 million.

As of Jun 18, Hingham Institution for Savings has a market capitalization of 497.10 million, classifying it as a Micro Cap company.<BR><BR>As of Jun 24, the sum of interest earned for the latest four quarters is 198.27 million, while the sum of net profit for the same period is 28.45 million.<BR><BR>As of Dec 24, the shareholder's funds are reported at 431.75 million, and the total assets amount to 4,457.77 million.

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What does Hingham Institution for Savings do?

22-Jun-2025

Hingham Institution for Savings is a Massachusetts-chartered savings bank focused on residential and commercial mortgage lending, with a market cap of $497.10 million and a recent net profit of $7 million. Key metrics include a P/E ratio of 18.00 and a dividend yield of 1.09%.

Overview: <BR>Hingham Institution for Savings is a Massachusetts-chartered savings bank engaged in residential and commercial real estate mortgage lending, operating within the savings banks industry and classified as a micro-cap company.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 50 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 7 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 497.10 Million (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 18.00 <BR>Dividend Yield: 1.09% <BR>Debt Equity: 0.00 <BR>Return on Equity: 6.50% <BR>Price to Book: 1.14<BR><BR>Contact Details: <BR>Address: 55 Main Street, HINGHAM MA : 02043 <BR>Tel: 1 781 7492200 <BR>Website: https://www.hinghamsavings.com/

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Should I buy, sell or hold Hingham Institution for Savings?

22-Jun-2025

Who are in the management team of Hingham Institution for Savings?

22-Jun-2025

As of March 2022, the management team of Hingham Institution for Savings includes Chairman and CEO Robert Gaughen, President and COO Patrick Gaughen, Directors Kevin Gaughen, Julio Hernando, Robert Lane, Kara Smith, and Independent Director Howard Berger. They oversee the institution's strategic direction and operations.

As of March 2022, the management team of Hingham Institution for Savings includes the following individuals:<BR><BR>- Mr. Robert Gaughen, who serves as the Chairman of the Board and Chief Executive Officer.<BR>- Mr. Patrick Gaughen, who is the President, Chief Operating Officer, and a Director.<BR>- Mr. Kevin Gaughen, who is a Director.<BR>- Mr. Julio Hernando, who is also a Director.<BR>- Mr. Robert Lane, who serves as a Director.<BR>- Ms. Kara Smith, who is a Director.<BR>- Mr. Howard Berger, who is an Independent Director. <BR><BR>This team is responsible for the strategic direction and operational management of the institution.

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Is Hingham Institution for Savings technically bullish or bearish?

07-Oct-2025

As of October 3, 2025, Hingham Institution for Savings shows a bullish trend supported by strong MACD and Bollinger Bands, despite mixed signals from KST and Dow Theory, and has outperformed the S&P 500 with a 1-year return of 26.54%.

As of 3 October 2025, the technical trend for Hingham Institution for Savings has changed from mildly bullish to bullish. The current stance is bullish with strong support from the weekly and monthly MACD, which are both bullish, and the Bollinger Bands indicating bullish conditions as well. The daily moving averages also confirm a bullish trend. However, the KST and Dow Theory present mixed signals, with the KST being mildly bearish monthly and Dow Theory showing mildly bullish weekly but mildly bearish monthly. <BR><BR>In terms of performance, the stock has outperformed the S&P 500 over multiple periods, with a 1-year return of 26.54% compared to the S&P 500's 17.82%. Overall, the bullish indicators suggest a strong upward momentum despite some mixed signals in longer-term trends.

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Is Hingham Institution for Savings overvalued or undervalued?

14-Oct-2025

As of October 10, 2025, Hingham Institution for Savings is fairly valued with a P/E ratio of 18 and a Price to Book Value of 1.15, but has underperformed the S&P 500 over the past year, returning only 3.24% compared to the index's 13.36%.

As of 10 October 2025, the valuation grade for Hingham Institution for Savings moved from expensive to fair. The company appears fairly valued based on its current metrics. Key ratios include a P/E ratio of 18, a Price to Book Value of 1.15, and a PEG Ratio of 1.33, which suggest a reasonable valuation relative to its earnings growth expectations.<BR><BR>In comparison to peers, TrustCo Bank Corp. NY has a P/E of 14.54, while Southern Missouri Bancorp, Inc. boasts a very attractive P/E of 11.64. Hingham's valuation is competitive within the industry, particularly given its fair rating. Over the past year, Hingham's stock returned 3.24%, underperforming the S&P 500's 13.36% return, indicating potential room for improvement in its market performance.

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iScoreScore
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Strong Sell
Sell
Hold
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Strong Buy

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Dashboard
1

Efficient Cost Management with a low Cost to Income Ratio of 38.59%

 
2

With a growth in Interest of NAN%, the company declared Very Positive results in Jun 25

3

With ROA of 0.41%, it has a fair valuation with a 1.15 Price to Book Value

4

High Institutional Holdings at 62.62%

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Savings Banks

stock-summary
Market cap

USD 613 Million (Micro Cap)

stock-summary
P/E

18.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.88%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

7.57%

stock-summary
Price to Book

1.37

Revenue and Profits:
Net Sales:
51 Million
(Quarterly Results - Jun 2025)
Net Profit:
9 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
10.25%
0%
10.25%
6 Months
27.7%
0%
27.7%
1 Year
7.16%
0%
7.16%
2 Years
76.73%
0%
76.73%
3 Years
3.6%
0%
3.6%
4 Years
-22.75%
0%
-22.75%
5 Years
32.68%
0%
32.68%

Hingham Institution for Savings for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
13.13%
EBIT Growth (5y)
-3.33%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
19.61%
Pledged Shares
0
Institutional Holding
62.62%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
18
Industry P/E
Price to Book Value
1.15
EV to EBIT
41.13
EV to EBITDA
40.33
EV to Capital Employed
1.04
EV to Sales
7.80
PEG Ratio
1.33
Dividend Yield
1.08%
ROCE (Latest)
2.54%
ROE (Latest)
6.50%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bearish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 31 Schemes (24.63%)

Foreign Institutions

Held by 40 Foreign Institutions (6.39%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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stock-summaryCompany CV
About Hingham Institution for Savings stock-summary
stock-summary
Hingham Institution for Savings
Savings Banks
Hingham Institution for Savings (the Bank) is a Massachusetts-chartered savings bank (the Bank). The Bank is principally engaged in the business of residential and commercial real estate mortgage lending, funded by a retail deposit network and borrowings. The Bank provides a range of financial services to individuals and small businesses through its approximately 10 offices in Boston and southeastern Massachusetts. Its primary deposit products are savings, checking, and term certificate accounts, and its primary lending products are residential and commercial mortgage loans secured by properties in Eastern Massachusetts. The Bank offers personal checking accounts, money market and savings accounts, as well as longer term certificates of deposit for individuals, businesses, non-profits, cities and towns. The Bank's loan portfolio includes residential real estate, commercial real estate, construction, home equity, commercial and consumer segments.
Company Coordinates stock-summary
Company Details
55 Main Street , HINGHAM MA : 02043
Registrar Details