HomeStreet, Inc.

  • Market Cap: Micro Cap
  • Industry: Regional Banks
  • ISIN: US43785V1026
USD
15.16
0.08 (0.53%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

330.57 k

Shareholding (Mar 2025)

FII

4.93%

Held by 48 FIIs

DII

55.52%

Held by 43 DIIs

Promoter

0.00%

How big is HomeStreet, Inc.?

22-Jun-2025

As of Jun 18, HomeStreet, Inc. has a market capitalization of 229.70 million, categorizing it as a Micro Cap company. As of Dec 24, shareholder's funds are 397.00 million, and total assets amount to 8,123.70 million.

As of Jun 18, HomeStreet, Inc. has a market capitalization of 229.70 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 24, the sum of interest earned for the latest four quarters is 385.80 million, while the sum of net profit for the same period is -141.31 million.<BR><BR>As of Dec 24, the reporting period shows shareholder's funds at 397.00 million and total assets amounting to 8,123.70 million.

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What does HomeStreet, Inc. do?

22-Jun-2025

HomeStreet, Inc. is a financial services company focused on real estate lending and banking, categorized as a micro-cap with a market cap of $229.70 million. As of March 2025, it reported net sales of $86 million and a net loss of $4 million.

Overview:<BR>HomeStreet, Inc. is a financial services company primarily engaged in real estate lending and banking activities within the regional banks industry, categorized as a micro-cap company.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 86 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: -4 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 229.70 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: NA (Loss Making) <BR>Industry P/E: NA <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.00 <BR>Return on Equity: -35.26% <BR>Price to Book: 0.57<BR><BR>Contact Details:<BR>Address: 601 Union St Ste 2000, SEATTLE WA : 98101-1378 <BR>Tel: 1 206 6233050 <BR>Website: http://ir.homestreet.com/

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Should I buy, sell or hold HomeStreet, Inc.?

22-Jun-2025

Who are in the management team of HomeStreet, Inc.?

22-Jun-2025

As of March 2022, the management team of HomeStreet, Inc. includes Mark Mason (Chairman, President, CEO), David Ederer (Chairman Emeritus), Donald Voss (Lead Independent Director), Jeffrey Green (Director), Scott Boggs (Independent Director), and Sandra Cavanaugh (Independent Director). They oversee the company's strategic direction and management.

As of March 2022, the management team of HomeStreet, Inc. includes the following individuals:<BR><BR>- Mr. Mark Mason, who serves as the Chairman of the Board, President, and Chief Executive Officer.<BR>- Mr. David Ederer, who holds the position of Chairman Emeritus.<BR>- Mr. Donald Voss, who is the Lead Independent Director.<BR>- Jeffrey Green, who is a Director.<BR>- Mr. Scott Boggs, who is an Independent Director.<BR>- Ms. Sandra Cavanaugh, who is also an Independent Director. <BR><BR>This team is responsible for overseeing the strategic direction and management of the company.

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Is HomeStreet, Inc. technically bullish or bearish?

25-Jun-2025

As of June 17, 2025, HomeStreet, Inc. shows a mildly bullish trend, supported by bullish weekly MACD and moving averages, despite some caution from mixed signals in KST and Dow Theory.

As of 17 June 2025, the technical trend for HomeStreet, Inc. has changed from bullish to mildly bullish. The weekly MACD remains bullish, while the monthly MACD is mildly bullish, indicating a positive momentum. The Bollinger Bands also reflect a bullish stance on the weekly and mildly bullish on the monthly. Daily moving averages are bullish, supporting the overall positive outlook in the short term. However, the KST shows a mildly bearish trend on the monthly, and Dow Theory indicates a mildly bearish stance on the weekly, which introduces some caution. Overall, the current technical stance is mildly bullish, driven primarily by the bullish signals from MACD and moving averages, despite some mixed signals from KST and Dow Theory.

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Is HomeStreet, Inc. overvalued or undervalued?

25-Jun-2025

As of October 30, 2023, HomeStreet, Inc. is considered risky and overvalued, with poor financial ratios compared to peers, including a Price to Book Value of 0.61 and an ROE of -35.26%, indicating significant underperformance and higher risk.

As of 30 October 2023, the valuation grade for HomeStreet, Inc. has moved from very attractive to risky. This shift indicates that the company is currently overvalued. Key ratios reflect this precarious position, with a Price to Book Value of 0.61, an EV to EBIT of -9.75, and an ROE of -35.26%. The negative earnings metrics further highlight the challenges the company faces.<BR><BR>In comparison to its peers, HomeStreet, Inc. stands out unfavorably. For instance, ChoiceOne Financial Services, Inc. has a P/E ratio of 16.34, while Colony Bankcorp, Inc. boasts a more attractive valuation with a P/E of 10.42. The stark contrast in these ratios suggests that HomeStreet is not only underperforming but also positioned at a higher risk level relative to its competitors. Additionally, despite a recent uptick in stock performance, the long-term returns have significantly lagged behind the S&P 500, reinforcing the notion of overvaluation.

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iScoreScore
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Strong Sell
Sell
Hold
Buy
Strong Buy

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Dashboard
1

With a Operating Losses, the company has a Weak Long Term Fundamental Strength

  • Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.55% signifying inadequate buffers against its risk based assets
  • A low provision coverage ratio signifies the bank has not recognized and created adeqaute reserves to cover its non perfoming loans
2

The company has declared Negative results for the last 10 consecutive quarters

3

Risky - Negative EBITDA

4

Consistent Underperformance against the benchmark over the last 3 years

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Regional Banks

stock-summary
Market cap

USD 263 Million (Micro Cap)

stock-summary
P/E

NA (Loss Making)

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

-34.61%

stock-summary
Price to Book

0.65

Revenue and Profits:
Net Sales:
83 Million
(Quarterly Results - Jun 2025)
Net Profit:
-4 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
18.53%
0%
18.53%
6 Months
18.07%
0%
18.07%
1 Year
27.07%
0%
27.07%
2 Years
98.17%
0%
98.17%
3 Years
0%
0%
0.0%
4 Years
0%
0%
0.0%
5 Years
0%
0%
0.0%

HomeStreet, Inc. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Icon
No Recent News for the Company
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
6.98%
EBIT Growth (5y)
-221.73%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
0.61
EV to EBIT
-9.75
EV to EBITDA
-10.32
EV to Capital Employed
0.88
EV to Sales
3.07
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
-9.07%
ROE (Latest)
-35.26%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
No Trend
No Trend
OBV
Mildly Bearish
Mildly Bearish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2025stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 40 Schemes (39.11%)

Foreign Institutions

Held by 48 Foreign Institutions (4.93%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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stock-summaryCompany CV
About HomeStreet, Inc. stock-summary
stock-summary
HomeStreet, Inc.
Regional Banks
HomeStreet, Inc. is a financial services company serving customers primarily in the western United States, including Hawaii. The Company is principally engaged in real estate lending, including mortgage banking activities, and commercial and consumer banking. The Company's operating segments include Commercial and Consumer Banking, and Mortgage Banking. It provides financial products and services to its commercial and consumer customers through retail deposit branches and commercial lending centers, automated teller machines (ATMs), and online, mobile and telephone banking. The Company originates single family residential mortgage loans for sale in the secondary markets. Its mortgage loans are sold to or securitized by Fannie Mae, The Federal Home Loan Mortgage Corporation (Freddie Mac) or The Government National Mortgage Association (Ginnie Mae), while it retains the right to service these loans. It also provides insurance products and services for consumers and businesses.
Company Coordinates stock-summary
Company Details
601 Union St Ste 2000 , SEATTLE WA : 98101-1378
stock-summary
Tel: 1 206 6233050
stock-summary
Registrar Details