Lakeland Financial Corp. (Indiana)

How big is Lakeland Financial Corp. (Indiana)?

As of Jun 18, Lakeland Financial Corp. (Indiana) has a market capitalization of $1.52 billion, with shareholder's funds of $683.82 million and total assets of $6.68 billion.

As of Jun 18, Lakeland Financial Corp. (Indiana) has a market capitalization of 1,519.02 million, categorizing it as a Small Cap company.<BR><BR>As of Jun 18, the sum of interest earned for the latest four quarters is 372.58 million, while the sum of net profit for the same period is 90.17 million.<BR><BR>As of Dec 24, the reporting period shows shareholder's funds at 683.82 million and total assets at 6,678.37 million.

What does Lakeland Financial Corp. (Indiana) do?

Lakeland Financial Corporation is a bank holding company that provides banking services in Northern and Central Indiana, with a recent net profit of $20 million and a market cap of approximately $1.52 billion. Key metrics include a P/E ratio of 17.00 and a return on equity of 12.98%.

Overview: <BR>Lakeland Financial Corporation is a bank holding company operating in the Regional Banks industry, providing a range of banking services in Northern and Central Indiana.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 90 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 20 Million (Quarterly Results - Mar 2025) <BR>Market cap: USD 1,519.02 Million (Small Cap)<BR><BR>Key Metrics: <BR>P/E: 17.00 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.00 <BR>Return on Equity: 12.98% <BR>Price to Book: 2.19<BR><BR>Contact Details: <BR>Address: 202 E Center St, PO Box 1387 WARSAW IN : 46581-1387 <BR>Tel: ['1 574 2676144', '1 574 2679133'] <BR>Website: http://www.snl.com/irweblinkx/corporateprofile.aspx?IID=100608

Should I buy, sell or hold Lakeland Financial Corp. (Indiana)?

Who are in the management team of Lakeland Financial Corp. (Indiana)?

As of March 2022, the management team of Lakeland Financial Corp. includes Independent Chairman Mr. Michael Kubacki, President and CEO Mr. David Findlay, Lead Independent Director Mr. M. Scott Welch, and Independent Directors Mr. Blake Augsburger, Mr. Robert Bartels, Ms. Darrianne Christian, and Mr. Daniel Evans. They oversee the company's strategic direction and management.

As of March 2022, the management team of Lakeland Financial Corp. (Indiana) includes the following individuals:<BR><BR>- Mr. Michael Kubacki, who serves as the Independent Chairman of the Board.<BR>- Mr. David Findlay, who is the President, Chief Executive Officer, and a Director.<BR>- Mr. M. Scott Welch, who holds the position of Lead Independent Director.<BR>- Mr. Blake Augsburger, an Independent Director.<BR>- Mr. Robert Bartels, also an Independent Director.<BR>- Ms. Darrianne Christian, who is an Independent Director.<BR>- Mr. Daniel Evans, another Independent Director.<BR><BR>This team is responsible for guiding the strategic direction and management of the company.

Is Lakeland Financial Corp. (Indiana) overvalued or undervalued?

As of June 30, 2025, Lakeland Financial Corp. is considered very expensive and overvalued, with a P/E ratio of 17, a Price to Book Value of 2.26, and an EV to EBIT of 13.93, underperforming the S&P 500 with a YTD return of -2.98%.

As of 30 June 2025, the valuation grade for Lakeland Financial Corp. (Indiana) moved from expensive to very expensive. The company appears to be overvalued based on its current metrics. Key ratios include a P/E ratio of 17, a Price to Book Value of 2.26, and an EV to EBIT of 13.93. <BR><BR>In comparison to its peers, Lakeland's P/E ratio of 18.6950 is notably higher than Renasant Corp. at 21.7309 and WesBanco, Inc. at 17.5929, both of which are rated as fair. Additionally, the company's recent stock performance shows a YTD return of -2.98%, significantly underperforming the S&P 500's return of 12.22%, reinforcing the notion that the stock may be overvalued.

Is Lakeland Financial Corp. (Indiana) technically bullish or bearish?

As of October 10, 2025, Lakeland Financial Corp. shows a mildly bearish technical trend, with underperformance against the S&P 500, reflecting a year-to-date return of -9.95% compared to the S&P's 11.41%.

As of 10 October 2025, the technical trend for Lakeland Financial Corp. has changed from sideways to mildly bearish. The weekly MACD is mildly bearish, while the monthly MACD is bearish. Bollinger Bands indicate a bearish stance for both weekly and monthly periods. The daily moving averages are mildly bullish, but the KST shows a mildly bearish trend on the weekly and bearish on the monthly. Dow Theory indicates a mildly bullish trend on the monthly, but no trend on the weekly. <BR><BR>In terms of performance, the stock has underperformed compared to the S&P 500 across multiple periods, with a year-to-date return of -9.95% versus the S&P 500's 11.41%, and a three-year return of -20.18% compared to the S&P 500's 81.39%. Overall, the current technical stance is mildly bearish.